The customer-centric approach followed by SBBJ ensures that customers get a host of features when they opt for their personal loan, some of which are mentioned below.
Multipurpose loans – SBBJ offers personal loans for multiple purposes, ranging from weddings to home improvement to vacations, catering to any monetary requirement an individual could have.
High Loan Amount – Individuals can obtain high loan amounts for their personal needs, with SBBJ sanctioning loans up to Rs. 15 lakh, ensuring that lack of money doesn’t become a problem. Individuals can get loan amounts up to 24 times their monthly income.
Flexible repayment period – SBBJ offers flexible repayment tenures for personal loans. Customers get up to 60 months to clear their loan amount.
Quick approval – SBBJ tries to ensure that all legitimate loan applications are approved without any hassles and delays, providing quick loan relief to customers.
Competitive interest rates – SBBJ offers personal loans at extremely competitive rates, ensuring the loan doesn’t become too taxing on customers.
Security Deposit – SBBJ offers personal loans without any security in most cases, relying only on post-dated cheques or check off facility.
Low processing fee – SBBJ charges a low processing fee equivalent to 1% of the loan amount.