Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Bajaj Finserv Doctor Loan Reviews

    • Bajaj Finserv Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The process followed by Bajaj Finserve for the personal loan was very simple. Everything fell in place, the executives came to my place and collected all the required documents and they disbursed my loan within 48 hours after collecting all the required documents. However, the rate of interest is way too high when compared with others. Nevertheless, I am very much happy with the service provided by Bajaj Finserve.
      Was this review helpful? 0
      , dindigul
      Reviewed on Jul 13, 2017
    • Bajaj Finserv Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I got a personal loan with Bajaj finserv 3 months ago. The service with Bajaj is really good. They give the reminder calls to do the payments on time. They have disbursed the loan within 2 working days. The rate of interest is nominal with personal loan. I am very much happy with the loan amount which was disbursed, because the required loan amount has disbursed, I would say I am satisfied with their service.
      Was this review helpful? 0
      , gulbarga
      Reviewed on Jul 12, 2017
    • Bajaj Finserv Personal Loan
      "Fast Service"
      0.5 5.0/5 "Blown Away!"
      I took the personal loan from Bajaj Finserv. The interest rate is 15% for the personal loan. The bank is good and fast in process even their website is good to use. When I applied for the loan, they processed it well and sanctioned the loan on time without any delay.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • Bajaj Finserv Personal Loan
      "Services are good"
      0.5 5.0/5 "Blown Away!"
      My personal loan is fro m Bajaj Finserv and the process was excellent. I received a call immediately after I applied for the loan and the process was hassle free. I got the disbursement on time and they were really quick in processing the request. The interest rate and charges were also high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 11, 2017
    • Bajaj Finserv Personal Loan
      "Customer service should be improved"
      0.5 3.0/5 "Satisfactory"
      I had some issue with Bajaj Finserv, when I deposit the amount of Rs.5 lakhs for my flexi loan it was debited in my account but not credit in the loan account , When I called Bajaj Finserv for this query they never response, but I got a mail stating issue will be resolve within 48 hours, finally they took 15 days to rectify my issue.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 07, 2017
    • Bajaj Finserv Personal Loan
      "Approachable "
      0.5 5.0/5 "Blown Away!"
      I had taken the personal loan from Bajaj. The loan amount is two lakhs. I do not remember about the rate of interest but it was nominal. They sanctioned the loan on time and the customer service is really good. I did not find any issues during the loan process.
      Was this review helpful? 0
      , raipur
      Reviewed on Jul 07, 2017
    • Bajaj Finserv Personal Loan
      "Better Process"
      0.5 3.0/5 "Satisfactory"
      For the personal loan, the interest rate with Bajaj Finserv is 14%. They sanctioned the loan on time. Already I had taken three loans from Bajaj for my home appliances. It is very simple to get the loan from Bajaj. All the services are better with them.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 06, 2017
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan with Bajaj Finserv five years back, At the time Bajaj have charged minimal rate of interest and processing fees also it was okay for me for personal loan. I have taken the loan amount of Rs.50,000 approximately and the EMI was 1400 and the service was really prompt
      Was this review helpful? 0
      , gandhidham
      Reviewed on Jul 06, 2017
    • Bajaj Finserv Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bajaj finserve reaches the customer quickly based on the requirement. I took the personal loan with very normal charges. Documentation process was hassle free . They took only less time to disburse the loan, as I mentioned them that I need the loan at the earliest they have offered this loan up front.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 04, 2017
    • Bajaj Finserv Personal Loan
      "Interest has to be reduced and process should be transparent"
      0.5 1.0/5 "Really Bad"
      I do have personal loan with Bajaj Finserv for the amount 1.27 lakhs this was taken for a tenure period of five years, I had been paying the EMI for the last one year. When I went to close my close, they have calculated the total amount. They said I should pay only 1.10 to close the loan. But I have been making Rs. 5603 for one year initially interest portion was only reduced, My principal portion was pending. I am pretty much unhappy with Bajaj Finserv personal loan, I will never recommend this to anyone.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 04, 2017
    • Bajaj Finserv Personal Loan
      "Fast Service"
      0.5 5.0/5 "Blown Away!"
      I availed the personal loan from Bajaj Finserv. It was a flat interest rate for the personal loan. They had done with the loan process in a fast manner. First day I had filled the application and submitted, on the second day they had done with the verification process and on the same night they sanctioned the loan amount in to my account. I am quite satisfied with Bajaj regards to the personal loan.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 01, 2017
    • Bajaj Finserv Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      The rate of interest was high with Bajaj finserve personal loan. The customer service and the response was good with Bajaj. I have Pre-closed this personal loan , they have charged me pre closing charges as well. I am happy about the loan amount with bajaj , they can reduce their interest rate in future.
      Was this review helpful? 2
      , madurai
      Reviewed on Jun 29, 2017
    • Bajaj Finserv Personal Loan
      "Overall good experience"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan from Bajaj Finserv and since I am an existing customer, I did not have do much of a process with the documentation. The customer services are supportive and the interest rate and charges were very much normal. The response provided by them was absolutely wonderful.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 29, 2017
    • Bajaj Finserv Personal Loan
      "Looking for a better service"
      0.5 4.0/5 "Great!"
      I felt Bajaj Finserv personal loan interest rate was very high, I had taken the amount of Rs.85,000 with the interest rate around 13% and with some processing fee. Still my loan is live, I could do part payment and preclosure option at any point of time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 27, 2017
    • Bajaj Finserv Personal Loan
      "Good can do better"
      0.5 4.0/5 "Great!"
      I have got a Bajaj Finserv personal loan experience. The rate of interest which was offered by Bajaj was 23% which is really high, when compared with others. I am happy about the loan amount. The customer service and the response was good with bajaj, but they need to reduce their interest rate in future.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 27, 2017
    • Bajaj Finserv Personal Loan
      "Services are good & high on charges"
      0.5 5.0/5 "Blown Away!"
      I am an existing customer of Bajaj Finserv and they have given me a personal loan. The customer services are good. They collected my papers on time and the process was also smooth. The interest rate and processing charges was high when compared with other banks.
      Was this review helpful? 0
      , rajahmundry
      Reviewed on Jun 24, 2017
    • Bajaj Finserv Personal Loan
      "Horrible Customer Service - Bajaj Finserv"
      0.5 0.5/5 "Unacceptable"
      I took a Personal loan June, 2015 whereas, I was promised that there will be no pre-closure charges post I pay my first EMI. After 2 years when I went to foreclose my loan they have put in a foreclosure charge and saying their policy has changed. Policy change cannot impact your earlier customers. You can apply it to your new customers. This is pure case of cheating wherein you sell something with all jazzy offers and then apply a charge to it. This is ridiculous. I have reached out to their team but of no use. I am lodging a complaint to the Consumer Forum.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 22, 2017
    • Bajaj Finserv Personal Loan
      "Proper Process"
      0.5 5.0/5 "Blown Away!"
      I availed the personal loan from Bajaj. The loan amount was 1.5 lakhs and the interest rate is very normal. I do not remember the rate but it is nominal. I directly approached them and they provided the loan. I just submitted the required documents in order to get the loan and Bajaj disbursed the loan without any hassles.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2017
    • Bajaj Finserv Personal Loan
      "Interest rate should be flexible"
      0.5 5.0/5 "Blown Away!"
      I am an existing customer of Bajaj finserv, their interest rate is very high but I like their service is good. I am paying 20% of interest more than principal amount, I am fine with that, because all about the service. I have taken only the amount of Rs.35,000 for the tenure of 30 months.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 22, 2017
    • Bajaj Finserv Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      The process with BAJAJ FINSERV personal loan was good. The executives came to my place at times to my office to collect the required documents to proceed with the personal loan. I am happy about the loan amount. The required loan amount was disbursed . Within 4 to 5 days they have disbursed my loan. The rate of interest is high, when compared with others. I am satisfied with Bajaj Finserv.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 21, 2017
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    Bajaj Finserv Doctor Loan is Rated as "Great!" by 1461 Users

