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  • Diwali Personal Loan Offers Oct 2017 is Rated as "Great!" by 90387 Users
    Personal Loan BYTES FROM OUR KITCHEN

    Diwali Personal Loan Offers Oct 2017

    The choice of Diwali gifts varies from person to person. While some might prefer gifting their family apparels, gadgets and sweets, some others might consider buying a new car or renovating their home. Whatever your desires are, to fulfil them you need a good chunk of money right before Diwali. Taking a personal loan is a great idea for making this Diwali really special for yourself as well as your family members.

    Use Diwali personal loan offers to fulfil your wishes

    Though every person has different things in their wish lift, when it is Diwali, there are a few common things that people want to do. Here are some of the wishes and desires that you can fulfil this year using the personal loan offers:

    • Home renovation: Nothing is more peaceful than relaxing in your well-decorated balcony after a tiring day. This Diwali you might want to renovate this lovely part of your house or add some decors to it. If your budget is not allowing to do so, consider taking a personal loan. With a good amount of fund at hand, you no more need to compromise with your home renovation needs. Just apply for a loan and renovate your home exactly the way you want to.
    • Buying gifts: What can be a better idea than gifting special things to people whom you love? During this period, all the ecommerce and online shopping portals come up with a number of lucrative offers on Diwali gifts. Starting from apparels and jewelry to electronic items, gadgets and toys, you can buy anything during Diwali if you have some extra fund. Take a quick personal loan through BankBazaar and set on a gift shopping spree.
    • Home-decor items: Diwali is the best time to decorate the house and give it an all-new look. Diyas, candles, lamps, and flowers are the most common items that are purchased on this eve. Whether you want to light up every corner of your house with beautiful diyas, lamps, and candles or wish to decorate your home with lovely showpieces and flowers, you need to make a good amount of investment on the décor items. To meet these expenses, apply for a personal loan right away.
    • Funding travelling needs: Festivals like Diwali is the time when families come together to celebrate the auspicious moments. People residing in different parts of the country come home for enjoying the happy moments together. If you are planning to go to your home or want to bring your family to your place, you need a good amount of fund to back up the travelling expenses. By availing a personal loan through BankBazaar, you can meet all your traveling related expenses easily.
    • Purchasing gold jewelry: In India, buying gold or other precious gems is considered to be a sign of fortune. This is why during Diwali there is a surge in the purchase of gold, silver and diamond jewelries. However, gold jewelries come with a hefty price tag, especially during the festive season. The prices soar really high putting a lot of stress on the pockets of the buyers. So, if you have gold jewelries in your wish list this Diwali, the best idea is to fund it through a personal loan.
    • Electronics and gadgets: People these days are quite tech-savvy, especially the teens. In case you are having such gadget lovers in your family and have a long list of gadgets to buy, consider applying for a personal loan. Though gadgets are quite expensive items, manufacturers and the dealers offer great discounts on gadgets during the festival season. Hence, you can purchase whatever you have in your wish list using the loan amount borrowed from banks.
    • Two-wheelers or cars: Diwali is considered to be a very auspicious time for buying cars. Due to this reason, a bulk of cars is purchased in India during this period. The best thing is, you will get multiple offers and discounts on cars from the dealers and manufacturers during this period. So, if you are having a desire of owning a car since long this is the time to turn it into reality. Just pick your desired car, apply for a personal loan and bring home your dream vehicle.
    • Home construction: Many people consider Diwali as the most prosperous time for laying the cornerstone of their home. Also, some people believe it is cheaper to build homes during this period. However, banks don’t offer any discount on the home loans during the festive season. But when you have personal loans handy, you needn’t worry about managing funds for home construction. These loans come with a lot of offer during Diwali and you can build your dream home without any issue.

    Secure your wish list with BankBazaar Diwali personal loan offers

    To fulfil all your wishes this Diwali, opt for a personal loan without giving any second thought. BankBazaar is the ideal place where you can check out all the personal loan Diwali offers offered by various banks and choose the best one for yourself. The website has collaborated with a number of top banks of India and listed out the special features for each in one page. That’s not all. When you apply for a personal loan on the official portal of BankBazaar you will be able to get hold of a lucrative offer which is as follows:

    • An Amazon gift card of Rs.1000 which you can redeem while shopping on Amazon website.
    • You can shop any merchandise worth Rs.1,000 from Amazon using this amazing gift voucher.

    How to avail personal loans Diwali offer from BankBazaar?

    It is very easy to avail the personal loan Diwali offer from BankBazaar. Just follow the below-mentioned steps one by one:

    • Go to BankBazaar.com and choose a personal loan from one of the banks listed on the website.
    • After the loan is approved and the amount is disbursed into your bank account, you will get Rs.1,000 worth Amazon Gift Voucher from BankBazaar.
    • The gift voucher will be sent to the email ID registered with BankBazaar after the disbursal of the loan amount.
    • Log in to the official website of Amazon to know more detailed information about the gift voucher and how to redeem it.
    • You can also redeem the gift card by downloading the Amazon App on your smartphone.

    Steps to use the Amazon gift voucher

    The Amazon gift voucher will help you to buy your desired items from the Amazon online shopping portal. But to make the best use of this special gift coupon you need to know the redeeming process in detail.

    • To redeem the Diwali gift voucher offered by BankBazaar, visit the official website of Amazon.
    • In case you are an existing Amazon customer, log into your Amazon account using your email and password. But if you are a new customer, first create an account for yourself and then log in using the particulars.
    • After that, log into your account by clicking on the ‘Sign-in’ option present on the top of the page.
    • Once you are logged in, insert the gift card and click on the ‘Add to Your Account’ tab. Your Amazon account will instantly get credited with a balance of Rs.1,000.
    • Following the same process, you can add more than one code to your account.
    • To know more about the offer and usage process visit the official website of Amazon

    Note: Use the coupon before its expiry date as it will not be accepted once the validity expires.

