Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Bajaj Finserv Loan against Shares Reviews

    • Bajaj Finserv Personal Loan
      "Its average"
      0.5 4.0/5 "Great!"
      Bajaj finserve is good its own way. Though not the best it is slightly above average the reason being my loan was processed on time. The turn around time taken to process the personal loan was around 7 days.
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      , chennai
      Reviewed on Aug 18, 2017
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Within 72 hours of time they have disbursed my personal loan in my account,. The Bajaj Finserv response is very good in regards to my personal loan application. The rate of interest is high when compared with others as well the processing fee is high with bajaj finserv.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • Bajaj Finserv Personal Loan
      "Should be convenient"
      0.5 1.0/5 "Really Bad"
      My personal loan experience with Bajaj Finserv is not good and I do not want to go with them again. First thing, I was not addressed by their executive in a proper manner. Even online facility is not user friendly. Then, the interest rate is too high which is around 16.5%. Finally, they charged me 10000 for insurance on the loan amount of four lakhs. Hence I closed my loan.
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      , faridabad
      Reviewed on Aug 17, 2017
    • Bajaj Finserv Personal Loan
      "No additional charges"
      0.5 5.0/5 "Blown Away!"
      Processing fee for the personal loan is around 2000 from Bajaj Finserv. There was no extra charges taken from Bajaj Finserv. Interest rate is 17.5% which is bit high but then they processed the loan on time. I got good and fast service from Bajaj Finserv.
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      , hyderabad
      Reviewed on Aug 16, 2017
    • Bajaj Finserv Personal Loan
      "Add on service from bajaj"
      0.5 5.0/5 "Blown Away!"
      I got the Bajaj Finserv card with the help Bajaj finserv personal loan, I can use this card like a credit card, whenever I wanna buy any kind of Household Items I can get it without any interest rate , Bajaj has again given me very good option rather this is an add on service I would say.
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      , mumbai
      Reviewed on Aug 16, 2017
    • Bajaj Finserv Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      The process was very quick with Bajaj Finserv. They have offered me a loan with very low interest rate as well the options which is present in personal loan is really good and we cannot find them anywhere. The customer service is very good with Bajaj finserv. They have disbursed my loan within 3 days of time. I am satisfied with the loan amount. They have also offered me a Bajaj Finserv consumer durable loan card.
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      , mumbai
      Reviewed on Aug 16, 2017
    • Bajaj Finserv Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I was calling Bajaj Finserve for the personal loan and I was not all happy with their service. The moment I approached them their executives confirmed that there is no offer for personal loan and executives did not have a courtesy to explain what needs to be done to avail that offer and he simply disconnected the call.
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      , ernakulam
      Reviewed on Aug 16, 2017
    • Bajaj Finserv Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      Through a channel partner I reached Bajaj finserv for my personal loan. They have disbursed my loan within a week time.The Bajaj finserv has approved me the loan for Rs.2lakhs and they are good in their response. The rate of interest is reasonable with Bajaj Finserv. They have also gave me bajaj card , with the card I have bough many household products. I am happy with the bajaj finserv service.
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      , visakhapatnam
      Reviewed on Aug 14, 2017
    • Bajaj Finserv Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My documents were collected from my door step for the personal loan. Bajaj Finserv has always been excellent and I got the loan in my account within minutes. They are the only company who provides loans for self employed which no other bank does. The interest rate and charges are normal.
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      , ghaziabad
      Reviewed on Aug 14, 2017
    • Bajaj Finserv Personal Loan
      "Customer's friendly service"
      0.5 4.0/5 "Great!"
      Basically Bajaj Finserv is a financial institute, but they are giving good service more than ICICI and AXIS Bank, totally they took only four days to disburse the amount with the interest of 15.75%, it is little bit higher, Other than that everything is good.
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      , mundra
      Reviewed on Aug 12, 2017
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Received a Bajaj Finserv personal loan around 6 months ago.The customer service and the response is good with Bajaj . The rate of interest is high when compared with others. The required loan amount was given by Bajaj finance and I am happy with their service.
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      , tirupati
      Reviewed on Aug 11, 2017
    • Bajaj Finserv Personal Loan
      "Good process followed"
      0.5 4.0/5 "Great!"
      Bajaj finserve personal loan process is really good, however the rate of interest is very high, it would be good if they bring down the rate of interest. The process was very simple as I was able to uploaded the documents and it was done and they had hardly taken 4 to 5 days of time.
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      , bangalore
      Reviewed on Aug 10, 2017
    • Bajaj Finserv Personal Loan
      "Not happy with the services"
      0.5 1.0/5 "Really Bad"
      Bajaj Finserv was not professional in their services. I applied for a personal loan and the team came over and collected my papers. During the process I was informed that if the loan does not process they would return back my papers. But I did not get the loan nor the documents and they are not answering my calls.
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      , mumbai
      Reviewed on Aug 09, 2017
    • Bajaj Finserv Personal Loan
      "Good in Urgency"
      0.5 5.0/5 "Blown Away!"
      Bajaj Finserv interest was high when compared to bank, they offered me around 25% of interest, but loan process was very fast. Documentation process was quick its highly appreciable. I took the loan of Rs. 1.5 lakhs for tenure of 36 months, still its live without any hassles.
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      , coimbatore
      Reviewed on Aug 08, 2017
    • Bajaj Finserv Personal Loan
      "Interest is high"
      0.5 4.0/5 "Great!"
      Two months ago I had taken the personal loan from Bajaj Finserv. Everything was good with bajaj expect the rate of interest. For my personal loan they quoted 30% of interest rate which is too high. But processing fee and document charges are good. Even they sanctioned the loan on time, overall they took 2 days to complete the process.
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      , mumbai
      Reviewed on Aug 08, 2017
    • Bajaj Finserv Personal Loan
      "Charges are high"
      0.5 2.0/5 "Expected more"
      I got personal loan from bajaj. The loan amount is around one lakh and twenty thousand rupees. But the interest rate is very high than capital first. They used to charge for documentation, insurance and other things. Additional charges along are 12000.
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      , coimbatore
      Reviewed on Aug 05, 2017
    • Bajaj Finserv Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have received a personal loan with Bajaj Finserv in last year, They have disbursed my loan within 72 hours. Based on my eligibility I got the loan amount and I am happy about it. The customer service and the response was good with Bajaj finserv. The rate of interest is nominal with Bajaj . I got the Bajaj card based on the Bajaj Finserv personal loan.
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      , nellore
      Reviewed on Aug 03, 2017
    • Bajaj Finserv Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I have recently taken a personal loan from Bajaj Finserv, it was good experience with them. Less documentation and easy processing but what I did not like about them is Intially they told me that there was no processing fee charges later on after some days they said processing fee will be charged for around 2000 rupees, So I told them I am not interested please cancel the loan later after some days they called and said no processing fee would be charge you can process the loan.
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      , pune
      Reviewed on Jul 26, 2017
    • Bajaj Finserv Personal Loan
      "Very good services & offers"
      0.5 5.0/5 "Blown Away!"
      Bajaj Finserv offered me a second personal loan after three years of the first one. This experience was fine too as they offered me a reducing rate of interest of around 12% to 13%. The processing charges were very much normal too. Also they were not in need of too many documents too.
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      , indore
      Reviewed on Jul 23, 2017
    • Bajaj Finserv Personal Loan
      "Overall a good experience "
      0.5 5.0/5 "Blown Away!"
      When I first took a personal loan with Bajaj Finserv, I was offered a rate of interest of 14 to 15%. The process was convenient as I received the funds on time without any hassle. The customer services and response was overall good and I got the welcome kit on time too.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 23, 2017
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    Bajaj Finserv Loan against Shares is Rated as "Great!" by 1481 Users

