Srinagar is the capital of Jammu and Kashmir State in India. Situated in the heart of the Kashmir valley, this beautiful place is rightly known as the Heaven on Earth. According to history, the name Srinagar is composed of two words mainly Sri which wealth and Nagar which means city. Srinagar is situated between two hills and lies on the banks of the Jhelum River. The river flows through the city and deepens into the Dal Lake. The two parts of the city are connected by nine old bridges. The valley of the city is surrounded by Himalayas. This splendid city is renowned for its magnificent houseboats, beautiful gardens and serene lakes. Srinagar is also known as the Venice of the East due to its splendid sights, houseboats and lakes. The city is visited by tourist from all over the world. Some of the most popular places of interest in the city are The Pari Mahal, Chashma Shahi, Shalimar Bagh, Nishat Bagh and so forth. The city is home to many beautiful Mughal Gardens formed during the Mughal rule.
According to the census of 2011, the city of Srinagar had a population of 1,192, 792. The city is a renowned tourist spot and therefore tourism forms the backbone of the economy of Jammu and Kashmir. The city is visited by people during the summer seasons to avoid the scorching heat and to enjoy the snowfall. Another important industry in Srinagar is the handicraft industry. The city is popular for its beautiful handicrafts, wood carving, dress materials, shawls and so forth. The city is also famous for fresh fruits, dry fruits and spices. The city is considered to the hub from where handicrafts, woolen clothing and fruits are delivered to different parts of the country. There are a large number of retail shops in Srinagar which display some of the most exquisite collections of carpets, shawls, handicrafts and many more. The city also exports spices such as cardamom, cloves, saffron, cinnamon and so forth. The temples in and around the city of Srinagar depict the rich cultural diversity and heritage of the country. Kashmiri music is well known all over the world for its uniqueness. The Sufiana music of Kashmir is also quite popular. There are a number of educational institutes in the city of Srinagar. The National Institute of Technology, Srinagar, is one of the oldest NIT in the country. Apart from NIT, there a number of institutes and colleges in Srinagar that offers courses on various subjects.There are many private and public sector banks which operate in Srinagar. Most of these banks offer credit card facilities to the customers. Srinagar credit cards can also be availed through BankBazaar.com. This unique portal offers the opportunity to compare various credit card products provided by different banks in the country. Customers can easily compare the interest rates, eligibility criteria and other features related to credit cards and choose appropriate products easily on BankBazaar.com
Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.
The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history
Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.
You should immediately inform your credit card issuer about the fraud transaction.
If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.
Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.
A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.
Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.
Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.
The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).
Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.
Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.
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