Bajaj Finserv offers gold loan at affordable rates of interest starting at 12% p.a with tenure going up to 20 years. The process to apply for a gold loan from Bajaj Finserv is extremely simple and hassle-free. You can either apply for a gold loan from Bajaj Finserv online or visit the nearest branch of the company to avail a gold loan.
Given below is the eligibility criteria you will have to fulfil in order to avail gold loan from Bajaj Finserv:
Given below is the list of documents you will have to submit in order to avail gold loan from Bajaj Finserv:
|Interest rate||12% p.a. onwards|
|Processing fee||Rs.25 to Rs.50 inclusive of the taxes|
|Penal interest||3% and exclusive of all taxes|
|DOCUMENT/STATEMENT CHARGES Statement of Account/ Repayment Schedule/No Objection Certificate/ Foreclosure Letter/ Interest Certificate/List of documents||You can either get the following documents by logging into the customer portal of Bajaj Finserv called Experia. You can also visit the branch of Bajaj Finserv and get the following documents by paying Rs.50 per document.|
You can either visit the official website of Bajaj Finserv and under ‘Products’, you will find ‘Loan’. Click on ‘Loan’ and under it find ‘Gold Loan’. You will be directed to a separate page which will be the application form. Enter the details as required and click on the box which states that you authorise the company to get in touch with you via phone call or SMS. Click on ‘Submit’. A customer care executive from the company will get in touch with you and assist you with the process of applying for a gold loan.
You can also visit the nearest branch of Bajaj Finserv with the necessary documents and apply for a gold loan.
The company ensures that the gold given to them by you as security is insured. Hence, in the event your gold gets stolen, the company will reimburse you the full value of your gold based on the current gold prices.
In case of any query related to gold loan, you can either call on the number 020-3957-5152 or send an email to firstname.lastname@example.org. A customer care official will get in touch with you and assist you with your queries. You can also visit the nearest branch of Bajaj Finserv where an official will help you and clear your queries.
Yes, you have the option of part payment. You can make a part payment whenever you want to.
Under this facility, the customer will not be required to visit the branch of Bajaj Finserv. Under this facility, a representative from the company will visit your residence and help you with the process of availing a gold loan. However, it must be noted that in order to avail this facility, the applicant will have to avail a minimum loan of Rs.2 lakh. The testing of gold and other processes involved before the loan is approved will be carried out at the branch. If the customer wishes to release the gold submitted, he/she will have to visit the branch to get it done.
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