Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Diwali Personal Loan Offers Oct 2017 is Rated as "Great!" by 95377 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Diwali Personal Loan Offers Oct 2017

    The choice of Diwali gifts varies from person to person. While some might prefer gifting their family apparels, gadgets and sweets, some others might consider buying a new car or renovating their home. Whatever your desires are, to fulfil them you need a good chunk of money right before Diwali. Taking a personal loan is a great idea for making this Diwali really special for yourself as well as your family members.

    Use Diwali personal loan offers to fulfil your wishes

    Though every person has different things in their wish lift, when it is Diwali, there are a few common things that people want to do. Here are some of the wishes and desires that you can fulfil this year using the personal loan offers:

    • Home renovation: Nothing is more peaceful than relaxing in your well-decorated balcony after a tiring day. This Diwali you might want to renovate this lovely part of your house or add some decors to it. If your budget is not allowing to do so, consider taking a personal loan. With a good amount of fund at hand, you no more need to compromise with your home renovation needs. Just apply for a loan and renovate your home exactly the way you want to.
    • Buying gifts: What can be a better idea than gifting special things to people whom you love? During this period, all the ecommerce and online shopping portals come up with a number of lucrative offers on Diwali gifts. Starting from apparels and jewelry to electronic items, gadgets and toys, you can buy anything during Diwali if you have some extra fund. Take a quick personal loan through BankBazaar and set on a gift shopping spree.
    • Home-decor items: Diwali is the best time to decorate the house and give it an all-new look. Diyas, candles, lamps, and flowers are the most common items that are purchased on this eve. Whether you want to light up every corner of your house with beautiful diyas, lamps, and candles or wish to decorate your home with lovely showpieces and flowers, you need to make a good amount of investment on the décor items. To meet these expenses, apply for a personal loan right away.
    • Funding travelling needs: Festivals like Diwali is the time when families come together to celebrate the auspicious moments. People residing in different parts of the country come home for enjoying the happy moments together. If you are planning to go to your home or want to bring your family to your place, you need a good amount of fund to back up the travelling expenses. By availing a personal loan through BankBazaar, you can meet all your traveling related expenses easily.
    • Purchasing gold jewelry: In India, buying gold or other precious gems is considered to be a sign of fortune. This is why during Diwali there is a surge in the purchase of gold, silver and diamond jewelries. However, gold jewelries come with a hefty price tag, especially during the festive season. The prices soar really high putting a lot of stress on the pockets of the buyers. So, if you have gold jewelries in your wish list this Diwali, the best idea is to fund it through a personal loan.
    • Electronics and gadgets: People these days are quite tech-savvy, especially the teens. In case you are having such gadget lovers in your family and have a long list of gadgets to buy, consider applying for a personal loan. Though gadgets are quite expensive items, manufacturers and the dealers offer great discounts on gadgets during the festival season. Hence, you can purchase whatever you have in your wish list using the loan amount borrowed from banks.
    • Two-wheelers or cars: Diwali is considered to be a very auspicious time for buying cars. Due to this reason, a bulk of cars is purchased in India during this period. The best thing is, you will get multiple offers and discounts on cars from the dealers and manufacturers during this period. So, if you are having a desire of owning a car since long this is the time to turn it into reality. Just pick your desired car, apply for a personal loan and bring home your dream vehicle.
    • Home construction: Many people consider Diwali as the most prosperous time for laying the cornerstone of their home. Also, some people believe it is cheaper to build homes during this period. However, banks don’t offer any discount on the home loans during the festive season. But when you have personal loans handy, you needn’t worry about managing funds for home construction. These loans come with a lot of offer during Diwali and you can build your dream home without any issue.

    Secure your wish list with BankBazaar Diwali personal loan offers

    To fulfil all your wishes this Diwali, opt for a personal loan without giving any second thought. BankBazaar is the ideal place where you can check out all the personal loan Diwali offers offered by various banks and choose the best one for yourself. The website has collaborated with a number of top banks of India and listed out the special features for each in one page. That’s not all. When you apply for a personal loan on the official portal of BankBazaar you will be able to get hold of a lucrative offer which is as follows:

    • An Amazon gift card of Rs.1000 which you can redeem while shopping on Amazon website.
    • You can shop any merchandise worth Rs.1,000 from Amazon using this amazing gift voucher.

    How to avail personal loans Diwali offer from BankBazaar?

    It is very easy to avail the personal loan Diwali offer from BankBazaar. Just follow the below-mentioned steps one by one:

    • Go to BankBazaar.com and choose a personal loan from one of the banks listed on the website.
    • After the loan is approved and the amount is disbursed into your bank account, you will get Rs.1,000 worth Amazon Gift Voucher from BankBazaar.
    • The gift voucher will be sent to the email ID registered with BankBazaar after the disbursal of the loan amount.
    • Log in to the official website of Amazon to know more detailed information about the gift voucher and how to redeem it.
    • You can also redeem the gift card by downloading the Amazon App on your smartphone.

