Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Diwali Personal Loan Offers Oct 2017 is Rated as "Great!" by 94136 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Diwali Personal Loan Offers Oct 2017

    The choice of Diwali gifts varies from person to person. While some might prefer gifting their family apparels, gadgets and sweets, some others might consider buying a new car or renovating their home. Whatever your desires are, to fulfil them you need a good chunk of money right before Diwali. Taking a personal loan is a great idea for making this Diwali really special for yourself as well as your family members.

    Use Diwali personal loan offers to fulfil your wishes

    Though every person has different things in their wish lift, when it is Diwali, there are a few common things that people want to do. Here are some of the wishes and desires that you can fulfil this year using the personal loan offers:

    • Home renovation: Nothing is more peaceful than relaxing in your well-decorated balcony after a tiring day. This Diwali you might want to renovate this lovely part of your house or add some decors to it. If your budget is not allowing to do so, consider taking a personal loan. With a good amount of fund at hand, you no more need to compromise with your home renovation needs. Just apply for a loan and renovate your home exactly the way you want to.
    • Buying gifts: What can be a better idea than gifting special things to people whom you love? During this period, all the ecommerce and online shopping portals come up with a number of lucrative offers on Diwali gifts. Starting from apparels and jewelry to electronic items, gadgets and toys, you can buy anything during Diwali if you have some extra fund. Take a quick personal loan through BankBazaar and set on a gift shopping spree.
    • Home-decor items: Diwali is the best time to decorate the house and give it an all-new look. Diyas, candles, lamps, and flowers are the most common items that are purchased on this eve. Whether you want to light up every corner of your house with beautiful diyas, lamps, and candles or wish to decorate your home with lovely showpieces and flowers, you need to make a good amount of investment on the décor items. To meet these expenses, apply for a personal loan right away.
    • Funding travelling needs: Festivals like Diwali is the time when families come together to celebrate the auspicious moments. People residing in different parts of the country come home for enjoying the happy moments together. If you are planning to go to your home or want to bring your family to your place, you need a good amount of fund to back up the travelling expenses. By availing a personal loan through BankBazaar, you can meet all your traveling related expenses easily.
    • Purchasing gold jewelry: In India, buying gold or other precious gems is considered to be a sign of fortune. This is why during Diwali there is a surge in the purchase of gold, silver and diamond jewelries. However, gold jewelries come with a hefty price tag, especially during the festive season. The prices soar really high putting a lot of stress on the pockets of the buyers. So, if you have gold jewelries in your wish list this Diwali, the best idea is to fund it through a personal loan.
    • Electronics and gadgets: People these days are quite tech-savvy, especially the teens. In case you are having such gadget lovers in your family and have a long list of gadgets to buy, consider applying for a personal loan. Though gadgets are quite expensive items, manufacturers and the dealers offer great discounts on gadgets during the festival season. Hence, you can purchase whatever you have in your wish list using the loan amount borrowed from banks.
    • Two-wheelers or cars: Diwali is considered to be a very auspicious time for buying cars. Due to this reason, a bulk of cars is purchased in India during this period. The best thing is, you will get multiple offers and discounts on cars from the dealers and manufacturers during this period. So, if you are having a desire of owning a car since long this is the time to turn it into reality. Just pick your desired car, apply for a personal loan and bring home your dream vehicle.
    • Home construction: Many people consider Diwali as the most prosperous time for laying the cornerstone of their home. Also, some people believe it is cheaper to build homes during this period. However, banks don’t offer any discount on the home loans during the festive season. But when you have personal loans handy, you needn’t worry about managing funds for home construction. These loans come with a lot of offer during Diwali and you can build your dream home without any issue.

    Secure your wish list with BankBazaar Diwali personal loan offers

    To fulfil all your wishes this Diwali, opt for a personal loan without giving any second thought. BankBazaar is the ideal place where you can check out all the personal loan Diwali offers offered by various banks and choose the best one for yourself. The website has collaborated with a number of top banks of India and listed out the special features for each in one page. That’s not all. When you apply for a personal loan on the official portal of BankBazaar you will be able to get hold of a lucrative offer which is as follows:

    • An Amazon gift card of Rs.1000 which you can redeem while shopping on Amazon website.
    • You can shop any merchandise worth Rs.1,000 from Amazon using this amazing gift voucher.

    How to avail personal loans Diwali offer from BankBazaar?

    It is very easy to avail the personal loan Diwali offer from BankBazaar. Just follow the below-mentioned steps one by one:

    • Go to BankBazaar.com and choose a personal loan from one of the banks listed on the website.
    • After the loan is approved and the amount is disbursed into your bank account, you will get Rs.1,000 worth Amazon Gift Voucher from BankBazaar.
    • The gift voucher will be sent to the email ID registered with BankBazaar after the disbursal of the loan amount.
    • Log in to the official website of Amazon to know more detailed information about the gift voucher and how to redeem it.
    • You can also redeem the gift card by downloading the Amazon App on your smartphone.

    Steps to use the Amazon gift voucher

    The Amazon gift voucher will help you to buy your desired items from the Amazon online shopping portal. But to make the best use of this special gift coupon you need to know the redeeming process in detail.

    • To redeem the Diwali gift voucher offered by BankBazaar, visit the official website of Amazon.
    • In case you are an existing Amazon customer, log into your Amazon account using your email and password. But if you are a new customer, first create an account for yourself and then log in using the particulars.
    • After that, log into your account by clicking on the ‘Sign-in’ option present on the top of the page.
    • Once you are logged in, insert the gift card and click on the ‘Add to Your Account’ tab. Your Amazon account will instantly get credited with a balance of Rs.1,000.
    • Following the same process, you can add more than one code to your account.
    • To know more about the offer and usage process visit the official website of Amazon

    Note: Use the coupon before its expiry date as it will not be accepted once the validity expires.