    Fees & Charges

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    Personal Loan BYTES FROM OUR KITCHEN

    Bajaj Finserv Loan against Shares

    Overview about Bajaj Finserv Loan against Shares

    Bajaj Finserv provides a specific loan that aims to provide liquidity on assets without actually having to cancel investments. Financial needs are aptly addressed through this variant of secured loan that uses investments made by the applicant as a virtual collateral.

    Where can Bajaj Finserv Loan against Shares be used?

    This unsecured loan is provided to people with investments in listed securities like shares, mutual funds, insurance and bonds and thus requires no guarantors or collaterals. The loan thus availed can be used for any personal or business need that might have come up urgently and needs to be addressed.

    Who can apply for Bajaj Finserv Loan against Shares?

    An unsecured loan against investment in shares, this specialised loan has a few eligibility criteria to be met in order for the institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. The applicant should be an Indian resident
    2. The applicant should be at least 25 years of age when the loan is sanctioned
    3. The applicant should be a salaried professional with a regular source of income
    4. The minimum value of securities held by the applicant should be INR 25 lakhs

    What are the types of financing under Bajaj Finserv Loan against Shares?

    Loan against Shares from Bajaj Finserv is an exclusive demand loan that has very short turnaround times for approval and can be repaid as early as possible with no pre-closure fees.

    What are the loan limits under Bajaj Finserv Loan against Shares?

    Based on the credit-worthiness of the applicant, validity of documents and value of the securities, Bajaj Finserv can provide loans within a range of INR 15 lakhs to INR 10 crores.

    What are the interest rates for Bajaj Finserv Loan against Shares?

    Interest rates for a Loan against Shares could range from 11% per annum to higher figures based on Bajaj Fiserv’s discretion.

    What documents are required during applying for Bajaj Loan against Shares?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Application form
    2. Passport-size recent photograph
    3. Identity Proof (Government approved)
    4. Address proof (Government approved)
    5. Signature Proof
    6. Date of Birth Proof (Government approved)
    7. Income Details with latest pay slip and Form 16 for the immediate past 2 years and last 6 months’ Demat statement
    8. Bank Account Statements for the immediate last 3 months

    What are the features of Bajaj Finserv Loan against Shares?

    The Loan against Shares from Bajaj Finserv is an unsecured loan that requires no guarantors or collaterals and is a really good financing option for urgent financial needs on personal or business grounds.

    Some key features of this specialised loan are as follows –

    1. Loan tenure or repayment period is 12 months
    2. Monthly payments are only the interest portion on the loan amount
    3. Securities that have been pledged for the loan can be swapped at any given time
    4. One can access the portfolio online through Bajaj Finserv’s dedicated portal
    5. A dedicated Relationship Manager allows easy resolution of loan terms

    How to apply for Bajaj Finserv Loan against Shares?

    The loan can be applied for through Bajaj Finserv’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail Bajaj Finserv requesting an executive assistance for application process.

    One can also apply for Bajaj Finserv Loan against Shares through BankBazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

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