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    We found 32 Diwali Personal Loan Offers
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    13% - 21% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Diwali Personal Loan Offers is Rated as "Great!" by 81287 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Diwali Personal Loan Offers

    Personal Loan Diwali Offers Oct 2016 – Get Amazon Gift Card & Gocash

    Have you been putting aside your shopping list due to financial constraints? This Diwali is the time to empty your wish list. Festivals are not all about gifting others, you deserve a gift too. Meet all your festive related expenses without compromising on your personal wishes. While you may use your savings, salary, bonus is any or credit cards to buy gifts for relatives and clothes for your loved ones, taking a personal loan is very useful as it gives you a lump sum amount without disturbing your regular financial regime.

    Listed below are the personal wishes you might be planning to fulfill during the festival of lights.

    Home renovation:

    Imagine walking into a well decorated home, painted in colours you love with a small coffee corner or a balcony garden. Everyone has a dream home they want to go to after a long tiring day at work. This Diwali pick up that discarded home renovation project and gift yourself a new shelter. Hang the lights, have a kitchen garden or simply construct an extra room to workout. Refurbishing is always fun!

    Gifts for your loved ones:

    This Indian festival also spreads the joy of giving. Many across the country buy gifts for their loved ones. As this festival marks the significance of victory of light over darkness, many light up others’ lives by buying a loving gift. Many manufacturers and E-commerce websites offer great discounts during this period to promote the joy of giving. From electronic items and clothes to sweets and toys for kids, diwali observers buy a lot of gifts. You should be completely funded during this shopping spree. For financial aid, check out with attractive discounts on BankBazaar.com.

    Decorative items:

    People buy lamps and diyas and place it all over the house to light the place up and decorate their home with flowers and other decorative items. This is one the leading expense to meet during this diwali season.

    Travel expenses:

    During festivals in India, relatives come together under one roof to celebrate the auspicious day. This involves travelling from one city to another. Meet all your festival related travel expenses with a personal loan customised for you.

    Gold jewellery:

    Buying gold during Diwali and Dussehra is considered to be auspicious. So festival observers buy gold for themselves and their loved one. As we know that this yellow metal is highly priced this festive season, stay financially sound before you start making your purchases.

    Gadgets and electronics:

    Electronic items usually gets sold out during festivals as many prefer to get gifts like phones, music players or other gadgets. If this is in your personal wish list, go ahead and grab it while manufacturers roll out great discounts.

    New car:

    Many cars are sold during this season as car manufacturers understand that buying trend during Diwali and gives great discounts and offers on selected car models. Many consider this season the best to buy a car as good times fall in place during the festive. Drive home your dream car this diwali.

    Home:

    Few even buy or build their dream homes during this festive season as it is not only considered to be auspicious but it is also works out cheaper. During non-festive seasons banks do not roll out offers on home loans. People opting for financial assistance from banks to build a home usually grab this offer.

    This Diwali fulfill your personal wishes with BankBazaar

    So, fulfill all your personal wishes this Diwali by opting for a personal loan from BankBazaar. BankBazaar, one of the leading financial website that allows you to compare various financial products is now offering attractive offers on personal loans availed from their website. The current offers applicable on personal loans applied through BankBazaar are:

    • Goibibo Gocash worth Rs.1000 which can be used on flight or hotel bookings on Goibibo website when you apply fora personal loan on BankBazaar.com
    • Also, get Amazon gift card worth Rs.1000 which you can redeem while shopping on Amazon website.

    Steps to avail the offers on personal loans from BankBazaar:

    • Visit BankBazaar.com and choose a personal loan from one of the banks that is participating in this campaign.
    • Once the loan is sanctioned and amount is disbursed into your account, you will get Rs.1,000 worth of Go-cash voucher from Goibibo and Amazon gift voucher worth Rs.1,000.
    • The complimentary coupons will be sent to the registered email ID post loan disbursement.
    • Visit www.amazon.in for more information about the Amazon gift voucher or to redeem it.
    • You can redeem the Go-Cash points by downloading the Goibibo App.

    How to use the Goibibo coupon

    • Download the Goibibo app and navigate to the ‘My Go-cash’ section on the app.
    • Make note of the unique coupon code you will be printed on the coupon.
    • Don’t forget to check the coupon e-mailer for coupon validity date.
    • Go-cash points is valid up to 180 days from the time you add them into your account.
    • For detailed terms and condition on Go-Cash redemption, Please visit www.goibibo.com/gocash.

