Credit Score of 750 = Easy approval on Loans/Credit Card! Check now in less than 3 min! Check for FREE
Debit Card Review & Rating
BankBazaar.com is a leading neutral online marketplace that gives instant customized rate quotes on financial products. You can instantly search, compare and apply for home loans, car loans, personal loans, educational loans, fixed deposits, credit cards and Insurance products. We also provide you a suite of financial tools and calculators to take a well-informed financial decision when choosing which product to apply for.
Itâ??s not even worth one star rating. This is the second time I had applied and got an atm card and itâ??s again showing itâ??s various way to not trust again. After few months the card will start declining wherever I have to pay, will say that the mpin is wrong even if itâ??s right, if you want to pay through google or paytm also it wonâ??t work. This was the last time I got any card from this bank.
Was this review helpful?
356
Nivedita Biswal
, bangalore
Reviewed on Mar 15, 2020
I think its nice to apply, it has been very fast and easy let's see what happens next if its open means I'll be very much happy person, pleas let me no soon that I can be a customer of this bank I had pan card permanent account number and I didn't have addar card though.
Was this review helpful?
294
SANDEEP ALAKUNTLA
, hyderabad
Reviewed on Mar 20, 2019
I am having a Platinum Debit card from Kotak Mahindra Bank. The daily withdrawal limit is sufficient. I don't get any benefits on the card but its easily accessible everywhere. I got a hidden charges of 150 rupees which was debited from my account. There is no charges for other ATM swipes and there is no limitation.
Was this review helpful?
342
VIDHI NAVINKUMAR GOR
, mumbai
Reviewed on Jan 28, 2019
Opened an account in December 2018 not received any call from customer care for document completion till yet also visited the nearest branch and no action has been taken .
Worst services of this bank . Even the executive and staff has not been responsible and their behavior is also very rude.
I think its nice to apply, it has been very fast and easy let's see what happens next if its open means I'll be very much happy person, pleas let me no soon that I can be a customer of this bank I had pan card permanent account number and I didn't have addar card though.
Was this review helpful?
228
SUDHAKAR SUDHAKAR B A
, bangalore
Reviewed on Oct 03, 2018
I've been using the YES BANK Edge credit card for a while. The Value of the points are really good. I've already accumulated more than 15000 reward points. I am really impressed with the card and their services. I never had any issues with them.
awesome
great job i like your services i feel happy u provided help to need a urgent way tnq so much tnq bankbazar first time i am online visitor i cant explain how much i m happy bankbazar i would like too u say thnku bankbazaar your service is too much fast rapid
Was this review helpful?
155
SIRAJUL HAQUE BARBHUIYA
, bangalore
Reviewed on Mar 11, 2018
I have a Kotak Bank i opened through Online portal. It is Very Easy to Open .Zero Rupees Charges.I ordered for a Debit card of kotak bank i got it delivered.Kotak App is Very User Friendly to Everyone.Zero balance maintain No Extra Charges..Quite Good App
Was this review helpful?
250
Mohammed Jaffer Khan
, bangalore
Reviewed on Feb 16, 2018
I have a Salary account with them and the bank has offered a complimentary Credit card on the basis of this account. They have given me a Credit Limit of Rs.2.5 Lakhs, which I felt is quite a good one to have. One thing which let me down over here is their high interest rate. Also an added advantage is, they have good reward points system available with them.
Was this review helpful?
202
RAMANUJAREDDY VINTA
, chennai
Reviewed on Jan 23, 2018
I am using domestic debit card of Kotak Mahindra Bank. The daily withdrawal limit was 25,000 rupees which was satisfactory. I am using this debit card for the last six months. There is no charge for other ATM swipe. ATM facilities are good and enough.
Was this review helpful?
199
AMRIT PATEL
, navi mumbai
Reviewed on Jan 04, 2018
Within 4days of time I got the car loan from Kotak Mahindra bank. The customer support is good with Kotak mahindra bank. The rate of interest which they have offered was low, when compared with other banks. The required loan amount has been disbursed and I am happy with it.
