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My personal loan was purchased from State bank of India. Since my salary account is with SBI hence i have selected the same bank. I bought the loan amount of Rs. 10 lakhs. They have offered me a interest rate of 10.99% and the processing fee was Rs. 4500. 2 years ago i took this loan. I pay the premium amount of Rs. 21750. I have to pay the EMI for 5 years.
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