    Diwali is the time to celebrate, share happiness and bring smiles on every face. So, this Diwali share beautiful gifts among people whom you love and allow happiness come their way. Gifting is the best way to show people how much you love them. So, don’t compromise with your desire to gift beautiful things to the most special people in your life. Apply for a personal loan from the preferred bank through BankBazaar online portal and bring smiles on every face around you.

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with them and i had recently started using the services of them. I had been using the website of them and it has been easy in using it. Their customer support also had been good as well where there has been a good response which they had made so far.
      Was this review helpful? 3
      , new delhi
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan has been smooth and easy. The loan amount which they had provided had been less than i expected, but the interest rate with them had been good. There has not been any hassle faced with the services of them. Their customer support and their staff responses also had been good as well.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 17, 2018
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a very good experience i had with this loan and the loan amount which they had provided also had been good as well, but the interest rate had been on the higher end when compared with the market rate. Their customer support also had been responsive as well and there has not been any hassle faced with them so far.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • Bank Bazaar Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with Bank Bazaar and i had been using the services of them for the last 4-5 months. I had been using the mobile application as well as the website of them and both had been easy in using it. Their customer support also had been good as well.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • Kotak Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this loan had taken almost three to four days and the process had been easy. The loan amount which they had provided has been satisfactory and the interest rate also been good as well. There has not been any charges which they had been charged also had been good when compared with the market rate.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience in getting this personal loan and the loan amount which they had provided also had been satisfactory. The interest rate with them has been a little higher when compared with the market rate. There has not been any charges which they had taken on processing and their customer support had been good.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      The experience i had with them has not been satisfactory and the process has been good in getting the loan. There has been some small issues when i was trying to close it before the tenure period where there was no option for a pre closure. The interest rate has been quite nominal with them and the loan amount was okay.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 17, 2018
    • review Personal Loan
      "Good finacial service with high rate of intrest "
      0.5 4.0/5 "Great!"
      I have taken personal loan from Bajaj fin serv , Am not satisfied with the rate of interest of 19%which is high. Where there is processing fees of Rs 8000 They took time for approval and documentation. Their customer executive explained the term and condition before taking the loan.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar services for a while. It was good, I am using the mobile application it is really easy uses. Customer support is good , they helped me very well throughout the process . This was my first experience with bank bazaar and it is too good .
      Was this review helpful? 1
      , lucknow
      Reviewed on Sep 16, 2018
    • IndusInd Bank Personal Loan
      "good "
      0.5 2.0/5 "Expected more"
      I got my personal loan through INDUSIND BANK , the loan process was too slow and even initially they said everything will be online but they personally visit to check the documents , it took 25days to receive the loan . They provide 300000 of loan and it is sufficient , there is no processing fee with this bank .
      Was this review helpful? 1
      , lucknow
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR services for while , i came to know about this service through online . The customer support follow up was also good during the application. Bank Bazaar makes it easier to compare and choose various banking products online. .
      Was this review helpful? 3
      , mumbai
      Reviewed on Sep 16, 2018
    • Incred Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have take my personal loan with INCRED INSTITUTION , the tenure period is 36 months and rate of interest is too high 28% so i am not happy with that . I did not face issue at the time of getting loan . The processing fee is 5000 and loan amount is 110000 and it is sufficient to me .
      Was this review helpful? 2
      , mumbai
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar services for a while. For the first time i have taken i have taken financial product through bank bazaar . The best part is the process of getting loan was to quick . Bank bazaar needs to filter the list suggested to the customers based on the requirements as per customer needs.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC BANK , the processing fee is 8000 and it is too high , there is no preclosere option with this bank . Rate of interest is 17.5% and it is not nominal in the market . Customer support and their response is good , i got my loan soon , there is no issue with this bank .
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar services for a while. The best part is customer support there peoples are very cooperative , i receive too many calls from them just to get my work done , they are very helpful . Mobile application and website were easy to use and very user friendly .
      Was this review helpful? 1
      , kolkata
      Reviewed on Sep 16, 2018
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i have bitter experience with this bank , the customer support attitude not good with this bank . Initially they said 12.9% of interest rate but later they charge 14% so it is very disappointing part . Loan amount is 1.5 lakh and it is sufficient to me .
      Was this review helpful? 1
      , kolkata
      Reviewed on Sep 16, 2018
    • review Personal Loan
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with BAJAJ FINANCE , the tenure period is 3year . Customer support is good they respond on time and the process of getting loan is very smooth and quick , i did not face any issues at the time of documentation . Loan amount is 60000 and it is sufficient to me .
      Was this review helpful? 1
      , nellore
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR for many months . The best part of this website is their representative is good and attentive , everything was explain step by step and clearly , and even their follow up is outstanding . I came to know about this website through advertisement .
      Was this review helpful? 1
      , nellore
      Reviewed on Sep 16, 2018
    • Fullerton Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with FULLETRON INSTITUTION , i am happy with this bank , they provide within 15 days my loan amount . They charge 11% of interest rate and tenure period is 3year . They provide 120000 of loan but i got 99000 after deducting . I use to pay 5500 of EMI.
      Was this review helpful? 0
      , nellore
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      I've been using the Bank Bazaar services for a while. I have applied for a personal loan via Bank bazaar. The customer support follow up was also good during the application. Bank Bazaar makes it easier to compare and choose various banking products online.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 16, 2018
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