Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Diwali Personal Loan Offers Oct 2017 is Rated as "Great!" by 87620 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Diwali Personal Loan Offers Oct 2017

    The choice of Diwali gifts varies from person to person. While some might prefer gifting their family apparels, gadgets and sweets, some others might consider buying a new car or renovating their home. Whatever your desires are, to fulfil them you need a good chunk of money right before Diwali. Taking a personal loan is a great idea for making this Diwali really special for yourself as well as your family members.

    Use Diwali personal loan offers to fulfil your wishes

    Though every person has different things in their wish lift, when it is Diwali, there are a few common things that people want to do. Here are some of the wishes and desires that you can fulfil this year using the personal loan offers:

    • Home renovation: Nothing is more peaceful than relaxing in your well-decorated balcony after a tiring day. This Diwali you might want to renovate this lovely part of your house or add some decors to it. If your budget is not allowing to do so, consider taking a personal loan. With a good amount of fund at hand, you no more need to compromise with your home renovation needs. Just apply for a loan and renovate your home exactly the way you want to.
    • Buying gifts: What can be a better idea than gifting special things to people whom you love? During this period, all the ecommerce and online shopping portals come up with a number of lucrative offers on Diwali gifts. Starting from apparels and jewelry to electronic items, gadgets and toys, you can buy anything during Diwali if you have some extra fund. Take a quick personal loan through BankBazaar and set on a gift shopping spree.
    • Home-decor items: Diwali is the best time to decorate the house and give it an all-new look. Diyas, candles, lamps, and flowers are the most common items that are purchased on this eve. Whether you want to light up every corner of your house with beautiful diyas, lamps, and candles or wish to decorate your home with lovely showpieces and flowers, you need to make a good amount of investment on the décor items. To meet these expenses, apply for a personal loan right away.
    • Funding travelling needs: Festivals like Diwali is the time when families come together to celebrate the auspicious moments. People residing in different parts of the country come home for enjoying the happy moments together. If you are planning to go to your home or want to bring your family to your place, you need a good amount of fund to back up the travelling expenses. By availing a personal loan through BankBazaar, you can meet all your traveling related expenses easily.
    • Purchasing gold jewelry: In India, buying gold or other precious gems is considered to be a sign of fortune. This is why during Diwali there is a surge in the purchase of gold, silver and diamond jewelries. However, gold jewelries come with a hefty price tag, especially during the festive season. The prices soar really high putting a lot of stress on the pockets of the buyers. So, if you have gold jewelries in your wish list this Diwali, the best idea is to fund it through a personal loan.
    • Electronics and gadgets: People these days are quite tech-savvy, especially the teens. In case you are having such gadget lovers in your family and have a long list of gadgets to buy, consider applying for a personal loan. Though gadgets are quite expensive items, manufacturers and the dealers offer great discounts on gadgets during the festival season. Hence, you can purchase whatever you have in your wish list using the loan amount borrowed from banks.
    • Two-wheelers or cars: Diwali is considered to be a very auspicious time for buying cars. Due to this reason, a bulk of cars is purchased in India during this period. The best thing is, you will get multiple offers and discounts on cars from the dealers and manufacturers during this period. So, if you are having a desire of owning a car since long this is the time to turn it into reality. Just pick your desired car, apply for a personal loan and bring home your dream vehicle.
    • Home construction: Many people consider Diwali as the most prosperous time for laying the cornerstone of their home. Also, some people believe it is cheaper to build homes during this period. However, banks don’t offer any discount on the home loans during the festive season. But when you have personal loans handy, you needn’t worry about managing funds for home construction. These loans come with a lot of offer during Diwali and you can build your dream home without any issue.

    Secure your wish list with BankBazaar Diwali personal loan offers

    To fulfil all your wishes this Diwali, opt for a personal loan without giving any second thought. BankBazaar is the ideal place where you can check out all the personal loan Diwali offers offered by various banks and choose the best one for yourself. The website has collaborated with a number of top banks of India and listed out the special features for each in one page. That’s not all. When you apply for a personal loan on the official portal of BankBazaar you will be able to get hold of a lucrative offer which is as follows:

    • An Amazon gift card of Rs.1000 which you can redeem while shopping on Amazon website.
    • You can shop any merchandise worth Rs.1,000 from Amazon using this amazing gift voucher.

    How to avail personal loans Diwali offer from BankBazaar?

    It is very easy to avail the personal loan Diwali offer from BankBazaar. Just follow the below-mentioned steps one by one:

    • Go to BankBazaar.com and choose a personal loan from one of the banks listed on the website.
    • After the loan is approved and the amount is disbursed into your bank account, you will get Rs.1,000 worth Amazon Gift Voucher from BankBazaar.
    • The gift voucher will be sent to the email ID registered with BankBazaar after the disbursal of the loan amount.
    • Log in to the official website of Amazon to know more detailed information about the gift voucher and how to redeem it.
    • You can also redeem the gift card by downloading the Amazon App on your smartphone.

    Steps to use the Amazon gift voucher

    The Amazon gift voucher will help you to buy your desired items from the Amazon online shopping portal. But to make the best use of this special gift coupon you need to know the redeeming process in detail.

    • To redeem the Diwali gift voucher offered by BankBazaar, visit the official website of Amazon.
    • In case you are an existing Amazon customer, log into your Amazon account using your email and password. But if you are a new customer, first create an account for yourself and then log in using the particulars.
    • After that, log into your account by clicking on the ‘Sign-in’ option present on the top of the page.
    • Once you are logged in, insert the gift card and click on the ‘Add to Your Account’ tab. Your Amazon account will instantly get credited with a balance of Rs.1,000.
    • Following the same process, you can add more than one code to your account.
    • To know more about the offer and usage process visit the official website of Amazon

    Note: Use the coupon before its expiry date as it will not be accepted once the validity expires.

