If the employers of an employee has uploaded the electronic challan cum return for the employee, the employee can check the passbook online. Employees need to first register if they are looking to check their balance online.Employees can check the balance of the EPF online. The procedure for the two is explained below.
Checking EPF Balance Online
If the employer has uploaded the Electronic Challan Cum Return for the employee then they can check their passbooks online. However the facility is only available to those for whom the employer has uploaded the challan for the period of May 2012 onwards. To be able to check the balance online, first employees need to register themselves.
To register online, you’ll need your mobile number and an ID proof. This ID proof can be the PAN’s, Aadhar cards, driver’s licences or passports.
Once the registration is done follow these steps:
Step 1: Go to the member’s area on the EPFO website.
Step 2: Click on the “Download E-Passbook” option.
Step 3: On the page that shows, select your state. (Eg Karnataka, Punjab etc.)
Step 4: Select your EPF office.
Step 5: Enter the EPF account number, type in the character shown for verification and click on “GET PIN”
Step 6: You will now receive an SMS with the authorisation pin. Enter that on the same page, check the I Agree box and click on “Get Details”
Once you click on the get details button your EPF passbook will be shown to you.
Checking EPF Balance Via SMS
To get the balance of the EPF account all you have to do is to follow these steps.
Step 1: Go to the EPFO website.
Step 2: On the homepage will be an option to check EPF balance online. Click on that.
Step 3: You will now see a page where it says “click here to know the balance”. Click on it.
Step 4: The next page will ask you to select a PF State. Choose whichever state is applicable for you. Example, Maharashtra, Karnataka, Delhi, etc.
Step 5: Now enter your EPF account number, name (as per the EPF account) and the mobile number.
Step 6: Check the “I Agree” box and click on “Submit”
Once you click on submit, and if the information provided is accurate, the system will send an SMS to the registered mobile number with the details about the current balance in the EPF account.
Is the EPF mandatory for all employees?
No. The EPF is mandatory only for those who draw less than Rs. 6,500 a month as a basic salary. For those who draw more than that, EPF is optional.
Can I check the balance if no deposits have been made for 3 years?
Yes, even if no transactions have been carried out for the last 36 months you can still check your balance. However you will have to submit a special request in such a case.
Do I need to create an account on the EPFO site?
No. All you need to do is register yourself using a mobile number and a valid ID proof. This reduces the headaches of having to remember passwords and login ids.
What if my employer does not offer EPF?
If you work for an establishment that employs 20 or more people then it must register itself with the EPFO and offer EPF facilities. You can ask your employer for it.
When can I withdraw the entire amount in my EPF?
You can withdraw the entire amount in your EPF once you reach the age of 55 years or if you have been without a job for 6 months.
EPF Other Pages
- EPF Form 5
- Employee Provident Fund Scheme 1952
- EPF Form 11
- PF Limit
- PF Nomination Form
- PF Statement
- Form 2
- EPF Name Correction
- PF Account Number
- PF Withdrawal Forms
- SBI EPF Account
- EPF Account Withdrawal Fraud
- EPF Money after Resignation
- EPF Life Insurance
- 7 Ways to Check PF Account Balance
- EPFO into Equities