Fees & Charges
Promised Interest Rate
" I bank with YES bank for about four years.The customer service is extraordinary.I have a savings account with them.Never had hidden charges in the past four years.Net banking is easy to understand and navigate.Mobile App is also working fine."
This is the really Awesome Platform for the fast process of home loan application. Thanks to bank bazar. Now, from here, the next steps & its executions are wholly depends on the bank's response and the service they provides. All strongly recommends this platform to all viewers.
Even SBI charges on home loan in hidden ways. SBI charged us in name of Lien charges, Secondary legal opinion, compulsory house insurance after disbursal of loan. They did not describe about such things at any time, nor such charges are being written on website. Even the charges of legal opinion and Architect review are much higher than the private lenders.
I bank with YES bank for about four years.The customer service is extraordinary.I have a savings account with them.Never had hidden charges in the past four years.Net banking is easy to understand and navigate.Mobile App is also working fine.
I have a credit card with kotak mahindra.current limit on the card is 1 lakh.It has no annual fees.Phone service is excellent and respond on time.I am happy with the limit on the card.i do get multiple offers for shopping and to redeem my reward points.
I have been the using the bank bazaar website for past few months.The website has lot of updated information pertaining to any financial product of any banks,Its very easy to understand and navigate.The process is very quick and simple to access.
I had requested for a personal loan with capital first for a loan amount of four lakhs. The Rate of interest is very high as compared to other banks.I have postponded my plan may be in the near future I might opt for their service hence closed my application. Customer service has responded well on time.
My Life Insurance was taken 5 years back with HDFC LIFE. The tenure period was 15 years and the coverage returns is 50 lakhs .I am happy with the benefits and policy coverage. Its a tax benefit and they are providing door step service for collecting cheques. Its not a corporate insurance and premium paid on yearly basis.
My personal loan was taken with ICICI bank few months back. The rate of interest was 13% for 1.25 lakhs which is average in the market. The EMI period was 4 years. I am not satisfied with the loan process because they did not respond to my mails and process was slow. Here the pro closer is after 6 months but its 4% and 1.5% for processing fee. The customer service and responses was not up the mark.
My personal loan is with HDFC 1 years back. I have taken 3.5 lakhs and the rate of interest was 11.75% which was average and the EMI period was 5 years. Here I had a very convenient loan process and they have provided door step service for collecting documents. The pre closuer is after 6 months and 1% for processing fee.My overall experience was excellent here.
My saving account is with SBI which was taken 7 years back. They have offered visa International card. The daily withdrawal limit was 50,000 and minimum 5000 is the limit to maintain the account also. The validity of the card is 2022. The rate of interest was 3.5% which was average in the market. The customer service and responses was good.
My salary account was taken with HDFC bank 2 years back. They have offered platinum card and its an International card. The daily withdrawal limit was 1 lakh and no charges for balance enquiry in ATM. The customer service and responses was satisfactory.
I have approached Bank bazaar for my personal loan. The responses was on time and the customer service was up to the mark. This is my first experience and the options in the website was amazing. I have used the options like EMI calculator and credit score option which was very useful. My overall experience was good.
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