Make college memories that last a lot longer than your student loan payments.
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    1. For What Professional Courses can I get an education loan? You can get Student Loan for various higher education courses like, management, medical and engineering, etc.
    2. How much loan I can get? Depending on your course you can get more than 20 lakhs of student loan. The loan amount will depend on the course and the income of the loan guarantor.
    3. When will the repayment of loan start? Generally Repayment will start after the Course period + 1 year or 6 months after getting job, whichever is earlier.
    4. What is the Interest rate charged for Student/education loan? The interest rates vary from bank to bank for student loan.
    5. Is it possible to get 100% Loan to cover all educational expenses? Yes, most banks offer 100% loan to cover all educational expenses.
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    Customer Reviews

  • Page 1 of 20 1 2 3 4 5
    • SBI Education Loan
      "Excellent Service"
      STATE BANK OF INDIA
      0.5 5.0/5 "Blown Away!"
      The state bank of India provided me a educational loan within 2 days of time. The service is really good with SBI. The Equated Monthly Installments process was very good with SBI. They asked me to pay the Emi how much ever I can afford. The scheme of EMI is very good with SBI. The rate of interest is nominal with SBI. I am satisfied with the loan amount from SBI.
      Was this review helpful? 0
      , chittorgarh
      Reviewed on Aug 14, 2017
    • IDBI Education Loan
      "Not smooth "
      IDBI BANK
      0.5 3.0/5 "Satisfactory"
      I have an experience with IDBI bank for the educational loan. Actually to say, the entire loan process took two months as it is educational loan. The process was not smooth but it is little hectic. I had to visit the bank often. Moreover the interest rate was 11.25%.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • SBI Education Loan
      "Interest should be low for an education loan"
      STATE BANK OF INDIA
      0.5 3.0/5 "Satisfactory"
      SBI education loan process was flexible, within the time they have disbursed the amount. I felt interest rate was high for the education loan, they offered me around 13 to 14% but for the car loan and other products they were offering around 7 to 8% of interest. It would be great if they reduce the interest rate for the education loan.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Aug 10, 2017
    • Canara Bank Education Loan
      "Don't believe (get a written letter for what they promising)"
      CANARA BANK
      0.5 0.5/5 "Unacceptable"
      Hi myself bharathi, I had taken my educational loan on 2013 3 year of my course it is a sum of 75000 rupees they promised me no interest for educational loan under 1 lakh and I'm eligible to apply the loan. In 2017 while demonetization I deposited 13000 in my savings account after 15 days I try to withdraw a sum of 2000 in ATM I found all the amount gets withdraw even there is no minimum balance in my account . I approached bank manager he replied indecently & said that is Done by bank for educational loan intrest. I asked while getting loan manager said no intrest for educational loan. He replied "you fool who I'll give u money without interest" and he said u have to repay 128753 rs with interest. So guys though they promise you that won't be any interest please get a written statement.
      Was this review helpful? 0
      , madurai
      Reviewed on Aug 07, 2017
    • UCO Education Loan
      "Dissatisfied service"
      UCO BANK
      0.5 3.0/5 "Satisfactory"
      My previous experience of UCO Bank was not good that much, but currently they have improved a lot. Their staff are very cooperative and good in service. They offered the interest of 7.5% it is nominal. Still loan is active condition, but there is no option to make EMI through online, I should directly visit to the bank and make the loan amount.
      Was this review helpful? 0
      , tuticorin
      Reviewed on Aug 07, 2017
    • SBI Education Loan
      "SBI education loan"
      STATE BANK OF INDIA
      0.5 4.5/5 "Excellent!"
      SBI provides 9.5% interest rate if you apply through this SBI global-Edvantage scheme launched recently. You can avail loan amount minimum of 20 lakhs to maximum of 1.5 crore. Simple Interest will be charged during Course Period + Moratorium Period. You can get time up to 15 years post-completion of your course to repay the SBI loan. Not all the SBI branches are able to process this scheme. Therefore, you can start the application process at https://goo.gl/dG27dd. Your application will be assigned to the respective branch near to you. Hope it is helpful!
      Was this review helpful? 0
      , khammam
      Reviewed on Jul 24, 2017
    • Credila Education Loan Education Loan
      "Worst experience with Credila"
      CREDILA FINANCIAL SERVICES
      0.5 0.5/5 "Unacceptable"
      Hdfc Credila bangalore will just waste your time. They will call you multiple times to collect the documents and not update you about the status. I had very bad experience with Mallesh the deputy manager with Credila and when it was escalated to Adharsh who was regional manner I suppose straight away he told it's rejected because it's unsecured loan. When Mallesh had come for documents he gave all glass hopes that this will be approved within 4 working days and when it is time to apply for visa these guys don't even pick the call. Very much disappointed. I provide my email id as well here if someone wants to reach me. It's [email protected] be careful guys u will miss an opportunity if u depend on these guys.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 13, 2017
    • SBI Education Loan
      "They need to improve their customer service"
      STATE BANK OF INDIA
      0.5 3.0/5 "Satisfactory"
      Three years back, I have education loan from SBI with the interest rate of 13.25% it was nominal, documentation process was inconvenient, their customer support is not up to the mark, they have taken long days process the loan. I took the amount of Rs.2.05 lakhs, they asked me to pay the EMI after getting a job it was best part.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 12, 2017
    • SBI Education Loan
      "They have to improve their customer service"
      STATE BANK OF INDIA
      0.5 3.0/5 "Satisfactory"
      SBI customer service is not good when I approached them for education loan. My loan amount was Rs. 1.80 for the tenure based on the period of my course, SBI gave me interest rate based on RBI but its was high . If I have any queries, I could not reach any branch, I would like to suggest them to be flexible to the customer's query.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 10, 2017
    • SBI Education Loan
      "Process is good. "
      STATE BANK OF INDIA
      0.5 3.5/5 "Pretty good"
      I had earlier taken a educational loan from State Bank of India. The process was good, but I had to visit the bank often to provide the documents. They had a good deal on the rate of interest and processing charges. The after loan services is also good.
