Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Axis Bank Agri Business Loans Reviews

    • Axis Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have negotiated the interest rate with AXIS. They regret to reduce the interest rate.The documentation process was done on a processed way. I went to their premises and submitted the required documents. The required loan amount has been sanctioned and am happy about it. I am satisfied with their service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 23, 2017
    • Axis Bank Personal Loan
      "Excellent deal on the ROI"
      0.5 4.0/5 "Great!"
      My personal loan is from Axis Bank and it was a smooth process for me. The documentation was on time and the disbursement as well. The interest rate is around 11.39% which is one of the best rates currently in the market. The processing charges was normal too. There is a part payment facility which can be used after a month.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 22, 2017
    • Axis Bank Personal Loan
      "Customer friendly service"
      0.5 4.0/5 "Great!"
      The process was done in a processed way with Axis personal loan. There were regular follow up made by their executives and they understood the customer requirements. Good options were presented to the customers in regards to the personal loan. Within a week's time the loan has been disbursed by axis bank. The rate of interest is low , when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • Axis Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I do have a personal loan with the Axis bank and the interest rate is around 13.5%, also the loan amount got disbursed within a month of time. Response was good one with the Axis bank and the processing charges are also a good one with the Axis bank.
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      , bangalore
      Reviewed on Jun 22, 2017
    • Axis Bank Personal Loan
      "Flexible interest required from a great Customer support"
      0.5 4.5/5 "Excellent!"
      One prime reason of balance transfer is high interest, I have other account with axis, they despised not giving best interest rate for an existing customer. They offered 18.5% of interest and when the all interest rate gone down, they didn't reverse it. Hence I done balance transferred to HDFC.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 20, 2017
    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Four months before, I had taken a personal loan from Axis bank. I do hold a salary account with the same bank. Once I submitted my documents to the bank they processed the loan and it was all completed in a proper way. The interest rate levied by them was around 16%.
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      , gurgaon
      Reviewed on Jun 20, 2017
    • Axis Bank Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      Axis bank is the best for me as they are very responsive to a customer and they never let the customer down. I have taken a personal loan and I got the loan on time without me having to follow up. They also provided a good deal on the interest rate and charges.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 19, 2017
    • Axis Bank Personal Loan
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      I availed the personal loan from Axis bank. Actually I hold savings account with them for more than 2 years. The interest rate is 16.25% which is high but I am happy with the bank in terms of the loan process. I do not have any issues with Axis bank especially for the loan service.
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      , paradip
      Reviewed on Jun 19, 2017
    • Axis Bank Personal Loan
      "Recommendable Bank"
      0.5 4.0/5 "Great!"
      Axis is a recommendable bank for the loan process. I availed personal loan from them. They sanctioned the amount which they had committed. There is no foreclosure charges, partial payment option are there and very importantly there is no extra charges. I would definitely recommend Axis bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2017
    • Axis Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Overall it was a good experience with axis bank. The executive and the axis bankers gave very good response. They told the loan process will take 3 to 4 days but they have disbursed the car loan within 48 hours. The axis bank executives were very cordial in concern to my car loan . The rate of interest is nominal with Axis bank. I am happy about the loan amount.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 17, 2017
    • Axis Bank Personal Loan
      "Overall good"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan from Axis bank and this bank has also been perfect for me in their services. The process for the loan is good and it is on time. Clear information was provided and the interest rate and processing me was consistent for me.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2017
    • Axis Bank Personal Loan
      "Nice services"
      0.5 5.0/5 "Blown Away!"
      I got a nice deal from Axis Bank for the personal loan. The process was without any hassles and the interest rate was normal. I was also charges a normal fee. I got this loan without any delay and I did not have to follow up as well. The after loan services are also satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 16, 2017
    • Axis Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I do hold a personal loan with the Axis bank and the interest rate was around 13.75%. The loan amount got disbursed to my account on an immediate basis also they had taken around one or two days of time. Processing charges were also a kind of okay for me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 16, 2017
    • Axis Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      When I was need of loan at the time AXIS responded well, they have disbursed the loan amount with in three to four days of time. AXIS had provided an interest rate of 17% which is quit high but since it was in emergency basis I had to take it. They had given it for a tenure of 5 years and EMI is around 2684/-
      Was this review helpful? 1
      , mohali
      Reviewed on Jun 15, 2017
    • Axis Bank Personal Loan
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      Axis bank is good in the rate of interest and other charges. Recently I approached the bank for the personal loan where the interest rate is 10.5% with no processing fee. When compared with other banks, Axis is good for the loan services. Customer service is good.
      Was this review helpful? 0
      , surat
      Reviewed on Jun 14, 2017
    • Axis Bank Personal Loan
      "Interest has to be reduced as per market"
      0.5 3.0/5 "Satisfactory"
      I have pre closed the AXIS personal loan, my loan amount was Rs. 5 lakhs, without any extra charges I closed my loan and I got the NOC. Drawback was interest rate , AXIS offered me 18.5% of interest, it was very high compared to other bank. If they reduce the interest rate many customer can utilize their service.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jun 12, 2017
    • Axis Bank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan with Axis bank earlier and the process to get this loan was easy. The documentation part was very much nominal , the interest rate and processing charges were also reasonable. The after loan services is also good and no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • Axis Bank Personal Loan
      "Supportive Service"
      0.5 4.0/5 "Great!"
      I had taken the personal loan from Axis bank. This is the bank for my salary account. At that time the interest rate was 16% and it was normal that time. They done with the process in a good manner. Their customer approach and support is really good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 12, 2017
    • Axis Bank Personal Loan
      "Excellent customer service"
      0.5 4.0/5 "Great!"
      I got the personal loan with the Axis bank and the rate of interest was around 13.5% and the loan amount got disbursed within four days of time. Response was good time and the processing charges were around 1% from the total capital amount.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 10, 2017
    • Axis Bank Personal Loan
      "Perfect service"
      0.5 4.0/5 "Great!"
      The axis bank gave very good response in concern to my personal loan application. They took around 10 days to disburse my loan. The process went smooth, the axis executives came and collected my documents in concern to my personal loan. The rate of interest is high, when compared with other banks.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 08, 2017
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    Axis Bank Agri Business Loans is Rated as "Excellent!" by 1784 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Axis Bank Agri Business Loans