    Fees & Charges

    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    Bajaj Finserv Doctor Loan

    Overview about Bajaj Finserv Doctor Loan

    Bajaj Finserv provides a specific loan that is aimed at helping consultants and practicing doctors working in clinics or hospitals to expand their operations to include better services and treatment. This loan features low interest rates and fast approval times.

    Where can a Bajaj Finserve Doctor Loan be used?

    This unsecured loan is provided exclusively to people with valid medical registration numbers and thus requires no guarantors or collaterals. The loan thus availed can be used to purchase assets to aid in the development of medical facilities or in improving the level of service provided in terms of treatment and healthcare.

    Who are eligible for availing a Bajaj Finserve Doctor Loan?

    An unsecured loan meant for medical professionals, this specialised loan has a few eligibility criteria to be met in order for the institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. Applicant should either -
      • Be a postgraduate doctor (MD/DM/MS/MCH/MDS) with minimum 5 years of post- qualification experience
      • A graduate doctor (MBBS/BDS) with minimum 8 years of post-qualification experience
      • Own a house (parental house acceptable) or clinic in areas serviced by Bajaj Finserve
    2. Requirements need that –
      • The gross monthly salary should be INR 75000 and INR 40000 for tier 1 and tier 2 cities
      • Immediate preceding 2 years’ Form 16 along with 3 months’ payslips be provided
      • Immediate preceding 3 months’ salary credit bank statements be provided
      • Education Qualification Certificates be provided
      • Government approved identity and address proof be provided
      • Proof of own property (either residence or office) be provided
    3. The co-applicant (if any) needs to provide –
      • Government approved identity and address proof
      • Proof of relationship with the applicant

    What are the financing types?

    The financing modes allowed under the Doctor Loan can either be of a working capital type or demand loan type (Flexi Loans). The former allows a longer repayment period with standard rates and the latter has differential rates as per the amount and tenure chosen.

    What are the Bajaj Finserve Doctor loan limits?

    Based on the credit-worthiness of the applicant, Bajaj Finserve can provide loans within a range of INR 5 lakhs to INR 45 lakhs. Flexi loans might have differing limits based on the discretion of the NBFC.

    What are the interest rates of Bajaj Finserve Doctor Loan?

    Interest rates for a Doctor Loan could range from 11% per annum to higher figures based on Bajaj Fin serve’s discretion.

    What documents are required during applying for Bajaj Doctor Loan?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Immediate preceding 2 years’ Form 16 along with 3 months’ payslips
    2. Immediate preceding 3 months’ salary credit bank statements
    3. Educational qualification certificates
    4. Government approved identity and address proof
    5. Registration number pertaining to valid Medical License

    What are the features of Bajaj Finserve Doctor Loan?

    The Doctor Loan from Bajaj Finserve is an unsecured loan that requires no guarantors or collaterals and is a really good financing option for medical practitioners to start a new venture or improve upon existing facilities.

    The loan period can range from 12 months to 60 months. The processing fees will be 2% of the loan amount and along with that, a security fee of INR 1,999 will be levied. There is an option to make pre-payments 6 times in a year in order to close the loan sooner. The loan can also be closed before the set tenure by making a lump sum payment, provided that the first EMI has been paid, and there would be no additional charges levied.

    How to apply for Bajaj Finserve Doctor Loan?

    The loan can be applied for through Bajaj Fin serve’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail Bajaj Finserve requesting an executive assistance for application process.

    One can also apply for Bajaj Finserve Doctor Loan through Bankbazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

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