Fees & Charges
Promised Interest Rate
"Some time I pay my utility bill with Paytm, for the fuel filling for my bike or car, they are good in the customer support. I never spoke with them, they have option to chat, the support is good in terms of replying me back. I do receive some cash back for the flight tickets."
Some time I pay my utility bill with Paytm, for the fuel filling for my bike or car, they are good in the customer support. I never spoke with them, they have option to chat, the support is good in terms of replying me back. I do receive some cash back for the flight tickets.
The insured value is low in Bharti axa, I Purchased Royal Enfield bike for Rs. 1.75 but they gave me only Rs. 1.20 lakh . My policy has the tenure of two years, I am not sure about the tie up services. I have taken the first party insurance. I purchased in the month of october 2017.
The service including the customer service is top in the market, the service desires the full rating. If I visit to the branch to take any dd or cheque they immediately provide the service. In HSBC minimum balance maintenance is Rs. 10,000 on monthly basis. In fact they are providing some interest but I am not sure about it.
AXIS Mob application is good and also easy to transfer the fund and easy to chat with the customer care, I no need to visit to the branch. I am holding this saving account for past 3.5 years, I have a privilege debit card, they give some offers like points and cash back.
I don't have good experience with ICICI, anyway the I mobile app is easy to do fund transfer and other service and if I place the request for cheque book immediately processed it. However some time the service get hang , they need to develop on that part.
The SBI card is good, I used to get air lounges in the air port and they issue good credit limit based on the customer profile, but they don't have any cash back. The customer support is also not good they need to improvement however card features is good and charges are nominal.
Before five years I took loan from India bulls at the time I done the paper work process to get the loan. Then I done the foreclosure I paid the charges extra charges around 3 to 4% from remaining outstanding amount, even they don't have any customer service for queries.
One and half month back I took two wheeler loan, I went to the showroom there I bought motor cycle. There I submitted the documents they processed it. They took lots of time to get the loan approval. They said I would get flat rate of 8.75% but they gave higher interest.
Various option available in Bank Bazaar, rather going to direct financier. here we can analyze the real information in website without going anywhere. I am using the site for past 2 months, the portal is good to post the request. The customer support team gave me the proper information.
I am satisfied with Tata Capital documentation part and they have fulfilled the commitment on my personal loan. The interest rate is quite nominal they gave me the same thing which provided by other banks. Even the door step documentation process is good.
I maintain the salary account with HDFC bank , I am planning to close my bank account too, because of dissatisfied service. If I have any queries if I reach the customer care generally I wont get good solution. They have toll free no but no response.
My HDFC credit card experience is not upto the mark, I have activated the auto debit option. My due date falls on 24 of every month, but one day my salary credited got delayed on that same days. Hence they charged Rs. 500, however within few hours my salary got credited in my account but still they didn't give waiver. I am using this account for past 4 to 5 years its good.
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