Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 Fullerton India Business Loans

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria

    Fullerton India Business Loans is Rated as "Pretty good" by 3036 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Fullerton India Business Loans

    Overview about Fullerton India Business Loans

    Established in 2007, Fullerton India has steadily rose in ranks considering the trust of entrepreneurs and business owners in terms of financing. The business loans offered from Fullerton India are aimed towards micro and small enterprises and are meant to facilitate growth and expansion as business opportunities present themselves.

    Where can Fullerton India Business Loan be used?

    Fullerton India Business Loan can be utilised for repaying any large debts or expenses, buy additional stock or raw materials or equipment, thus aiding in the expansion of business. These loans can be availed without collateral which would make even start-up entrepreneurs comfortable with the terms.

    Who can apply for Fullerton India Business Loan?

    The loan provided can be availed specifically by all resident individuals who own businesses that generate an annual turnover of INR 10 lakhs to INR 100 crores. In addition to that, the business should have been functioning for 3 years with positive trends in turnover and profit for the last 2 years. Income tax statements for the last 2 years should be projecting taxable income of more than INR 2 lakhs per annum. Entrepreneurs should be at least 27 years of age in order to be eligible for applying for this loan. In case one is a non-professional, the minimum age limit is kept at 25 years. At the time of loan maturity, the applicant should be 65 years or age or younger.

    What are the loan limits?

    Business loans from Fullerton India can be availed up to INR 50 lakhs, depending upon the income level and creditworthiness of the business. This loan is available without collateral to entrepreneurs or businesses in the Manufacturing, Trading and/or Service industry.

    Loans can be repaid across a tenure of 12 months to 48 months and a pre-closure facility is also available wherein a loan can be closed after 6 months of availing it. Applicable prepayment rates can range between 3-4% per annum.

    Apply for Personal Loan

    What are the interest rates?

    Interest payable on Fullerton India Business Loan varies as per the credit rating of the applicant and the relationship of the bank with the customer. The rates are based on the discretion of the financial institution. The applicable rate of interest could be anywhere within 13 to 17% per annum at a floating rate and is linked to the prime lending rate of Fullerton India.

    The mentioned interest rates are as of November 2015.

    What are the documents required?

    • Proof of Identity (Passport Copy, Voter ID, Driving License or PAN Card)
    • Address Proof (Ration card, Telephone Bill, Electricity Bill, Rental agreement, Passport copy, Bank Passbook/Statement or Driving License)
    • Bank Statements (Bank statement or Bank Passbook of the last six months)
    • Latest Income Tax Returns complete with computation of Income, Balance Sheet and Profit & Loss Account for the past two years
    • Partnership Deed or Board Resolution
    • Proof of number of years in business (Trade license, Establishment or Sales Tax Certificate, MOA (Memorandum of Agreement) or Partnership Deed)

    How to apply for Fullerton India Business Loan?

    This financing can be applied for online at Fullerton India’s website or at any physical branch. One should possess the necessary documentation to be submitted at the time of applying for this financing option.

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  • Fullerton India Business Loans Reviews

