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I have taken a Education loan from State Bank of India. EMI, i am paying of Rs. 7700 till 7-8 years i have to pay. The rate of interest was medium 12.65%, customer service and responsiveness was very good in SBI, i can do pre close at any point of time.
I have taken Educational loan from INDIAN OVERSEAS Bank. The loan period was 5 years, already 2 years has been completed. I am happy with their service when compare with other account. I taken this loan on 7 years back. I got this loan offer for 1.5L. EMI need to pay of 4,300 rupees. Pre closure option is available.
I have taken Educational Loan on 3 years before. At an initial when I had applied this loan with VIJAYA Bank but now its merged with BANK OF BARODA. The amount of 2L and I got the same amount from them. The rate of interest was 10% which is nominal. I can close the loan at any time.
I have taken Educational Loan on 4 years back from UNION BANK OF INDIA. When I was at my hometown got this loan offer with sufficient amount. The rate of interest is nominal. So far I haven't faced any additional charge from their end. Their service is good and prompt.
SBI banking service is not good compared to private sector bank, they need to improve a lot. They are not intimating the EMI details and other hidden charges. I got the loan 14 years before when i was doing my studies. SBI is the only bank was available in my area so that i have selected for an educational loan. I have completed the loan by paying the entire amount. I got my NOC letter too.
Interest rates are quite for the educational loan from State Bank of Travancore which i took for my daughter. Since i am a long term account holder of SBT, i have selected the educational loan. The loan sanctioned time was faster. When i availed the loan, it was State bank of Travancore after that it was merged into State bank of India. I don't find any problem while taking the loan.
Indian overseas bank provided me an educational loan during the emergency time and it was a helpful loan service. Their interest rates are moderate. One of my family friend supported me to take this loan in the year of 2011. I have fully repaid the loan on 2015. Bank staffs were helpful and co-operative throughout this process.
I have taken educational loan with IDBI BANK on 2 years before actually this loan was suggested by my college management. The amount was sufficient of 7.5L with tenure period of 5 years. Rate of Interest is 9.5% and some processing fee was deducted. The process was taken too long to sanctioned the loan and it was around 45 days.
I had taken Educational loan with BANK OF INDIA on 5 years before. Since my sister has already took the loan from this bank so I preferred it. Rate of interest was applicable. Their service was average because they took one month to sanctioned the loan and they have not given easily. I had submitted only certificates.
My educational loan was taken from Bank of India Its because branch is located to nearby my home town. I am not sure about the loan amount because the loan amount got credited directly to the college account. Purchased this loan 10 years before. They took 3 months to sanctioned this loan. They have followed lots of terms and conditions. The documentation process was very difficult to handle.
Its because of the low interest rates, i have chosen the Bank of Baroda for my educational loan. In my area, branches are available. I never called the customer care service and if i need of any help, i just call the branch manager and he is quite helpful. They have provided me a interest rate of 11% for the loan amount of Rs. 3.25 lakhs.
VERY GOOD SERVICES FROM HDFC CREDILA SURAT , VERY SUPPORTIVE, MANAGER MR.PRATIK VASHI HELPED A LOT & WAS VERY CO-OPERATIVE, VERY SMOOTH LOAN PROCESSING & DISBURSEMENT, ALSO PROPER AFTER SALES SERVICE, NO COMPLAINTS, A VERY GOOD & MEMORABLE SERVICE EXPERIENCE FROM THEM.
I have taken a Education loan from SBI and the loan amount was Rs. 1.5 lakhs.The rate of interest was 8.7% and still i have 30 months to go but i am not aware about the EMI charges. Customer service was good and it took 4-5 days to process this loan.
Educational loan is running with Canara bank and the loan amount was either Rs. 4,00,000 or Rs. 5,00,000. I guess the rate of interest was 11% . Tenure was 10 years I think but am not sure. I received the loan amount on time. I have not contacted the customer service yet.
I have taken a education loan from Canara bank. My loan amount was Rs. 82,000 with tenure 4 years.I am not sure about rate of interest and emi what i am paying right now. Customer care service and responsiveness is good. That was very faster approval and I got the loan easily.
I have taken an educational loan with CENTRAL BANK OF INDIA on 2 years before. For the amount of 4 lakhs they have offered for this loan for the tenure was applicable and not aware about it. With rate of interest was 10%. At that time I got many loan from other banks as well but I took since interest was low. There is an option for a pre closure.
I have availed Education loan through UCO Bank directly .I have got the loan very quickly .I have got this loan with good rate of interest ,Still this loan is active and i will be closing this loan within 2 months .I have directly contacted Bank Manager and got this loan .There was no difficulties faced so far.
I took the educational loan from SBI and in my home town, only SBI available so there was no chance to contact with other banks. When i took the loan, i do not have any knowledge about the interest rates. Without proper information, they have deducted the money for insurance and all. When i come to know about this, i was not happy about the loan. I closed the loan in a proper way. I took the loan amount of Rs. 90000 but when i paid the amount was Rs. 2.5 lakhs. The bank manager behavior was not good and they treated me like a slaves. The way of approach with the customer is not good.
From Canara bank, they have given me a loan immediately. Time belongs to the institute, they got only one signature after that they have provided me a loan. I bought the loan amount of Rs. 2.3 lakhs and they have provided me a interest rate of 8%. EMI tenure period has not started so far.
There was no other nationalized bank in our region thats the reason i approached the syndicate bank for my educational loan. I got the loan amount of Rs. 2.38 lakhs and they took around 20 days to sanctioned the loan. The interest rate is 12% and i have closed the loan 5 years back.