There are a number of forms related to the Employees’ Provident Fund or EPF. The EPF Forms are related to different purposes such as withdrawals or advances that a member applies for, funding of an LIC policy, and so on.
Various forms are available under the Employees’ Provident Fund (EPF) scheme. Depending on the purpose, the EPF Form would vary. Funding a Life Insurance Corporation (LIC) policy, advances of EPF amount, and withdrawal of EPF amount are some of the purposes where different forms are needed.
Different EPF Forms
Given in the table below are the different EPF Forms that are available:
|Form 2||Nomination for the EPF and Employees’ Pension Scheme (EPS)|
|Form 5||Registration form for new employees for EPS and EPF|
|Form 5(IF)||Employees’ Deposit Linked Insurance (EDLI) scheme claim form|
|Form 10C||EPS withdrawal|
|Form 10D||To apply for a pension after retirement|
|Form 11||Automatic transfer of EPF|
|Form 14||LIC Policy|
|Form 15G||To save Tax Deducted at Source (TDS) for any interest that is generated from EPF|
|Form 19||Settlement of EPF|
|Form 20||EPF settlement in case of employee’s death|
|Form 31||Withdrawal of EPF|
Under the Employees’ Pension Scheme, 1995 and Employees’ Provident Fund Scheme, 1952, nominations must be submitted by every employee who is contributing towards the EPF scheme.
Nominations can be added by employees by using Form 2. The person who is nominated will receive the EPF amount that has been accumulated in case the EPF member passes away.
Form 5 is used by employers to enrol a new employee for the EPF scheme. Details of the new employee are provided by Form 5. The Employees’ Provident Fund Organisation (EPFO) and the organisation will be able to register individuals who have joined the EPF scheme for the first time with the help of Form 5.
The form can be downloaded on the official website of the EPFO and must be submitted by the employer before the 15th of every month.
Form 5 (IF)
EPFO members who are contributing to the EPF scheme are automatically eligible for the EDLI scheme. In case the EPFO member passes away, selected beneficiaries, heirs, and family members can avail death benefits.
Form 5 (IF) must be submitted by the beneficiary to avail these benefits. The beneficiary is eligible for a maximum benefit of Rs.6 lakh (Insurance benefit of Rs.4.5 lakh and bonus benefit of Rs.1.5 lakh.
Under the EPF scheme, Form 10C is used to claim withdrawal benefits. Form 10C can be used by the member only if he/she wants to withdraw the EPF amount that has been accumulated before the completion of 10 years of service or has attained the age of 58 years but has not completed 10 years of service.
Form 10C can also be used by family members in case the EPFO member passes away after attaining the age of 58 years but has not completed 10 years of service. Members who are above 50 years old but less than 58 years and do not wish to opt for a reduced pension can also use Form 10C.
All EPFO members will automatically be enrolled for the EPF scheme. Under the EPF scheme, all members are eligible to claim a pension at the time of retirement. Form 10D must be submitted by registered members to withdraw pension on a monthly basis.
A self-declaration that an employee must fill when joining an organisation is Form 11. Existing EPF members must fill this form when joining a new company. New EPF members need not submit this form. Various details of the employee’s last EPF account must be filled in this form.
Automatic transfer of EPF amount from the previous account to the current account can also be completed with the help of this form. Earlier Form 13 was used for the transfer of EPF.
In case you wish to buy a LIC policy from the EPF amount, Form 14 must be submitted. The premium for the policy will be paid from the amount that has been accumulated in your account. The form must be submitted to the EPF Commissioner after it has been attested by your employer.
In case you have used the online facility to withdraw the EPF amount, Form 15G must be submitted to avoid TDS on the amount that has been withdrawn. The form can be submitted online on the EPFO portal. The form is used by members who withdraw the EPF amount (above Rs.50,000) before completing 5 years of service. Senior citizens must submit Form 15H instead of Form 15G.
Form 19 is used by EPFO members who do not have a Universal Account Number (UAN). All members who are contributing towards EPF after 2014 have been assigned a UAN by the EPFO. The EPF account number and not the UAN needs to be mentioned in Form 19.
In case the EPFO member passes away, the heir or nominee must submit Form 20 in order to avail the EPF, EPS, and EDLI benefits. The amount will either be directly deposited to the beneficiary’s account or sent via money order.
Form 31 is used to make partial withdrawals on the amount that is available in the EPF account. Form 31 can be used for purposes of education, house renovations, medical treatment, availing loans, etc. The eligibility criteria for partial withdrawal will vary depending on the purpose of withdrawal.
- What is the process to submit a claim form in case the employer does not attest it?
It is the employer’s obligation to attest the claim form. In case the employer does not attest the form, you can attest it from the bank where the account is maintained and submit it to the Regional PF Commissioner. The matter will then be pursued by the Regional PF Commissioner with the employer.
- Are there any benefits in submitting Form 2?
In case the EPFO member passes away, the insurance, pension, and PF is provided to family members without any delay.
- What is the procedure to be followed in case the employer cannot sign a form because of closure?
Under such circumstances, your bank manager will need to attest the form.
- Is it mandatory to affix a Re.1 revenue stamp on the claim form?
No, it is not mandatory to affix a Re.1 revenue stamp on the claim form.
EPF Other Pages
- EPF Form 5
- Employee Provident Fund Scheme 1952
- EPF Form 11
- PF Limit
- PF Nomination Form
- PF Statement
- Form 2
- EPF Name Correction
- PF Account Number
- PF Withdrawal Forms
- SBI EPF Account
- EPF Account Withdrawal Fraud
- EPF Money after Resignation
- EPF Life Insurance
- 7 Ways to Check PF Account Balance
- EPFO into Equities