Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Bajaj Finserv Doctor Loan Reviews

    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I received a personal loan from Bajaj finserv around 3 years ago. This loan had the tenure of 3 years. The customer service is good with Bajaj finserv, but at present there customer service is not up to the mark. The rate of interest is average with Bajaj finserv . The processing fee and the charges are high with Bajaj when compared with others.
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      , guntur
      Reviewed on Sep 21, 2017
    • Bajaj Finserv Personal Loan
      "Average"
      0.5 4.5/5 "Excellent!"
      I am having the personal loan with the Bajaj Finserv and the interest rate is around 12%,. Further more, the loan amount got disbursed within a span of four days of time. Processing charges were really huge one when it comes to bajaj finserve .
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      , kochi
      Reviewed on Sep 21, 2017
    • Bajaj Finserv Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      Its been a great experience i having with the BAJAJ FINSERV as i took a personal loan from them . the BAJAJ FINSERV approved the amount and i got a higher rate of interest . when i applied the no charges of doing part payment option but after my loan got approved these people were charging 2% for the part payment option . they have to reduce the rate of interest like other banks .
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      , hyderabad
      Reviewed on Sep 21, 2017
    • Bajaj Finserv Personal Loan
      "VERY GOOD LOAN"
      0.5 5.0/5 "Blown Away!"
      Bajaj finserve personal loan process is very smooth, the rate of interest charged by Bajaj Finserve is very high some of the executives called me and they had taken some documents otherwise the bank was very good it was providing me very good service. Interest rate and processing fee charged was okay. Its an ongoing loan. Bajaj Finserve was not in need of any additional documents though its an unsecured loan.
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      , hyderabad
      Reviewed on Sep 20, 2017
    • Bajaj Finserv Personal Loan
      "Good to go with Bajaj"
      0.5 4.0/5 "Great!"
      The Online website of Bajaj Finserv is not up to the mark, they need to update a lot with their website . The user interface need to be customer friendly with Bajaj. They have taken 15days to disburse my loan amount. The rate of interest is high with bajaj when compared with others. The processing fee and the charges are nominal with bajaj Finserv personal loan,
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      , chennai
      Reviewed on Sep 20, 2017
    • Bajaj Finserv Personal Loan
      "Flexible option regards personal loans"
      0.5 4.0/5 "Great!"
      I took personal loan twice from Bajaj Finserv based on my credit card it was a speedy process. Compared to banks they are giving many options like part payment, preclosure but interest rate was high at the time, I hope now the interest rate became same as bank.
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      , bangalore
      Reviewed on Sep 20, 2017
    • Bajaj Finserv Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan from Bajaj Finserv. The services are very customer friendly. Most of all the executive was very professional. And the document process was not much. I only had to submit the kyc documents and another benefit was the processing charges was and roi was not there.
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      , ranchi
      Reviewed on Sep 20, 2017
    • Bajaj Finserv Personal Loan
      "Customer's friendly"
      0.5 5.0/5 "Blown Away!"
      I found Bajaj finserv is really good, I got better offer from them. Interm of service Bajaj Finserv is prompt, they are giving good follow up to the customer. I took personal loan of Rs. 5 lakhs with five years of tenure, interest rate is really attractive they offered around 12.99% with some nominal charges.
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      , bangalore
      Reviewed on Sep 19, 2017
    • Bajaj Finserv Personal Loan
      "Very good personal loan"
      0.5 5.0/5 "Blown Away!"
      The most promising feature of BAJAJ is it has offered me a Flexi loan, If the customer is in a need of a loan they will provide the complete loan amount. However it is not necessary for the customer to use the complete amount. What ever he utilizes he has to pay interest in other words interest would not be calculated on the complete amount. Just in case if the customer utilizes the complete amount the entire amount would be converted in to EMI and he has to repay that in the form of EMI.
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      , hyderabad
      Reviewed on Sep 19, 2017
    • Bajaj Finserv Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      The service was prompt from Bajaj Finserv . They have Disbursed my loan amount within a week time. The rate of interest is high when compared with other banks. The required loan amount was been disbursed and I am satisfied with it. I would say it was an excellent service.
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      , bangalore
      Reviewed on Sep 16, 2017
    • Bajaj Finserv Personal Loan
