Multiple banks. Different interest rates. Call it a "conflict of interest".
  •  Loading your search... Loading your search...
  • Shriram City Non Corporate Small Business Loan Reviews

    • review Personal Loan
      "Good "
      0.5 4.0/5 "Great!"
      I have got the personal loan with the Shriram city union finance limited. The loan amount got disbursed within twenty days of time. Response is fine one with the Shriram city union finance limited. I would like to suggest that they need to improve on the customer flexibility aspects.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 17, 2017
    • review Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have got a personal loan from Shriram city union finance 6 months ago. The customer service is very good with Shriram . The managers are very helpful to the customers in all the circumstances. The response which is given by shriram is very good and I am happy with it. The rate of interest is nominal with Shriram city union finance.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 14, 2017
    • review Personal Loan
      "Good Service"
      0.5 2.0/5 "Expected more"
      I got the personal loan from SHRIRAM CITY UNION FINANCE 6 months ago. The customer support and the response was really good with Shriram finance. They gave immediate response in concern to my personal loan application. The rate of interest is nominal with Shriram . I am very much satisified with their service.
      Was this review helpful? 0
      , madurai
      Reviewed on Jul 17, 2017
    • review Personal Loan
      "Personal loan"
      0.5 0.5/5 "Unacceptable"
      I had taken a loan from this institution named Shriram City Union Finance. I was in need of money and I told them about the documents I have very much clear at the start and they made false promises saying that dont worry we will manage everything and I will get the loan.. They took around 2 months of time to complete their process and when I was about to get the loan from them they kept telling that your loan has been sanction and interest is already started without handling any evidence for my loan and at the end they refused in giving me loan saying that some senior says that without a particular document that cant give me the loan. I had wasted my time and money and at the end you tell me this giving me false hope and making false promises. This was more like a fraud system, if you were not able to give me the loan you simply could have said no at the start.. worst experience ever.. poor service, I would request everyone not to take any loan nor any services from them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 22, 2017
    • review Personal Loan
      "Good to Approach"
      0.5 5.0/5 "Blown Away!"
      I had taken my personal loan in Shriram Finance it was really good, Overall they had taken only three days to process my application. Documentation was really convenient and they did immediate action. I had submitted the normal documents like pan card, electric bill, salary slip and rental agreement to process my application. They disbursed the amount within 3 days, I am very happy about the service.
      Was this review helpful? 0
      , belgaum
      Reviewed on Dec 10, 2016
    • review Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      The branch of Shriram City Union Finance was near by my location so I approached them directly to avail the personal loan. They charged 18% interest rate for documentation, processing fee and insurance they charged only Rs.550.Paper work was very simple as I have a track of consumer loan with them.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 29, 2016
    • review Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan with the Shriram city union finance and the services are very good with them. The loan amount got disbursed within seven days of time. Processing charges were around 900 Rupees and I can say its nominal one.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2016
    • review Personal Loan
      "Easy to avail a loan...."
      0.5 3.0/5 "Satisfactory"
      Easy to avail a loan from Shriram city union finance but the thing is charges which was very high. Specially for personal loan they are charging 4% for processing fees. They should think about the interest and also they should minimize the processing charges.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Feb 20, 2016
    • review Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      Shriram City Union Finance has been very good in their services. I have taken a personal loan from them. The response was good. The loan amount was of 50K. The rate of interest was of 12%. And there was a processing charges of Rs.750. There are no pre closure charges too.
      Was this review helpful? 0
      , tirupur
      Reviewed on Feb 13, 2016
    • review Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      I am having the personal loan with the Shriram city union finance and the rate of interest was around 15%. I got the loan from them within two weeks of time and I would like to say they have done up the process in fast manner because of guarantor. The EMI tenure is up to 24 months of time.
      Was this review helpful? 2
      , chennai
      Reviewed on Dec 26, 2015
    • review Personal Loan
      "Approach is not fine.."
      0.5 2.0/5 "Expected more"
      I got the personal loan for the tenure of 48 months and I paid everything. I was unable to pay the emi on right time for two month and for that Shriram City Union Finance has deducted 3000. I paid 1500 but I received the call from Delhi and they spoke harsh to pay the amount. Customer service is no fine but approach was not fine.
      Was this review helpful? 2
      , vellore
      Reviewed on Oct 24, 2015
    • review Personal Loan
      "It Was A Good Approach..."
      0.5 3.0/5 "Satisfactory"
      I got an instant approval for my personal loan from Shriram city union finance. They fulfilled my requirement. I am paying the EMI since 10 months. The rate of interest offered is really high. They collected only simple documents. They used to send EMI reminders. Even though they have some areas to improve, I am satisfied with them since they have given me a loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 29, 2015
    • review Personal Loan
      "Better!!!"
      0.5 4.0/5 "Great!"
      From Shri Ram finance I availed personal loan. Here the processing time is fast and there is a for closure option because of this reason I went with Shri Ram finance. Their service was okay. 16% interest rate which is good. The verification, documentation , so everything was done in 4 days.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 10, 2015
    • review Personal Loan
      "Good One..."
      0.5 5.0/5 "Blown Away!"
      I have a unsecured business loan, its a term loan from Shriram city union finance. I got a good offer but the rate of interest was little high. The people in the office are really good. They needed less documents to process this. Within 5 to 7 days I got the loan. They allow part payments. After 6 months from the date of loan taken pre closure can be done.
      Was this review helpful? 3
      , mumbai
      Reviewed on Aug 10, 2015
    • review Personal Loan
      "Good Experience"
      0.5 3.0/5 "Satisfactory"
      My experience with Shriram was good for the personal loan. I had taken this before 3 years and so it was a good service by this bank. It took only a week for the loan to get disbursed. The executive had followed up with me regularly. The rate of interest charged is very high with this bank and apart from this everything else was good.
      Was this review helpful? 1
      , nellore
      Reviewed on Jul 29, 2015
    • review Personal Loan
      "very good!!!"
      0.5 5.0/5 "Blown Away!"
      Availed personal loan with ShriRam Finance for low loan amount. I was very much satisfied with them. I was offered 15% of interest rate which is normal and satisfied. The documentation was fast and correct. For verification an came directly to my house itself. In 5 working days I got my loan amount. Processing fee was nill so I am totally satisfied with this financial institution.
      Was this review helpful? 4
      , chennai
      Reviewed on Jun 15, 2015
    • review Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I took the personal loan from sri ram citi union finance. The process was very fast and they disbursed the loan within 6 days. The interest rate they offered was 24% which was very high. For 1.5 lakhs i pay the monthly EMI has Rs.9260. Documents were easy to provide with 2 assurities.Processing fee Rs.2400 was charged for the loan amount. I would to prefer to take loan from them in case of emergency only.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 12, 2015
    • review Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      It was a good service from the Shriram City Union Finance when i applied for the personal loan. The customer service initially the response was good and there was a little delay in disbursement of the loan since there was a delay in submitting the documents from my end however the loan got disbursed with in 15-20 days.
      Was this review helpful? 10
      , coimbatore
      Reviewed on Oct 08, 2014
    • review Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I applied for the personal loan from Shriram City Union Finance the processing and the documentation was very simple and it was transparent and the customer service executive was helping me in updating the loan status and the loan amount got approved with in five days and the EMI was affordable.
      Was this review helpful? 3
      , secunderabad
      Reviewed on Jul 11, 2014
    Common Loader Icon
    Shriram City Non Corporate Small Business Loan is Rated as "Great!" by 19 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Shriram City Non Corporate Small Business Loan

