Fees & Charges
Promised Interest Rate
"I have been using my saving and salary account with punjab national bank from past 5-6 years. Their service is good, but not good as private bank service, it is nationalized bank so they take bit delay in doing service, but no issue, and their branch service and their customer care service is good. Their mobile application is good. Their overall service is good."
I have been using my saving and salary account with punjab national bank from past 5-6 years. Their service is good, but not good as private bank service, it is nationalized bank so they take bit delay in doing service, but no issue, and their branch service and their customer care service is good. Their mobile application is good. Their overall service is good.
It has been two years since i am using this Savings account and the services which they where providing so far was quite good. There has to be a minimum balance of 1000 which has to be maintained and i am using this account for regular transactions. There was not been any additional charges which they had made so far.
I have purchased a home loan from Punjab National Bank. They have offered me a interest rate of 8.75% which is convenient for me. Since its a Government bank, i have selected them for my home loan. There is no processing fee. I have chosen the tenure period for 20 years.
I have a savings account with PNB from long time, the banking services and their facilities are pretty good when compared to other banks. Customer service is fine with this bank and their response is on time. Net banking is easy to use in PNB.
My savings account is with PNB from 4 years, they provide average banking services when compared to other nationalized banks. Customer service is not that good and their response is delayed at times. Net banking is easy to use in this bank and Rs 500 has to be maintained as minimum balance.
I hold a savings account with PNB from last 4 years, the banking services are not up to the mark in PNB. Customer services is not good with this bank and their response is delayed. Rs 500 has to be maintained as minimum balance and i have EMI going on in this bank.
I have bought my home loan by using the Punjab National Bank. Since its a nationalized bank, they have given me a very low interest rate. They have me a satisfied interest rate and the processing fee was zero. They have sanctioned the loan on time and the documentation was smooth.
I am using this Savings account for a pretty long time and the services which they had been providing so far has been pretty okay. But they had not provided me with a debit card and the banking services of them needs to get improved. There has not been any sort of charges which they had made so far.
The banking services of PUNJAB NATIONAL BANK need lots of improve based on technology. I am holding this bank for past 4 years . The service is not good and the bank staffs are not cooperative with the customer because of nationalized bank . Mobile application and net banking is also not so good .
I have been holding personal loan with punjab national bank,andthe loan amount they have given me was sufficient, there process was quick ,and the loan amount i got with in one week,and the rate of interest they have charged me was nominal,they have charged me up to 10.25% previously but after negotiating they have charged me 10.10% ,the processing fee they have charged me nominal,there executive had clearly explained .
I am very satisfied with PNB, they wont charge for any transaction, they are very convenient to reach out the executive. The branch response is good. I am holding zero balance account its a salary account, the netbanking feature is good, its safe and secured.
I am using this Savings account from them for a long time and i am satisfied with the services which they had provided so far. They give us a good customer support and their staff responses has also been good as well. There has not been any sort of additional charges which they had been charging.
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