      Was this review helpful? 2
      , ranchi
      Reviewed on Jul 10, 2017
    • Canara Bank Education Loan
      "Good Experienced"
      CANARA BANK
      0.5 5.0/5 "Blown Away!"
      I taken education loan from Canara Bank, it was near to home. I directly went to the bank and got it. It was very helpful for my studies, I took the loan amount of 2 lakhs its great. Bank understand the customer's and provided the loan it was nice experience.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 06, 2017
    • Oriental Bank of Commerce Education Loan
      "Good Process"
      ORIENTAL BANK OF COMMERCE
      0.5 5.0/5 "Blown Away!"
      Interest rate for the educational loan with Oriental Bank of Commerce is less than 12%. The tenure is for seven years. Even there is a facility to pay the loan amount at anytime. Customer service is good and I had no issues with OBC while taking the loan.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 03, 2017
    • SBI Education Loan
      "Re payment schedule should be changed"
      STATE BANK OF INDIA
      0.5 2.5/5 "Just OK"
      SBI wont respond very well, normally they give reminder call after the due date of my loan. It would be great if they give reminder call before the due date to avoid the late payment fee. I had taken an education loan of Rs.60,000 and this is for a tenure of 5 years,
      Was this review helpful? 4
      , bhopal
      Reviewed on Jul 03, 2017
    • SBI Education Loan
      "Better Service"
      STATE BANK OF INDIA
      0.5 3.5/5 "Pretty good"
      During the year 2006, I availed educational loan from State bank of India. They sanctioned the loan amount exactly what I request for. Recently I had closed the loan. Interest wise, SBI is good than the other banks but, customer service is not up to the mark.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 03, 2017
    • SBI Education Loan
      "Loan"
      STATE BANK OF INDIA
      0.5 5.0/5 "Blown Away!"
      Personal Loan in Hyderabad, Telangana Get Personal Loans upto Rs.25 Lakh by Bajaj Finserve. Online Application Process for Hyderabad Residents. Best Personal Loan Interest Rates in Hyderabad, Quick Approval with very Minimumal documentation. Hyderabad has been consistently rated as one of the best cities of India. It attracts migrants in large numbers and if you are one among them, you might need extra cash to settle in.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jun 27, 2017
    • SBI Education Loan
      "Its Excellent"
      STATE BANK OF INDIA
      0.5 4.0/5 "Great!"
      I have taken the education loan in SBI around Rs. 3.25 lakhs with the interest rate of 13% for the tenure of five years, now my tenure has been increased and my EMI got reduced. I am very much fine with SBI, my whole family is using SBI service always.
      Was this review helpful? 9
      , kolkata
      Reviewed on Jun 23, 2017
    • Oriental Bank of Commerce Education Loan
      "Excellent "
      ORIENTAL BANK OF COMMERCE
      0.5 5.0/5 "Blown Away!"
      I had closed the educational loan with the Oriental bank of commerce and I have done it a way long back. I did not get any NOC from them till now and it was the smooth process to close the loan because of some offers at that time for that speicific tenure.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 22, 2017
    • Union Bank of India Education Loan
      "Good experience in Education Loan"
      UNION BANK OF INDIA
      0.5 5.0/5 "Blown Away!"
      It was a very pleasant experience with Union bank from sanction disbursal and repayment services for education loan which I had taken for my daughters. Very cooperative attitude of BRS Nagar Branch and very quick service too. I will recommend this for others too
      Was this review helpful? 1
      , ludhiana
      Reviewed on Jun 16, 2017
    • Indian Bank Education Loan
      "Good"
      INDIAN BANK
      0.5 4.0/5 "Great!"
      I got the education loan from the Indian bank and the interest rate was around 8.5%. The loan amount got disbursed to my account within two months of time because of some delay. Documentation procedures were very much minimal with INDIAN Bank.
      Was this review helpful? 2
      , cuddalore
      Reviewed on Jun 10, 2017
    • Oriental Bank of Commerce Education Loan
      "Its Good"
      ORIENTAL BANK OF COMMERCE
      0.5 3.0/5 "Satisfactory"
      Oriental Bank of Commerce, customer service is not so good, their responsiveness is also not that much good. But they sanctioned the requested amount of Rs.2.5 lakhs for the tenure of five years. At the time I was not aware of the interest rate, I took it without verifying but I hope it was nominal.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 09, 2017
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