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      I have approached BAJAJA FINSERV for my personal loan. They have processed my application very fast and the representative collected my documents immediately, I thought that they would sanction my loan amount soon but they have rejected my application because the personal loan option with BAJAJ FINSERV is not for bachelors which was disappointing . However their rate of interest was bit lower comparing to TATA CAPITAL .
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      , bangalore
      Reviewed on Sep 16, 2017
    • Bajaj Finserv Personal Loan
      "Should be transparent in their process"
      0.5 1.0/5 "Really Bad"
      I never ever recommend Bajaj Finserv to others, they charged me around 18% interest for the personal loan and their executive who helped to processed my loan, he said it was a zero processing for foreclosure, when I went to foreclosure my loan, they asked me to pay 5% of interest, then I raised complain and rectified the issue.
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      , hyderabad
      Reviewed on Sep 15, 2017
    • Bajaj Finserv Personal Loan
      "Not bad"
      0.5 3.5/5 "Pretty good"
      Applying personal loan through Bajaj finances is good they have served well overall the repayment tenure time is between 6 months to one year which is good, it is comfortable and hassle free. Also they don't charge any processing fee and absolutely no hidden charges.
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      , varanasi
      Reviewed on Sep 14, 2017
    • Bajaj Finserv Personal Loan
      "User friendly"
      0.5 4.0/5 "Great!"
      Its okay to bank with Bajaj finserve bacause their response and services are good and useful .Their customer service is okay not bad but the rate of interest is very high should be according to market and affordable when compared to others in the market.
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      , salem
      Reviewed on Sep 14, 2017
    • Bajaj Finserv Personal Loan
      "Better service"
      0.5 4.5/5 "Excellent!"
      Actually the interest rate is very low with Bjaja finserv personal loans. They have given me a call and informed me that they can disburse the loan amount within in a week time. The required loan amount was Rs,4lakhs and they told they can approve the full loan amount, The customer service is good with Bajaj finserv .
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      , hyderabad
      Reviewed on Sep 13, 2017
    • Bajaj Finserv Personal Loan
      "Interest rate and service should be improved"
      0.5 3.0/5 "Satisfactory"
      Earlier I had personal loan with Bajaj Finserv then I transfered to SBI because of the rate of interest. They offered me 11.99% but SBI gave me 8.7%. I paid 4% of interest to the Bajaj Finserv for preclose my loan. Their customer service is also not upto the mark, its really bad, they should work on it.
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      , pune
      Reviewed on Sep 13, 2017
    • Bajaj Finserv Personal Loan
      "worst people with worst attitude. "
      0.5 0.5/5 "Unacceptable"
      i got call from bajaj finance representative regarding personal loan. they ask me about my details which i gave them. after that they ask me about my documents and ask me to send by mail which i send . after all this process i din not get any call from them. when i call ajinkya(8605011091) who called me for loan i simply asked him regarding my documents were he told me that your company is not listed with us so we cant process your file. first of all my question is that if my company is not listed then how can you ask about my personal documents like adhar card pan card etc... when i asked him this question he start abusing which is not a professionalism . i will suggest before asking for personal documents please check the eligibility either he is eligible for this or not.
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      , pune
      Reviewed on Sep 11, 2017
    • Bajaj Finserv Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bajaj finserv is very prompt for my personal loan. They had delivered very fast service. Their agents are very fast in all the formalities and they visited my place and helped me I have availed the loan in 2015 and the amount is just one laksh rupees with 4500 as emi and tenured is for 36 months
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      , mumbai
      Reviewed on Sep 09, 2017
    • Bajaj Finserv Personal Loan
      "Interest rate and charges should be reduced"
      0.5 3.5/5 "Pretty good"
      Bajaj Finserv customer service is very prompt they helped on it to avail personal loan. But in term of interest rate was high they charged around 18% for one lakh of loan amount and they taken processing fee around Rs. 6200 from the disbursement.
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      , mumbai
      Reviewed on Sep 08, 2017
    • Bajaj Finserv Personal Loan
      "Easy and approachable"
      0.5 4.0/5 "Great!"
      Personal loan services are good with Bajaj Finserv. My friends took personal loan from bajaj and they all provided a good feedback about Bajaj finserv. The main reason is they used to approve the loan in short span of time within few hours it will be approved with Bajaj.
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      , karur
      Reviewed on Sep 07, 2017
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    Bajaj Finserv Doctor Loan is Rated as "Great!" by 1517 Users

