Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Fullerton India Business Loans Reviews

    • Fullerton Personal Loan
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      I have approached FULLERON for my personal loan.My application was rejected due to my low credit score.The rate of interest was 18% which is very high comparing to others banks in the market. However their customer service and responses was good. My overall experience was not satisfactory.
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      , mumbai
      Reviewed on Sep 21, 2017
    • Fullerton Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have applied personal loan with Fullerton but I have arranged the required from other source so that was the reason I haven't got the loan from Fullerton. I may get the loan in next 3monhts. The rate of interest is high when compared with others.
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      , guntur
      Reviewed on Sep 21, 2017
    • Fullerton Personal Loan
      "Extremely High on ROI & charges"
      0.5 4.0/5 "Great!"
      Fullerton was good in the initial process for the personal loan. I got the loan on time. But they were very high on the interest rate. I was offered a rate of 17% and when I foreclosed my loan I had to pay more. Though it was a balance transfer to another bank. I paid more than what I received. it was almost of 29K.
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      , hospet
      Reviewed on Sep 21, 2017
    • Fullerton Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have applied for my personal loan from FULLERON INDIA. I have rejected the application as their rate of interest was 17% which is quite high comparing to other banks in the market. However their customer service and responses were really good.
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      , pune
      Reviewed on Sep 20, 2017
    • Fullerton Personal Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      The Fullerton team has disbursed my loan amount within a week time. The customer service was average with Fullerton. The rate of interest is high when compared with other banks. The processing fee was also high with Fullerton i have applied for 2 lakhs loan amount and they have offered is 16% ROI.
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      , panipat
      Reviewed on Sep 20, 2017
    • Fullerton Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The customer support was good with Fullerton but the rate of interest which was offered by Fullerton was high when compared with other institutions. So that was the reason I haven't processed the loan with Fullerton. The customer support asked me to submit the documents but I haven't haven't submitted it, because of their interest rate.
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      , secunderabad
      Reviewed on Sep 18, 2017
    • Fullerton Personal Loan
      "Extremely High on ROI"
      0.5 5.0/5 "Blown Away!"
      The process at Fullerton is quick, I got the personal loan within three to four days. The executive came over and collected my papers. The interest rate is extremely very high. I was offered a rate of around 32% and the processing charges was of Rd.2585.
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      , pondicherry
      Reviewed on Sep 18, 2017
    • Fullerton Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have approached FULLERTON for my personal loan . Their customer service and responses was really satisfactory . My salary was 15,000 so they have rejected my personal loan application and proper followups done from the bank end .I have not faced any issues with their services and overall it was good.
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      , guwahati
      Reviewed on Sep 18, 2017
    • Fullerton Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The Fullerton team has disbursed my loan amount within a week time. The customer service was average with Fullerton. The rate of interest is high when compared with other banks. The required loan amount was not disbursed, I have got only 95,000, but I have applied for 2,50,000. The processing fee was also high with Fullerton.
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      , rajahmundry
      Reviewed on Sep 18, 2017
    • Fullerton Personal Loan
      "Okay"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with the rate of interest as 25% with the Fullerton. Processing charges were different and it did not match as I have mentioned before. I got the loan amount within a week of time. Response is really a good one for me with them.
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      , chennai
      Reviewed on Sep 15, 2017
    • Fullerton Personal Loan
      "Services are good. But high on the ROI"
      0.5 5.0/5 "Blown Away!"
      Fullerton is good when it comes to personal loan. They collected my papers on time and it was processed as well. The loan was disbursed as expected. The rate of interest and processing charges was on the higher side when compared to the other banks.
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      , chennai
      Reviewed on Sep 15, 2017
    • Fullerton Personal Loan
      "Not good not bad"
      0.5 3.0/5 "Satisfactory"
      I have approached FULLER ON for my personal loan . Their customer service was not on time and there is no proper response from them so I would like to rate 3 out 5. Their rate of interest was pretty okay and fees and charges was also nominal. My overall experience was not good but not bad.
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      , visakhapatnam
      Reviewed on Sep 15, 2017
    • Fullerton Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The Fullerton India just took a week time to disburse my loan amount. The customer service is very good with Fullerton. The loan process was smooth but their interest rate is high when compared with others banks. I have got the required loan amount from the Fullerton India.
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      , chennai
      Reviewed on Sep 14, 2017
    • Fullerton Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Personal loan got approved and disbursed with Fullerton. The response was pretty good with Fullerton. The documentation process went well and then they took around 1 week time to disburse my personal loan. The rate of interest is bit high when compared with others. Over all the service provided by Fullerton was good.
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      , chennai
      Reviewed on Sep 14, 2017
    • Fullerton Personal Loan
      " not bad but interest rate too high"
      0.5 3.5/5 "Pretty good"
      Applied for a personal loan through Fullerton the application was rejected but their execute was on time to collect documents and they should maintain proper data because one representative said i am eligible same time other called and said i cant avail two at a time in same bank that was a bit annoying .The rate of interest is also too high .Over all services are not bad .
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      , nasik
      Reviewed on Sep 14, 2017
    • Fullerton Personal Loan
      "Not a good experinse "
      0.5 3.0/5 "Satisfactory"
      Its a worst experience of availing personal loan through Fullerton because very high rate of interest was charged which is around 24-28 % where as other banks were providing an interest rate of 17-19% which is good, it would be great if they reduce the rate of interest according to market norms.And the tenure period of time is 48 months which is okay .
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      , rewari
      Reviewed on Sep 14, 2017
    • Fullerton Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Helpful representatives from the date I applied for my loan ,I feel the interest rate was little high ,documents part I have uploaded all my documents through online even the responsibility from their representatives was good ,overall it was an good service from FULLERTON.
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      , visakhapatnam
      Reviewed on Sep 13, 2017
    • Fullerton Personal Loan
      "Quick process"
      0.5 5.0/5 "Blown Away!"
      It was a smooth process with Fullerton. I got the personal loan on time and as expected. There was no much of document process. Just that they were a bit high on the interest rate and charges when compared to the other banks. The services is good.
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      , kolkata
      Reviewed on Sep 13, 2017
    • Fullerton Personal Loan
      "Services are good. ROI is high"
      0.5 4.5/5 "Excellent!"
      It was a good experience with Fullerton for the personal loan. I got the loan within ten days. Though the interest rate was high when compared to the other normal banks. I went ahead because I had an emergency. The rate was around 18% and I would not wish to recommend them due to the high charges.
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      , hosur
      Reviewed on Sep 13, 2017
    • Fullerton Personal Loan
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I am not impressed with FULLERTON as they are not up to the mark when it comes to customer service and I have approached them for my personal loan and realized that it is a tedious process because they asked me to submit too many documents for verification and took lot of time. Later they denied to sanction the loan also due to my pay slips. so i won't recommend it to anyone. especially when i raised a query they have failed to respond me .
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      , indore
      Reviewed on Sep 12, 2017
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    Fullerton India Business Loans is Rated as "Pretty good" by 3112 Users

