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  • SBI Personal Loan Diwali Offers Oct 2017 is Rated as "Excellent!" by 512 Users

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    SBI Personal Loan Diwali Offers Oct 2017

    Diwali Offers on SBI Personal Loan October 2017

    State Bank of India is a prominent bank in India that provides excellent financial solutions. You can procure a personal loan from SBI to celebrate this Diwali to the fullest. The bank offers Xpress Credit Loan and SBI Pension Loan.

    Key Features and Benefits of SBI Personal Loan

    • SBI charges different interest rates for its various personal loan products. The interest rates range from 11.40% to 15.15% p.a.
    • The bank will give you a loan of up to 35 times your monthly salary.
    • There is no processing fee for SBI Clean Overdraft and SBI Jai Jawan Pension Loan. For Xpress Credit and SBI Pension Loan, you will be asked to give 0.5 to 0.51% p.a. of your loan amount along with the applicable tax.
    • You can repay the loan in tenures of 1 year up to 4 years.
    • You do not have to give any security to apply for this loan.
    • You can apply for this loan at any SBI branch with very minimum documentation.
    • Individuals between the ages of 21 and 58 years can apply for this loan.
    • You do not have to pay any hidden charge or administrative charge for this loan.
    • The bank charges a penal interest of 2% p.a. if you default any installment.

    Celebrate Diwali 2017 with a Personal Loan from SBI

    You can make this Diwali memorable and extra fun-filled by applying for an SBI personal loan. When you take a personal loan during this festive season, you can use the funds for the celebrations. Have you always been planning to renovate your home? Make this wish come true this Diwali by borrowing funds from SBI.

    You can get all the details regarding an SBI personal loan on BankBazaar.com. You can visit the SBI personal loan segment on BankBazaar and click ‘Enquire’. The response time for this is 30 minutes.

    You can also ask a representative from SBI if they have any special loan offers for Diwali 2017. You can choose your loan amount and loan tenure by comparing the EMIs through the BankBazaar SBI personal loan EMI calculator. Once you finalise the amount, you can approach any representative at an SBI branch.

    Personal Loan Reviews

    • SBI Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan was taken with SBI 2 years back.The loan amount was 2 lakhs and the interest rate as very high . The EMI period was 5 years .The process was very slow and they have delayed processing it .The documentation was smooth .hey did not sanction the loan within the committed time. Their processing fee was average in the market.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 14, 2018
    • SBI Personal Loan
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      I had chosen to go with them since i was holding my salary account from the same bank. The process in getting the loan had been very easy and smooth. The loan amount which they had given had been okay and the interest rate with them had been nominal. There has not been any processing fee which they have charged. Their customer support and the staff responses had been helpful as well.
      Was this review helpful? 2
      , kochi
      Reviewed on Jul 13, 2018
    • SBI Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with SBI 7 years back. The loan amount was 1.57,000 and the interest rate was bit higher than others .The tenure period was 4 years . The customer service and responses was good. They have sanctioned the loan with the committed time. The processing fee was nominal.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jul 07, 2018
    • SBI Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had took this loan almost 5-6 months back and the process in getting the loan has been easy and smooth. The loan amount had been easy and smooth and the interest rate with them had been very good. There has not been any issues faced with the banking services of them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 28, 2018
    • SBI Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the sbi which they approved in 1 day and the amount is reflected in next day ,its instant approval process. As am satisfied with the rate of interest which is nominal one of 8.5% They provided the tenure period of 2 year and i make the payment monthly though ECS.. There is no processing fees also,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 26, 2018
    • SBI Personal Loan
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      It had not been a good experience with them and the treatment which they are making to their customers should be improved. I had also been using the banking services of them and i had been drawing my salary with the account of them. I suggest that they should be giving a better service to their customers.
      Was this review helpful? 0
      , ranipettai
      Reviewed on Jun 25, 2018
    • SBI Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from the STATE BANK OF INDIA around 2years ago. The required loan amount has been given and I am satisfied with the loan amount. The rate of interest and the charges are average with the State bank personal loan process.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 20, 2018
    • SBI Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      The process in getting the loan amount has been a hassle where it has taken almost two months in getting the loan. Even the loan amount has not been satisfactory and the interest rate with them has been high compared with the market rate. It would have been good if they had made the process more easy and smooth.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 14, 2018
    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from SBI and my experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to other banks. There are no charges on preclosure of loan. Customer service was good and the tenure period for this loan is 5 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2018
    • SBI Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have take personal loan from the sbi which they approved in 1 day and the amount is reflected in next day ,its instant approve process. As am not satisfied with the rate of interest which is quiet high. They provided the tenure period of 4 year and i make the payment monthly though ECS. There are no processing fees also.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 08, 2018
    • SBI Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from SBI and my loan experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to other banks. Customer service was good and they followed up on time. The tenure period for this loan is 4 years.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 06, 2018
    • SBI Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      It has been a good loan experience with them and the process had been very easy and smooth. I have taken this loan almost five years back. The rate of interest was not too high with them. The loan amount which they had provided had been satisfactory. The whole process took almost an hour in getting this loan.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 06, 2018
    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan experience was good with SBI, the loan amount was for Rs 6 lakhs with nominal interest rate when compared to other banks. The process was quick and i received my loan amount on time. Customer service was good and the tenure period for this loan is 5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • SBI Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with State Bank of India and they were very transparent in the process. All the details were clearly explained and there were no hidden charges. The customer services and response is good and the process is also quick.
      Was this review helpful? 0
      , darbhanga
      Reviewed on May 22, 2018
    • SBI Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      Within a week time I have got the loan amount with the State bank of India. I have got the personal loan from SBI around a year ago. The customer support service and the response is good from the State bank of India. The required loan amount has been given and I am satisfied with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2018
    • SBI Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have got better service from the STATE BANK OF INDIA in concern to my personal loan application. The customer support service and the response is average with the SBI. The rate of inters an the charges are low but the service need to be improved with the STATE BANK OF INDIA.
      Was this review helpful? 0
      , hassan
      Reviewed on May 11, 2018
    • SBI Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The state bank of India has approved my personal loan within a day time. The customer support service and the response is quite good from the State bank and I am satisfied with the loan amount, they have disbursed the loan amount with in a day time.
      Was this review helpful? 0
      , pune
      Reviewed on May 10, 2018
    • SBI Personal Loan
      "AVERAGE SERVICE"
      0.5 3.0/5 "Satisfactory"
      Got my personal loan form Sbi bank , they took long time for documentation and approval process . Rate of interest is also high compared to other banks, their customer service and response is good.Made payments through ECS .the tenure period is 4 years
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 09, 2018
    • SBI Personal Loan
      "NOT GOOD"
      0.5 1.0/5 "Really Bad"
      To say truth about this loan is that i am having this loan for since 2.5 years. The payment i cant do it directly in bank, the thing is that i can be able to do only through cheque. Before 6 months only i have topped my loan and i am using it also. Probably i am not sure about the rate of interest in my bank it may be like 10.5-11.5% i am having my interest
      Was this review helpful? 0
      , chennai
      Reviewed on May 06, 2018
    • SBI Personal Loan
      "Personal loan with SBI"
      0.5 4.5/5 "Excellent!"
      I have taken personal loan from SBI and the approved loan amount was 6.5 lakhs. I took this loan on 2015 and i closed by January 2018. The rate of interest was 9.7%. The EMI was flexible and the service was really good.The process was also very quick.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 20, 2018
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