    Fees & Charges

    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    Bajaj Finserv Doctor Loan

    Apply for Personal Loan

    Overview about Bajaj Finserv Doctor Loan

    Bajaj Finserv provides a specific loan that is aimed at helping consultants and practicing doctors working in clinics or hospitals to expand their operations to include better services and treatment. This loan features low interest rates and fast approval times.

    Where can a Bajaj Finserve Doctor Loan be used?

    This unsecured loan is provided exclusively to people with valid medical registration numbers and thus requires no guarantors or collaterals. The loan thus availed can be used to purchase assets to aid in the development of medical facilities or in improving the level of service provided in terms of treatment and healthcare.

    Who are eligible for availing a Bajaj Finserve Doctor Loan?

    An unsecured loan meant for medical professionals, this specialised loan has a few eligibility criteria to be met in order for the institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. Applicant should either -
      • Be a postgraduate doctor (MD/DM/MS/MCH/MDS) with minimum 5 years of post- qualification experience
      • A graduate doctor (MBBS/BDS) with minimum 8 years of post-qualification experience
      • Own a house (parental house acceptable) or clinic in areas serviced by Bajaj Finserve
    2. Requirements need that –
      • The gross monthly salary should be INR 75000 and INR 40000 for tier 1 and tier 2 cities
      • Immediate preceding 2 years’ Form 16 along with 3 months’ payslips be provided
      • Immediate preceding 3 months’ salary credit bank statements be provided
      • Education Qualification Certificates be provided
      • Government approved identity and address proof be provided
      • Proof of own property (either residence or office) be provided
    3. The co-applicant (if any) needs to provide –
      • Government approved identity and address proof
      • Proof of relationship with the applicant

    What are the financing types?

    The financing modes allowed under the Doctor Loan can either be of a working capital type or demand loan type (Flexi Loans). The former allows a longer repayment period with standard rates and the latter has differential rates as per the amount and tenure chosen.

    What are the Bajaj Finserve Doctor loan limits?

    Based on the credit-worthiness of the applicant, Bajaj Finserve can provide loans within a range of INR 5 lakhs to INR 45 lakhs. Flexi loans might have differing limits based on the discretion of the NBFC.

    What are the interest rates of Bajaj Finserve Doctor Loan?

    Interest rates for a Doctor Loan could range from 11% per annum to higher figures based on Bajaj Fin serve’s discretion.

    What documents are required during applying for Bajaj Doctor Loan?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Immediate preceding 2 years’ Form 16 along with 3 months’ payslips
    2. Immediate preceding 3 months’ salary credit bank statements
    3. Educational qualification certificates
    4. Government approved identity and address proof
    5. Registration number pertaining to valid Medical License

    What are the features of Bajaj Finserve Doctor Loan?

    The Doctor Loan from Bajaj Finserve is an unsecured loan that requires no guarantors or collaterals and is a really good financing option for medical practitioners to start a new venture or improve upon existing facilities.

    The loan period can range from 12 months to 60 months. The processing fees will be 2% of the loan amount and along with that, a security fee of INR 1,999 will be levied. There is an option to make pre-payments 6 times in a year in order to close the loan sooner. The loan can also be closed before the set tenure by making a lump sum payment, provided that the first EMI has been paid, and there would be no additional charges levied.

    How to apply for Bajaj Finserve Doctor Loan?

    The loan can be applied for through Bajaj Fin serve’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail Bajaj Finserve requesting an executive assistance for application process.

    One can also apply for Bajaj Finserve Doctor Loan through Bankbazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

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