Reviews & Ratings of Cards, Loans, Insurance and Investment Options

RBL credit card is very nice as I have been using it for two years i have not face any problem, the charge of the card is Rs.499 per year but this charges will also be waive off i spend more than 1L in the same year. The card is also high on reward points.The credit limit was also 60,000 which was up to my expectation.

I am using SBI credit card for 2 months, with the credit limit of 39,000 and I got a welcome gift of 500 on amazon. But ever I call the customer service for quires it take more than 30 min to connect to them. I have paid a total amount of 700 along with 18% of GST even after that i have to pay another 600 rupees which was not written in the statement transaction does not reflect in the statement.

I have not faced any drawbacks on using Indusind bank credit card .I have taken this card for emergency situation .The credit limit was good and it was 50, 000 .My credit card bill is paid through online .For each transaction otp not received this was the issues .I have submitted the required documents through agent .I am using this card for the past 1 moth and not explored much information.

INDUSIND bank agent suggest me to take the credit card, the interest rate was good and credit limit is based on EMI. Its a lifetime free card. The mobile baking function very well it was smooth and simple,but i don't have knowledge much about the reward points and offers.The overall experience was nice.

I have been using SBI card which is annual fee chargeable of 499 along with 18% of GST but there is a waiver option. The credit limit is only for 31,000 rupees which was not up to my expectation as I expect to get 1 lakh. However I am happy with the card to use.

I have taken INDUSIND home loan because my friend suggested it to me.The tenure of the loan is for 17 years with an interest rate of 11.5%. For submission of documents i have to run up and down apart from that it was fine.But it would have been good if the procedure is little short and not to deduct any installment from account without clearing the check first.

I have applied RBL credit card through online. I got a call from the agent informed me the minimum credit limit is for 3 lakh, but the process was delayed it took more than 25 days and after that the bank rejected me without inform me for what reason.Customer service was not satisfied.

The credit limit is absolutely good in SBI and the documentation was simple, executive came and collected by manual. Within a week I received this card and they said one time annual charges after that its a life time free card. I am using this card for all purposes.

I got a credit limit of 75000 on INDUSIND credit card.It a lifetime free card it does have some offers and I also got some rewards points if I spent on groceries and petrol bunk. But it will be more nice if the app was more smooth and simple so that it will be easir for older people to used it.

I am using paytm service occasionally for all purpose and it is used mostly for shopping,recharge ,groceries ,travel ticket booking ,movie ticket booking and there was cash back offers i like this service since transaction is done on quick basis .I am using it almost 2 years .I have faced network issues but it will wl be rectified immediately.

I got a credit card offer from YES bank through online. They called me on time for further verification, the process was smooth hence I received the card within 5 days. The credit limit is sufficient. Since they provide more offers so chosen this card. They given one plus one free movie tickets offer. Mostly I use this card for filling petrol and an online shopping.

The rate of interest was very high with Home credit India Finance Pvt Ltd .This loan was sanctioned on exact time frame and it was taken for personal use and i have submitted documents through agent . If the premium is paid on delay basis there is no extra charge. I have successfully closed the loan.

On one year back, I have taken life insurance from LIC. Since the agent has recommended with all good benefits so I preferred this policy to apply. I have received the hard copy on time. The tenure period of 15 years 2021 getting maturity and i am paying premium on quartely 40,000 which am paying to the agent. It covers up to myself with the sum assured of 7.5L.

I have taken car loan directly through Kotak Mahindra Bank. The car is secondhand and the model was INNOVA 2015 and the loan is still active and paying the premium on EMI basis .The rate of interest and the processing fee was nominal and they given a good service.

Before 4 years ago, purchased my home loan from LIC Housing finance. Due to the low interest rates, i have selected LIC Housing. Taken the loan amount of Rs. 14 lakhs and i am paying the EMI amount of Rs. 12940 per month. Total duration of the loan is 15 years.

I have taken personal loan from BANK OF BARODA before four years. Their service was really good and timely responded for my loan application. BOB offered an interest rate was normal .Totally I had taken the tenure of 4 years. But after 3 months they have given an option for foreclosure without any additional charges.

I apply SBI credit card through on line it was delivered on time but the credit limit of the card is only 55,000 rupees. I got an information that the card is annual fee chargeable of 599 along with 18% GST but if I spend 1L within a year.. My suggestion is that to give a complete information to the customers about the card.

I got this credit card offer from Bank of Baroda based on my account which holding with them. Since 5 years I am using this card so far I haven't faced any issue. I am not satisfactory with the credit limit and EMI is also very much flexible. The customer service and it has been the best in the response.

I am happy with offers for credit card which was offered from HDFC Bank. They are good as I get reward points of benefit and the limit is also to my expectations Rs. 2,25,000. The customer support and response are prompt and helpful. I use this card for some purpose.

The bank services of State Bank of India is nice as they provide a lot of offers . The discounts are satisfactory and they are helpful because now days everyone prefer online shopping than going over in person. Mostly i am using for groceries and fuel