    Shriram City Union Finance (Shriram City) was established in 1986, is a deposit-accepting non-banking financial company (NBFC). Today, Shriram City is India's premier financial services company specializing in retail finance. The financial institution has a comprehensive range of offerings comprising finance for Two Wheelers and Three Wheelers, Four Wheeler Finance (both new and pre-owned passenger and commercial vehicles), Personal Loans, Small Business Loans, and Loan against Gold.

    Apply for Personal Loan

    Purpose – What can Shriram City’s small business loans be used for

    Shriram City Union Finance started offering customized loans to the Small Enterprise segment in 2006. Loans are customized to suit the requirements of the customers after having assessed and understood their business model.

    Eligibility criteria for Shriram City Non Corporate Small Business Loans

    In order to avail non corporate small business loan from Shriram City the individual should be:

    • Age - 21 to 58 years of age
    • Self-employed individuals
    • Professionals
    • Sole proprietorships / Partnerships / Limited and private Limited companies

    Features and Benefits of Shriram City Non Corporate Small Business Loans

    Listed below are the benefits and features of the non-corporate Small Business Loan provided by Shriram City:

    • Minimum years in business - 2 years
    • Business registration certificate
    • Loan amount to be utilized for business purposes
    • Annual Income requirement will be based on the loan amount
    • No Cheque bounces in bank statements
    • Declaration of existing loan commitments
    • Should be in the same residence for a minimum period of 1 year
    • Minimum Tenor - 12 Months
    • The interest rates and charges are levied depending on the scheme chosen by the borrower

    Documents required for Shriram City Non Corporate Small Business Loans

    Here is the list of documents the borrower may be required to produce, according to the financial institution’s terms and conditions, to avail the Personal Loan:

    • Any business registration Certificate
    • Valid identity proof, according to the RBI norms, such as Passport, Driving Licence, Voter ID Card, Aadhar Card, PAN Card
    • Valid Address Proof, as per RBI norms, such as Passport, Driving Licence, Ration Card, Gas Bill with Gas book
    • Recent Passport size colour photographs
    • Income Proof Documents
    • Bank Statement for last 6 months
    • Post Dated Cheques and Electronic Clearing Mandates
    • PAN Card
    • Legal Documents as stipulated by Shriram City Union Finance Limited
    • Collateral Security pledge / hypothecation / Mortgage - Original documents required
    • Any other document as advised by Shriram City Union Finance

    Additional documents may also be required as per the financial institution’s discretion, depending on the borrower and other conditions. The loans are approved only after verifying original documents and appraisal processes.

    Note – The interest rate is subject to change at the discretion of Shriram City without prior intimation. Individuals should check with the bank, before applying for the personal loan.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.