Multiple banks. Different interest rates. Call it a "conflict of interest".
Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Bajaj Finserv Loan against Shares is Rated as "Great!" by 1674 Users
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    Bajaj Finserv Loan against Shares

    Overview about Bajaj Finserv Loan against Shares

    Bajaj Finserv provides a specific loan that aims to provide liquidity on assets without actually having to cancel investments. Financial needs are aptly addressed through this variant of secured loan that uses investments made by the applicant as a virtual collateral.

    Where can Bajaj Finserv Loan against Shares be used?

    This unsecured loan is provided to people with investments in listed securities like shares, mutual funds, insurance and bonds and thus requires no guarantors or collaterals. The loan thus availed can be used for any personal or business need that might have come up urgently and needs to be addressed.

    Who can apply for Bajaj Finserv Loan against Shares?

    An unsecured loan against investment in shares, this specialised loan has a few eligibility criteria to be met in order for the institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. The applicant should be an Indian resident
    2. The applicant should be at least 25 years of age when the loan is sanctioned
    3. The applicant should be a salaried professional with a regular source of income
    4. The minimum value of securities held by the applicant should be INR 25 lakhs

    What are the types of financing under Bajaj Finserv Loan against Shares?

    Loan against Shares from Bajaj Finserv is an exclusive demand loan that has very short turnaround times for approval and can be repaid as early as possible with no pre-closure fees.

    What are the loan limits under Bajaj Finserv Loan against Shares?

    Based on the credit-worthiness of the applicant, validity of documents and value of the securities, Bajaj Finserv can provide loans within a range of INR 15 lakhs to INR 10 crores.

    What are the interest rates for Bajaj Finserv Loan against Shares?

    Interest rates for a Loan against Shares could range from 11% per annum to higher figures based on Bajaj Fiserv’s discretion.

    What documents are required during applying for Bajaj Loan against Shares?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Application form
    2. Passport-size recent photograph
    3. Identity Proof (Government approved)
    4. Address proof (Government approved)
    5. Signature Proof
    6. Date of Birth Proof (Government approved)
    7. Income Details with latest pay slip and Form 16 for the immediate past 2 years and last 6 months’ Demat statement
    8. Bank Account Statements for the immediate last 3 months

    What are the features of Bajaj Finserv Loan against Shares?

    The Loan against Shares from Bajaj Finserv is an unsecured loan that requires no guarantors or collaterals and is a really good financing option for urgent financial needs on personal or business grounds.

    Some key features of this specialised loan are as follows –

    1. Loan tenure or repayment period is 12 months
    2. Monthly payments are only the interest portion on the loan amount
    3. Securities that have been pledged for the loan can be swapped at any given time
    4. One can access the portfolio online through Bajaj Finserv’s dedicated portal
    5. A dedicated Relationship Manager allows easy resolution of loan terms

    How to apply for Bajaj Finserv Loan against Shares?

    The loan can be applied for through Bajaj Finserv’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail Bajaj Finserv requesting an executive assistance for application process.

    One can also apply for Bajaj Finserv Loan against Shares through BankBazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

