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  • Bajaj Finserv Loan against Shares is Rated as "Great!" by 1704 Users
    Personal Loan BYTES FROM OUR KITCHEN

    Bajaj Finserv Loan against Shares

    Bajaj Finserv provides a specific loan that aims to provide liquidity on assets without actually having to cancel investments. Financial needs are aptly addressed through this variant of secured loan that uses investments made by the applicant as a virtual collateral.

    Where can Bajaj Finserv Loan against Shares be used?

    This unsecured loan is provided to people with investments in listed securities like shares, mutual funds, insurance and bonds and thus requires no guarantors or collaterals. The loan thus availed can be used for any personal or business need that might have come up urgently and needs to be addressed.

    Who can apply for Bajaj Finserv Loan against Shares?

    An unsecured loan against investment in shares, this specialised loan has a few eligibility criteria to be met in order for the institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. The applicant should be an Indian resident
    2. The applicant should be at least 25 years of age when the loan is sanctioned
    3. The applicant should be a salaried professional with a regular source of income
    4. The minimum value of securities held by the applicant should be INR 25 lakhs

    What are the types of financing under Bajaj Finserv Loan against Shares?

    Loan against Shares from Bajaj Finserv is an exclusive demand loan that has very short turnaround times for approval and can be repaid as early as possible with no pre-closure fees.

    What are the loan limits under Bajaj Finserv Loan against Shares?

    Based on the credit-worthiness of the applicant, validity of documents and value of the securities, Bajaj Finserv can provide loans within a range of INR 15 lakhs to INR 10 crores.

    What are the interest rates for Bajaj Finserv Loan against Shares?

    Interest rates for a Loan against Shares could range from 11% per annum to higher figures based on Bajaj Fiserv’s discretion.

    What documents are required during applying for Bajaj Loan against Shares?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Application form
    2. Passport-size recent photograph
    3. Identity Proof (Government approved)
    4. Address proof (Government approved)
    5. Signature Proof
    6. Date of Birth Proof (Government approved)
    7. Income Details with latest pay slip and Form 16 for the immediate past 2 years and last 6 months’ Demat statement
    8. Bank Account Statements for the immediate last 3 months

    What are the features of Bajaj Finserv Loan against Shares?

    The Loan against Shares from Bajaj Finserv is an unsecured loan that requires no guarantors or collaterals and is a really good financing option for urgent financial needs on personal or business grounds.

    Some key features of this specialised loan are as follows –

    1. Loan tenure or repayment period is 12 months
    2. Monthly payments are only the interest portion on the loan amount
    3. Securities that have been pledged for the loan can be swapped at any given time
    4. One can access the portfolio online through Bajaj Finserv’s dedicated portal
    5. A dedicated Relationship Manager allows easy resolution of loan terms

    How to apply for Bajaj Finserv Loan against Shares?

    The loan can be applied for through Bajaj Finserv’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail Bajaj Finserv requesting an executive assistance for application process.

    One can also apply for Bajaj Finserv Loan against Shares through BankBazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