    How to use the Amazon coupon code

    • Log in to Amazon website or download their mobile app.
    • Add your purchases to the cart and checkout for billing.
    • Enter the coupon code provided on the voucher while billing.
    • Check the coupon validity and use it before it expires.
    • For more details, visit www.amazon.com

    Terms & Conditions:

    • Welcome to Dhamaal Diwali Offer on BankBazaar.com (“Program”), co-programmed by Amazon and Goibibo (“Merchant”) and effective from 6th October, 2016 to 30th October, 2016 (“Program Period”).
    • Get Amazon gift voucher worth Rs.500 (Rupees Five Hundred only) and Go-Cash Vouchers worth Rs.500 (Rupees Five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Approval of Credit Card product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.1000 (Rupees One Thousand only) and Go-Cash Vouchers worth Rs.1000 (Rupees One Thousand only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Personal Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.2500 (Rupees Two Thousand and five Hundred only) and Go-Cash Vouchers worth Rs.2500 (Rupees Two Thousand and five Hundred only) (“Vouchers” / “e-Cash” interchangeably), on Disbursal of Car Loan product on or before 15th December, 2016.
    • Get Amazon gift voucher worth Rs.10,000 (Rupees Ten Thousand only) (“Vouchers”), on Disbursal of Home Loan product on or before 15th December, 2016.
    • On approval or issuance of the products as the case may be, the Vouchers and/or e-Cash will be emailed to your email address registered with BankBazaar.com. Please note that the Vouchers offered may be either promotional or gift Vouchers or both depending on the product against which they are issued. For more details of promotional Go-Cash Vouchers and usage limitations, please refer to the Go-Cash T&C below or visit www.goibibo.com. Similarly, for more details of Amazon Gift Vouchers and usage limitations, please visit www.amazon.in.
    • Descriptions of the Merchant’s Voucher advertised on BankBazaar.com are provided solely by the Merchant. BankBazaar.com does not investigate or vet any Merchant or Merchant’s Vouchers and is not responsible for any performance or quality claims associated with such description of the Merchant’s Voucher. All information provided on the Merchants Voucher is for informational purposes only and we encourage you to read all information presented on the Merchant’s website www.amazon.in and www.goibibo.com/gocash for warnings and directions that accompany the Voucher before use.
    • Redemption of the Voucher shall be completely governed by the Merchant’s Terms & Conditions and any query/claim/dispute may be referred to the Merchant alone. By use of this Voucher, you agree specifically to the terms on the Voucher and any additional terms as may be determined by the Merchant.
    • As the issuer of the Voucher, the Merchant shall be fully responsible to honour the Voucher, deliver customer services associated with it and resolve disputes, if any, in relation to the Voucher. BankBazaar.com does not make any warranty in relation to the Voucher, including, without limitation, their validity and/or value.
    • BankBazaar.com is not a party to any transaction that the Merchant and you may enter into as a result of you redeeming the Voucher. Shipment and tracking options may be stated in the Merchant terms and conditions and BankBazaar.com owns no liability on the same.
    • No Voucher requests will be entertained for any Personal Loan, Car Loan, or Home Loan product disbursed after the expiry of the time lines mentioned above.
    • No Voucher requests will be entertained for any Credit Card product approved after the expiry of the time lines mentioned above.
    • The voucher is valid for select partners only. A banner displaying the Dhamaal Diwali Badge indicates that the offer is applicable for that particular product.
    • Participants should be 18 years and above as on date of submission of their application.
    • By obtaining the Vouchers through BankBazaar, you acquire only the right to use the same as per terms and conditions stipulated therein.
    • Participant must qualify the eligibility criteria, as may be laid down by partners and which may vary on product to product basis, for being eligible to participate and avail the offers under this Program.
    • BankBazaar shall not be liable for loss or damage of the Voucher once issued. Vouchers cannot be replaced or cancelled after issue.
    • This Program is valid for 1 order per product for a customer/participant during the Program Period.
    • In addition to the above, the Voucher is subject to the terms of use of BankBazaar and these additional terms and conditions
      • No cash or credit alternative in lieu of the Voucher is available under the Program.
      • Reproduction, resale, modification or trade of Voucher is prohibited.
      • Voucher once used cannot be reused.
      • BankBazaar reserves the right to add, modify or discontinue the terms and conditions of this Program at any time without prior notice.
      • BankBazaar reserves the right to verify the eligibility of participants. By taking part in this Program, participants confirm that they accept the terms and conditions set out herein.
    • The decision with respect to purchase of any financial product like Credit Card, Personal Loan, Car Loan or Home Loan suitability or choice or the viability of any financial product or service shall always be the sole responsibility and decision of the user /subscriber/participant.
    • BankBazaar.com shall not be liable for any losses suffered by any participant/customer due to rejection of any application by the Partner Banks.
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  • Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      This is my first experience with Bank bazaar. They are excellent in their customer service and responsiveness.Their website is amazing and I have used the EMI calculator and credit score which was very useful. There are no remarks for Bank bazaar as per my experience . I would like to recommend it to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Citibank Personal Loan
      "Not bad"
      0.5 3.0/5 "Satisfactory"