    Bajaj Finserv Loan against Shares Reviews

    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Bajaj Finserv and the loan experience was very good. The loan amount was for Rs 5 lakhs and the rate of interest was nominal when compared to other sources. The process was very smooth and i received my loan amount within the given time. Customer service was good and they responded on time. The tenure of this loan is 5 years and it was overall a good service from Bajaj.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • Bajaj Finserv Personal Loan
      "Need to focus on the follow up"
      0.5 1.0/5 "Really Bad"
      BAJAJ FINSERV has collected all kind of documents for the personal loan process, but if they are not approving the loan they need to return the documents which they have collected. The customer support need to be improved with the BAJAJ FINSERV .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2018
    • Bajaj Finserv Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      BAJAJ FINSERV has offered me the loan amount of Rs,1,00,000. The customer support is good with the BAJAJ FINSERV. The rate of interest and the charges are high with the BAJAJ FINSERV personal loan services. I would say I got better service from BAJAJ FINSERV.
      Was this review helpful? 0
      , korba
      Reviewed on Jan 19, 2018
    • Bajaj Finserv Personal Loan
      "Need improvement"
      0.5 3.0/5 "Satisfactory"
      BAJAJ FINSERV has offered me a personal loan but they are not fulfilling their promises. The customer support need to fulfill the promise which they have given to the customers. I haven't got the required loan amount and the rate of interest was also high with the BAJAJ FINSERV personal loan services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Bajaj finserv has offered me a personal loan and they have disbursed the loan amount of Rs,2,15,000. This loan has the tenure of 5years. The rate of interest and the charges are high with the Bajaj finserv personal loan services, when compared with others.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 15, 2018
    • Bajaj Finserv Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with Bajaj Finserv before 6 months. It was a good experience on the loan process. The rate of interest was high when compared to others but they provide a good option for foreclosing and repayment. The documentation process was very quick.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2018
    • Bajaj Finserv Personal Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I have taken the personal loan with the Bajaj Finserv and their customer service is not really responsiveness at any medium. Rate of interest was around 17% for the personal loan with them. Everything is good one with the Bajaj Finserv.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 10, 2018
    • Bajaj Finserv Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I have my personal loan with BAJAJ for about 3 years.The customer service and responses was up to the mark. The loan amount was 1.10 lakhs and the Interest rate was very high when comparing to other banks in the market.The tenure period was 3 years and I had a very smooth loan process here.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Jan 09, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My Personal loan experience with Bajaj was quite good, the loan amount was for Rs 2.37 lakhs with the high rate of interest when compared to other sources. When it comes to customer service, it was good, they responded on time and collected documents through door step. The tenure of the loan is 5 years and it was overall a good service from bajaj.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 09, 2018
    • Bajaj Finserv Personal Loan
      "Need to give proper status to the customers"
      0.5 1.0/5 "Really Bad"
      Initially the Bajaj finserv executives told that they can approve the personal loan application , but they have rejected my personal loan application saying that my pin code is falling on the negative area. The customer support need to give complete information about the product.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 08, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Bajaj Finserv and it was a very good loan experience. The loan amount was for Rs 90000 with the rate of interest which is high when compared to other sources. The process was very smooth and i received my loan amount within 3 days. Customer service was good and they collected documents on time. The tenure of the loan is 3 years and it was overall a good service from Bajaj.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 08, 2018
    • Bajaj Finserv Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with Bajaj Finserv was very good, they provided very good services when compared to all other sources. The loan amount was for Rs 1.3 lakhs with the rate of interest of 11.13% which is better rate. There was no processing fees charged and the response from the customer service was very good. The tenure of the loan is 3 years and it was overall a good service from Bajaj.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 05, 2018
    • Bajaj Finserv Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with Bajaj Finserv by last year. The services are very good. Earlier I had taken a personal loan and it was closed with them again I took a new loan. The rate of interest was little bit average. They offer a part payment option.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 03, 2018
    • Bajaj Finserv Personal Loan
      "Approchable bank"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from BAJAJ FINSERV. The approved loan amount is 47000. The monthly EMI comers around 2072 for 3 years. The rate of interest is minimal. The documents are minimal, i just gave my pan card, Adhara card and voter ID.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 02, 2018
    • Bajaj Finserv Personal Loan
      "Good banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Bajaj Finserv.The loan amount is 2.20 lakhs.The rate of interest is high as compared to other banks in the market.I had submitted limited documents to process the same.The tenure is for 36 months.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 30, 2017
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan with the bajaj fisnerv around 2years ago. They have disbursed the loan amount within 20days of time. The customer support is average with the bajaj finserv. The rate of interest and the charges are very high when compared with the banks.
      Was this review helpful? 9
      , hyderabad
      Reviewed on Dec 28, 2017
    • Bajaj Finserv Personal Loan
      "Personal loan with Bajaj"
      0.5 5.0/5 "Blown Away!"
      From BAJAJ FINSERV i have taken a personal loan and the experience was good. the approved loan amount was 1 lakhs. the monthly EMI is 4350. the tenure which they have given me was for 2 years. The documentation was a normal one. the rate of interest was 9% and i got the approval within 2 days.
      Was this review helpful? 8
      , hyderabad
      Reviewed on Dec 27, 2017
    • Bajaj Finserv Personal Loan
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      The bajaj Finserv has approved my personal loan without any documents and I have submitted the documents through online. They have disbursed the loan amount within 48hours of time. The customer support and the response is good with the bajaj finserv.
      Was this review helpful? 2
      , vijayawada
      Reviewed on Dec 26, 2017
    • Bajaj Finserv Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The service is very good with Bajaj Finserv. I got a personal loan with Bajaj before 9 months. The loan process was simple and very faster. The rate of interest was average and they charge minimal processing fee. The documents are collected by the executive. There was no delay and they disbursed my loan within 3 days.
      Was this review helpful? 4
      , mumbai
      Reviewed on Dec 26, 2017
    • Bajaj Finserv Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan with Bajaj Finance. They charging very high compared to the other banks. I am paying around 19.5% interest rate for the personal loan. I never get connected with the customer support always its not approachable. Now they developed and charging interest rate around 8.5%.
      Was this review helpful? 10
      , kolkata
      Reviewed on Dec 23, 2017
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