Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Axis Bank Agri Business Loans is Rated as "Excellent!" by 2404 Users

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    Axis Bank Agri Business Loans

    Agriculture is the main sector of India, as a major section of India is involved directly or indirectly in the agricultural sector. But, the sector is mainly dependent on the climate and the year there is scarcity of rains, the produce is lower and that affects the agriculturists and farmers. They end up facing a lot of financial difficulties. Axis bank has announced certain schemes to help the farmers and agriculturists with their financial requirements.

    The agriculture business loans offered by Axis bank are as follows:

    Kisan Power

    Kisan power aims mainly at providing adequate and timely credit to farmers to meet cultivation needs that include purchasing inputs, agricultural equipment, developing land, buying bullock carts, two/three or four wheelers, repair farm machinery or any other farming related requirements. Bank also provides finance to meet expenditure on account of any sickness, child’s education and for family functions as well. The farmer can choose between cash credit and term loans and with flexible repayment terms.

    Tractor Loans

    Axis bank offers hassle free tractor loans to the farmers. They offer no foreclosure charge and you can choose from the flexible repayment option. The farmer with multiple sources of income will get special interest rate.

    Cattle Power

    Farmers depend heavily on the cattle as well. The cattle loans are provided to farmers through diaries and cooperative societies to purchase milch animals and to construct shed for keeping the cattle.

    Loans for rural go downs

    Loans are provided for constructing, renovating and expanding go downs in rural and urban areas at attractive interest rates.

    Commodity Power

    This scheme aims at financing pledged stocks of agricultural commodities stored at go downs and warehouses that are managed by CWC/SWC/private warehouses that are supervised by managers of Axis Bank Ltd. The intention of this scheme is to avoid distress sales at the harvest time and also to neutralise the seasonality factor. This scheme aims to enhance income of the farmer by providing liquidity at times of low cash flow.

    Power Gold Loan

    Axis bank offers easy loan against your gold ornaments. This loan is offered to individuals engaged in agricultural activities. You get the higher limits per gram, attractive interest and convenient repayment schedule. The documentation is simple and the loan is disbursed quickly.

    Contract Farming

    Axis bank helps the farmers who have tied up with corporates with their financial requirements. The farmer can get access to pre and post-harvest finance and instant payment for supplies are made. The farmer gets incentive for crop cultivation and can mitigate marketing risk as they have tied up with a reliable partner. The corporates on the other hand can reach the huge untapped farmer base and enhance farmer loyalty. They get assured supply of the raw materials and can mitigate risk of price instability.

    Loans for Horticulture Projects

    Loans are provided to the horticulture projects that are approved by National Horticulture board for subsidy.

