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  • Patna Credit Cards is Rated as "Excellent!" by 120 Users

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    Patna Credit Cards

    Looking for a Credit Card in Patna? Compare various Credit Card offers online at BankBazaar.com for Patna city

    Need a credit card in Patna? At Bankbazaar.com we can help you get the most excellent credit card for use and introduce you to all the conveniences that it offers. Our portal contains the best in free finance tools to:

    • help you comprehend your unique credit card requirements
    • get news on the best cards that suit your eligibility
    • study and compare features
    • make a choice responsibly

    With Bankbazaar at your service you can be rest assured that we will offer you every help to identify and pick out the best card deal in Patna and get e-approved instantly. One interesting fact about Patna is that it has been known during its tenure of existence in the past - which is roughly not less than 2000 years - by a gamut of names, the most widespread amongst them being Patliputra, Patligram, Pushpapura, Kusumpur and of course, the modern day Patna. Etymologically, the name of Patna is derived from Patan, which is again a distinct derivation from Patan Devi, the name of a Hindu goddess. A temple housing the idol of the goddess is still found in the Old Patna zone, in close proximity to Gai Ghat. Patna also finds a mention in the records documented by Fa-Hien, the famous Chinese traveler, as Pa-lin-fou.

    Megasthenes, the Indo-Greek ambassador who came to India during the reign of Chandragupta Maurya has given one of the earliest descriptions of the place in his historical manuscripts and in that he specifically mentions that Patna was one of the grandest cities in the world during its glorious days. Historical data also conveys that a number of dynasties positioned themselves in this region to rule the subcontinent of India, mentioning in particular the Pala kings and the Gupta Empire. In the 17th century, the city became a hub for international trade, thanks to The English East India Company and during the later era, many natives of Patna participated in the freedom struggle of the country. 2011 Census records the population of Patna to be 1,683,200 (within corporation margins) with a literacy rate of 84.71%. The geographical area covers approx. 3,202 square kilometers. There is a big community of Jains, Buddhists, Christians, Sikhs and Muslims living in the city. Magadhi is the native dialect of the region; main language spoken is Hindi; and Bengali, Bhojpuri and Oriya are also extensively spoken.

    Some interesting facts about Patna are as follows:

    • It is the most populated city in Bihar
    • It is second-most populated city, after Kolkata, in the Eastern zone
    • In 2009 June, the World Bank assigned Patna a 2nd position (in India) for easiness of business commencement
    • Patna has been ranked as the 21st quickest developing cities in the whole world and the 5th quickest in India, on account of the City Mayors' Foundation
    • Patna records the steepest GDP ($10.5 billion) in Bihar.
    • It is likely to develop @ an average yearly rate of 3.72%.

    Patna has since long been a chief agricultural business hub, its most dynamic dealings being in sugarcane, grain, sesame and the very famous Patna rice. Numerous sugar mills exist in Patna and its peripheries Patna holds several significant governmental educational institutes in its heart like IIT- Patna, AIIMS- Patna, NIT- Patna, NIFT- Patna and IGIMS- Patna. Bankbazaar can help you shop for the right credit card in Patna. We understand that your Patna credit card requirements might be different from your spouse and you need to have some special features in your card. We partner with some of the best credit card providers in the industry like Axis bank, Punjab National Bank, HDFC, HSBC, ICICI, SBI etc. and can help you pick out the lowest rate card and the most beneficial Rewards program easily. Use our award-winning finance tools to check your Eligibility Now!

    Get the BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • All you have to do is fill out the form that will establish your eligibility. Once you have done that you will be sent credit card options that you are eligible for. Since they come from the best banks and financial institutions you wont miss out on the offers out there.
    • BankBazaar.com then encourages you to compare these offers based on wide ranging factors like interest rates, finance fees, credit limit, cash advance limit etc. Balance transfer facility is something you might want to look at if you are trying to get rid of your old card. Only when you have compared these offers based on your individual requirements should you make your choice.
    • We then let you make a simple application online and offer you updates along the way so that you know how things are progressing.
    • Your personal information is protected with us and we only send it to your chosen credit card company.
    How to get Patna Credit Card on BankBazaar.com in 3 simple steps?
    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.
    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
    Check For Latest: Gold Price in Patna

