Make college memories that last a lot longer than your student loan payments.
  •  4.0 / 5.0   by 372 users
    Used this product? Write a review >>

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    1. For What Professional Courses can I get an education loan? You can get Student Loan for various higher education courses like, management, medical and engineering, etc.
    2. How much loan I can get? Depending on your course you can get more than 20 lakhs of student loan. The loan amount will depend on the course and the income of the loan guarantor.
    3. When will the repayment of loan start? Generally Repayment will start after the Course period + 1 year or 6 months after getting job, whichever is earlier.
    4. What is the Interest rate charged for Student/education loan? The interest rates vary from bank to bank for student loan.
    5. Is it possible to get 100% Loan to cover all educational expenses? Yes, most banks offer 100% loan to cover all educational expenses.
    Education Loan Tools
    Education Loans By Bank
    Education Loans by City
    Education Loan Articles

    Customer Reviews

  • Page 1 of 19 1 2 3 4 5
    • Oriental Bank of Commerce Education Loan
      "Excellent "
      ORIENTAL BANK OF COMMERCE
      0.5 5.0/5 "Blown Away!"
      I had closed the educational loan with the Oriental bank of commerce and I have done it a way long back. I did not get any NOC from them till now and it was the smooth process to close the loan because of some offers at that time for that speicific tenure.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • Union Bank of India Education Loan
      "Good experience in Education Loan"
      UNION BANK OF INDIA
      0.5 5.0/5 "Blown Away!"
      It was a very pleasant experience with Union bank from sanction disbursal and repayment services for education loan which I had taken for my daughters. Very cooperative attitude of BRS Nagar Branch and very quick service too. I will recommend this for others too
      Was this review helpful? 0
      , ludhiana
      Reviewed on Jun 16, 2017
    • Indian Bank Education Loan
      "Good"
      INDIAN BANK
      0.5 4.0/5 "Great!"
      I got the education loan from the Indian bank and the interest rate was around 8.5%. The loan amount got disbursed to my account within two months of time because of some delay. Documentation procedures were very much minimal with INDIAN Bank.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Jun 10, 2017
    • Oriental Bank of Commerce Education Loan
      "Its Good"
      ORIENTAL BANK OF COMMERCE
      0.5 3.0/5 "Satisfactory"
      Oriental Bank of Commerce, customer service is not so good, their responsiveness is also not that much good. But they sanctioned the requested amount of Rs.2.5 lakhs for the tenure of five years. At the time I was not aware of the interest rate, I took it without verifying but I hope it was nominal.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 09, 2017
    • SBI Education Loan
      "Worst bank for an Education Loan"
      STATE BANK OF INDIA
      0.5 1.0/5 "Really Bad"
      I had applied to SBI for an education loan for my studies abroad. I had applied 3 months in advance, but they took a very long time to complete the process. I was promised that upto 80% of the loan would be covered by the bank, but finally after 3 months they approved only 57% of the loan amount.
      Was this review helpful? 12
      , thane
      Reviewed on May 24, 2017
    • Bank of India Education Loan
      "Good experience and easy process"
      BANK OF INDIA
      0.5 5.0/5 "Blown Away!"
      During the year 2008, I had taken education loan to do BE education. My loan amount was Rs.4.60 lakhs with tenure of eight years. Bank of India offered the interest rate of 11.5% it was floating interest rate. Still my loan is running, I am about to pay around Rs.50,000 as the loan amount.
      Was this review helpful? 5
      , bangalore
      Reviewed on May 11, 2017
    • Bank of Baroda Education Loan
      "Need to improve"
      BANK OF BARODA
      0.5 3.5/5 "Pretty good"
      I have closed he education loan with the Bank of Baroda and the interest rate was around 11.25%. The service aspects were not much good like it was referred by my father. Processing charges were a kind of okay and it was not much costly.
      Was this review helpful? 2
      , hyderabad
      Reviewed on May 10, 2017
    • Credila Education Loan Education Loan
      "the worst option; credila."
      CREDILA FINANCIAL SERVICES
      0.5 0.5/5 "Unacceptable"
      while contacting you for first time, they present themselves as very convenient, but friends they are no good. they will just waste your time and could be the reason behind not paying the college fees on last day. after taking the basic documents they will say that do not worry, your fees will be paid in just one week. so, do not rely on them, because in the end your parents will have to arrange the money in order to pay your fees.
      Was this review helpful? 5
      , new delhi
      Reviewed on May 04, 2017
    • Central Bank of India Education Loan
      "Fast process"
      CENTRAL BANK OF INDIA
      0.5 5.0/5 "Blown Away!"
      Central bank helped me lot on my studies, they gave me demand draft to make payment to my college. Interest rate was very high. I took the loan amount of Rs.2.5 lakhs with the tenure of four years and then I closed my loan on 2014, then I got my NOC from them.
      Was this review helpful? 5
      , indore
      Reviewed on Apr 26, 2017
    • Canara Bank Education Loan
      "Query"
      CANARA BANK
      0.5 2.5/5 "Just OK"