    Axis Bank Agri Business Loans Reviews

    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan some time back and i had foreclosed this loan a long time back. The overall experience with them has been quite good where the interest rate with them has been nominal when compared with the market rate and there has not been any foreclosure charges with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2019
    • Axis Bank Personal Loan
      "Interest rate should be reduced"
      0.5 4.0/5 "Great!"
      I took 10 lakhs rupees of personal loan from AXIS, I paid almost Rs. 5 lakhs remaining amount is there. I thought to do balance transfer because they have higher rate of interest. The service is good but need to reduce the interest. Based on the customers demand they are increasing the rate of interest because initially Axis bank executive told the interest rate was 13% finally they processed it for 16% its huge.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2019
    • Axis Bank Personal Loan
      "Best service "
      0.5 5.0/5 "Blown Away!"
      MY personal loan was taken with AXIS BANK . The rate of interest is too high it is 13.5% compare to other even processing fee was too high here . They should keep their interest rate in par with other banks in the market. Overall it has been a good experience with the AXIS BANK .
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Best service "
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with AXIS BANK . The rate of interest and processing fee was too high it is 13.5% . I did not had any problems and uploaded the documents online. I got the loan easily. Its happened within few days . It is paperless approval which is the best of this loan . 
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It was a very good experience i had with this personal loan and the disbursement happened within no time. There is no pre closing charges with this loan and the interest rate with them has been nominal when compared with the market rate and there was no extra charges which was made by them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      The experience with this Personal loan has been quite okay and the loan amount which they had provided has been sufficient. The interest rate with them has been quite nominal when compared with the market rate and there has not been any hidden charges which they had made so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my personal loan with Axis bank,they have given me sufficient loan amount,and the rate of interest they have charged me up to 13% it is not fixed,it varies according to market rate, and they have not charged me processing fee as it is zero processing fee, and the loan is still running,overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Great Service"
      0.5 5.0/5 "Blown Away!"
      Before five years I had closed my personal loan with AXIS, at the time I need to fill lots of documents for loan approval. Now a days everything comes online. As a customer now I could see the differentiate interest rate but its higher side anyway I don't have other go.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my personal loan with Axis bank for long time,they have given me sufficient loan amount, that time i need of money, so that time i got sufficient as per my requirement i got loan, and the rate of interest they have charged me was too high they have charged me up to 20% and the processing fee they have charged me was nominal,and still this loan is running,there is no hidden charged they have taken from me yet.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Reduce the charges"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan in Axis Bank before 4.5 years back and its been completed before 5 to 6 months have taken top-up loan. The customer service is very good. The charges are more compared to other banks. The loan duration is 5 years. Monthly installment is 5600 rupees through net banking.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 14, 2019
    • Axis Bank Personal Loan
      "More than satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Axis Bank. The process was good to close the loan. I went to the bank to close the loan and within ten minutes it got closed. It was a very fast process. They said that I will receive the NOC within seven days but I got it on the sixth day itself.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      There was some difficulty which i had faced to change the ECS date and i had requested to change it. The process in getting this loan has been quite good and the interest rate with them was around 11.5% and there has not been any sort of additional charges which they had made so far.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 11, 2019
    • Axis Bank Personal Loan
      "Good in Need"
      0.5 5.0/5 "Blown Away!"
      I was looking for a personal loan and and thats when i applied with Axis bank. The interest rates that i had on my personal loan was reasonable. Services were satisfactory in Axis and i am happy about it. I have completed the loan tenure successfully.
      Was this review helpful? 4
      , kolkata
      Reviewed on Jan 11, 2019
    • Axis Bank Personal Loan
      "High Interest Charges"
      0.5 3.0/5 "Satisfactory"
      At the time when i was planing for a personal loan i had applied with Axis Bank.. There was a delay in the procedure and later it got approved.. The interest rates on my personal loan were too high, it was 18% and also it was a fixed interest rate..
      Was this review helpful? 3
      , chennai
      Reviewed on Jan 11, 2019
    • Axis Bank Personal Loan
      "Interest rate should be reduced"
      0.5 4.0/5 "Great!"
      Previously I had personal loan with AXIS, before four years I took that loan. At the time the interest rate was very high. They respond very well on the customer queries on the loan part . Only concern about the interest rate it would be great if they reduce it.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 09, 2019
    • Axis Bank Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I directly approached AXIS Bank for the personal loan before four years I have done lots of documents. The guy who interacted with me gave me the door step service I am very happy with that professional service, but the interest rate is quite high anyways it helped me a lot.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jan 09, 2019
    • Axis Bank Personal Loan
      "They need to improve their service"
      0.5 2.0/5 "Expected more"
      Interest rate is very much higher around 18% for the personal loan. I felt AXIS Is higher than HDFC, they have taken processing fee. If I want to take the top up the loan with Axis, they have lots of procedure its should be simple . but 8% of interest is excess from other banks.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Jan 09, 2019
    • Axis Bank Personal Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      I had applied for a Personal loan with them and it did not got approved. The process was very lengthy and the banking services has not been bad. But the interest rate with them has been very high and there has been some hassle faced with them where at the end the loan did not got approved.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 08, 2019
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis bank personal loan , they have given me sufficient loan amount ,and i am happy with loan amount, and the rate of interest they have charged me was nominal,they have charged me up to 10.5% and the processing fee they have charged me was nominal, there was no hidden charges ,overall service is good
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 08, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been using personal loan with Axis bank recently,the loan amount they have given me was okay as per my requirement they have charged me was okay they have given me up to 11,000 from march monthly emi will get cut, and the rate of interest they have charged me was nominal and the processing fee they have charged me was nominal,but rate of interest they have charged me is not fixed, they are charging me hidden charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 07, 2019
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