    Bajaj Finserv Loan against Shares Reviews

    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan from BAJAJ FINSERV around 2 years ago. The customer service is good with the BAJAJ FINSERV. They give good response to the customers. The rate of interest and the charges are pretty high with the BAJAJ FINSERV personal loan service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Got the personal loan from the BAJAJ FINSERV around 6y months ago. The customer support service is good with the BAJAJ FINSERV and they have offered me they have sanctioned the required loan amount and I am satisfied with it. The rate of interest and the charge are pretty high with the BAJAJ FINSERV personal loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • Bajaj Finserv Personal Loan
      "Personal loan with BAJAJ FINSERV"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from BAJAJ FINSERV. The approved loan amount was 4 to 5 lakhs. The rate of interest comes around 12 to 13 %. The monthly EMI is 9000 which i have to pay for 36 months. There was some processing fee and charges with BAJAJ FINSERV.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 17, 2018
    • Bajaj Finserv Personal Loan
      "High charges"
      0.5 4.0/5 "Great!"
      My personal loan is with Bajaj Finserv. The process was okay. They showed up one thing and they charged another thing. I was told that the interest rate is of 20% and they charged 28%. I was told 16%. They need to be more consistent and clear when it comes to charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • Bajaj Finserv Personal Loan
      "Process is good, but high on charges"
      0.5 5.0/5 "Blown Away!"
      I got a over draft loan from Bajaj Finserv. The customer services are good and there were no issues to get the loan through. They have a limit for a customer and the customer can use the loan as much as needed. The rate of interest and charges are high when compared.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • Bajaj Finserv Personal Loan
      "Best banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Bajaj Finserv,the loan amount is 2.87 lakhs,rate of interest is 12% is low as compared to others.The tenure is for 36 months.I have already paid 7 months,They had deducted processing fees of 15,000.Documents were collected door step and within 2-3 days it was disbursed.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 15, 2018
    • Bajaj Finserv Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Bajaj Finserv,The loan amount is seven lakhs,rate of interest is 13.5%,the EMI is active.I make payments through online,the loan was disbursed within 2-3 days of time.documents were Collected door step.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • Bajaj Finserv Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan from the BAJAJ FINSERV around 2 years ago. The customer support service is good with the BAJAJ FINSERV. They have disbursed the loan amount within the promised time. The required loan amount has been given and I am satisfied with it.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 13, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from the BAJAJ FINSERV around a year ago. The customer support service is good with the BAJAJ FINSERV, They took around 3 days of time to disburse my loan amount. The rate of interest and the charges are average with the BAJAJ FINSERV.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Feb 13, 2018
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The rate of interest and the charges are quite high with the Bajaj finserv personal loan services. I have got the personal loan from the Bajaj around a year ago. The required loan amount was not disbursed by bajaj and I am not satisfied with it.
      Was this review helpful? 0
      , vellore
      Reviewed on Feb 12, 2018
    • Bajaj Finserv Personal Loan
      "Dont GO for Bajaj FInServ "
      0.5 0.5/5 "Unacceptable"
      I Opt interest servicing loan it's like OD account which is online service no customer care no branch. When I opt loan for saving some interest I want to transfer a big amount In my OD account but a couple of days my portal account was not registered. I requested them no of time after that they activated it took 4 days. After account activation, I tried to deposit a big amount on OD Account but its failles. So I submited request on portal but still they have not resolve my query I am worried with my amount and in this duration they are going to charge me interest on full amount I want to push more money but I am afraid. No one here for assistance. I am a software engineer I have worked on payment gateway many times I know how is it working. but I believe thye don't know that's why I am worried with my amount this is my request please don't go for online loan option and even if you want to avail any loan then go with the proper procedure and very important point please dont trust on
      Was this review helpful? 0
      , pune
      Reviewed on Feb 09, 2018
    • Bajaj Finserv Personal Loan
      "Needs Improvement"
      0.5 1.0/5 "Really Bad"
      The promises were not fulfilled by the bajaj finserv and the rate of interest which they have offered was very high when compared with others. The additional charges were also high with the Bajaj finserv, I would say it was a poor service which I got from the Bajaj finserv.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 09, 2018
    • Bajaj Finserv Personal Loan
      "Need to be customer centric"
      0.5 1.0/5 "Really Bad"
      The BAJAJ FINSERV haven't considered my personal loan application, even though I have got more products with the help of BAJAJ FINSERV consumer durable loan. They told that I have got more than 2 cheque bounces, so that was the reason, they have rejected my personal loan application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 08, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Bajaj Finserv and the loan experience was good. The loan amount was for Rs 6.6 lakhs with the rate of interest of 15% which is high when compared to other sources. They charged a processing fees of Rs 15600 which is very high. Customer service was fine and they responded on time. The tenure of this loan is 5 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 08, 2018
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a Personal loan with Bajaj Finserv and my loan experience was average. The loan amount was for Rs 4.80 lakhs with the rate of interest of 15% which is way high when compared to other sources. Customer service was not up to the mark and they did not respond on time. The tenure of this loan is 5 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 07, 2018
    • Bajaj Finserv Personal Loan
      "Excellent"
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan with the Bajaj Finserv and they have given the rate of interest as 14.5%, also the customer service is good one. The loan amount got disbursed within three days of time from the date, when I have applied.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 06, 2018
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan from the bajaj finserv around 3 years ago. The customer support service is average with the bajaj finserv. The required loan amount has been approved by the bajaj finserv and I am satisfied with it. The rate of interest is quite high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 05, 2018
    • Bajaj Finserv Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The response is quick and fast from the BAJAJ FINSERV, the processing time is very minimal with the BAJAJ FINSERV personal loan services. The rate of interest and the charges are very low with the BAJAJ FINSERV personal loan services. I am satisfied with the loan amount which i got from the BAJAJ FINSERV.
      Was this review helpful? 0
      , goa
      Reviewed on Feb 05, 2018
    • Bajaj Finserv Personal Loan
      "Good Loan"
      0.5 4.0/5 "Great!"
      I got a Personal Loan from Bajaj FinServe and the experience with it has been pretty much alright. Only thing with them was that the Interest rate applied on this card is on a higher end. The process of getting the Loan was very easy and involved less work for it.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 02, 2018
    • Bajaj Finserv Personal Loan
      "High rate of interest"
      0.5 4.0/5 "Great!"
      I had applied and got the Personal Loan from BAJAJ FINSERV. They approved my Personal application and sanctioned the promised principle amount. But I feel there is a little dissatisfaction when it comes to the Rate of interest which they offered is 14% is too high when compared with other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 02, 2018
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