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    We found 0 State Bank of Hyderabad(SBH) Mortgage Loan

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    State Bank of Hyderabad(SBH) Mortgage Loan is Rated as "Great!" by 17 Users

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    SBH Mortgage Loan

    State Bank of Hyderabad offer a wide range of products to their customers. The bank has its presence all over India through more than 1800 branches. Mortgage loan is one such product that allows their customers to take loan to meet your financial requirements for business or personal purpose.

    People in India first try to ensure their security and the first thing they do is buy themselves a nice little property that is good enough for them to reside in. Having a property will also allow you to take mortgage against the property and make the most of the idle property.

    Purpose of State Bank of Hyderabad (SBH) Mortgage Loan

    State Bank of Hyderabad offers mortgage loan to provide hassle free capital finance to borrowers:

    • Who are in trade and service sector and are willing to furnish property of adequate value.
    • Retail traders or wholesale traders, professionals and self-employed or small business enterprises or commission agents or corporates in T&S sector.
    • Term loan or cash credit.

    Eligibility Criteria for State Bank of Hyderabad Mortgage Loan

    Individuals who wish to obtain a State Bank of Hyderabad Mortgage Loan need to satisfy the following criteria:

    • Professionals
    • Salaried
    • Self-employed
    • Traders
    • Small business enterprises
    • Commission agents
    • Corporates of T&S sector

    Note: The criteria is subject to change at the sole discretion of State Bank of Hyderabad.

    Documents Required for State Bank of Hyderabad Mortgage Loan

    A borrower is required to furnish the following documents before availing a loan:

    • Filled in application form with photograph.
    • Identity proof.
    • Proof of residence.
    • Age proof.
    • Last 6 months bank statement.
    • Last 3 months salary slips.
    • ITR statement or Form 16.
    • Educational qualification certificate.
    • Last 3 years ITR if the borrower is self-employed or a professional.
    • Other documents as expressed by State Bank of Hyderabad.

    Features and Benefits of State Bank of Hyderabad Mortgage Loan

    Some of the salient features and benefits of State Bank of Hyderabad loan against property (Mortgage Loan) are:

    • The loan is easy to avail and requires minimum documentation and is processed very quickly.
    • The term loan repayment tenure has a maximum tenure of 60 months.
    • Cash credit repayment has to be renewed on annual overdraft basis.
    • Now your idle property can generate additional income to you.
    • The minimum mortgage loan offered is Rs.10 lakhs.
    • The maximum mortgage loan offered is Rs.5 crore
    • Competitive interest rate is offered by State Bank of Hyderabad.
    • Equitable mortgage of immovable property has to be provided as security.
    • Processing charges of loan amount up to Rs.2 lakh is Rs.250.
    • Processing charges of loan amount above Rs.2 lakh is Rs.250 per lakh.

    State Bank of Hyderabad Mortgage Loan Interest Rate

    State Bank of Hyderabad charges an attractive interest on their mortgage loan. The bank ensures that repaying the loan doesn’t become an additional financial burden on the borrower. The interest rate offered are:

    Term loan - 13% per annum

    Overdraft Loan - 13.25% per annum

    Note - Interest rates charged by State Bank of Hyderabad are at their sole discretion and are subject to change without prior intimation.

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  • State Bank of Hyderabad(SBH) Mortgage Loan Reviews

