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Health Insurance Review & Rating
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I have taken a health insurance policy from New India and it is a company provided. This is a family floater policy and the coverage value was Rs. 2,00,000. Annual premium i am paying Rs 8,000. I can avail a tax benefit under sec 80D. All critical illness covered in this medical policy. I went for a claim it is a cash less and they covered all network hospitals and the claim process was average.
I have taken a health insurance in ROYAL SUNDARAM and the policy coverage value of Rs. 5L. I am paying premium in the yearly package. While getting a policy they given an information about the policy details. They have tied up with all network hospitals and also they cover all critical illness and day care treatment. This is a Tax Benefit policy covers under 80D.
I have taken a health insurance from RELIGARE HEALTH. I got this offer when I had applied a credit card with RBL bank. Yearly use to pay of 7K around. They have tied up with particular hospitals. The agent has provided terms and condition. There is no option of cashless treatment. It covers my whole family. No claim experience yet.
From my company, they have provided me a health insurance from Religare and its a group insurance policy but my family consists of 4 members included in this policy with the coverage value of Rs. 5 lakhs. I don't have any claim experience. I have not gone through the hospital list but they have provided me a health insurance card.
For my personal use, I had taken a health insurance from STAR HEALTH on 2.5 years back. Yearly I use to pay amount of 10,100 rupees with GST. They have tied up with many hospitals. Sum assured of 10L. It covers myself and spouse. It is useful for Tax benefit.
From my company side, they have offered me a health insurance from United health care. I have done a claim twice and the experience was good. My family consist of 3 members included in this policy. They have approved my claim within 3 days. On their website, i had applied my claim. They gave me a claim upto 90%. I would say health insurance policy is very much helpful when a person doesn't have money by just providing the insurance card number and employee id.
Its because of the agent recommendation, i have taken the health insurance from United India. I have been paying the premium amount of Rs. 18000 per year. My full family has covered in this policy. I have a claim experience too and they are providing the cashless facility on hospital even reimbursement was carried out on time.
From my office, they have provided me a health insurance from Oriental but i never utilized the policy till now. My entire family has been covered on this policy. I got the coverage value of Rs. 4 lakhs and the network of hospital list is good. I never get any situation to contact their customer care service.
From my company, they have provided me a health insurance from ICICI Lombard. I do have a claim experience and I'm satisfied with it because it was a cashless treatment. My entire family has been covered in this policy. I'm not aware of the coverage amount and i have not called their customer care service till now.
Recently i have chosen the health insurance from Bajaj Allianz because most of the hospitals are having this policy. I pay the premium amount of Rs. 1000 on a yearly basis with the coverage amount of Rs. 1 lakh. I have received a phone call from that they have explained me about the policy details. I have sent my documents through mail and i made the payment through auto debit option.
I have taken a Health insurance from Star health before 8 years as there have more network hospitals for cashless treatment in my area. I am paying Rs.18,000 as the annual premium through online. Total coverage is 4 lakhs for my family. I will get notification regarding the payments. I have opted for cashless treatment it cover complete bill amount except the disposable product.
Have applied for Family plan & honestly informed then 3 moths before my boy was admitted for 2 days for viral infection and provided doctor medical fitness certificate, but they denied policy claim. Please go for other customer friendly policy.
I have taken a health insurance policy from UNITED INDIA and its been for a long time. This insurance covers me and my family members and i am paying premium yearly Rs. 2000 and i am not aware about the coverage value. Still there is a no claim, over all it is good.
I have taken a health insurance from PARAMOUNT LIFE & GENERAL INSURANCE CORPORATION. This is a company policy and this is a family policy. Coverage value was Rs. 1.40L last year my daughter went for claim and it got reimbursed, some hospital only they cover cash less. Every thing is good, only thing processing time is very long.
I have selected the health insurance from ICICI Lombard because the agent made a promotional call and asked me to purchase the health insurance with them. They gave me a coverage value of Rs. 10 lakhs. My family consist of 4 members included in this policy. I have not hospitalized till now so I do not applied any claim so far.
I bought the credit card from ICICI Bank, they have provided me a health insurance policy from Royal Sundaram and they are covering up to Rs. 10L. This policy covers for my entire family. I am not checked about the hospital list till now. I pay the premium amount of Rs. 14000 on a yearly basis and I make the premium through an online.
For past 4 years, i have been renewing the health insurance policy with Star health. From my company they have provided me a policy which covers for myself. I can claim upto Rs. 3.5 lakhs. So far i have done the claim twice and it took 1 month to process. They have covered upto 60% on my medical expenses.
I have taken a health insurance from Star health. This is a family floater policy. The coverage value was Rs. 10,00,000. Annual premium i am paying Rs. 25,000. I can avail a tax benefit under sec 80D.This is a life long coverage. All critical illness covered in this mediclaim since there is no claim.
I have taken a health insurance from BAJAJ ALLIANZ on 2 months before. Since for my personal need, I had chosen this policy . On yearly basis I need to pay the premium amount of 10K. They have tied up with listed hospitals and cashless treatment also applicable. It covers my whole family.
My company has provided me a health insurance from Bajaj Allianz and they have given the policy for the entire family. They are providing a coverage amount of Rs. 3 lakhs for each person. From my salary, they are deducting the premium amount. I have not availed any claim till now. They have many hospital listed in their list.
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