Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Axis Bank Agri Business Loans is Rated as "Excellent!" by 2035 Users

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    Axis Bank Agri Business Loans

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    Agriculture is the main sector of India, as a major section of India is involved directly or indirectly in the agricultural sector. But, the sector is mainly dependent on the climate and the year there is scarcity of rains, the produce is lower and that affects the agriculturists and farmers. They end up facing a lot of financial difficulties. Axis bank has announced certain schemes to help the farmers and agriculturists with their financial requirements.

    The agriculture business loans offered by Axis bank are as follows:

    Kisan Power

    Kisan power aims mainly at providing adequate and timely credit to farmers to meet cultivation needs that include purchasing inputs, agricultural equipment, developing land, buying bullock carts, two/three or four wheelers, repair farm machinery or any other farming related requirements. Bank also provides finance to meet expenditure on account of any sickness, child’s education and for family functions as well. The farmer can choose between cash credit and term loans and with flexible repayment terms.

    Tractor Loans

    Axis bank offers hassle free tractor loans to the farmers. They offer no foreclosure charge and you can choose from the flexible repayment option. The farmer with multiple sources of income will get special interest rate.

    Cattle Power

    Farmers depend heavily on the cattle as well. The cattle loans are provided to farmers through diaries and cooperative societies to purchase milch animals and to construct shed for keeping the cattle.

    Loans for rural go downs

    Loans are provided for constructing, renovating and expanding go downs in rural and urban areas at attractive interest rates.

    Commodity Power

    This scheme aims at financing pledged stocks of agricultural commodities stored at go downs and warehouses that are managed by CWC/SWC/private warehouses that are supervised by managers of Axis Bank Ltd. The intention of this scheme is to avoid distress sales at the harvest time and also to neutralise the seasonality factor. This scheme aims to enhance income of the farmer by providing liquidity at times of low cash flow.

    Power Gold Loan

    Axis bank offers easy loan against your gold ornaments. This loan is offered to individuals engaged in agricultural activities. You get the higher limits per gram, attractive interest and convenient repayment schedule. The documentation is simple and the loan is disbursed quickly.

    Contract Farming

    Axis bank helps the farmers who have tied up with corporates with their financial requirements. The farmer can get access to pre and post-harvest finance and instant payment for supplies are made. The farmer gets incentive for crop cultivation and can mitigate marketing risk as they have tied up with a reliable partner. The corporates on the other hand can reach the huge untapped farmer base and enhance farmer loyalty. They get assured supply of the raw materials and can mitigate risk of price instability.

    Loans for Horticulture Projects

    Loans are provided to the horticulture projects that are approved by National Horticulture board for subsidy.

