Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Rajkot Credit Cards

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Paperless approval option available
    0
    Response Time Within 30 minutes
    3000
    Response Time Within 30 minutes
    1000
    Response Time Within 30 minutes
    Instant Decision
    0
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    0
    Response Time Within 30 minutes
    9999
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    499
    Response Time Within 30 minutes
    Paperless approval option available
    Close

    Compare, check your eligibility and apply for credit cards online.

    Rajkot Credit Cards Reviews

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    Rajkot Credit Cards is Rated as "Excellent!" by 37 Users

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    Looking for a Credit Card in Rajkot? Compare various Credit Card offers online at BankBazaar.com for Rajkot city

    Rajkot has traditionally been an important city in the state of Gujarat and its significance is set to grow further in the near future. Based on the banks of rivers Aji and Nyari, Rajkot has always been an attractive proposition for traders and business owners from all over the country. That has been the main reason behind the thriving economy of the city, which isnt too huge with an area of about 170 Sq. Kms. But it more than makes up for it by the big aspirations the city has always seemed to have harboured. And now with the Government leaving no stone unturned to boost the infrastructure in and around the city, there are many big name corporate companies and industrial houses that are making their way here. Rajkot is the fourth largest city in the state and 35th largest agglomeration in the country. However you will be surprised to note that it is considered to be the 22nd fastest growing urban area in the world. Thats a huge marker of the development and transformation the place is going through today. The population of over 1.25 million in the city is reaping the rewards of the phenomenal growth it has seen in the recent past. While there are an increasing number of opportunities for professionals who want to set up base here, it also offers people the comfortable and cushy lifestyle they seek. Hence its only natural that a large number of people from all over the country and not just the state are coming to Rajkot and making it their home.

    Rajkot definitely lets you enjoy the comforts of life that you can afford with the scope for professional growth you are presented with here. And you can also experience many luxuries while you live here through the credit card offers you can get in the market. You understand the benefits of credit cards that in many ways offer you financial freedom. But the problem is choosing the right credit card for your requirements. If thats the issue you have been faced with when it comes to Rajkot Credit Card options then you can rely on us to offer you the right solutions. We at BankBazaar.com understand your requirements from credit cards. We also know that there are many who are looking to get add on cards with their original card to offer financial freedom to their loved ones. In fact, we have taken all the important features of credit cards into consideration and brought to you offers from the biggest banks and financial institutions in the country. Thus you will have all the best Rajkot Credit Card options right on the platter for you. Theres no reason for you to feel daunted by having to do your research about different credit card companies, their latest offerings and features when we are here to do all the hard work for you. You can trust us to bring you close to the credit card offer that is best suited to your requirements

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • You can set the ball rolling by filling out a simple eligibility form. Once thats done, you will get offers from reputed banks and credit card companies to choose from. Its that easy to get started with your credit card applications.
    • BankBazaar.com also allows you to compare the offers you have received based on features that can make or break a credit card offer for you. The credit limit on the card might be of importance to some while others might be particular about the interest rate they are charged on it. From customer ratings to cash withdrawal fees, you can compare the cards based on various factors before making your decision.
    • You can then make your application online and get much needed peace of mind as we will offer you information at regular intervals.
    • Your personal information will always be safe with us, and be only sent to the credit card company of your choice.

    How to get Rajkot Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
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