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  • Bajaj Finserv Loan against Shares is Rated as "Great!" by 1808 Users

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    Bajaj Finserv Loan against Shares

    Bajaj Finserv provides a specific loan that aims to provide liquidity on assets without actually having to cancel investments. Financial needs are aptly addressed through this variant of secured loan that uses investments made by the applicant as a virtual collateral.

    Where can Bajaj Finserv Loan against Shares be used?

    This unsecured loan is provided to people with investments in listed securities like shares, mutual funds, insurance and bonds and thus requires no guarantors or collaterals. The loan thus availed can be used for any personal or business need that might have come up urgently and needs to be addressed.

    Who can apply for Bajaj Finserv Loan against Shares?

    An unsecured loan against investment in shares, this specialised loan has a few eligibility criteria to be met in order for the institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. The applicant should be an Indian resident
    2. The applicant should be at least 25 years of age when the loan is sanctioned
    3. The applicant should be a salaried professional with a regular source of income
    4. The minimum value of securities held by the applicant should be INR 25 lakhs

    What are the types of financing under Bajaj Finserv Loan against Shares?

    Loan against Shares from Bajaj Finserv is an exclusive demand loan that has very short turnaround times for approval and can be repaid as early as possible with no pre-closure fees.

    What are the loan limits under Bajaj Finserv Loan against Shares?

    Based on the credit-worthiness of the applicant, validity of documents and value of the securities, Bajaj Finserv can provide loans within a range of INR 15 lakhs to INR 10 crores.

    What are the interest rates for Bajaj Finserv Loan against Shares?

    Interest rates for a Loan against Shares could range from 11% per annum to higher figures based on Bajaj Fiserv’s discretion.

    What documents are required during applying for Bajaj Loan against Shares?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Application form
    2. Passport-size recent photograph
    3. Identity Proof (Government approved)
    4. Address proof (Government approved)
    5. Signature Proof
    6. Date of Birth Proof (Government approved)
    7. Income Details with latest pay slip and Form 16 for the immediate past 2 years and last 6 months’ Demat statement
    8. Bank Account Statements for the immediate last 3 months

    What are the features of Bajaj Finserv Loan against Shares?

    The Loan against Shares from Bajaj Finserv is an unsecured loan that requires no guarantors or collaterals and is a really good financing option for urgent financial needs on personal or business grounds.

    Some key features of this specialised loan are as follows –

    1. Loan tenure or repayment period is 12 months
    2. Monthly payments are only the interest portion on the loan amount
    3. Securities that have been pledged for the loan can be swapped at any given time
    4. One can access the portfolio online through Bajaj Finserv’s dedicated portal
    5. A dedicated Relationship Manager allows easy resolution of loan terms

    How to apply for Bajaj Finserv Loan against Shares?

    The loan can be applied for through Bajaj Finserv’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail Bajaj Finserv requesting an executive assistance for application process.

