Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Diwali Personal Loan Offers Oct 2017 is Rated as "Great!" by 98041 Users

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    Diwali Personal Loan Offers Oct 2017

    The choice of Diwali gifts varies from person to person. While some might prefer gifting their family apparels, gadgets and sweets, some others might consider buying a new car or renovating their home. Whatever your desires are, to fulfil them you need a good chunk of money right before Diwali. Taking a personal loan is a great idea for making this Diwali really special for yourself as well as your family members.

    Use Diwali personal loan offers to fulfil your wishes

    Though every person has different things in their wish lift, when it is Diwali, there are a few common things that people want to do. Here are some of the wishes and desires that you can fulfil this year using the personal loan offers:

    • Home renovation: Nothing is more peaceful than relaxing in your well-decorated balcony after a tiring day. This Diwali you might want to renovate this lovely part of your house or add some decors to it. If your budget is not allowing to do so, consider taking a personal loan. With a good amount of fund at hand, you no more need to compromise with your home renovation needs. Just apply for a loan and renovate your home exactly the way you want to.
    • Buying gifts: What can be a better idea than gifting special things to people whom you love? During this period, all the ecommerce and online shopping portals come up with a number of lucrative offers on Diwali gifts. Starting from apparels and jewelry to electronic items, gadgets and toys, you can buy anything during Diwali if you have some extra fund. Take a quick personal loan through BankBazaar and set on a gift shopping spree.
    • Home-decor items: Diwali is the best time to decorate the house and give it an all-new look. Diyas, candles, lamps, and flowers are the most common items that are purchased on this eve. Whether you want to light up every corner of your house with beautiful diyas, lamps, and candles or wish to decorate your home with lovely showpieces and flowers, you need to make a good amount of investment on the décor items. To meet these expenses, apply for a personal loan right away.
    • Funding travelling needs: Festivals like Diwali is the time when families come together to celebrate the auspicious moments. People residing in different parts of the country come home for enjoying the happy moments together. If you are planning to go to your home or want to bring your family to your place, you need a good amount of fund to back up the travelling expenses. By availing a personal loan through BankBazaar, you can meet all your traveling related expenses easily.
    • Purchasing gold jewelry: In India, buying gold or other precious gems is considered to be a sign of fortune. This is why during Diwali there is a surge in the purchase of gold, silver and diamond jewelries. However, gold jewelries come with a hefty price tag, especially during the festive season. The prices soar really high putting a lot of stress on the pockets of the buyers. So, if you have gold jewelries in your wish list this Diwali, the best idea is to fund it through a personal loan.
    • Electronics and gadgets: People these days are quite tech-savvy, especially the teens. In case you are having such gadget lovers in your family and have a long list of gadgets to buy, consider applying for a personal loan. Though gadgets are quite expensive items, manufacturers and the dealers offer great discounts on gadgets during the festival season. Hence, you can purchase whatever you have in your wish list using the loan amount borrowed from banks.
    • Two-wheelers or cars: Diwali is considered to be a very auspicious time for buying cars. Due to this reason, a bulk of cars is purchased in India during this period. The best thing is, you will get multiple offers and discounts on cars from the dealers and manufacturers during this period. So, if you are having a desire of owning a car since long this is the time to turn it into reality. Just pick your desired car, apply for a personal loan and bring home your dream vehicle.
    • Home construction: Many people consider Diwali as the most prosperous time for laying the cornerstone of their home. Also, some people believe it is cheaper to build homes during this period. However, banks don’t offer any discount on the home loans during the festive season. But when you have personal loans handy, you needn’t worry about managing funds for home construction. These loans come with a lot of offer during Diwali and you can build your dream home without any issue.

    Secure your wish list with BankBazaar Diwali personal loan offers

    To fulfil all your wishes this Diwali, opt for a personal loan without giving any second thought. BankBazaar is the ideal place where you can check out all the personal loan Diwali offers offered by various banks and choose the best one for yourself. The website has collaborated with a number of top banks of India and listed out the special features for each in one page. That’s not all. When you apply for a personal loan on the official portal of BankBazaar you will be able to get hold of a lucrative offer which is as follows:

    • An Amazon gift card of Rs.1000 which you can redeem while shopping on Amazon website.
    • You can shop any merchandise worth Rs.1,000 from Amazon using this amazing gift voucher.

    How to avail personal loans Diwali offer from BankBazaar?

    It is very easy to avail the personal loan Diwali offer from BankBazaar. Just follow the below-mentioned steps one by one:

    • Go to BankBazaar.com and choose a personal loan from one of the banks listed on the website.
    • After the loan is approved and the amount is disbursed into your bank account, you will get Rs.1,000 worth Amazon Gift Voucher from BankBazaar.
    • The gift voucher will be sent to the email ID registered with BankBazaar after the disbursal of the loan amount.
    • Log in to the official website of Amazon to know more detailed information about the gift voucher and how to redeem it.
    • You can also redeem the gift card by downloading the Amazon App on your smartphone.

    Steps to use the Amazon gift voucher

    The Amazon gift voucher will help you to buy your desired items from the Amazon online shopping portal. But to make the best use of this special gift coupon you need to know the redeeming process in detail.

    • To redeem the Diwali gift voucher offered by BankBazaar, visit the official website of Amazon.
    • In case you are an existing Amazon customer, log into your Amazon account using your email and password. But if you are a new customer, first create an account for yourself and then log in using the particulars.
    • After that, log into your account by clicking on the ‘Sign-in’ option present on the top of the page.
    • Once you are logged in, insert the gift card and click on the ‘Add to Your Account’ tab. Your Amazon account will instantly get credited with a balance of Rs.1,000.
    • Following the same process, you can add more than one code to your account.
    • To know more about the offer and usage process visit the official website of Amazon

    Note: Use the coupon before its expiry date as it will not be accepted once the validity expires.