    • State Bank of Hyderabad Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      The offers and benefits provided by SBH is slightly lower than the other banks. SBH took around a month's time to disburse my loan. Though SBI took hardly 2 days to complete the documentation process , to complete the process they took a very longer time also their norms were very quite rigid. Rate of interest is very high when compared with others. Totally it was an average service rendered by SBH.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 07, 2017
    • State Bank of Hyderabad Personal Loan
      "Perfectly Good and satisfied"
      0.5 5.0/5 "Blown Away!"
      For my personal loan, I was getting the interest rate of 12.5% from SBH which is lower than other banks. Actually they quoted me with 15.5% but I had written a letter to the lead bank manager to reduce the interest rate, then they reduced it from 15.5% to 12.5%. Also the loan got disbursed within an hour. I have a good rapport with the bank as I am a long term customer of SBH.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 05, 2017
    • State Bank of Hyderabad Personal Loan
      "Average "
      0.5 5.0/5 "Blown Away!"
      The service offered was very good.I am a government employee and salary account maintained with this bank is easy process.They take long time but there is no verification process since I am a government employee.The rates applied for a personal loan was on the higher side with state bank of hyderabad
      Was this review helpful? 2
      , hyderabad
      Reviewed on Sep 08, 2016
    • State Bank of Hyderabad Personal Loan
      "Good response "
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with state bank of Hyderabad. After submitting the documents they took around only one or two days to disbursed the amount in fact i have the account with them. They charged nearly 14% and the processing fee was minimal when i took the loan last years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 30, 2016
    • State Bank of Hyderabad Personal Loan
      "Best"
      0.5 5.0/5 "Blown Away!"
      State bank of Hyderabad gave the personal loan in 14% interest rate and the processing fee charged was rs.2000 They disbursed the amount in two days after submitting the documents. I have salaried account so there was no paper work.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 26, 2016
    • State Bank of Hyderabad Personal Loan
      "very nice"
      0.5 5.0/5 "Blown Away!"
      I have an account and so the interest rate is reasonable. In private sectors they fill the application where in public we need to fill the application so we can understand the fact. State Bank of Hyderabad took just 600 rupees for stamp duty charges. I did not struggle a lot to get the personal loan where my manger helped.
      Was this review helpful? 0
      , nellore
      Reviewed on Jan 04, 2016
    • State Bank of Hyderabad Personal Loan
      "Very worst"
      0.5 1.0/5 "Really Bad"
      I have the personal loan with the State Bank of Hyderabad and I took it before three years of time. Rate of interest was around 14% with them. The loan amount got disbursed to my account within a day of time. Procedures are lot with them and the EMI payment got reflected as late payment which results in my credit score.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Dec 29, 2015
    • State Bank of Hyderabad Personal Loan
      "Simplified!"
      0.5 5.0/5 "Blown Away!"
      Personal loan application was simplified with State bank of Hyderabad. Though I have my salary account with them, they processed my personal loan within the same day of application. Instead of providing the expected amount, they provided me the maximum amount which I am eligible for.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 26, 2015
    • State Bank of Hyderabad Personal Loan
      "They do charge on personal loan.."
      0.5 4.0/5 "Great!"
      Always very good as my father is working with State Bank of Hyderabad. It is a government sector as cannot expect for quick revert. Final settlement was fast and received the amount on time. In comparing to private sectors this bank is good for personal loan. They do charge for the personal loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2015
    • State Bank of Hyderabad Personal Loan
      "Better!!"
      0.5 3.0/5 "Satisfactory"
      Rate of interest was a floating one, it was 12% which is good one. Their customer service was okay. I know the bank manager of State Bank Of Hyderabad. They rendered a good service. I am okay with the customer service. It took 7 working days for the disbursal. . Over all it was good with SBH.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 19, 2015
    • State Bank of Hyderabad Personal Loan
      "Very good service "
      0.5 5.0/5 "Blown Away!"
      My loan application with State Bank of Hyderabad was sanctioned on the same day which is really good.They have applied nominal charges for the processing of the loan.They also apply charges around 1000Rs for the processing of loan amount of 1Lakh.Interest rate applied was around 13.5% for this personal loan.
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 31, 2015
    • State Bank of Hyderabad Personal Loan
      "Basic documents are required!"
      0.5 5.0/5 "Blown Away!"
      Personal loan application was very quick with State Bank of Hyderabad. My expected loan amount is 3L, but they provided me around 1.5 L. They collected only the basic documents and they disbursed the loan amount within 2 days of time. Overall the disbursed amount is sufficient for me.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Oct 08, 2015
    • State Bank of Hyderabad Personal Loan
      "Services are satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from State bank of Hyderabad. The services has been good. The process was fast. The whole process was completed within seven days. The rate of interest was of 17%. The processing charges was of Rs. 1500. Services has been satisfactory.
      Was this review helpful? 0
      , raichur
      Reviewed on Aug 18, 2015
    • State Bank of Hyderabad Personal Loan
      "Its fine"
      0.5 3.0/5 "Satisfactory"
      SBH Personal loan process is fine. I have been holding a salary account with them. I have got the loan from them. I am holding a salary account with SBH and I had taken the loan from them. Interest rate offered by them was 16.2% which is on the higher side and processing fee charged by them was rs 5000 which is again on the higher side. As I had no other go I had taken a loan from them.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Aug 14, 2015
    • State Bank of Hyderabad Personal Loan
      "Bank of choosen few "
      0.5 2.0/5 "Expected more"
      I will never say State Bank of Hyderabad as a friendly bank.They have offered this loan since I hold my salary account with them.They are not very friendly to the customer.They respond very late for customer application and I have to follow up with them every time for any update about the loan application.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 10, 2015
    • State Bank of Hyderabad Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      SBH response is good within 2 or 3 days I got a call from them they process the request within 4 days of time. The amount was credited on time. I have been holding this for 1.5 years there is no issue with them and the amount was taken out from my account successfully every month.
      Was this review helpful? 3
      , chennai
      Reviewed on Jun 08, 2015
    • State Bank of Hyderabad Personal Loan
      "Good experience"
      0.5 2.0/5 "Expected more"
      It was very easy for me to avail a personal loan from SBH because of my salary account. I had personally visited the nearest branch of SBH and submitted my documents for a personal loan. They processed my application very fast and disbursed my loan witihin 5 days of time. I think the rate of interest and the processing fee are quite high when compared to other banks.
      Was this review helpful? 7
      , hyderabad
      Reviewed on Oct 16, 2014
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