      I got the educational loan for the academic year 2012 - 2016. My course was completed by May 2016. I got a job on June 2016. At November 2016, the bank had taken money from account without any notification for the repayment of my educational loan. Whether this is legal?
      Was this review helpful? 10
      , tirunelveli
      Reviewed on Apr 05, 2017
    • UCO Education Loan
      "Beware of purchasing it"
      UCO BANK
      0.5 0.5/5 "Unacceptable"
      Poorest service for the customers. Please go onto other banks the Manager is unaware of the conditions of the loan himself. Useless..got trapped. Other banks provide rate of interest based on ur work experience also while the manger at branch has no clue. Try sbi best I would say.
      Was this review helpful? 4
      , new delhi
      Reviewed on Apr 03, 2017
    • SBI Education Loan
      "Disappointed service"
      STATE BANK OF INDIA
      0.5 1.0/5 "Really Bad"
      SBI charged me like a local financier on my education loan. I had taken an education loan for10 lakhs but the amount credited was only Rs. 9.5 lakhs they have taken other extra charges on my loan. Initially I applied for this loan for an interest rate of 12% but suddenly they increased for 18%. After receiving my loan completion letter only I came to know they have debited certain charges also the interest rate offered is 18% it is extremely high.
      Was this review helpful? 33
      , chennai
      Reviewed on Mar 29, 2017
    • Union Bank of India Education Loan
      "Interest rate part has to be reduced"
      UNION BANK OF INDIA
      0.5 4.0/5 "Great!"
      I had taken an education loan during the year 2010 from Union Bank of India. My loan amount was 1.64 lakh, I had made some part payment on that. They had offered me good interest rate on education loan. The bank kept disbursing the funds on a yearly basis however interest is charged well before that, even before the loan amount is disbursed,
      Was this review helpful? 3
      , bangalore
      Reviewed on Mar 26, 2017
    • Bank of Baroda Education Loan
      "Edu.loan"
      BANK OF BARODA
      0.5 5.0/5 "Blown Away!"
      BANK OF BARODAEducation Loan I have taken a educational loan from Bank of Baroda earlier and it was a pretty long process. They have delayed to provide the loan. The documentation was normal and the disbursement was satisfactory. They were normal on the interest rate and charges.
      Was this review helpful? 5
      , tonk
      Reviewed on Mar 26, 2017
    • SBI Education Loan
      "Better"
      STATE BANK OF INDIA
      0.5 4.0/5 "Great!"
      At present I had taken an educational loan from State bank of India and when I took this loan interest rate was around 14.5% and now its 13.5%. The total capital amount is around 1 lakh Rupees and their customer service is good one with them, also I have got the account through my friends referral, also they are providing every information in the first approach itself. Charges are some what lesser and the rate of interest is huge with them.
      Was this review helpful? 22
      , coimbatore
      Reviewed on Mar 21, 2017
    • Bank of Baroda Education Loan
      "Loan"
      BANK OF BARODA
      0.5 4.5/5 "Excellent!"
      My all problem has been completely solved by taking this loan and the other service my request has been completed please sir But not studied in this life I am students from in Kota .This problem is not solved . Thanks. Yogendra Meena (Student of B.tech)
      Was this review helpful? 3
      , kota
      Reviewed on Mar 20, 2017
    • Punjab National Bank Education Loan
      "Great Experience"
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      I have taken education loan with PNB, unfortunately I have missed some of the dues. First they asked me do the final settlement of my loan. Later on, they understood due to financial criteria I were missed my dues and they helped me to close my loan without any hassles, its a great support. PNB is really appreciable they helped me to get education by their loan product.
      Was this review helpful? 7
      , kolkata
      Reviewed on Mar 18, 2017
    • Corporation Bank Education Loan
      "Its Better"
      CORPORATION BANK
      0.5 1.0/5 "Really Bad"
      Before ten years I have education loan with Corporation Bank. My dad have applied the loan for my education, we almost waited three months to get the disbursement from the bank. They were very slow on their process, Finally disbursement happened for Rs. 3 Lakhs with the tenure of 5.5 years, now my loan got closed without any hassles and I got my NOC letter from the bank.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Mar 14, 2017
    • State Bank of Hyderabad Education Loan
      "Highly recommandable for Education loan"
      STATE BANK OF HYDERABAD
      0.5 5.0/5 "Blown Away!"
      SBH immediately acknowledged my education loan, I had taken the loan amount of Rs.3 Lakhs with a very nominal interest for the tenure of four years. Its really good experience, now my loan got closed with SBH, I did not face any issues with them, also everything happened in a smooth manner.
      Was this review helpful? 3
      , bangalore
      Reviewed on Mar 13, 2017
    • Bank of India Education Loan
      "Interest rate has to be reduced"
      BANK OF INDIA
      0.5 5.0/5 "Blown Away!"
      Bank of India helped well on my Education loan process, Banker have responded well on my education loan. BOI gave quick response and they were very customer friendly. At the time of 2007 interest rate was high for the education loan they charged around 13.25%, I wish Bank should reduce the interest rate for education loans compared to other loan products.
      Was this review helpful? 7
      , chennai
      Reviewed on Mar 13, 2017
    Common Loader Icon
    Page 1 of 19 1 2 3 4 5
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.