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    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    Fullerton India Business Loans

    Overview about Fullerton India Business Loans

    Established in 2007, Fullerton India has steadily rose in ranks considering the trust of entrepreneurs and business owners in terms of financing. The business loans offered from Fullerton India are aimed towards micro and small enterprises and are meant to facilitate growth and expansion as business opportunities present themselves.

    Where can Fullerton India Business Loan be used?

    Fullerton India Business Loan can be utilised for repaying any large debts or expenses, buy additional stock or raw materials or equipment, thus aiding in the expansion of business. These loans can be availed without collateral which would make even start-up entrepreneurs comfortable with the terms.

    Who can apply for Fullerton India Business Loan?

    The loan provided can be availed specifically by all resident individuals who own businesses that generate an annual turnover of INR 10 lakhs to INR 100 crores. In addition to that, the business should have been functioning for 3 years with positive trends in turnover and profit for the last 2 years. Income tax statements for the last 2 years should be projecting taxable income of more than INR 2 lakhs per annum. Entrepreneurs should be at least 27 years of age in order to be eligible for applying for this loan. In case one is a non-professional, the minimum age limit is kept at 25 years. At the time of loan maturity, the applicant should be 65 years or age or younger.

    What are the loan limits?

    Business loans from Fullerton India can be availed up to INR 50 lakhs, depending upon the income level and creditworthiness of the business. This loan is available without collateral to entrepreneurs or businesses in the Manufacturing, Trading and/or Service industry.

    Loans can be repaid across a tenure of 12 months to 48 months and a pre-closure facility is also available wherein a loan can be closed after 6 months of availing it. Applicable prepayment rates can range between 3-4% per annum.

    Apply for Personal Loan

    What are the interest rates?

    Interest payable on Fullerton India Business Loan varies as per the credit rating of the applicant and the relationship of the bank with the customer. The rates are based on the discretion of the financial institution. The applicable rate of interest could be anywhere within 13 to 17% per annum at a floating rate and is linked to the prime lending rate of Fullerton India.

    The mentioned interest rates are as of November 2015.

    What are the documents required?

    • Proof of Identity (Passport Copy, Voter ID, Driving License or PAN Card)
    • Address Proof (Ration card, Telephone Bill, Electricity Bill, Rental agreement, Passport copy, Bank Passbook/Statement or Driving License)
    • Bank Statements (Bank statement or Bank Passbook of the last six months)
    • Latest Income Tax Returns complete with computation of Income, Balance Sheet and Profit & Loss Account for the past two years
    • Partnership Deed or Board Resolution
    • Proof of number of years in business (Trade license, Establishment or Sales Tax Certificate, MOA (Memorandum of Agreement) or Partnership Deed)

    How to apply for Fullerton India Business Loan?

    This financing can be applied for online at Fullerton India’s website or at any physical branch. One should possess the necessary documentation to be submitted at the time of applying for this financing option.

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