Reviews & Ratings of Cards, Loans, Insurance and Investment Options
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I have applied for a credit card with INDUSIND bank on two months before which was processed through an online. Within 2 days I received a call from their end once verification completed by 15 days I received a card. The credit limit is low as per my requirement. EMI option not aware. There was some requirement so I have chosen to apply for it.
I do use Paytm application mostly for mobile recharges, DTH recharges, utility bills and etc. Usually, they are having cash back offers which I availed it. The customer service is good. Already KYC is completed and their executive came to my house and done it.
I have Indusind Bank credit card which was taken through Online .I have got this credit card on time without any delay .The credit limit was very good ad it was upto 1,12,000.There are really good cash back offers and reward points as well.This was a free card and got all the relevant details about the card process very clearly.
I use SBI Simply Save credit card and its been almost 3years. They are giving more offers during big billion sale on Flipkart and Amazon apart from this I don't have much experience. Their customer service is good. The limit is good and they are given zero annual fee.
State Bank of India is given access for YONO application which is good to know about credit card transactions and to maintain a savings account. I can contact the customer service through online portal itself, they were quick in response too.
The customer service was quite good with Insdusind Bank Ltd. I took this card mainly for reward points when I do transactions online. 4points =1 rupee, the reward point structure is good. The credit limit is good. They are not charging annual fee and told me its a life time free card.
Indus ind credit card offered with a life time free card through an online on two months before. The verification process was good. On time I received a call from their end. The credit limit is sufficient of 1 lakh and 33 thousands. Within 7 days I received a card. EMI option is applicable. I use for shopping purpose.
I am using Paytm service for the past 2 to 3 years only .I am using this service mostly for Online payment ,Utility bill payment and Recharge .There are cash back offers so far ,This service is easy to use and there was no drawbacks faced so far on using this service . I am very much comfortable with paytm so far.
I have HDFC Bank credit card which was offered from Bank end . I am using this credit card so far and the credit limit was pretty good and it was sufficient as well .This was a free card .There are good reward points and lounge access as well that is the best features so far . I am really comfortable with the service so far .
Through an online I have applied for a credit card with INDUSIND bank on two months before. While applying for a card I got a detail like facility of buy one movie ticket and get one free. But once I received a card it was not applicable for the ticket offer. It is a life time free credit card. The limit given for one lakh.
I have applied for Indusind Bank credit card through Online .I have got the credit card on time and the credit limit was good and there was no difficulties faced so far There are good cash back offers and reward points .This was a free card and there was no difficulties faced so far . This was a platinum card and i am satisfied with the service so far .
I have applied for a credit card with INDUSIND bank on two months before which was processed through an online. There was no proper response from customer service end. It is a life time free credit card. Within 15 days I received a card with good credit limit. EMI option will be avail after one month only.
I am holding a savings account with AXIS bank for more than one year. There is no hidden charges in this bank but need to maintain a minimum balance account of 500 rupees . I use to get an alert messages from bank whenever I do a transactions. Now a days I am not using much for this account.
I am holding a savings account with HDFC BANK for more than a year. There is no hidden charges in this bank. It is a minimum balance account to maintain for 5000 rupees. I use to get an alert messages from bank whenever I do a transactions. ATMs are near from my place.
In RBL card, they are charging 22% EMI conversion charges and the service charge is 4% which is very huge. They are increasing the limit till now and there is no option to redeeming the rewards points. I won't recommend this card to anyone. Their call centre people are not responding properly and its very poor.
I have to give back my SBI credit card and i don't get any benefits on this card. They are charging a annual fee of Rs. 3000. First time when i pay the annual fee, they have issued me some vouchers. The promised things were not met on SBI. SBI customer care service is good.
I am holding a salary account with INDIAN OVERSEAS BANK for more than 3 years. There are no hidden charges in this bank. It is a zero balance account. I am using mobile app and it is user friendly to access. But customer service is o proper response and there is no much facility.
Axis bank service has been good and for past 3 years, i use this card and they provide good rate of interest and they are offering a good personal loan. Their rewards points system is good and they increase the limit on periodically which is helpful for me. When i bought the card the limit was only Rs. 70000 but now its Rs. 1.40 lakhs.
The rates are very high and i don't get any benefits on this card, because i made a so many transactions but i got the rewards points very less only. They charging 15% for the EMI conversion charges. I have received the card on time. They gave me a low credit limit compared to my existing card.
I have been using the salary account for past 10 years. I don't find any harm in using the account. The Internet banking facility is flawless and the mobile app is very good to use. I keep on visiting the branch and they treat their customers very good. They keep on giving a offer for debit card as well.
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