    Steps to use the Amazon gift voucher

    The Amazon gift voucher will help you to buy your desired items from the Amazon online shopping portal. But to make the best use of this special gift coupon you need to know the redeeming process in detail.

    • To redeem the Diwali gift voucher offered by BankBazaar, visit the official website of Amazon.
    • In case you are an existing Amazon customer, log into your Amazon account using your email and password. But if you are a new customer, first create an account for yourself and then log in using the particulars.
    • After that, log into your account by clicking on the ‘Sign-in’ option present on the top of the page.
    • Once you are logged in, insert the gift card and click on the ‘Add to Your Account’ tab. Your Amazon account will instantly get credited with a balance of Rs.1,000.
    • Following the same process, you can add more than one code to your account.
    • To know more about the offer and usage process visit the official website of Amazon

    Note: Use the coupon before its expiry date as it will not be accepted once the validity expires.

    Diwali is the time to celebrate, share happiness and bring smiles on every face. So, this Diwali share beautiful gifts among people whom you love and allow happiness come their way. Gifting is the best way to show people how much you love them. So, don’t compromise with your desire to gift beautiful things to the most special people in your life. Apply for a personal loan from the preferred bank through BankBazaar online portal and bring smiles on every face around you.

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using the Bank Bazaar platform for a while. The experience was good, everything was good. I never faced any problems with their services, the website is user friendly, it is easy to access. And the whole application process was easy and hassle free. Overall it has been a smooth experience with the Bank Bazaar platform.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was less i had expected more, and the rate of interest they have charged me was up to 600 and they have not charged any processing fee ,till now i did not face any difficulty.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Best card"
      0.5 4.0/5 "Great!"
      I have been using bank bazaar service for first time,i came to know about bank bazaar service through on line, i have been using website it is easy to access,there customer service where prompt they explained me about the loan which i have applied recently.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was sufficient, the rate of interest they have charged me was nominal and the processing fee they have charge me was nominal too, and there was no issue till now i had been faced.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Outstanding"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan with the help of bank bazaar. This is my first time and came to know about the website through online. The customer service and response was good. The process is excellent and it was easy to do comparison. I have used the website, its user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The service is good but the loan value is very less which needs to be increased. The rate of interest is good with Early Salary. I have taken only 9K and they didn't charge anything. It was quick and immediate service. I have submitted the documents online.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through my friend as he had referred me about this service,have been using website for applying my personal loan and after that i had downloaded mobile application for tracking my details.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently,the loan amount was sufficient for me, they have give me loan amount by calculating my salary, the rate of interest was nominal they have charged like if i clear today then my rate of interest will be less tomorrow, they have not charged processing fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good and faster experience"
      0.5 5.0/5 "Blown Away!"
      Best about the bankbazaar providing the services on time to the customer. Customer care service of bankbazaar is really fine. From last 3 months i'm utilizing the services and i have come to know about this website through Internet. The waiting time has to be improved in the customer care services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through on line, and there service is accurate and clear and there customer service where prompt they explained me about the loan which i have applied recently, i have been using website it is easy to access.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was sufficient they have given up to 12,000, and the rate of interest they have showed 850 but while time of payment they have cut 12,400 and 350 rupees balance left,so it was kind of confusion i have got, apart from that i did not face any issue in delay in loan or in documentation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was sufficient they have given up to 12,000, and the rate of interest they have showed 850 but while time of payment they have cut 12,400 and 350 rupees balance left,so it was kind of confusion i have got, apart from that i did not face any issue in delay in loan or in documentation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with the services of them. The loan amount which they had provided has been satisfactory and the interest rate with them has been nominal when compared with the market rate. There has been some charges which they had made initially for the processing fees.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have holding my personal loan with HDFC bank for long time, the rate of interest they have charged me was nominal and processing fee was also nominal and i have not that much communicated with there support team , they provide less loan amount , overall service was average.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with ICICI bank, they have provided Excellent service, like i did not face any difficulty in documentation part they have given me loan amount up to 45,000, and they have charged rate of interest up to 14% it is nominal for me and they have charged processing fee up nominal even they said took charges for insurance from loan up to 5000, there service was good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR for while .Customer service was good and their response was on time. The website of bank bazaar is user friendly to use and is easy to navigate. The services provided by bank bazaar is good when compared to others in the market.
      Was this review helpful? 0
      , hosur
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i got preclosere option with this bank , I ma not happy with the process it took much time to dispose the loan . They gave 5year of tenure period . They charge nominal interest rate but processing was too high with this bank .
      Was this review helpful? 0
      , hosur
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR for while .The customer support response was very prompt . I bought a credit card from Bank Bazaar. The whole application process was easy and hassle free. BANK BAZAAR has been having a good user interface. I am very much happy with the website.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL , there were no hidden charges with this bank . They did not charge any processing fee and i got my loan on time . The loan amount which i got through this bank is satisfactory .I did not got nay paper work they said they will send on mail but not yet receive .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through on line, have been using website for applying my personal loan and after that i had downloaded mobile application for tracking my details.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
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