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Home Insurance Review & Rating
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I have talent home insurance from icici Lombard. The tenure is for 30 years till the home loan gets completed . In case of any natural calamity occurred the property will be safe. The insurance company will pay.Policy coverage is given for the entire loan amount. There is only on time premium which was also less.
In case of any theft and physical damages in our hose the Oriental Insurance would reimburse. They does not cover for entire things but atleast we get something when we are in need. Payment charge is just 1200 to 1500 per annum and the total cover for my home is 15lakhs.
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7
DUSHYANT KUSHWAHA
, new delhi
Reviewed on Jan 04, 2016
I took the home insurance from hdfc ergo. In case we loose the job for three month the emi of the home loan will be paid by the insurance company . In case of fire in the building or earthquake all the outstanding will be waived off. Policy coverage is total value of the flat.
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9
NARENDRA TULSHIRAM KAMBLE
, thane
Reviewed on Dec 19, 2015
This insurance was provided to me with the HDFC Housing loan . I am using it for the past 1 month only, this was suggested to me by the HDFC Housing loan executives. Since I have relationship with HDFC they have provided me with the best options which is available in the market.
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6
VIDHYADHARPARKAR MANOHAR PARKAR
, mumbai
Reviewed on Dec 10, 2015
Only one plan HDFC EGO Home insurance has given to me. They should clearly mention all the policies they should provide more options . This home insurance was for a period of 25 years. They just told that this a home insurance policy they did not tell me like that. HDFC ERGO Is providing home insurance .They have provided all the information like for the first 5 years they will provide 9.5 lakhs and after which if I want I can renew that as well and they told me like it will be provided for 25 years completely.
Due to chennai flood my house products got damaged and when i try reach them for help, customer care persons not picking the call, no mail id for communication. They will help you while enrolling the insurance but during the risky time,...they will show you the real face and please dont waste money on ICICI Lombard..rather my suggestion is to go with Reliance where they contacted each customers and got their status
I availed for SBI home insurance because of the features it possess and it may be useful down the line. It can be availed as one time payment for entire tenure or partial payment can be done and subsequently it can be renewed for rest of the tenure.
I have not claimed with Icici Lombard. The customer service is good, they used to update me about the due date on prior. Almost many hospitals they cover. The coverage is depends upon the deceases. The tenure period is for 2 years, I feel Icici should improve increasing the tenure period at least for 5 years.
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10
HITESH SURESH UPADHYAY
, mumbai
Reviewed on Nov 14, 2015
Home insurance in case of any fire, damages etc it covers.. The policy coverage is 16 lakh for 10 years. Never interacted with the customer care. Premium is good one, I also compared it to other private sectors. Icici Lombard has a flexible in choosing the tenure period for the policy.
I had only a one time interaction with ICICI Lombard fro the home insurance. In case of any unforeseen happenings they will pay off the loan . I had made a one time payment of 96 k for the insurance. Acutely, I had taken a personal insurance and home insurance as well. It was offered along with the loan.
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0
PRAKASH DEVINENI
, hyderabad
Reviewed on Nov 02, 2015
When I am taking my home loan also got an Home insurance from ICICI LOMBARD GENERAL INSURANCE. I did not started paying any premiums so far but I will making it through online. Even I have not received any kind of documents for this policy.
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1
SATHEESH KARRUPSWAMY
, bangalore
Reviewed on Oct 27, 2015
It is a home insurance and a kind of investment plan taken from Hdfc Ergo. Sum assured is 30 lakh. If anything happens to me my builder will get 30 lakh. Premium is paid around 6250 on monthly bases. I found their service is good with Hdfc Ergo.
I got the home insurance with the State Bank of India General Insurance.Its the single shot of payment that was take from the home loan. It came while getting the loan with the bank. This insurance will be valid for 20 years.
I preferred to take my home insurance from a nationalized company. But since the bank had a tie up with Bajaj Allianz General Insurance they did not allow me. People from Bajaj created a lot of problem for me. They even took a month premium from my loan amount.
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10
DEBASIS SAHOO
, bhubaneshwar
Reviewed on Sep 25, 2015
Home insurance is for five years and this offered to be along with the home loan. ICICI Lombard is giving life coverage as well and incase I am jobless three months emi will be paid to the bank. In critical illness ICICI is going to cover all the loan amount. This is only for five years and after that I have to renew. Any damages in home and natural calamities will be covered for 20 years.
I am having the housing insurance with the HDFC ergo general insurance company. I got the insurance papers within 45 days of time after I paid the premium. I am paid around 95000 Rupees as the coverage and the coverage is around 20 lakh Rupees.
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6
BHARGAV KONDURU
, bangalore
Reviewed on Sep 22, 2015
Home insurance is taken from Hdfc. I have to pay the premium for 5 years. After 5 years they will return 60% of amount. If anything happens to me what ever amount is paid will go to my nominee. Premium is totally depend upon the the loan and the age. So it is good and secured.
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1
MAYUR PRAKASH JAGTAP
, pune
Reviewed on Sep 07, 2015
From Hdfc Ergo I have taken a home Insurance. Since I have already taken an home loan with them they did not collected any document from me. Premium is paid around 31,000 on annual bases deducted from my Emi. If any thing happens to me the amount will go to Hdfc. It is good with Hdfc.
Home insurance with ICICI Lombard is like one time payment and I made 1.37lakhs. Actually the tenure is of 5 years. Incase the customer is no more then the company would pay the entire amount of loan to the bank. Premium is very high definitely. My residence is in Vishakapatnam so there was a cyclone so for that ICICI contacted me voluntarily to inquire.
I have taken my home insurance from HDFC Ergo. They have given me all the benefits. They have covered the property risks and the other benefits. They have also covered certain diseases. I had to pay 52K for the housing loan of 20 lakhs. It is valid for 5 years.
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1
VINODTIWARI TIWARI
, lucknow
Reviewed on Aug 08, 2015
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