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  • RupeeLend Instant Loans

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  • RupeeLend provides instant cash loans from Rs.10,000 to Rs.1 lakh for all your personal needs. Interest rates vary from 0.1% to 1% per day. Loan tenure can be from 61 days to 90 days. Loans are approved in 2 minutes on the lender’s platform. Products offered include payday loans, quick loans, short-term loans, same day loans, cash advance loans, etc.

    RupeeLend Instant Loan Details

    Interest Rate 0.1% - 1% per day
    Loan Amount Rs.10,000 – Rs.1 lakh
    Loan Tenure 61 – 91 days
    Processing Fees Nil
    Pre-closure/Pre-payment Charges Nil
    Cheque Bounce Charges Rs.500 for each bounce
    Late Payment Charges 1% interest for a maximum of 30 days from the repayment date

    Eligibility Criteria for RupeeLend Instant Loan

    The following individuals can apply for a personal loan from Rupeelend:

    • All Indian citizens above the age of 18 years
    • Self-employed or salaried individuals

    The individual’s ability to repay the loan will be assessed by the lender before loan approval.

    Documents Required to Apply for a Rupeelend Personal Loan

    The applicant should submit the following documents while applying for a personal loan:

    • ID proof – PAN card
    • Address proof – Voter ID, Passport, or Driving License
    • Proof of employment

    Apart from the above, the applicant should also provide the bank account details wherein the loan amount will be deposited. A valid mobile number is required as well.

    Loan Application Procedure

    1. Registration: The applicant will be required to download the Rupeelend app from Google PlayStore and install it on his/her mobile phone. After installation, he/she will have to complete the registration process. This includes selecting the loan amount and repayment tenure. The applicant will then be directed to an application form that has to be filled up and submitted through the app.
    2. Sign the Agreement: The applicant will receive an OTP through SMS and email. He/she will have to confirm the application. The entire process can be done in 3 minutes, and it is completely paperless!
    3. Loan Approval and Disbursal: The loan application is usually approved in a few minutes. The loan amount is then transferred to the bank account of the borrower in 24 hours. If the applicant has not provided sufficient information along with the application, the approval may take some time. The lender will get in touch with the applicant for the missing information.

    Extension of Loan Tenure

    In case the borrower needs to extend the loan tenure, he/she can get in touch with the lender at the email ID, support@rupeelend.com. The loan tenure will be extended immediately. However, one should bear in mind that the extension of tenure is not a great idea. In case the repayment is not made within the original repayment tenure, the borrower may have to bear higher interests.

    FAQs

    1. Is it safe to apply for a loan on the Rupeelend website or mobile app?
    2. Rupeelend employs extreme security measures to ensure that the sensitive data of customers are not compromised at any cost. All personal details of the applicant are encrypted through Secure Socket Layer (SSL) protocol that is an industry standard for security.

    3. Are top-up loans offered by RupeeLend?
    4. Currently, the lender does not offer top-up loans. Once your existing loan amount is repaid on time, you can apply for a new loan immediately. The loan approval time is just a few minutes for returning customers.

    5. Will my employers be contacted after I apply for the loan?
    6. Rupeelend may have to contact the finance department of your employer to perform some checks.

    7. Can I apply for a Rupeelend personal loan with a low credit score?
    8. The quick loan options provided by Rupeelend are suitable for applicants with low credit score. Apart from the traditional credit history checks, the lender takes several other factors into account before identifying your eligibility for the loan.

    9. What are the cities in which Rupeelend offers quick loans?
    10. Quick loans are offered by the lender in Delhi NCR, Chennai, Bengaluru, Mumbai, Navi Mumbai, and Hyderabad.

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