Oriental Bank of Commerce offers the Kisan Credit Card-Oriented Green Card (OGS) to eligible applicants for the purpose of meeting their working capital requirements and crop production requirements in relation to all farm activities, consumption needs, repair of equipment, etc. through the credit card and also offers term loan against the card in order to meet their investment needs.
The loan amount offered to an eligible applicant is determined based on the requirement of the applicant. There is no maximum ceiling on the loan amount offered.
Kisan Credit Cards By Top Banks
A security has to be pledged with the Oriental Bank of Commerce by the Kisan credit card - Oriented Green Card holder depending on the amount of credit extended to them.
There is no loan margin applicable on the Oriental Bank of Commerce Kisan Credit Card - Oriented Green Card (OGS).
The Oriented Green Card is offered to cultivators, farmers and artisans who are engaged in agriculture and non-farm activities, by the Oriental Bank of Commerce.
The rate of interest applicable on the term loan offered through the Oriental Bank of Commerce Kisan Credit Card - Oriented Green Card (OGS), is as follows:
|Loan Amount||Interest Rate|
|Below Rs. 2,00,000||Base Rate + 2.25%|
|Above Rs. 2,00,000 to Rs. 5,00,000||Base Rate + 3.00%|
|More than Rs. 5,00,000||Base Rate + 3.50%|
You should visit the CSC PM KCC Portal. Go to https://eseva.csccloud.in/KCC/Default.aspx and login. You can then check your KCC status.
In order to check the balance on your Oriental Bank of Commerce Kisan Credit Card account, contact the customer service centre of your bank. You can also visit the bank and check your KCC balance.
If you are a farmer, you can apply for the scheme by going to the farmer section of the PM Kisan portal. You will have to submit your Aadhaar card for registering under the PM Kisan Yojana.
Yes, the Oriented Green Card holder must make all sale transactions through the credit card account only.
The Oriental Bank of Commerce Kisan Credit Card - Oriented Green Card (OGS) is valid for a period of 5 years.
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