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  • Bajaj Finserv Doctor Loan Reviews

    • Bajaj Finserv Personal Loan
      "Its average"
      0.5 4.0/5 "Great!"
      Bajaj finserve is good its own way. Though not the best it is slightly above average the reason being my loan was processed on time. The turn around time taken to process the personal loan was around 7 days.
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      , chennai
      Reviewed on Aug 18, 2017
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Within 72 hours of time they have disbursed my personal loan in my account,. The Bajaj Finserv response is very good in regards to my personal loan application. The rate of interest is high when compared with others as well the processing fee is high with bajaj finserv.
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      , hyderabad
      Reviewed on Aug 17, 2017
    • Bajaj Finserv Personal Loan
      "Should be convenient"
      0.5 1.0/5 "Really Bad"
      My personal loan experience with Bajaj Finserv is not good and I do not want to go with them again. First thing, I was not addressed by their executive in a proper manner. Even online facility is not user friendly. Then, the interest rate is too high which is around 16.5%. Finally, they charged me 10000 for insurance on the loan amount of four lakhs. Hence I closed my loan.
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      , faridabad
      Reviewed on Aug 17, 2017
    • Bajaj Finserv Personal Loan
      "No additional charges"
      0.5 5.0/5 "Blown Away!"
      Processing fee for the personal loan is around 2000 from Bajaj Finserv. There was no extra charges taken from Bajaj Finserv. Interest rate is 17.5% which is bit high but then they processed the loan on time. I got good and fast service from Bajaj Finserv.
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      , hyderabad
      Reviewed on Aug 16, 2017
    • Bajaj Finserv Personal Loan
      "Add on service from bajaj"
      0.5 5.0/5 "Blown Away!"
      I got the Bajaj Finserv card with the help Bajaj finserv personal loan, I can use this card like a credit card, whenever I wanna buy any kind of Household Items I can get it without any interest rate , Bajaj has again given me very good option rather this is an add on service I would say.
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      , mumbai
      Reviewed on Aug 16, 2017
    • Bajaj Finserv Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      The process was very quick with Bajaj Finserv. They have offered me a loan with very low interest rate as well the options which is present in personal loan is really good and we cannot find them anywhere. The customer service is very good with Bajaj finserv. They have disbursed my loan within 3 days of time. I am satisfied with the loan amount. They have also offered me a Bajaj Finserv consumer durable loan card.
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      , mumbai
      Reviewed on Aug 16, 2017
    • Bajaj Finserv Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I was calling Bajaj Finserve for the personal loan and I was not all happy with their service. The moment I approached them their executives confirmed that there is no offer for personal loan and executives did not have a courtesy to explain what needs to be done to avail that offer and he simply disconnected the call.
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      , ernakulam
      Reviewed on Aug 16, 2017
    • Bajaj Finserv Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      Through a channel partner I reached Bajaj finserv for my personal loan. They have disbursed my loan within a week time.The Bajaj finserv has approved me the loan for Rs.2lakhs and they are good in their response. The rate of interest is reasonable with Bajaj Finserv. They have also gave me bajaj card , with the card I have bough many household products. I am happy with the bajaj finserv service.
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      , visakhapatnam
      Reviewed on Aug 14, 2017
    • Bajaj Finserv Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My documents were collected from my door step for the personal loan. Bajaj Finserv has always been excellent and I got the loan in my account within minutes. They are the only company who provides loans for self employed which no other bank does. The interest rate and charges are normal.
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      , ghaziabad
      Reviewed on Aug 14, 2017
    • Bajaj Finserv Personal Loan
      "Customer's friendly service"
      0.5 4.0/5 "Great!"
      Basically Bajaj Finserv is a financial institute, but they are giving good service more than ICICI and AXIS Bank, totally they took only four days to disburse the amount with the interest of 15.75%, it is little bit higher, Other than that everything is good.
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      , mundra
      Reviewed on Aug 12, 2017
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Received a Bajaj Finserv personal loan around 6 months ago.The customer service and the response is good with Bajaj . The rate of interest is high when compared with others. The required loan amount was given by Bajaj finance and I am happy with their service.
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      , tirupati
      Reviewed on Aug 11, 2017
    • Bajaj Finserv Personal Loan
      "Good process followed"
      0.5 4.0/5 "Great!"
      Bajaj finserve personal loan process is really good, however the rate of interest is very high, it would be good if they bring down the rate of interest. The process was very simple as I was able to uploaded the documents and it was done and they had hardly taken 4 to 5 days of time.
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      , bangalore
      Reviewed on Aug 10, 2017
    • Bajaj Finserv Personal Loan
      "Not happy with the services"
      0.5 1.0/5 "Really Bad"
      Bajaj Finserv was not professional in their services. I applied for a personal loan and the team came over and collected my papers. During the process I was informed that if the loan does not process they would return back my papers. But I did not get the loan nor the documents and they are not answering my calls.
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      , mumbai
      Reviewed on Aug 09, 2017
    • Bajaj Finserv Personal Loan
      "Good in Urgency"
      0.5 5.0/5 "Blown Away!"
      Bajaj Finserv interest was high when compared to bank, they offered me around 25% of interest, but loan process was very fast. Documentation process was quick its highly appreciable. I took the loan of Rs. 1.5 lakhs for tenure of 36 months, still its live without any hassles.
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      , coimbatore
      Reviewed on Aug 08, 2017
    • Bajaj Finserv Personal Loan
      "Interest is high"
      0.5 4.0/5 "Great!"
      Two months ago I had taken the personal loan from Bajaj Finserv. Everything was good with bajaj expect the rate of interest. For my personal loan they quoted 30% of interest rate which is too high. But processing fee and document charges are good. Even they sanctioned the loan on time, overall they took 2 days to complete the process.
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      , mumbai
      Reviewed on Aug 08, 2017
    • Bajaj Finserv Personal Loan
      "Charges are high"
      0.5 2.0/5 "Expected more"
      I got personal loan from bajaj. The loan amount is around one lakh and twenty thousand rupees. But the interest rate is very high than capital first. They used to charge for documentation, insurance and other things. Additional charges along are 12000.
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      , coimbatore
      Reviewed on Aug 05, 2017
    • Bajaj Finserv Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have received a personal loan with Bajaj Finserv in last year, They have disbursed my loan within 72 hours. Based on my eligibility I got the loan amount and I am happy about it. The customer service and the response was good with Bajaj finserv. The rate of interest is nominal with Bajaj . I got the Bajaj card based on the Bajaj Finserv personal loan.
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      , nellore
      Reviewed on Aug 03, 2017
    • Bajaj Finserv Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I have recently taken a personal loan from Bajaj Finserv, it was good experience with them. Less documentation and easy processing but what I did not like about them is Intially they told me that there was no processing fee charges later on after some days they said processing fee will be charged for around 2000 rupees, So I told them I am not interested please cancel the loan later after some days they called and said no processing fee would be charge you can process the loan.
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      , pune
      Reviewed on Jul 26, 2017
    • Bajaj Finserv Personal Loan
      "Very good services & offers"
      0.5 5.0/5 "Blown Away!"
      Bajaj Finserv offered me a second personal loan after three years of the first one. This experience was fine too as they offered me a reducing rate of interest of around 12% to 13%. The processing charges were very much normal too. Also they were not in need of too many documents too.
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      , indore
      Reviewed on Jul 23, 2017
    • Bajaj Finserv Personal Loan
      "Overall a good experience "
      0.5 5.0/5 "Blown Away!"
      When I first took a personal loan with Bajaj Finserv, I was offered a rate of interest of 14 to 15%. The process was convenient as I received the funds on time without any hassle. The customer services and response was overall good and I got the welcome kit on time too.
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      , indore
      Reviewed on Jul 23, 2017
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    Bajaj Finserv Doctor Loan is Rated as "Great!" by 1481 Users

