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HDFC credit Card is good Card as it was helping me during the time i was traveling abroad. My need was taken care by this card in abroad as it was easy to use there. The only concern i have here is that when you miss the billing cycle the fine charges from HDFC are extreme. Apart from that the mobile application works fine. For Credit card bill payment they have a separate portal which is very convenient, also if you want a statements, you can fetch that from portal.
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