• Indiabulls Business Loan

    Indiabulls Consumer Finance Limited (IBCFL) offers business loans to its customers with the repayment tenure ranging between 6 months to 3 years. The rate of interest for your business loan will depend on factors such as the loan amount, repayment tenure, credit score, etc.

    The rate of interest charged on the business loan offered by IBFCL ranges between 1% and 3.17% p.m.

    The business loan scheme offered is called Dhani Biz and can be applied for online by visiting either the official website of IBCFL or by simply downloading the app on your smartphone.

    How to apply for the Dhani Biz loan from Indiabulls?

    You can apply for a business loan from Indiabulls online. The steps to apply for a business loan from Indiabulls are given below:

    • Visit the official website of Indiabulls.
    • Click on ‘Business Loans’. You will be directed to a separate page.
    • You will be able to locate the ‘Apply Now’ section on the business loan page.
    • You will be directed to a separate page where you will have to enter your mobile number and pincode.
    • You will then receive a One-Time Password (OTP) on the mobile phone provided by you. Enter the OTP.
    • You can then choose the business loan scheme and follow the instructions given to apply for the loan.

    You can also apply for a business loan from Indiabulls by downloading the app on your smartphone.

    The process to apply for a business loan using the Indiabulls app is give below:

    • Download the app on your mobile phone.
    • Enter your mobile number, following which you will receive an OTP on your mobile phone. Enter the password so that your mobile number can get verified.
    • You can then choose the business loan scheme of your choice.
    • You will then have to enter the loan amount and the repayment tenure.
    • Submit documents such as the proof of your address, proof of identification, and other necessary documents.
    • The company will then verify the documents submitted by you. Post verification, the loan amount will be disbursed to your bank account.

    Features and benefits of availing a business loan from Indiabulls

    • The process to apply for a business loan from IBCFL is completely online.
    • You can avail a loan of Rs.25,000 onwards.
    • The repayment tenure is flexible.
    • Rates of interest charged on the loan are affordable.
    • Quick disbursing of the loan amount to your bank account post approval of the loan.
    • Time-saving and paperless documentation process.
    • The information provided by you is completely safe and secure.
    • Zero prepayment charge.
    • Since all the information related to your business loan is on the app, it is extremely easy to manage your loan.

    Eligibility criteria

    The eligibility criteria you will have to fulfil in order to avail a business loan from IBCFL are given below:

    • You must be a self-employed individual.
    • You must have an active GST with a GST filing in the last six months.
    • The minimum required age is 25 years and the maximum required age is 65 years.

    Documents to be submitted

    The list of documents you will have to submit are given below:

    • Proof of address such as Passport, utility bills, etc.
    • Proof of identity such as PAN Card, Aadhaar Card.

    The documents you will have to submit will be at the discretion of the company and you will have to submit the required documents as required by IBCFL.

    Frequently Asked Questions (FAQs)

    1. For what purposes can I avail a business loan from IBCFL?

      You can avail a business loan from IBCFL to help you fulfill various requirements. Some of the requirements that you can fulfil on availing a business loan from IBCFL are given below:

      • For taking up bigger projects.
      • For expanding your business to new locations.
      • For improving your cash flow.
      • For hiring seasonal employees.
      • For upgrading your technology or repair machinery.
      • For emergency procuring of raw material for bulk order
    2. Will I be required to provide any guarantors/securities/collateral in order to avail a business loan from IBCFL?

      No, you won’t be required to provide any guarantor/securities/collateral in order to avail a business loan from IBCFL.

    3. I have some doubts regarding the business loan I am looking to avail from IBCFL. How can I get in touch with a customer care executive?

      You can get in touch with an IBCFL customer care executive by calling on the number 1860-419-3333. A customer care executive representative will get in touch with you and will help you with your queries.

    4. Is there any EMI calculator provided by IBCFL before I can avail a business loan from the company?

      You can visit the official website of IBCFL where you will be able to locate the ‘EMI Calculator’ section. You can then use the EMI calculator to find the EMI you will have to pay based on factors such as the loan amount, repayment tenure, rate of interest, etc.

    5. Can I foreclose or prepay my loan?

      You will be able to foreclose your loan as per the policy stated by IBCFL. However, there will be no pre-closure charges applicable if you have taken a loan for a tenure of 6 months.

        

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