      I have approached CITI bank for my personal loan.Their rate of interest was 15-16% which is high when comparing to other banks in the market and they wont decrease the interest rate so I have cancelled the request. Their customer service and responses was up to the mark . My overall experience was not bad.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken my credit card with Bank bazaar so I have again approached them for my personal loan . I really had a good support from the customer service side. Their website is different and easy to navigate.I have used the EMI calculator and credit score option also. There's no down time or run time error and the speed of the web portal was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Earlier I have opt credit card from HDFC through Bank Bazaar, now recently I have applied the personal loan through gave good response. The executives gave me good response, but Bank Bazaar would work on the post process of the loan, remaining all good.
      Was this review helpful? 0
      , mohali
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Response time has to be improved"
      0.5 1.0/5 "Really Bad"
      ICICI wan't not responded on time for Personal loan request through online channel, I have been waited around 3 to 4 days. Finally I went bank and took the loan around 1.20 lakhs at the time they done good process. I would like to suggest them to improve the response time .
      Was this review helpful? 0
      , mohali
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      This is my second experience with Bank bazaar. The website was user friendly and easy to navigate. I have tried the EMI calculator and Credit score which was useful. The customer service was satisfactory and the responses was quick. I would like to recommend this site to others.,
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • Fullerton Personal Loan
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      I have approached FULLERON for my personal loan.My application was rejected due to my low credit score.The rate of interest was 18% which is very high comparing to others banks in the market. However their customer service and responses was good. My overall experience was not satisfactory.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • Axis Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with AXIS bank. The whole loan process took just 4-5 days and it was hassle free. The rate of interest was 13.49% which is good and they have provided door step services for the documentation collection. The loan amount also got disbursed with committed time and there is no charge for the pre closer .
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My experience with Bank bazaar was up to the mark . Their customer service was excellent and the responses was quick. The website of bank bazaar was good with many options and their credit score option and calculators was very useful. I would like to rate 5 out of 5 over all
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 21, 2017
    • ICICI Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have approached ICICI bank for my personal loan . They have rejected my application since my account balance was low but my credit score was good. I am satisfied with their customer service and responses and the rate of interest was 13 -14% which is not bad. My overall experience was good.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 21, 2017
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with CITI bank. I am really satisfied with their rapid process and excellent customer service. My personal loan process was hassle free .They have provided door step service for the documentation collection and understood my urgency which was satisfactory. However the rate of interest was 11.25% for 5 lacks which is bit high than standard charter bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      The website of Bank bazaar was really useful and easy to navigate. The options like EMI calculator and to check credit scores was amazing and helpful. Their customer service and responses was up to the mark .My overall experience was really good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have approached STANDARD CHARTER bank for my personal loan. There was no call from the bank end and they have taken too much of time for the process so I have cancelled my application and taken with CITY bank. I was looking for a quick response from them but I was disappointed .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar team gives good response to the customers. The website of bank bazaar is easy to use and user friendly. I got the call from bank bazaar customer service within a hour time after I gave my requirement in the bank bazaar website. I use the bank bazaar website for past 1 year.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The customer service of HDFC bank has told me that I got low credit score so that was the reason I haven't processes with the HDFC bank. The customer service of HDFC bank is good, they gave good response to the customers. The rate of interest is average with HDFC bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "Good finanical website"
      0.5 4.0/5 "Great!"
      Bank Bazaar is responsiveness site, as soon as I post my personal loan request, I got good reply from them. I got to know Bank Bazaar through online. It has all the banking information to check all the updates, overall its a good financial website.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      The reason why I didn't go head with Standard Chartered for the personal loan because their repay option is not good and also their interest was not competitive as per the market. Hence I have taken personal loan from AXIS, they have good repayment option.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "Easy and approachable "
      0.5 4.0/5 "Great!"
      From the past 2 years i am a regular customer of bankbazaar. My first credit card purchase was through credit card.The service provided by bankbazaar is excellent. In bankbazaar there is many options to compare among other banks. We can choose the best offer with the best interest. i am planning to get more products through bankbazaar.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 21, 2017
    • Bank Bazaar Personal Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      My overall experience with Bank bazaar was really good. I have taken my personal loan with STANDARD CHARTER via bank bazaar, The whole process was easy and hassle free. The customer service and responses was good . Their website's EMI calculator and Credit score option was very useful.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • Standard Chartered Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with STANDARD CHARTER bank as they were so prompt on responses and customer service .However their rate of interest was bit high comparing to yes bank but there is no processing fee at all which was satisfactory.They have processed very quickly and with in a day I have received my loan amount.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
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