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  • Bajaj Finserv Doctor Loan is Rated as "Great!" by 1733 Users

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    Bajaj Finserv Doctor Loan

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    Bajaj Finserv provides a specific loan that is aimed at helping consultants and practicing doctors working in clinics or hospitals to expand their operations to include better services and treatment. This loan features low interest rates and fast approval times.

    Where can a Bajaj Finserve Doctor Loan be used?

    This unsecured loan is provided exclusively to people with valid medical registration numbers and thus requires no guarantors or collaterals. The loan thus availed can be used to purchase assets to aid in the development of medical facilities or in improving the level of service provided in terms of treatment and healthcare.

    Who are eligible for availing a Bajaj Finserve Doctor Loan?

    An unsecured loan meant for medical professionals, this specialised loan has a few eligibility criteria to be met in order for the institution to be able to sanction the loan. The eligibility requirements can be mentioned as follows –

    1. Applicant should either -
      • Be a postgraduate doctor (MD/DM/MS/MCH/MDS) with minimum 5 years of post- qualification experience
      • A graduate doctor (MBBS/BDS) with minimum 8 years of post-qualification experience
      • Own a house (parental house acceptable) or clinic in areas serviced by Bajaj Finserve
    2. Requirements need that –
      • The gross monthly salary should be INR 75000 and INR 40000 for tier 1 and tier 2 cities
      • Immediate preceding 2 years’ Form 16 along with 3 months’ payslips be provided
      • Immediate preceding 3 months’ salary credit bank statements be provided
      • Education Qualification Certificates be provided
      • Government approved identity and address proof be provided
      • Proof of own property (either residence or office) be provided
    3. The co-applicant (if any) needs to provide –
      • Government approved identity and address proof
      • Proof of relationship with the applicant

    What are the financing types?

    The financing modes allowed under the Doctor Loan can either be of a working capital type or demand loan type (Flexi Loans). The former allows a longer repayment period with standard rates and the latter has differential rates as per the amount and tenure chosen.

    What are the Bajaj Finserve Doctor loan limits?

    Based on the credit-worthiness of the applicant, Bajaj Finserve can provide loans within a range of INR 5 lakhs to INR 45 lakhs. Flexi loans might have differing limits based on the discretion of the NBFC.

    What are the interest rates of Bajaj Finserve Doctor Loan?

    Interest rates for a Doctor Loan could range from 11% per annum to higher figures based on Bajaj Fin serve’s discretion.

    What documents are required during applying for Bajaj Doctor Loan?

    The standard list of required documents for applying for this loan are mentioned as follows –

    1. Immediate preceding 2 years’ Form 16 along with 3 months’ payslips
    2. Immediate preceding 3 months’ salary credit bank statements
    3. Educational qualification certificates
    4. Government approved identity and address proof
    5. Registration number pertaining to valid Medical License

    What are the features of Bajaj Finserve Doctor Loan?

    The Doctor Loan from Bajaj Finserve is an unsecured loan that requires no guarantors or collaterals and is a really good financing option for medical practitioners to start a new venture or improve upon existing facilities.

    The loan period can range from 12 months to 60 months. The processing fees will be 2% of the loan amount and along with that, a security fee of INR 1,999 will be levied. There is an option to make pre-payments 6 times in a year in order to close the loan sooner. The loan can also be closed before the set tenure by making a lump sum payment, provided that the first EMI has been paid, and there would be no additional charges levied.

    How to apply for Bajaj Finserve Doctor Loan?

    The loan can be applied for through Bajaj Fin serve’s website, as well as forms can be downloaded, filled and submitted along with relevant documents at a local branch. Additionally, one could call or mail Bajaj Finserve requesting an executive assistance for application process.

    One can also apply for Bajaj Finserve Doctor Loan through Bankbazaar, wherein eligibility charts, EMI calculators and infographics can guide one through the application process.

