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  • SBI Personal Loan Diwali Offers Oct 2017 is Rated as "Excellent!" by 501 Users

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    SBI Personal Loan Diwali Offers Oct 2017

    Diwali Offers on SBI Personal Loan October 2017

    State Bank of India is a prominent bank in India that provides excellent financial solutions. You can procure a personal loan from SBI to celebrate this Diwali to the fullest. The bank offers Xpress Credit Loan and SBI Pension Loan.

    Key Features and Benefits of SBI Personal Loan

    • SBI charges different interest rates for its various personal loan products. The interest rates range from 11.40% to 15.15% p.a.
    • The bank will give you a loan of up to 35 times your monthly salary.
    • There is no processing fee for SBI Clean Overdraft and SBI Jai Jawan Pension Loan. For Xpress Credit and SBI Pension Loan, you will be asked to give 0.5 to 0.51% p.a. of your loan amount along with the applicable tax.
    • You can repay the loan in tenures of 1 year up to 4 years.
    • You do not have to give any security to apply for this loan.
    • You can apply for this loan at any SBI branch with very minimum documentation.
    • Individuals between the ages of 21 and 58 years can apply for this loan.
    • You do not have to pay any hidden charge or administrative charge for this loan.
    • The bank charges a penal interest of 2% p.a. if you default any installment.

    Celebrate Diwali 2017 with a Personal Loan from SBI

    You can make this Diwali memorable and extra fun-filled by applying for an SBI personal loan. When you take a personal loan during this festive season, you can use the funds for the celebrations. Have you always been planning to renovate your home? Make this wish come true this Diwali by borrowing funds from SBI.

    You can get all the details regarding an SBI personal loan on BankBazaar.com. You can visit the SBI personal loan segment on BankBazaar and click ‘Enquire’. The response time for this is 30 minutes.

    You can also ask a representative from SBI if they have any special loan offers for Diwali 2017. You can choose your loan amount and loan tenure by comparing the EMIs through the BankBazaar SBI personal loan EMI calculator. Once you finalise the amount, you can approach any representative at an SBI branch.

    Personal Loan Reviews

    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan experience was good with SBI, the loan amount was for Rs 6 lakhs with nominal interest rate when compared to other banks. The process was quick and i received my loan amount on time. Customer service was good and the tenure period for this loan is 5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2018
    • SBI Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with State Bank of India and they were very transparent in the process. All the details were clearly explained and there were no hidden charges. The customer services and response is good and the process is also quick.
      Was this review helpful? 0
      , darbhanga
      Reviewed on May 22, 2018
    • SBI Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      Within a week time I have got the loan amount with the State bank of India. I have got the personal loan from SBI around a year ago. The customer support service and the response is good from the State bank of India. The required loan amount has been given and I am satisfied with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2018
    • SBI Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have got better service from the STATE BANK OF INDIA in concern to my personal loan application. The customer support service and the response is average with the SBI. The rate of inters an the charges are low but the service need to be improved with the STATE BANK OF INDIA.
      Was this review helpful? 0
      , hassan
      Reviewed on May 11, 2018
    • SBI Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The state bank of India has approved my personal loan within a day time. The customer support service and the response is quite good from the State bank and I am satisfied with the loan amount, they have disbursed the loan amount with in a day time.
      Was this review helpful? 0
      , pune
      Reviewed on May 10, 2018
    • SBI Personal Loan
      "AVERAGE SERVICE"
      0.5 3.0/5 "Satisfactory"
      Got my personal loan form Sbi bank , they took long time for documentation and approval process . Rate of interest is also high compared to other banks, their customer service and response is good.Made payments through ECS .the tenure period is 4 years
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 09, 2018
    • SBI Personal Loan
      "NOT GOOD"
      0.5 1.0/5 "Really Bad"
      To say truth about this loan is that i am having this loan for since 2.5 years. The payment i cant do it directly in bank, the thing is that i can be able to do only through cheque. Before 6 months only i have topped my loan and i am using it also. Probably i am not sure about the rate of interest in my bank it may be like 10.5-11.5% i am having my interest
      Was this review helpful? 0
      , chennai
      Reviewed on May 06, 2018
    • SBI Personal Loan
      "Personal loan with SBI"
      0.5 4.5/5 "Excellent!"
      I have taken personal loan from SBI and the approved loan amount was 6.5 lakhs. I took this loan on 2015 and i closed by January 2018. The rate of interest was 9.7%. The EMI was flexible and the service was really good.The process was also very quick.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 20, 2018
    • SBI Personal Loan
      "slow process"
      0.5 3.0/5 "Satisfactory"
      I had taken a personal loan from the top most public sector bank STATE BANK OF INDIA. The rate of interest is very reasonable by comparing with other loan partners which is 12.50%. They sanctioned my promised principle loan amount and credited in my savings account. But they taken nearly one month to process my loan.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • SBI Personal Loan
      "better experience"
      0.5 4.0/5 "Great!"
      I had taken a personal loan from the top most public sector bank STATE BANK OF INDIA. The rate of interest is very reasonable by comparing with other loan partners. They sanctioned my promised principle loan amount with in 7 working days. My monthly emi would be deducted from my savings account.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • SBI Personal Loan
      "Perfect service"
      0.5 5.0/5 "Blown Away!"
      The SBI has offered me a personal loan based on my requirement. The customer support service is good with the SBI. The net banking service is average here. The rate of interest and the charges levied by SBI is the best and I am satisfied with the loan amount too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 16, 2018
    • SBI Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with SBI 2 months back. The loan amount was 2 lakhs ans the interest rate was 11.5% which is high . They have sanctioned the loan with the committed time . The customer service and responses was up to the mark. My experience was very good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 12, 2018
    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with SBI and my loan experience was good, the loan amount was for Rs 4 lakhs with nominal interest rate when compared to other banks. The process was quick and i received my loan amount within 3-4 days. Customer service was good and the tenure of this loan is 3 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 02, 2018
    • SBI Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      It is a long process and documentation for State Bank of India. The customer services and response is on the average side. I have taken my personal loan and the rate of interest and processing charges is normal. The process can be improved in all.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 23, 2018
    • SBI Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with State bank of India.The loan amount is three lakhs.The rate of interest is low as compared to others,There is no processing fess for the same.The EMI amount registered by an ECS payments.I am happy with process.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 23, 2018
    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from SBI and my experience was very good. The loan amount was for Rs 4 lakhs with 13.15% interest rate is nominal when compared to other banks. The process was smooth and i received my loan amount on time. Customer service was good and they followed up on time. The tenure of this loan is 5 years.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 22, 2018
    • SBI Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken person loan with State bank of India.The loan amount is two lakhs,rate of interest is nominal as compared to others.The tenure is for two years.I had to submit physical documents to process the loan and it was done in a weeks time.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 20, 2018
    • SBI Personal Loan
      "Personal loan with SBI"
      0.5 3.0/5 "Satisfactory"
      From State bank of India i have taken a personal loan and the approved loan amount is 7 lakhs. The rate of interest is 13% and the interest was bit high. The monthly EMI comes around 36000 for 5 years. There was no processing fee with them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 15, 2018
    • SBI Personal Loan
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan with the State bank of India and the rate of interest was not aware from my end. The loan amount got disbursed within an hour of time. Everything is good one with the State bank of India.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 03, 2018
    • SBI Personal Loan
      "Process is good"
      0.5 5.0/5 "Blown Away!"
      It was a easy process with State Bank of India. I have taken a personal loan and the documentation was also normal and they collected it on time. I received the loan within ten days. The rate of interest is normal and charges is low. The bank also has a option of pre payment.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 27, 2018
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