    Diwali is the time to celebrate, share happiness and bring smiles on every face. So, this Diwali share beautiful gifts among people whom you love and allow happiness come their way. Gifting is the best way to show people how much you love them. So, don’t compromise with your desire to gift beautiful things to the most special people in your life. Apply for a personal loan from the preferred bank through BankBazaar online portal and bring smiles on every face around you.

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Awesome one stop shop "
      0.5 5.0/5 "Blown Away!"
      Various option available in Bank Bazaar, rather going to direct financier. here we can analyze the real information in website without going anywhere. I am using the site for past 2 months, the portal is good to post the request. The customer support team gave me the proper information.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 14, 2019
    • Tata capital Personal Loan
      "Satisfactory Experience"
      0.5 4.0/5 "Great!"
      I am satisfied with Tata Capital documentation part and they have fulfilled the commitment on my personal loan. The interest rate is quite nominal they gave me the same thing which provided by other banks. Even the door step documentation process is good.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 14, 2019
    • Axis Bank Personal Loan
      "Reduce the charges"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan in Axis Bank before 4.5 years back and its been completed before 5 to 6 months have taken top-up loan. The customer service is very good. The charges are more compared to other banks. The loan duration is 5 years. Monthly installment is 5600 rupees through net banking.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was better. I have been using the bank bazaar website for past 2 years, It was helpful to take credit card,loans and to check the credit score. Am comfortable with the mobile app. Most I like the responsibility is very good and process was simple.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan from Early Salary through online channel. The customer service is good and the response was proper. The interest rate is better, I have taken 18K from the Early Salary and have completed one EMI and two more is pending. The documents are collected by the executive.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was good. This is the first time with bank bazaar and it was recommended by my friend. The response was very quick from the bank bazaar, It is easy to compare and take the loan. Am comfortable with the mobile application.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Early Salary Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The executive did not came to collect my documents and have tried to contact him, does not respond to me. The rate of interest is nominal. The process was easy in Early Salary to take the personal loan. The processing fee is okay. I have taken a loan for 35K which will be paid at single payment. I have request to extend my loan amount.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      This is the first time I have logged in bank bazaar for the personal loan which has been recommended by some one. Its pretty good and feasible. I am able to compare with the multiple banks at one platform. I have used the website,I don't prefer mobile application.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 14, 2019
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken my personal loan from Citi Bank through online channel. I think the interest rate which can be lower compare to other banks. I believe they have charged the processing fee which is minor amount because have not received the whole amount on my loan. They took 3 to 4 days for the disbursement. My documents are collected by the executive.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I am happy with the bank bazaar and it was mentioned as paper less but at last they have requested for cheque leaf and other hard copy, this is to be informed to the customer in prior. The customer service is good, they were not very clear about the documentation alone. I used the website.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Tata capital Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I guess the rate of interest is best which was given by Tata Capital where others are given more percentage. I opted for 3 years, I don't know about the terms and conditions for foreclosure. The executive came to my office and took some documents. The process was immediate and not has lengthy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Bank Bazaar is good and sometimes the requirements are not fulfilled interms of rate of interest on the personal loan. There was no issues with the customer service and i would say its good. I am using the site for more than 2 to 3 years and have checked the credit score and showing some closed loans.
      Was this review helpful? 1
      , mohali
      Reviewed on Jan 14, 2019
    • IndusInd Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      They have given me a good service. I am satisfied with the Induslnd Bank. They have taken bit longer time to collect the documents. The rate of interest was prompt and there was no processing fee. They took a week to deliver the loan amount. I can do partial payment and foreclosure anytime without charges.
      Was this review helpful? 1
      , mohali
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I have applied for the personal loan in bank bazaar, the representative was very co-operative. probably am using it for 3 to 4months and have known it through online. Everything was fine and used the mobile app which was easy to compare and hassle free.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jan 14, 2019
    • Early Salary Personal Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I have no issues with the Early Salary and there is no need for me to contact their customer service. Only one thing is the rate of interest and charges are high compared to others. I have taken the loan of 20, 000 rupees. The documentation procedure was perfectly fine.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have to be a mediator for the bank and bank bazaar and need to followup every day. After disbursing They said will get Amazon gift voucher which I yet to receive. Its my first time and known through online Google search and TV advertisement. Their mobile app was simple and handy.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Need to improve the service"
      0.5 2.0/5 "Expected more"
      HDFC have delayed too much in disbursing the loan. The rate of intersect and charges are good. The document are submitted online, I opted for 4 years. The partial payment can be done after one year and they charge 4% for foreclosure. The customer service and response was not up to the mark.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have dealt with bankbazaar.com for the first time to apply the personal loan. Initially I used to check my credit score and later have tried for the loans. The process was very good and it was done without any hassle. Am comfortable with the website than my phone. I like the service very much.
      Was this review helpful? 1
      , hosur
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The process was very faster and the response was on time. They have delivered the loan within a week. The documentation procedure was easy and have submitted online and as well as to the executive. I think the rate of interest was little bit high suggest them to reduce the charges. The loan tenure is 5 years and its a fixed interest rate.
      Was this review helpful? 1
      , hosur
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan through bankbazaar.com and it was my first time experience. I have used the website on my mobile phone which was simple to access. I have received the promotional message. I have checked my credit score and have checked personally with HDFC, both are not matching.
      Was this review helpful? 1
      , nellore
      Reviewed on Jan 14, 2019
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