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    Overview about Bajaj Finserv Doctor Loan

    Bajaj Finserv provides a specific loan that is aimed at helping consultants and practicing doctors working in clinics or hospitals to expand their operations to include better services and treatment. This loan features low interest rates and fast approval times.

    Where can a Bajaj Finserve Doctor Loan be used?

    This unsecured loan is provided exclusively to people with valid medical registration numbers and thus requires no guarantors or collaterals. The loan thus availed can be used to purchase assets to aid in the development of medical facilities or in improving the level of service provided in terms of treatment and healthcare.

    Who are eligible for availing a Bajaj Finserve Doctor Loan?

    An unsecured loan meant for medical professionals, this specialised loan has a few eligibility criteria to be met in order for the institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. Applicant should either -
      • Be a postgraduate doctor (MD/DM/MS/MCH/MDS) with minimum 5 years of post- qualification experience
      • A graduate doctor (MBBS/BDS) with minimum 8 years of post-qualification experience
      • Own a house (parental house acceptable) or clinic in areas serviced by Bajaj Finserve
    2. Requirements need that –
      • The gross monthly salary should be INR 75000 and INR 40000 for tier 1 and tier 2 cities
      • Immediate preceding 2 years’ Form 16 along with 3 months’ payslips be provided
      • Immediate preceding 3 months’ salary credit bank statements be provided
      • Education Qualification Certificates be provided
      • Government approved identity and address proof be provided
      • Proof of own property (either residence or office) be provided
    3. The co-applicant (if any) needs to provide –
      • Government approved identity and address proof
      • Proof of relationship with the applicant

    What are the financing types?

    The financing modes allowed under the Doctor Loan can either be of a working capital type or demand loan type (Flexi Loans). The former allows a longer repayment period with standard rates and the latter has differential rates as per the amount and tenure chosen.

    What are the Bajaj Finserve Doctor loan limits?

    Based on the credit-worthiness of the applicant, Bajaj Finserve can provide loans within a range of INR 5 lakhs to INR 45 lakhs. Flexi loans might have differing limits based on the discretion of the NBFC.

    What are the interest rates of Bajaj Finserve Doctor Loan?

    Interest rates for a Doctor Loan could range from 11% per annum to higher figures based on Bajaj Fin serve’s discretion.

    What documents are required during applying for Bajaj Doctor Loan?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Immediate preceding 2 years’ Form 16 along with 3 months’ payslips
    2. Immediate preceding 3 months’ salary credit bank statements
    3. Educational qualification certificates
    4. Government approved identity and address proof
    5. Registration number pertaining to valid Medical License

    What are the features of Bajaj Finserve Doctor Loan?

    The Doctor Loan from Bajaj Finserve is an unsecured loan that requires no guarantors or collaterals and is a really good financing option for medical practitioners to start a new venture or improve upon existing facilities.

    The loan period can range from 12 months to 60 months. The processing fees will be 2% of the loan amount and along with that, a security fee of INR 1,999 will be levied. There is an option to make pre-payments 6 times in a year in order to close the loan sooner. The loan can also be closed before the set tenure by making a lump sum payment, provided that the first EMI has been paid, and there would be no additional charges levied.

    How to apply for Bajaj Finserve Doctor Loan?

    The loan can be applied for through Bajaj Fin serve’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail Bajaj Finserve requesting an executive assistance for application process.

    One can also apply for Bajaj Finserve Doctor Loan through Bankbazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

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