    Agriculture is the main sector of India, as a major section of India is involved directly or indirectly in the agricultural sector. But, the sector is mainly dependent on the climate and the year there is scarcity of rains, the produce is lower and that affects the agriculturists and farmers. They end up facing a lot of financial difficulties. Axis bank has announced certain schemes to help the farmers and agriculturists with their financial requirements.

    The agriculture business loans offered by Axis bank are as follows:

    Kisan Power

    Kisan power aims mainly at providing adequate and timely credit to farmers to meet cultivation needs that include purchasing inputs, agricultural equipment, developing land, buying bullock carts, two/three or four wheelers, repair farm machinery or any other farming related requirements. Bank also provides finance to meet expenditure on account of any sickness, child’s education and for family functions as well. The farmer can choose between cash credit and term loans and with flexible repayment terms.

    Tractor Loans

    Axis bank offers hassle free tractor loans to the farmers. They offer no foreclosure charge and you can choose from the flexible repayment option. The farmer with multiple sources of income will get special interest rate.

    Cattle Power

    Farmers depend heavily on the cattle as well. The cattle loans are provided to farmers through diaries and cooperative societies to purchase milch animals and to construct shed for keeping the cattle.

    Loans for rural go downs

    Loans are provided for constructing, renovating and expanding go downs in rural and urban areas at attractive interest rates.

    Commodity Power

    This scheme aims at financing pledged stocks of agricultural commodities stored at go downs and warehouses that are managed by CWC/SWC/private warehouses that are supervised by managers of Axis Bank Ltd. The intention of this scheme is to avoid distress sales at the harvest time and also to neutralise the seasonality factor. This scheme aims to enhance income of the farmer by providing liquidity at times of low cash flow.

    Power Gold Loan

    Axis bank offers easy loan against your gold ornaments. This loan is offered to individuals engaged in agricultural activities. You get the higher limits per gram, attractive interest and convenient repayment schedule. The documentation is simple and the loan is disbursed quickly.

    Contract Farming

    Axis bank helps the farmers who have tied up with corporates with their financial requirements. The farmer can get access to pre and post-harvest finance and instant payment for supplies are made. The farmer gets incentive for crop cultivation and can mitigate marketing risk as they have tied up with a reliable partner. The corporates on the other hand can reach the huge untapped farmer base and enhance farmer loyalty. They get assured supply of the raw materials and can mitigate risk of price instability.

    Loans for Horticulture Projects

    Loans are provided to the horticulture projects that are approved by National Horticulture board for subsidy.

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