Reviews & Ratings of Cards, Loans, Insurance and Investment Options
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I am using Axis bank saving account for the past 3years .Each transaction will be safe and always secure .I am using net banking as well mobile banking service it is used for money transfer and recharge only.There was no difficulties faced so far on using this saving account.
When i first used the YES bank credit it was fine but later on it was not working properly it always show some issue,the card limit is only 65000 which i am not happy.I used this card for shopping,electricity bill payment,ticket booking and more.Due to some issues on the card i could not pay my bill on time.
I have availed SBI card for business purpose it is used mostly.For all online transaction and the credit limit was less it was 47000 and using for the past 2 months only .cash back offers and reward points are not there .I am paying the credit card bill through online .I have not faced any issues so far and for online transaction will;l be getting otp.
SBI has processed all things was very simple and after that executive came and finalized. I am not happy with the credit limit which i got very less , need to increase the credit limit. Annual charges are Rs. 499 within 2 months if i spend Rs.20k i will be getting 500rs as a reward points. That points can convert as a cash back i use to pay my bills, if i spend RS. 1L in a year from the 2nd year onward its a free card.
I have applied SBI credit card through online channel and the customer service was average. Documents collected by executive and about credit limit i am not happy they committed Rs. 3L, but they given only Rs. 75K need to increase the credit limit.
I have my salary bank account in HDFC bank for many years, I got my bank statement on time.This bank is available in most of the areas so its very convenience for deposits and update of passbook. I have no issues with the customer support and its been good experience.
Choosing HDFC credit card is a good decision which i have made because the customer service is very good, they always respond without any delay. I used this card for bill payment and Dmart, I have got a reward points but have not redeem it.The best part is that this card is an international card.
Am using SBI credit card for two months, its a chargeable card of Rs. 500 but the bank charge me more than that along with GST, the credit limit is 37000 rupees which was not sufficient .The card have a rewards points but I have not check. I have just activated the mobile banking and have not used it for now. I wish the bank can increase the credit limit of the card.
Close to around 10 years, I am holding this Corporation Bank savings account The most interesting part about this account I can easily transact and I can withdraw money from anywhere without any charges. ATM and their branches are near to my residence.
Paytm service is really good. For the past 1 year, i have been using the paytm services. I used to pay the amount in department store, hotels and making the electricity bills. I used to receive a cashback, amazon offers too. I am doing cash transfer but there is no interest on that.
LIC has offered a Jeevan Anand policy and i have taken for 5 year before. I am paying premium of Rs. 15,000 on quarterly basis which is sufficient. While getting a policy the agent has given me a clear policy details and their service was good and it has a good policy coverage.
CITI Bank provide very good customer services and it has been the best in the response. They have offered me a credit card of Rs. 1L and I have used it much for shopping purchase , restaurant,EB bill payment, rent payment using this card and amazon voucher monthly i am getting in this card.
Being with HDFC bank for credit card is very nice, I have been using the card form 2 years i got a life time free card.Used the card for purchases,shopping, on line payment and mobile banking is function well but the interest rate is up to 22% which is very high so i wish the bank ca improve on that.
I am not getting an alert message from IDBI bank whenever I do a transaction from their end to check the account balance details. I use to visit branch and get good response from their end. I am holding a saving account for the past 6 years and its a zero balance account.
Already I had taken a personal loan from KOTAK at that time banker has offered a credit card with life time free. I have been using this card for one year. The credit limit is sufficient and I never preferred for the cash limit. I utilized EMI conversion more than 3-4 times but charges are high. I use this card for shopping and all other purposes. I don't feel they are providing much offers .
Since I am having my saving account in ICICI bank and the bank so i decides to apply for a credit card also but i am not satisfied since the credit limit is only 50,000 as I am expecting to get more than the limit, the rate of interest is 13%. However it was fine because it is a life time free card.
I have been using the paytm services quite for a long time . I will do all the transaction of small payments like recharges, recharges, bus tickets booking, movie ticket booking. I have got 4% some cashbacks too. It has a good customer service.
I got a called from the agent offer me a credit card from INDUSIND bank, the credit limit is very good I got up to 110000 rupees.The bank come to collect the document physically and the service was good.I used this card for general purposes. But i have not check about the benefits of the card and net banking is working very well.
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, new delhi
Reviewed on Mar 20, 2020
I am using BANK OF BARODA credit card for 10 years,I used this card for multi purposes, the card statement have a term and condition that if i spend more than the limit that they have kept it will be considered as a free card.This card help me in maintaining my credit score because I always try to do my payment on time.
IDFC Bank offered Rs.60,000 of a personal loan and the rate of interest was actually they took 12-13% normal interest and pre closure charges is 3%. I opted for the tenure of two years. I am paying Rs. 4,000 monthly EMI and instantly it got approved.
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