Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Navi Mumbai Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Navi Mumbai Personal Loan Reviews

    • Bank Bazaar Customer Support
      "Overall good"
      0.5 4.0/5 "Great!"
      The overall experience was nice at Bankbazaar. I received a immediate response and the process was quick as well. I did not get the loan account number from the bank and I called this portal but at that point of time they could not help me with the bank contact. They need to have a proper tab on the aggregation and all the details of the banks should be made more transparent.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 22, 2017
    • Standard Chartered Bank Personal Loan
      "Be more clear in details"
      0.5 4.0/5 "Great!"
      The overall experience was good and quick. But there was a lacking of clarity as I did not know the loan account number for a long time and there was no point of contact as well. The rate of interest was of 11.99% with a zero processing fees. SCB needs to be more transparent in the personal loan details.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 22, 2017
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Bajaj Finance offered the personal loan recently. Initially I approached SCB for the loan but when I found that there is a location constrain to get the loan, I switched over to Bajaj where I got the loan. The interest rate for the loan is 14.9%. Their customer service and responsiveness are excellent.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Good in Response"
      0.5 4.0/5 "Great!"
      Bankbazaar was very prompt in followups and they provided good response on my loan application. I had submitted the loan application on their website, immediately they contacted me and provided the required information. Their website is easy to handle. It would be more better if my application is not circulated amongst different DSA'S. However the overall service is good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 21, 2017
    • Standard Chartered Bank Personal Loan
      "It is good"
      0.5 4.0/5 "Great!"
      I had received a very good response from Standard Chartered Bank with regards to my personal loan application. But due to location constrains, they were unable to provide the loan. Otherwise, I had no issues with the bank. Later, I had to close my loan application.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Wonderful "
      0.5 3.0/5 "Satisfactory"
      Bankbazaar.com is an excellent one and am using it from the last two years of time. The response is very good and I can say its excellent too , also the online portal is good and its easy to access. I would like to suggest that they can reduce the promotional mails. Customer service is good one and the response is immediate one.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 10, 2017
    • Fullerton Personal Loan
      "Excellent "
      0.5 4.0/5 "Great!"
      Fullerton had offered the rate of interest as 25% and that's why I had not taken the personal loan from them. I am expecting the rate of interest to be around 15%. In future, if Fullerton offers the least interest rate , I would like to opt for their services.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 10, 2017
    • Bank Bazaar Customer Support
      "Good services"
      0.5 4.0/5 "Great!"
      The services at Bankbazaar has been good and they properly took care of the process and helped me get in touch with the banks. The overall experience was good as there were regular follow up calls and the website has been very helpful and easy to use.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 01, 2017
    • ICICI Bank Personal Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I initially received a call from ICICI Bank after I had applied for a personal loan. Later there were no follow up calls for the same. It has not been a satisfactory experience and they would not be a recommendable bank from my end. The interest rate and charges are not up to the mark too.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 01, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 3.5/5 "Pretty good"
      Bankbazaar services are perfectly fine. I got good and regular followups and updates for my loan application. The way of response is quite approachable and I did not have any issues with them when I was processing my loan application with them.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 17, 2017
    • Kotak Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Kotak Mahindra Bank is good in processing my personal loan. Interest rate is kind of higher than the other banks and I am not happy with that. Rest of the services like their way of response, customer support and their style of service was good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 17, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar website is a very good site, It is very much useful This website is very much informative I would suggest bank bazaar to have more information of the banks for selecting the loan. Customer service is really good, As they were giving the response and information politely The portal is also nice to browse through.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 14, 2017
    • Standard Chartered Bank Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Standard Chartered Bank offered personal loan with 12.99% of interest rate where in they said initially it will be 11.99% If they commit something they should stick with that. I am pleased with the process and the services I received the bank was on time. TAT was around 1 weeks of time of loan disbursed.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 14, 2017
    • Bank Bazaar Customer Support
      "One stop solution "
      0.5 5.0/5 "Blown Away!"
      Over a period of 4 years I know this website bankbazaar.com. I got to know about bankbazaar through advertisements. I had applied for all the financial products through this web portal. It is very easy to use and customer friendly. The response and the followup is very good. I would certainly say that bankbazaar is providing best of services.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 13, 2017
    • HDB Financial Services Personal Loan
      "Can be better in giving the Interest rate"
      0.5 4.0/5 "Great!"
      When I approached HDB financial services for the personal loan I had received very good response and followup from them and it was very prompt too. The rate of interest charged by them is very high when compared with other banks. The processing fee collected by them was per the market rate. I am expecting them to lower the rate in future.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 13, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is very responsive. I had submitted a request online, later I had received a call within 30 minutes. They called me , informed me the details and later transferred the application to the banks. I would also receive follow up calls as well. The website is fine. It is useful and I have used that many times altogether it was a good experience.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 04, 2017
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan through the HDFC Bank.The experience was very good and they have applied a interest rate around 11% .They have processed the loan within 3 working days and I have opted the loan amount for 1 lak after deduction I received 95k and EMI is around 2600 and it is for four years.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Apr 04, 2017
    • Bank Bazaar Customer Support
      "User friendly"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar gives good options to choose with the financial products. The web portal is offering so many comparative offers to choose, which is very useful.The response was really good with bank bazaar. Bank bazaar web portal is easy to use and very user friendly.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Mar 31, 2017
    • ICICI Bank Personal Loan
      "Better service "
      0.5 5.0/5 "Blown Away!"
      ICICI follow up and the response is really good. They approached me very well on my personal application. ICICI took around 7 to 10 working days to disburse my personal loan. The rate of interest and the processing fee is high when compared with others.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Mar 31, 2017
    • Bank Bazaar Customer Support
      "Good Financial Advisor"
      0.5 4.0/5 "Great!"
      Whenever I reached Bank Bazaar they helped on my queries, Easy to approach for all financial products. I have applied loan through Bank Bazaar and they directed to Standard Charted Bank. I am very happy with that, I wish Bank Bazaar should get proper updates from the bank and its has to be updated in their system.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Mar 16, 2017
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    Navi Mumbai Personal Loan is Rated as "Great!" by 414 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Navi Mumbai is a beautiful city in Thane district to the Northeast of Mumbai.It was founded in 1971 as a satellite township to take the pressure off Mumbai city. Most of the software companies in Maharashtra have their offices in Navi Mumbai. The government of Maharashtra has set up software parks to cater to the growing demand. Many large institutions have their offices here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Navi MumbaiPersonal Loan if you are

    01
    02
    03
    04
    Navi Mumbai Personal Loan Minimum Age

    At least 21 years old

    Navi Mumbai Personal Loan Maximum Age

    Less than 65 years old

    Navi Mumbai Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Navi Mumbai Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Navi Mumbai Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Navi Mumbai Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Navi Mumbai Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Navi Mumbai Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Navi Mumbai Personal Loan amount by these steps

    01
    02
    Navi Mumbai Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Navi

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Navi Mumbai Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Navi Mumbai Personal Loan Interest RatesUpdated on 22 Jun 2017

    Navi Mumbai Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

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