    Axis Bank Agri Business Loans Reviews

    • Axis Bank Personal Loan
      "Personal loan with AXIS"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with AXIS. Within 3 to 5 working days i got my loan approved. The approved loan amount was 2 lakhs with a rate of interest of 14.5%. Including the processing fees and insurance they have taken 9000 rupees from loan amount. The monthly EMI is 6756 for 3 years. Partial payment and pre closure with out any interest.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 21, 2017
    • Axis Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was been 1.5 months I have taken the personal loan service from axis the interest rate was 11.12 was fine compare to others in the market,the customer service was good the service have been taken through online the payments where also payed though online the loan amount they offered me was 4.5 lakhs it was good experience with AXIS for my personal loan service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Axis Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      They will deduced 8550 every month,the interest rate they offered me was fine, when compared to others in the market the customer service was fine the documentation process was easy they visit the door step and collected it, past 1year taken the service ,I have to followups from my end always the communication problem was there with AXIS also loan amount have been delayed they miscalculated the amount still the service was fine with AXIS for my personal loan service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Axis Bank Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      I have applied personal loan with Axis bank around a year ago. The customer support haven't gave any response in regards to my personal loan application. The customer support need to be improved with Axis bank. They never sent any person to collect the documents.They need to give proper response to the Axis bank customer customers.,
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • Axis Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal experience with Axis bank was good, the loan process was very smooth and the loan amount was approved within 2 days. The loan amount was for Rs 3.5 lakhs with the rate of interest of 13.25% which is best rate in the market. Customer service was good and they responded on time. I have submitted all my documents directly to the bank.
      Was this review helpful? 0
      , bhuj
      Reviewed on Nov 20, 2017
    • Axis Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for a personal loan with Axis bank. I applied this loan by around May 2016 and it's still running. They collected the documents by next day and within a week my personal loan got approved and disbursed my funds after my documents submission. They offered me the loan with 13.5% as rate of interest and there was some processing fees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • Axis Bank Personal Loan
      "Moduled and prompt service "
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from AXIS bank. The approved loan amount was 3 lakhs. The approved rate of interest was 14.99% and it is floating. I can close the loan at any time with no fore closure charges. The monthly EMI is 7000 with a tenure of 5 years with 0.5% of the principal amount as processing fee.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 18, 2017
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had availed a personal loan with Axis bank. It is a good service actually this year the personal loan is going to be over and I thought of getting the personal loan again from Axis bank itself but there was a balance of Rs. 13000 left so I had to take it in ICICI bank and RATNAKAR BANK. It is a good service overall.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • Axis Bank Personal Loan
      "Interest rate to be reduced"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with Axis Bank by last year. They offered me 1.10L, I pay monthly premium of 3260 rupees through ECS. They provided a proper service and disbursement was also on time. The rate of interest is very high. They provided a doorstep service for documentation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Axis Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I am planning to take a personal loan from Axis bank after 2 months, i find Axis bank is more convenient to me so that is the reason i am applying from Axis bank. I have availed the customer service from Axis bank and it is good, their response is quick. The loan amount is for Rs 10 lakhs with the rate of interest of 10.99% which is the best rate in the market.
      Was this review helpful? 0
      , tirupati
      Reviewed on Nov 17, 2017
    • Axis Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from Axis bank around TWO years ago. The customer support is good with the axis bank. I got the loan amount within a week time from axis bank. The required loan amount has been disbursed and I am satisfied with it. I would say I got good service from Axis bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • Axis Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The customer service was good from the AXIS Bank side as i applied for a personal loan in that bank . The bank gave me a full approval and the amount was disbursed in a week to my account . The rate of interest given to me was 14% minimal and the processing fee was zero there were option of pre closure and part payment .
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I have got a instant loan from AXIS the process was very fast compare to others within five minutes the loan have been approved the payments will be auto deducted from my savings account it was a excellent experience with AXIS for my personal loans service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Axis Bank Personal Loan
      "Good and quick service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Axis Bank and it has been a good experience with them as i am an existing customer with them. It was a smooth and quick process with them with proper response and service. I have a 14.5% rate of interest on my loan which i am okay with.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • Axis Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience with AXIS for my personal loan service and the interest rate they offered was 14 % which was high compare to others the customer service was good and the documents have been collected from my door step it was a good experience with AXIS for my personal loan service.
      Was this review helpful? 0
      , bahadurgarh
      Reviewed on Nov 13, 2017
    • Axis Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from Axis bank . They have disbursed the loan within 3 days of time. The customer support is good with Axis bank. They have given me good support in approving the required loan amount. The rate of interest and the charges are average with Axis bank when compared with others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 13, 2017
    • Axis Bank Personal Loan
      "Good experience but rate of ineterst is high"
      0.5 4.0/5 "Great!"
      I have a personal loan with Axis bank and the experience with them has been good with regards to the approval and the process and procedures as i had no issues with that. I however only suggest that the rate of interest could be more flexible as my rate now is 13%.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 11, 2017
    • Axis Bank Personal Loan
      "Good approach"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Axis bank and i would say that they have a good approach with the customer as i had a good experience with them from the initial staged till the end. I however have a rate of interest of 11.5% and would suggest a more flexible rate could be considered.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 11, 2017
    • Axis Bank Personal Loan
      "Overall good"
      0.5 4.5/5 "Excellent!"
      Axis Bank is good overall in the personal loan experience. The process was on time and I got the loan as expected. The rate of interest and processing charges is on the higher side. I got the rate of around 16%. The after loan process is smooth and easy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 11, 2017
    • Axis Bank Personal Loan
      "Delayed process"
      0.5 2.0/5 "Expected more"
      Axis Bank is not up to the mark for the personal loan. After they contacted me they took five days to collect the documents. It was not a satisfactory process. The interest rate and processing charges is also on the average side. When compared to the other banks they need to be more proactive.
      Was this review helpful? 0
      , aligarh
      Reviewed on Nov 10, 2017
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