    • Fullerton Personal Loan
      "Services are good & high ROI"
      0.5 5.0/5 "Blown Away!"
      I cancelled my personal loan application with Fullerton because they were pretty high on the rate of interest and processing charges. They were charging me around 16% to 18%. The processing charges is also high. The services and response was on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 24, 2017
    • Fullerton Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Fullerton provided a very good response on my personal loan application. Customer service is really good and I had no issues with them during the loan process. But I was not in town when the called me for my loan I have informed them regarding about this and Later I was not having there number to contact them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 13, 2017
    • Fullerton Personal Loan
      "Excellent service with High interest rate"
      0.5 5.0/5 "Blown Away!"
      Fullerton reached me immediately after giving my requirement. The service with Fullerton is really excellent and I would say my personal loan process was done with in 4 days of time. The customer service and the response is really good. The executives came and collected the required documents and after the documentation very next day my loan got disbursed,The required loan amount was not given but they have approved up to 75,000. The rate of interest is high when compared with others.
      Was this review helpful? 0
      , warangal
      Reviewed on Jul 12, 2017
    • Fullerton Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      Five years ago I had taken the personal loan from Fullerton. Interest rate is little more with them which is around 18%. Customer service is average. If there is no option to get the loan from any other banks, then we can approach Fullerton, for sure we will receive the loan with little more high interest rate.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • Fullerton Personal Loan
      "Instance Response"
      0.5 5.0/5 "Blown Away!"
      Actually I was in a requirement so I applied for the personal loan with Fullerton. But I arranged and met with my requirements by own contacts so I dropped the loan plan. Fullerton provided a good response when I approached them for the loan and I had no issues with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 11, 2017
    • Fullerton Personal Loan
      "Dissatisfied"
      0.5 1.0/5 "Really Bad"
      After me applying with Fullerton there was no proper response from them to inform me what happened to my application of the personal loan which I applied I waited for so many days and I have called from my side they said they will check and get back to me But they dint. Again I have called back them to know my status, they just said they cannot process the loan because there is on going loan for me, Very much disappointed with their service and it is not recommendable
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 09, 2017
    • Fullerton Personal Loan
      "Dissatisfied "
      0.5 1.0/5 "Really Bad"
      The Fullerton India is charging very high interest rates they are offering the Personal loans for almost 13% interest rate.Compare to banks they have way high and I have asked them to negotiate so they have said not possible, I would suggest fuller tron to reduce the ROI
      Was this review helpful? 0
      , gandhidham
      Reviewed on Jul 06, 2017
    • Fullerton Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I applied for the personal loan with Fullerton. Then I had received a call from them where they said that they can provide the loan for me loan was approved got the reference number, But later on again I received call from them after collecting the documents stating that loan cannot be processed.Even everything is good documents all are eligible for the loan but the Sundaram did not provide the loan for me also not disclosed the reason for the same.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 05, 2017
    • Fullerton Personal Loan
      "High Interest rate"
      0.5 5.0/5 "Blown Away!"
      Fullerton provided a very good response on my personal loan application. Customer service is really good and I had no issues with them during the loan process. But the rate of interest is comparatively high which is around 17.5% for the personal loan.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 03, 2017
    • Fullerton Personal Loan
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      The Fullerton India is charging very high interest rates they are offering the Personal loans for almost 19% interest rate , which is double than normal banks interest rate, so that was the reason I haven't proceed with Fullerton India personal loan. The customer service and the response was also not good with Fullerton. I would like to say that Fullerton can reduce the interest rates in future.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 30, 2017
    • Fullerton Personal Loan
      "High on ROI & processing charges"
      0.5 3.0/5 "Satisfactory"
      Since I was not comfortable with the rate of interest and processing fees and other charges. I did not take the personal loan from Fullerton. They were responsive and contacted me on time. Another reason is I was occupied so I could get to submit the documents as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 25, 2017
    • Fullerton Personal Loan
      "Not Satisfied with the services"
      0.5 1.0/5 "Really Bad"
      After me applying with Fullerton there was no proper response from them to inform me what would be the charges and about the process as well. It has not been a good experience and I would not wish to recommend the institution to others for the personal loan.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 24, 2017
    • Fullerton Personal Loan
      "Need to reduce the interest rate"
      0.5 4.5/5 "Excellent!"
      The rate of interest was very high with Fullerton personal loan, so that was the I haven't proceed further with Fullerton India. The customer service and the response part was good with Fullerton. I would like to suggest Fullerton to reduce their interest rate to get their business.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 24, 2017
    • Fullerton Personal Loan
      "Interest rate should be flexible as other competitor"
      0.5 2.0/5 "Expected more"
      The major reason which I was not taken loan from Fullerton India is interest rate, they offered the interest rate around 28% it is higher side compared to other competitor. Hence I don't have interest to process, I do have all proper documents but they are not flexible when it comes to interest rate.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 23, 2017
    • Fullerton Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      The prime reason why, I did not take the personal loan from Fullerton because they were offering me a lesser loan amount. I was requiring five lakhs and they offered me 1.2 Lakhs. The response was on time though and the interest rate and processing charges was normal.
      Was this review helpful? 0
      , madurai
      Reviewed on Jun 23, 2017
    • Fullerton Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      At present there is no loan requirement so that was the reason why I did not opt to avail loan from Fullerton India. Customer service and followup is really good with Fullerton. The rate of interest charged by them is very high when compared with others. Coming to their service it is good and I am very much satisfied with that.
      Was this review helpful? 0
      , mysore
      Reviewed on Jun 23, 2017
    • Fullerton Personal Loan
      "They have to work on service part"
      0.5 1.0/5 "Really Bad"
      I have not received any updates from Fullerton India what was going on, I keep on checking about my personal loan application status, they was no response. I thought it was under process, finally after a month I came to know my loan application got rejected. Fullerton India should provide time to time update through any kind of communication.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 22, 2017
    • Fullerton Personal Loan
      "Need to reduce the interest rate"
      0.5 1.0/5 "Really Bad"
      The Fullerton India is charging very high interest rates they are offering the Personal loans for almost 24% interest rate , which is double than normal banks interest rate, so that was the reason I haven't proceed with Fullerton India personal loan. The customer service and the response was good with Fullerton. I would like to say that Fullerton can reduce the interest rates in future.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 21, 2017
    • Fullerton Personal Loan
      "No Proper Response"
      0.5 1.0/5 "Really Bad"
      I applied for the personal loan with Fullerton. Then I had received a call from them where they said that they cannot provide the loan for me. Even everything is good like the credit score and the documents all are eligible for the loan but the bank did not provide the loan for me also not disclosed the reason for the same.
      Was this review helpful? 0
      , mysore
      Reviewed on Jun 20, 2017
    • Fullerton Personal Loan
      "Average Average "
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan with the Fullerton with the interest rate as 17%, also the customer service was kind of okay. I would like to say that the loan amount got disbursed within ten to fifteen days of time. I am okay with the rate of interest.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 19, 2017
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