    Diwali is the time to celebrate, share happiness and bring smiles on every face. So, this Diwali share beautiful gifts among people whom you love and allow happiness come their way. Gifting is the best way to show people how much you love them. So, don’t compromise with your desire to gift beautiful things to the most special people in your life. Apply for a personal loan from the preferred bank through BankBazaar online portal and bring smiles on every face around you.

    Personal Loan Reviews

    • Axis Bank Personal Loan
      "Good Foreclosure option"
      0.5 3.0/5 "Satisfactory"
      I have personal loan with axis, I am yet to close it. I have to pay monthly EMI around Rs. 5000 I do have other commitment. Hence though I close the loan but there is no preclosure charges. I took amt of Rs. 1 lakh I paid around Rs. 58,000 remaining I can pay any time and close it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • Axis Bank Personal Loan
      "Average Personal Loan service"
      0.5 3.0/5 "Satisfactory"
      AXIS Bank I have taken Personal Loan with the expected Rate Of Interest and the Loan amount which I have been expected was given,approved on time ,the customer service is good clearly informed about the loan details fully when to pay the amount compared to other banks the rate of interest in affordable,no issues with the amount which is debited from the account only draw back is On line service for axis bank is not up to the level since for the payment we have to get it touch with the main branch of this bank that is the only inconvenience Rather than that Axis bank service is good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a personal loan and it was a convenient process. The customer services and response is good and the document process was on time too. The interest rate and processing charges was also normal. The after loan services is also good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 20, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      Around a year ago, I have got the personal loan from the HDFC bank. The customer support service is good with the HDFC bank, They have approved my required loan amount. The HDFC bank executives came to my place to collect the documents on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • IndusInd Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It is a decent service from Induisind personal loan department. They offer me with 11.99 % of rate of interest which is fine for me. The customer service is good with Indusind and the staffs are good. It was been one year I taken the service from Indusind personal loan department. It is a good experience with Indusind personal loan department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Personal Loan
      "Below average"
      0.5 1.0/5 "Really Bad"
      I have a personal loan from Icici,the service is good with Icici. The rate of interest is 11.29 in the initial stage but they increase it to 11.99 which is high. The documents procedure has been smooth. The staffs are friendly in approach. It has been two months since, I have taken the service. As my company is not listed according to the bank criteria the amount they offered me is less, the service from Icici personal loan team is not as I expected.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from ICICI during the year 2006. The customer support is good with ICICI. I used to visit the branch directly it is good and staffs are friendly. The documents have been collected from my door step. It is an average service that I received from ICICI personal loan department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      The rate of interest is 11.25 % which is good. But I am disappointed that there is no pre closer option and no proper response from Standard personal loan department. I was unable to check my details,it is average service from Standard personal loan department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my loan via BANK BAZAAR . The customer service and responses was good . The website was user friendly and easy to navigate . I have not faced any run time or down time error while using it . My overall experience was excellent and its recommendable ,
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have my personal loan with TATA CAPITAL. The loan amount was 5 lakhs and the Interest rate was 11.95 which is average in the market . The tenure period was 3 years . The loan process was very good but I have submitted lot of physical documents. I have spent a lot of time on the documentation part . There is no processing fee too.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Bank Bazaar Personal Loan
      "Smooth"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is a good platform for all the financial products. I have applied through their website which is amazing . The options on banks and Interest rate was very good. I have not faced any issues with the service here so far so I would like to recommend to others.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL. The loan amount was 12 lakhs and the Interest rate was 11.99% which is avergae in the market. The customer service and responses was great. The loan process was very smooth and good. They provided door step service for collecting documents. The loan was not only approved on time but also deposited the amount directly to my account on the same day the loan was approved.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Standard Chartered Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with STANDARD CHARTER bank 3 years back . The loan mount was 60,000 and the Interest rate was satisfactory . The customer service and responses was really up to the mark. They have provide door step service for collecting document . My overall experience was good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my loan via BANK BAZAAR. The customer service and responsiveness was really good . The website was very easy to navigate and user friendly so I would like to recommend to others. I have not faced any issues with the service here . My overall experience was excellent.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 20, 2018
    • Kotak Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with KOTAK Bank. The loan amount was 1 lakh and The Interest rate was 10.99% which is average in the market.The tenure period was 2 years .The loan process was smooth and hassle free . My overall experience was good and its recommendable.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 20, 2018
    • Bank Bazaar Personal Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      My loan was taken via BANK BAZAAR . The customer service and responses was up to the mark. I have approached for the first time. The website is user friendly and easy to navigate .My overall experience was better and its recommendable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 20, 2018
    • Kotak Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have my personal loan with KOTAK bank. The loan amount was 1 lakh and the Interest rate was 12.85% which is average in the market . The tenure period was 2 years . The loan process was very good and smooth. They have sanctioned the loan with the committed time. My experience was good and its recommendable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is a good platform for all the financial products . The customer service and responses was really amazing . Their website is very easy to navigate and Informative . have tried using the tools like EMI calculator and credits credit score.My overall experience was excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with CITI bank. The loan amount was 1.5 lakhs and the Interest rate was 10-11% which is average . The tenure period was 1 year. The loan process was very good and the processing fee was also nominal. My overall experience was excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Bank Bazaar Personal Loan
      "User friendly"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan through bankbazaar.com. It was a good experience. The response time was very less and they coordinated well. They called me immediately. I came to know about the website through internet and friend's recommendation. The website was quite easy to access.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
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