Ratnakar Bank debit card facility is too good. Very useful options for using debit cards at different pos and online payment system. Bank customers care facilities are also prompt in service with customer. RBL is rising bank in all villages.
Was this review helpful?
303
Madhuri Rajendra Karav
, pune
Reviewed on Aug 21, 2017
Kotak Mahindra Bank has **fraud banking services**.
Rs. 800+ charge for other ATM Withdraws.
10000+ Charge for not maintaining minimum balance.
1000+ for delayed credit card payments.
One Purchase = Service Tax+Conversion Charge+Interest Charge+Actual MRPâ?¦.
**Close all your accounts** of Kotak Mahindra Bankâ?¦
SUPPORTING WITH A MINIMUM WORKING TIME BANK QUICK DESISION WONDERFUL JOB GOOD PROVIDED BY OTHER BANKS LIKE ICICI, HDFC , IDBI , AXIS AND MORE NATIONALIZED BANKS FUTURE GOOD BANK MANAGMENT GOOD ALSO SUPPORT AND THANKS TO ALL THEY ARE HELPING PEOPLE THANK YOU AGAIN..
Was this review helpful?
183
DEEPAK DEEPAK SURTYANI
, vadodara
Reviewed on Mar 26, 2017
I like Kotak Mahindra Bank because this bank replied fast comparing with another bank.The process was comleted process on line with in a five minute.its pleasant experience when compared with other bank services I like Kotak than another private sector banks.
Was this review helpful?
135
DILIPKUMAR CHAUHAN
, ahmedabad
Reviewed on Mar 25, 2017
i applied for a kotak mahindra rupay debit card after surrendering my existing visa debit card. firstly for some strange reason kotak doesnt allow rupay debit card as a addon card to my existing visa card. hence they automatically blocked my visa debit card on applying for rupay card. next i tried using the kotak rupay debit card on various POS terminals and online transactions. but it was declined everytime. later i got to know that they mention that it cant be used online. but there is no mention of non usage at POS too. after i tried it at around 20-30 machines i wrote them an email. to which they replied that there rupay card is not enabled for POS yet. and its not happening anytime soon.
WHILE OTHER BANKS' RUPAY CARD WORKS EASILY ONLINE AS WELL AS AT POS, KOTAK CHOSES NOT TO ENABLE THESE.
this card is only usefull for taking out cash from atm and that too only 10000.
i was left bitterly dissapointed and have finally blocked it for reissue of visa debit card.
At present, I dont have an interest to take YES Bank debit card, Because I am an existing customer of HDFC and SBI bank, So I thought not to process with new bank. YES bank service was good and prompt. I hope YES Bank saving account processing fee would be Rs.15,000 to Rs.20,000.
Was this review helpful?
92
MARABOINA VAMSHI
, warangal
Reviewed on Dec 16, 2016
Deducted money, I tried to communicate with them, but I didnt get any response. having many features of KOTAK bank is not good when it comes to customer service. Do not open your account in Kotak bank they will not give you service. I am frustrated with Kotak bank. Very bad feelings.
I'm a Kotak Platina Salary account holder which comes with a Kotak Platinum Debit Card. The Platinum Card holders has no withdrawal limit from Kotak and Non-Kotak ATM in india. Everything was going fine for last 1.5 year. I have been happily withdrawing cash around 10-15 times a month from Non-Kotak ATM.
Suddenly they charged me with some CW Fee. Querying on that, I get to know that they downgraded my account upto five ATM transaction/Month. The reason of downgrading my account is many number of withdrawal of 300-400 INR.
But still they are showing in the charges page the same unlimited Kotak and non-Kotak transaction. The link of the charges page is : http://www.kotak.com/service-charges.html
I am happy with the services and response I received from Kotak Mahindra Bank for the debit card application. They contacted me and informed me all the details and the procedure as well. Since I went ahead with another bank, I cancelled my application with them. I do not wish to comment on the charges.
Was this review helpful?
143
RAJENDRA BANGERA
, mumbai
Reviewed on Dec 05, 2016
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.