    Bajaj Finserv Doctor Loan Reviews

    • Bajaj Finserv Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the Bajaj Finserv for 11 Lakhs. The application process was easy and with in1 week the loan amount was Credited to account. The documentation and the application process was easy and hassle free. Overall it was a good expereince.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Bajaj Finserv Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have taken a personal loan with Bajaj Finserv and my loan experience was not good. The loan amount was for Rs 1.21 lakhs with high interest rate of 11%. The processing charges are way too high when compared to other sources. Customer service was not up to the mark and i received my loan amount within a week.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2018
    • Bajaj Finserv Personal Loan
      "Bajaj personal loan"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from BAJAJ FINSERV and the approved loan mount was 1 lakhs. The rate of interest was 17%.The interest was bit high.The monthly EMI comes around 4412 and the total tenure was for 3 years.The customer service and response with them was good.It was a pre approved loan and got the loan amount with in 1 day.
      Was this review helpful? 0
      , thrissur
      Reviewed on May 15, 2018
    • Bajaj Finserv Personal Loan
      "High rate of interest"
      0.5 3.0/5 "Satisfactory"
      I had taken a personal loan from BAJAJ FINSERV and the approved loan amount was 30000. When i applied for the the rate of interest with them was very high.The monthly emi was 2500 for 3 years and i have foreclose the loan after 1.5 years. There was no foreclosure charges with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 13, 2018
    • Bajaj Finserv Personal Loan
      "Dont' Go for Personal Loan in Bajaj"
      0.5 1.0/5 "Really Bad"
      I really fed up with the charges in Bajaj Finserv. Their interested rate is 14%. I have taken a loan amount of Rs.1.41 lakh. They deducted Rs.12000 for processing charges and insurance. I closed the loan within 3 months. I'm not aware of the all these things. I made the EMI payment of Rs. 6000 with the Tenure of 50 months. I had a worst service with them. Service charges is Rs.5000 to close the loan in 3 months.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 11, 2018
    • Bajaj Finserv Personal Loan
      "BEST SERVICE"
      0.5 4.0/5 "Great!"
      Taken personal loan from Bajaj finserv , with high rate of interest while comparing to other banks available in market. Easy approval process , am satisfied with the loan amount based on my requirements . Customer service and customer response is best in clearing queries .
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 08, 2018
    • Bajaj Finserv Personal Loan
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      I like to bank with Bajaj Finserv because I get regular updates to my email and most of my relatives and friends bank with them. I have taken a personal loan known as Flexi pay. The benefit is this facility is that I would be allotted an amount of loan, I can use the amount what I am in need off and pay the interest rate only for the used amount and not the amount that was allotted for me. The rate of interest is of 14.25% which is on the higher side for me.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 30, 2018
    • Bajaj Finserv Personal Loan
      "Need to reduce charges"
      0.5 4.0/5 "Great!"
      My experience with Bajaj Finserv for personal loan was good, the process was smooth and i received my loan amount on time. Customer service was good and they followed up on time. The tenure period of this loan is 5 years and i preclosed the loan within 6 months.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 26, 2018
    • Bajaj Finserv Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took BAJAJ FINSERV personal loan few years ago and the loan is fully paid and it is closed. I'm happy with their customer service and assistance. The loan processing was quick and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2018
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I got the personal loan from the BAJAJ FINSERV around 8 months ago. They have offered me the loan amount of Rs,60,000 and the rate of interest and the charges are pretty high with the BAJAJ FINSERV personal loan services. I would say I have got an average service from bajaj,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2018
    • Bajaj Finserv Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My personal loan was taken with BAJAJ 4 years back. The loan amount was 4 lakhs and the interest rate was 15.25% which is bit high than other banks. Here there is no option to do the balance transfer. The processing fee was quite high . The pre closure is charges are there .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The transparency is not seen in the BAJAJ FINSERV personal loan process. I have got the personal loan from the BAJAJ FINSERV around 2 years ago. The customer support service and the response is not up to the mark and they don't give proper updates to the customers.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 16, 2018
    • Bajaj Finserv Personal Loan
      "Need to reduce charges"
      0.5 2.0/5 "Expected more"
      I have taken a personal loan with Bajaj finserv and my loan experience was not up to the mark. The rate of interest of 19% is way high when compared to other sources in the market. Customer service was average and the loan amount of this loan is Rs 50000-60000. I have a tenure period of 3 years for this loan.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 11, 2018
    • Bajaj Finserv Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with Bajaj finserv was very good, the loan amount was for Rs 75000 with rate of interest of 23% which is high when compared to other sources. The process was quick and i received my loan amount on time. Customer service was good and i am not aware of the tenure period of this loan.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 06, 2018
    • Bajaj Finserv Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      I have got the BAJAJ FINSERV personal loan around a year ago. The customer support service is good with the BAJAJ FINSERV and they give good response to the customers. This BAJAJ FINSERV personal loan gave me the average interest rate and i am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 05, 2018
    • Bajaj Finserv Personal Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      The personal loan service is average with the bajaj finserv. I have got the loan from the BAJAJ around 2 years ago. The customer support service and the response is good with the bajaj and they give good response to the customers. The rate of interest and the charges are average with the bajaj finserv.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 03, 2018
    • Bajaj Finserv Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      The Bajaj finserv has disbursed the loan amount within 3 days of time. The required loan amount has been given and I am satisfied with it. The rate of inters and the charges are average with the Bajaj finserv personal loan process. The customer support service is good with the bajaj finserv.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 29, 2018
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan from the BAJAJ FINSERV around a year ago. The rate of interest and the charges are very high. The hidden charges are seen in the BAJAJ FINSERV personal loan process. The promises need to be fulfilled by the BAJAJ FINSERV.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 28, 2018
    • Bajaj Finserv Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bajaj finserv has offered me a personal loan based on my consumer durable track. The customer support service and the response is good with the bajaj finserv and they give good response to the customers. They have offered me Rs,1,00,000 and I am satisfied with it. The rate of interest and the charges are low with the bajaj finserv consumer durable loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 28, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The BAJAJ FINSERV has approved my personal loan and disbursed he loan amount within a day time. the customer support service is good with the BAJAJ FINSERV. I have fore closed the personal loan within a day time by paying the balance amount and they gave me NOC as soon I pay the loan amount.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 26, 2018
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