    Patna Credit Cards Reviews

    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding SBI credit card for long time, they have charged me annual fee in this card. but it use to get revise it like there is waived off option is available in this card, if i spend certain amount then my annual fee will get waived off, i am happy with my credit limit they have given me good limit, there service is good.
      Was this review helpful? 1
      , patna
      Reviewed on Dec 08, 2018
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding HDFC credit card, there service is too good, they have not charged me annual fee in this card, it is life time free credit card, and there credit limit they have given me was sufficient , i am happy with my credit limit in this card, and they provide very good offers in maximum products.
      Was this review helpful? 0
      , patna
      Reviewed on Dec 08, 2018
    • Bank Bazaar Credit Card
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time,i came to know about bank bazaar service through on line, like i was seeing for good bank for apply a credit card for page was on top and i have been using bank bazaar mobile application it was easy to access.
      Was this review helpful? 0
      , patna
      Reviewed on Dec 08, 2018
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have applied for Axis bank credit card recently, they have charged me annual fee in this card, and there is no waived off option available in this card, the reason for taking this bank card is that this card is good for traveling like they give good offers in related to traveling purpose, and they have given me good credit limit in this card, i am happy with my credit limit.
      Was this review helpful? 0
      , patna
      Reviewed on Dec 08, 2018
    • Bank Bazaar Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Bank bazaar that i am using it for the very first time i had a very good experience with the Bank bazaar. I had been using it from past few months. I am using it through the website it is easy also it is user friendly to access. The customer support is also good.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 19, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      There is no particular reason for taking the credit card with the ICICI BANK. The credit limit what they have provided is sufficient also it is a annual payable credit card but i am getting good offers with this card. The service is very good with this card.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 19, 2018
    • Axis Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using AXIS bank credit card from January 2018, there was no annual fee charged for this credit card. I get 10% discount on Ecommerce website like Flipkart and the offers are useful. The credit limit is sufficient in AXIS bank credit card.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 01, 2018
    • YES Bank Credit Card
      "Thanku for support with yes bank "
      0.5 5.0/5 "Blown Away!"
      I m glad to that your service is very fast and i m very happy with you with yes bank. Thank you for providing credit card show the conversation which I had with the people of yes bank. So all, believe YES Bank as they provide credit card within a short span of time.
      Was this review helpful? 1
      , patna
      Reviewed on Jul 29, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with HDFC bank from last 1 year, i am happy with the credit limit in HDFC bank credit card. There was no annual fee charged at the time of getting this credit card. Offers like cash back are good in Amazon and Flipkart. I use this credit card for multipurpose.
      Was this review helpful? 1
      , patna
      Reviewed on Jun 27, 2018
    • ICICI Bank Credit Card
      "Good in all"
      0.5 4.5/5 "Excellent!"
      I hold a credit card with ICICI Bank and the banking process is good. There are good offers on the card and the credit limit is also fine. The card is accepted all over. There are good deals online and offline. There are no charges taken for the card.
      Was this review helpful? 0
      , patna
      Reviewed on May 25, 2018
    • review Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with SBI for about 2 years . I hold simply click International card and the credit limit was satisfactory . I am getting reward points as benefits here . The fees and charges are very high here . I have 24/7 helpline number and I have OTP device to login.
      Was this review helpful? 1
      , patna
      Reviewed on Jan 27, 2018
    • ICICI Bank Credit Card
      "Good One"
      0.5 5.0/5 "Blown Away!"
      As i am using the Credit card of ICICI Bank for a while , the customer service is good from the bank side . There are annual charges on the card of rupees 500 . Before i got a low credit limit and then they increased the credit limit of 60K .there is no Balance transfer option there i guess on the card , but i got a cash withdraw option there on the card . It is a Master card that i am using . The bank they asked for a card upgrade but as i did not needed it so i said "NO'' for that .
      Was this review helpful? 0
      , patna
      Reviewed on Dec 29, 2017
    • Axis Bank Credit Card
      "Good One"
      0.5 4.5/5 "Excellent!"
      I had been using the credit card of AXIS Bank for a while now. The customer service was not that good as i expected it would be . It is a master credit card of AXIS Bank that i am using . The bank gave me a credit limit of 25K and i am happy with the credit limit they gave me a option of Cash withdraw there on the card . There is No balance transfer option there on the card . I get reward points upon using the card .
      Was this review helpful? 0
      , patna
      Reviewed on Dec 29, 2017
    • SBI Cards Credit Card
      "WONDERFUL SERVICE"
      0.5 4.5/5 "Excellent!"
      It is a IRCTC credit card of STATE BANK OF INDIA that i am using from quite a while . The Customer service was good from the bank side . The credit limit is 50K that the bank provided and i am happy with the credit limit .the bank gave me option of Cash withdraw of 5K . The Balance transfer option is also there given on the card. Plus, the bank charged me annual fee of 500 rupees . It was a good experience with them .
      Was this review helpful? 0
      , patna
      Reviewed on Dec 29, 2017
    • Axis Bank Credit Card
      "Easy to hold"
      0.5 4.0/5 "Great!"
      With AXIS bank i have a titanium credit card. I get some reward points with this card. They are providing some cash backs for some purchases. I hold this credit card with them for more than 2 years.The annual charge is 750 rupees. good card to hold.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 18, 2017
    • Axis Bank Credit Card
      "average service"
      0.5 3.0/5 "Satisfactory"
      I can say AXIS bank service is not good for my credit service ,there charges is very high also the statement was not proper . Even the customer service was not supportive so overall service is average from AXIS. I feel they need to improve some more in their service.
      Was this review helpful? 0
      , patna
      Reviewed on Oct 05, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      I am having a HDFC bank platinum credit card . I use this card for all kind of purchases and for car loan payments and for other bill payments. The rate of interest is High with HDFC bank. I am satisfied with the credit limit. I would say it is a very good card to use.
      Was this review helpful? 0
      , patna
      Reviewed on Oct 04, 2017
    • ICICI Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      There are a lot of offers on the credit card with ICICI bank. The customer support is good and they keep me informed about the deals I am eligible of. The bank has offered me a decent credit limit and there are no charges taken for the facilities.
      Was this review helpful? 0
      , patna
      Reviewed on Sep 29, 2017
    • SBI Cards Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I am using the SBI credit card from the last three years of time. I would like to say that the response is good one with them and the customer service is not really good. Credit limit value is good one with the SBI credit card.
      Was this review helpful? 0
      , patna
      Reviewed on Sep 28, 2017
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using the HDFC bank credit card and I would like to say its best one for me, also on timely basis they are providing offers to get more benefits. I would like to say that the response is good one with the HDFC bank credit card.
      Was this review helpful? 0
      , patna
      Reviewed on Sep 28, 2017
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