    Bajaj Finserv Loan against Shares Reviews

    • Bajaj Finserv Personal Loan
      "Dissatisfactory"
      0.5 2.0/5 "Expected more"
      I have personal loan with Bajaj Finserv, the customers response is bad. They have huge interest rate around 19.6% for the amount of Rs. 99,000. Bajaj IVR helpline is very bad, most of time it can't be reachable and it wont connect with the executive, they need work on their service.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 14, 2018
    • Bajaj Finserv Personal Loan
      "Very Good Services"
      0.5 3.0/5 "Satisfactory"
      The personal experience was cool. I have got the loan 5 years back During that time the loan process was good. I have chosen the loan for 5 years however i have closed the loan within 2 years. They have given me a partial payment options and there is no charges for pre-closure. They have sanctioned me a loan amount of Rs. 3.5 lakhs.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 13, 2018
    • Bajaj Finserv Personal Loan
      "Good company offering various options to the customer. "
      0.5 4.5/5 "Excellent!"
      I have bought a very less amount of Rs. 1 lakhs and they have charged me a 13% as a interest rate. Even through its a small company, they have a wide range of products available. The interest rates are very less companies. They have very good franchise. I didn't find any kind of hassles and the branch office available all over India even in a small places also. Their support has been really good.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 12, 2018
    • Bajaj Finserv Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have applied for the loan from the BAJAJ FINSERV and i have taken the personal loan before five months. The rate of interest is 14% which is higher compare to the others but the part payment option is there in this loan. the duration is for three years to pay the loan.
      Was this review helpful? 3
      , bellary
      Reviewed on Nov 07, 2018
    • Bajaj Finserv Personal Loan
      "Interst rate should be reduced"
      0.5 1.0/5 "Really Bad"
      I have loan with Bajaj Finserv for the amount of Rs.1.5 lakh, they gave me the higher interest around around 29% for the tenure of 36 months. I am not happy with the interest rate part and they have taken processing fee from the loan disbursement amount.
      Was this review helpful? 5
      , kanpur
      Reviewed on Nov 05, 2018
    • Bajaj Finserv Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I also have a personal loan with Bajaj Finserv, the services are very good and there are no hassles in the overall experience. There are options for part payment and pre closure too. There were follow up calls as well in the process. Good in all.
      Was this review helpful? 7
      , pune
      Reviewed on Oct 30, 2018
    • Bajaj Finserv Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      The experience with this loan has not been bad. The process in getting the loan has been smooth and easy but the interest rate with them has been very high when compared with the market rate. There has been some charges as well which has been made. Their customer support has been helpful at times.
      Was this review helpful? 5
      , lucknow
      Reviewed on Oct 29, 2018
    • Bajaj Finserv Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The experience in getting this loan has been smooth and easy and i had taken this loan for my personal purpose. The interest rate with them has been nominal when compared with the market rate, and there has not been any sort of additional charges. The loan amount which they had given me also had been satisfactory as well.
      Was this review helpful? 8
      , bangalore
      Reviewed on Oct 25, 2018
    • Bajaj Finserv Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the Bajaj finance which they approved in 2-3 day and the amount is reflected in next day ,its instant approve process. As am satisfied with the rate of interest which is quiet nominal one They provided the tenure period of 1-5 year and i make the payment monthly though ECS There is nominal processing fees also,
      Was this review helpful? 13
      , chennai
      Reviewed on Oct 17, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The experience i had with this loan has been good and they had given me a loan amount of 5,00,000 which has been satisfactory. The interest rate with them has been okay but there has been charges made by them which was not even intimated. They had promised something and had taken something.
      Was this review helpful? 14
      , hyderabad
      Reviewed on Oct 17, 2018
    • Bajaj Finserv Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this loan has been smooth and easy and the loan amount which they had provided had been satisfactory. They had been charged me with some processing fee but there has not been any sort of additional charges. The interest rate which they offered also had been good where it was comparatively less.
      Was this review helpful? 10
      , bangalore
      Reviewed on Oct 15, 2018
    • Bajaj Finserv Personal Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      I have taken personal loan from Bajaj finance pvt . Am satisfied with the rate of interest which they have provided . There is no processing fees for the loan which is nominal one. I make the payments through Ecs every month . They gave the tenure period of 36months . They did quick documentation and received the loan.
      Was this review helpful? 12
      , new delhi
      Reviewed on Oct 09, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My experience was good with Bajaj Finserv for personal loan, the process was smooth and i received my loan amount on time. The loan amount was for Rs 1 lac with high interest rate. Customer service was good and the tenure period for this loan is for 2 years.
      Was this review helpful? 10
      , new delhi
      Reviewed on Oct 08, 2018
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The loan experience i had with them has been pretty good and the loan amount which they had provided had been sufficient. The process has been completely online and it has been easy except they had collected the cheques directly. The interest rate has been less when compared with the market rate, and their customer support has also been good as well.
      Was this review helpful? 8
      , hyderabad
      Reviewed on Oct 06, 2018
    • Bajaj Finserv Personal Loan
      "Need to reduce charges"
      0.5 4.0/5 "Great!"
      The process was smooth with Bajaj Finserv for personal loan and it was a good experience. The loan amount was for Rs 1.6 lacs with high interest rate when compared to others. Customer service was good and they responded on time. The tenure period for this loan is 4 years.
      Was this review helpful? 9
      , hyderabad
      Reviewed on Oct 01, 2018
    • Bajaj Finserv Personal Loan
      "Easy option"
      0.5 5.0/5 "Blown Away!"
      Bajaj finserv personal loan interest rate was nominal. They offered me around 11.5% of interest very long days back . The processing fee was nominal in Bajaj, the time taken for processing was quick. Now I repaid my loan and got my NOC letter.
      Was this review helpful? 14
      , pune
      Reviewed on Sep 28, 2018
    • Bajaj Finserv Personal Loan
      "High on ROI"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Bajaj Finserv and it was not a easy process to get the loan. The process is long and not up to the mark. I have taken a loan of 1.20 Lakh. The rate of interest and processing charges are high when compared to the other banks.
      Was this review helpful? 14
      , hyderabad
      Reviewed on Sep 27, 2018
    • Bajaj Finserv Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a very good experience with them so far and there has not been any delay which has been happened. The interest rate with them has been quite nominal when compared with the market rate, and their customer support and their staff responses had been good as well. There has not been any hassle faced with their banking services so far.
      Was this review helpful? 11
      , bangalore
      Reviewed on Sep 26, 2018
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      My personal loan experience was good with Bajaj Finance, the loan amount was for Rs 88000 but they gave only Rs 80000 and remaining Rs 8000 was for insurance. Customer service was not up to the mark and the rate of interest was high when compared to other banks.
      Was this review helpful? 6
      , hyderabad
      Reviewed on Sep 25, 2018
    • Bajaj Finserv Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Bajaj Finserv and my experience was good, the loan amount was for Rs 3 lacs with nominal interest when compared to others. Customer service was good with Bajaj and they responded on time. The tenure period for this loan is 3 years.
      Was this review helpful? 13
      , bangalore
      Reviewed on Sep 17, 2018
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