    Diwali is the time to celebrate, share happiness and bring smiles on every face. So, this Diwali share beautiful gifts among people whom you love and allow happiness come their way. Gifting is the best way to show people how much you love them. So, don’t compromise with your desire to gift beautiful things to the most special people in your life. Apply for a personal loan from the preferred bank through BankBazaar online portal and bring smiles on every face around you.

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Digital Lending"
      0.5 4.0/5 "Great!"
      I had a good experience with bank bazaar. People are very professional and nice response as well. Nice Website and Good Service! Its complete digital world of lending....Next generation of banking..Thanking You...You guys are doing good work!
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "Nice and easy"
      0.5 5.0/5 "Blown Away!"
      It's very necessary to apply loan in these days ..and we all know banks and timings it costs thanks to you for keeping it simple and easy I would love to avail loa n and credit card through you guys as you guys are professional ..you guys saved my time to go to bank
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "good"
      0.5 4.5/5 "Excellent!"
      Bankbazaar has done a good job for me by contacting me on time and they also processed the details of the customer to the bank on time. There were follow up calls from time to time. The website is good and very much helpful because I could get a view of all the banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • Corporation Bank Personal Loan
      "Good. Can be more clear in the payments"
      0.5 4.0/5 "Great!"
      The process to get the personal loan from Corporation bank was good. I being a salary account holder of this bank. They have provided the loan of ten months of my basic salary. Though I have made my payment every month on the said due date the bank says that I have 28 late payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • Axis Bank Personal Loan
      "Need some transparency on the loan process"
      0.5 3.0/5 "Satisfactory"
      I have requested the tenure of two years for the personal loan, but axis bank have sanctioned the loan for the tenure of five years. Hence I am not happy with their loan period, even interest rate is higher they gave 10.99% but other banks are offfering 10.5% of interest, it has to be reduced.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 23, 2017
    • Axis Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was a personal loan I have taken with axis the customer service was very good they offered me a interest rate of 18.5 which was high compare to other banks in the market the customer service was fine and the documents part was easy they collected all my documents from my door step it was a average service from axis for my personal loan service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • Axis Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Through my axis credit card I got a personal loan offer from axis the documents part was easy they dont needed with much documents as I already have credit card with axis the verification part was easy and the interest rate and charges was fine it was a good experience with axis credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with hdfc for my personal loan service the process was very fast with hdfc they took only ten days to process the loan process they offered me a interest rate of 10.75 which was comfortable for me and the documents part was easy it was a awesome service from hdfc for my personal loan service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 23, 2017
    • HDFC Bank Personal Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      The response was not up to the mark with the HDFC bank personal loan service. The information which they gave is not true and the response part need to be improved with HDFC bank. I got the personal loan with HDFC bank around 2 years ago. I have got the required loan amount and the rate of interest is high when compared with other banks.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 23, 2017
    • Karnataka Bank Personal Loan
      "Very Good bank"
      0.5 5.0/5 "Blown Away!"
      I am having the personal loan with the Karnataka bank and the interest rate is around 12% per annum. I would like to say that the customer service is very good one with the Karnataka bank and I have not faced any issues with them till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • SBI Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from SBI and it was a quite a good loan experience. The loan amount was for Rs 3 lakhs with the rate of interest of 14.00% which is high when compared to all other banks. The process was quite long and it took 1 month for the loan to get approved. Customer service was good and they responded on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had closed my personal loan with Citi Bank. The interest rate was high but service wise they are pretty good. They provided a door step service for document collection. They do charge for pre closure. They have sanctioned the loan on time.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is working in good way and the response is good. I came to know about it through internet search. I am happy with the Bankbazaar.com and I have not faced any hiccups with them till now. Online sources are really good one with the Bankbazaar.com.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 23, 2017
    • ICICI Bank Personal Loan
      "Better"
      0.5 3.0/5 "Satisfactory"
      Customer service is okay one with the ICICI bank and the response is good one for the personal loan. The loan amount got disbursed within four days of time, also the services are better one with the ICICI bank and I have not faced any issues with them.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      Bankbazaar.com is fine one and am using it form the last six months of time. I would like to say that the customer service is good one with them and the website is easy to access. I have not faced any issues with them till now.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 23, 2017
    • ICICI Bank Personal Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      Customer service and other things are quite good one for me with the ICICI bank and the response is fine one. I would like to say that the rate of interest is fine one with the ICICI bank, also I have not faced any hiccups on it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "Bankbazaar"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is good & helping the customer in all the ways, they always help the customers in resolving the problems and extra thanks for bank bazaar all is well it was good experience to use both mobile app. Bank bazaar is good responsible. Customer services is very good, I love bank bazaar and I would request all my friends to use this site bankbazaar.com.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "Wonderful"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is good and I would like to say that the website is easy to access, also its good too. I am happy with the Bankbazaar.com, also the website is really easy to access. Service aspects are really better one for me with them.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "Application "
      0.5 5.0/5 "Blown Away!"
      Good to do it even on an mobile. I am glad it will be helpful for working professionals. The process goes step by step which makes the client aware of the list of providers which was a surprise. The bank options are good also the EMI amount and the rate of interest is very much attractive.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 23, 2017
    • Bank Bazaar Personal Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Very good customer service and good guidelines from your customer support executive in process of loan. Online bankbazaar application is very good and smoothly going to process the testimonials. 3 times I had applied for the personal loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
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