Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Navi Mumbai Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0 to ₹1,180
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 20.70% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12.99% - 12.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
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    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.00% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
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  • Navi Mumbai Personal Loan is Rated as "Great!" by 465 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Navi Mumbai Personal Loan

    Navi Mumbai is a beautiful city in Thane district to the Northeast of Mumbai.It was founded in 1971 as a satellite township to take the pressure off Mumbai city. Most of the software companies in Maharashtra have their offices in Navi Mumbai. The government of Maharashtra has set up software parks to cater to the growing demand. Many large institutions have their offices here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Navi MumbaiPersonal Loan if you are

    01
    02
    03
    04
    Navi Mumbai Personal Loan Minimum Age

    At least 21 years old

    Navi Mumbai Personal Loan Maximum Age

    Less than 65 years old

    Navi Mumbai Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Navi Mumbai Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Navi Mumbai Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Navi Mumbai Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Navi Mumbai Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Navi Mumbai Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Navi Mumbai Personal Loan amount by these steps

    01
    02
    Navi Mumbai Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Navi

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Navi Mumbai Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Navi Mumbai Personal Loan Interest RatesUpdated on 12 Dec 2017

    Navi Mumbai Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Navi Mumbai Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from more than one year, the services provided by bankbazaar is good when compared to all other sources in the market. It was a good experience with bankbazaar so far. Customer service was good and their response was prompt. The mobile application of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 07, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan application was approved with CITI bank and it was a good experience overall. When it comes to customer service, it was good and they responded on time, documents were collected door step. The process was quite smooth and it took 1 week for the loan amount to get approved.The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 07, 2017
    • Bank Bazaar Personal Loan
      "Better"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com is good and its supportive, also the service is very fast one too. I would like to say that the online portal of the Bankbazaar.com is easy to access and I have not found any hiccups with them.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 06, 2017
    • Tata capital Personal Loan
      "Best"
      0.5 4.0/5 "Great!"
      I have got the personal loan with the Tata capital limited. Rate of interest for the personal loan with the 11.99% . I am happy with the Tata capital limited. Every details are accepted by my end with the Tata capital limited.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Dec 06, 2017
    • Bank Bazaar Personal Loan
      "Average"
      0.5 4.0/5 "Great!"
      It is not my first time experience with bank bazaar. The customer service is okay but they need to improve the service. The website was easy to access and user friendly. The features are good again they need to improve the website options.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Dec 05, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      The rate of interest was quite high with Tata Capital compared to others. I never had a proper call backs and the services are average. The documents are collected by the executive. I like the part payment and pre closure option. They have sanctioned the loan on time but cheques been issued late. I would suggest them to improve the service.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Dec 05, 2017
    • Bank Bazaar Personal Loan
      "Satisfied with the experience"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar is good and the experience is fine and the website is also good. There are no hassles in the communication and they contacted me on time and processed my details. There were follow up calls and in all I have no issues in the process.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Nov 01, 2017
    • HDFC Bank Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I was contacted by HDFC Bank for the personal loan and I am not happy with the experience because though I am a existing customer, the bank did not be flexible. The interest rate was pretty high and the processing charges was also high. The bank was not negotiable.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Nov 01, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a excellent service with bank bazaar team. The customer service is very good. The response was proper and fast. I used their online website, it was easy to navigate. In future if anybody requires I will recommend it to them.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 31, 2017
    • Citibank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I had applied for a personal loan with Citi Bank through online portal. Since I do not have any requirements so I had closed my application. But I did not even received a single call from citi bank. I have no idea about the interest rate and charges. They need to improve the service.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 31, 2017
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 2 years, bankbazaar provides good services when compared to all other banking websites. The customer service was good and prompt. The mobile application is easy to access and it is user friendly. I check my credit score on regular intervals. The only suggestion i would like to give is; The minimum credit score to get eligible for the financial products should be listed in the website.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 28, 2017
    • Citibank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from Citi bank, my loan application was closed because i was not eligible for the personal loan. When it comes to customer service, it was not upto the mark, they sent an email stating: as per company norms we cannot provide you the personal loan. The rate of interest was nominal when compared to all other banks.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 28, 2017
    • Bank Bazaar Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com helps me to get the loan and am really happy with them. Website of the Bankbazaar.com is easy to access and the services are really fine one with them and I am really happy with them till now.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 17, 2017
    • Citibank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The experience was fine one with the CITI bank for the personal loan and the loan amount got disbursed within three days of time. Response is good one with the CITI bank.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 17, 2017
    • HDFC Bank Personal Loan
      "Awesome Service "
      0.5 5.0/5 "Blown Away!"
      I have had taken a personal loan from HDFC Bank earlier and that experience was perfect. I received the loan on time. The document process was easy and the after loan services was hassle free. The ECS was deducted on time and there was no inconvenience faced till date.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 13, 2017
    • ICICI Bank Personal Loan
      "Hassle free and quick service"
      0.5 5.0/5 "Blown Away!"
      They were fast in processing, I have salary account with ICICI bank hence they didn't take much time to process my personal loan. The disbursement happened in a quick manner with less documentation process. I appreciate the interest rate is nominal.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 12, 2017
    • Bank Bazaar Personal Loan
      "Good advisior"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is good in response, and follow up is beneficial to the customer. Fast service and call confirmation is very great in their end, I am using mobile application of Bank Bazaar its easy to view all the information and the comparison feature is good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 12, 2017
    • HDFC Bank Personal Loan
      "Process should be faster"
      0.5 3.0/5 "Satisfactory"
      HDFC took long days to process the loan, finally it got disbursed around 15 days of time. I am quite satisfied with loan amount, which I applied it got approved. HDFC gave me nominal interest as per the market, completely fine with HDFC service.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 12, 2017
    • HDFC Bank Personal Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank. The rate of interest was 12.9 % which was average and later they have reduced it to 10% since I have taken top up loan . They have provided doors step service for the documentation service and sanctioned the loan with the committed time.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 10, 2017
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Service is the best when it comes to ICICI, for my personal loan,representatives and customer service is very helpful and responsible even the rate of interest was fine . Still I can say the overall service is excellent from ICICI. I never had any issue till now with regards to my ICICI personal loan service.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 10, 2017
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