Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 33 Navi Mumbai Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99%
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    30L Max
    1-5 Years
    Response Time : Within 30 minutes
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    10.99% - 25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Customer Reviews
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Customer Reviews
    11.00% - 18.25% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    Customer Reviews
    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    10.99% - 14.49% Fixed
    0%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
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    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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  • Navi Mumbai Personal Loan is Rated as "Great!" by 500 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Navi Mumbai Personal Loan

    Navi Mumbai is a beautiful city in Thane district to the Northeast of Mumbai.It was founded in 1971 as a satellite township to take the pressure off Mumbai city. Most of the software companies in Maharashtra have their offices in Navi Mumbai. The government of Maharashtra has set up software parks to cater to the growing demand. Many large institutions have their offices here.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Navi MumbaiPersonal Loan if you are

    01
    02
    03
    04
    Navi Mumbai Personal Loan Minimum Age

    At least 21 years old

    Navi Mumbai Personal Loan Maximum Age

    Less than 65 years old

    Navi Mumbai Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Navi Mumbai Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Navi Mumbai Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Navi Mumbai Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Navi Mumbai Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Navi Mumbai Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Navi Mumbai Personal Loan amount by these steps

    01
    02
    Navi Mumbai Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Navi

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Navi Mumbai Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Navi Mumbai Personal Loan Interest RatesUpdated on 18 Sep 2018

    Navi Mumbai Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Navi Mumbai Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR services for so many month , the services which has been provided through this bank is pretty good . The best part of bank bazaar is the reply which has given through their customer support is very instant. Mobile application easy to use .
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL , and they provide 11% rate of interest and it is nominal in the market . I cannot rate to customer service because i have not interact with them much . The processing fee is 0 and tenure period is 1year . SO far it has been good experience with this bank .
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 11, 2018
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The process with HDFC Bank has also been good in the persona loan. The customer services and response is good and there are no hassles in the process. I got the loan on time and the interest rate and charges is normal too. Till date it is a hassle free experience.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Aug 29, 2018
    • Axis Bank Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is good in the personal loan too. They provided the loan without any issues. The customer services and response is good and there are no hassles in the documentation. The interest rate and charges is normal too. The after loan services is fine.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 29, 2018
    • Bajaj Finserv Personal Loan
      "Need to have clarity in the process"
      0.5 1.0/5 "Really Bad"
      I had taken a over draft loan with Bajaj Finserv. It has not been a good experience as there were hidden charges and the pre closure was very hectic and there was no clarity. I am not happy with the services and the process and I would not recommend them.
      Was this review helpful? 8
      , navi mumbai
      Reviewed on Aug 29, 2018
    • ICICI Bank Personal Loan
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is good overall in the loan process. I have taken a personal loan and the process was smooth. The customer support and response is good and the documentation is also normal. The rate of interest and processing charges are normal too.
      Was this review helpful? 2
      , navi mumbai
      Reviewed on Aug 16, 2018
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My experience was very good with BANK BAZAAR. The customer service and responses was very good. This is my first experience here and i use their website which has many good options on banks and interest rate . The web portal's accuracy and speed is good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 09, 2018
    • Cashe Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with CASHE recently. I had a very nice loan experience here . The loan amount was 30,000 and the interest rate was also average . The tenure period was 3 months . I had a very quick process and there is no inconvenience faced with the process but i couldn't contact them on phone is the only inconvenience .The processing fee was also high.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 09, 2018
    • Tata capital Personal Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      Interest rates are nominal in Tata Capital. I have taken this personal loan 4 months back. Its easy to take a loan from TATA capital. They have offered me a interest rate of 11.29% and the processing fee of Rs. 600 which is very less when i compared with other banks. I have applied the loan amount of Rs. 2 lakhs. I have to pay the EMI of Rs. 4400 for 5 years.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 25, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 1 year, the services provided by bankbazaar is good when compared to others in the market. Customer service was good with bankbazaar and their response was prompt; The website of bankbazaar is user friendly and easy to use.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jul 23, 2018
    • IndusInd Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with IndusInd bank for personal loan, the loan amount was requested for Rs 4 lakhs with the tenure period of 2 years. The rate of interest is nominal when compared to other banks. Documents were collected on time and the customer service was good.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jul 23, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC bank 1 year back. The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The process was very quick and satisfactory . I have got the loan with in a day. Here pre closure is after 3 months and the processing fee was bit high . My overall experience was good.
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Jul 14, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      The bank bazaar service was good and I have got immediate response from the bank bazaar end . After applying for the personal loan in the bank bazaar website , I have got the call immediately in a minute time. The follow up and the response part is very quick and fast from the bank bazaar. I know bank bazaar for the past 5months.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 14, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have tried getting the personal loan from the Citibank. I have got better loan amount with the good interest rate so that was the reason I have cancelled the personal loan application with Citibank . The customer support service and the response is good with the Citibank and they gave me good approach in regards to my personal loan.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 14, 2018
    • Bank of India Personal Loan
      "BEST SERVICE"
      0.5 5.0/5 "Blown Away!"
      Taken personal loan from Bank of india , with promising rate of interest while comparing to other banks available in market. Easy approval process , am satisfied with the loan amount based on my requirements . Customer service and the customer response is best in terms of clearing queries .
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 30, 2018
    • HDFC Bank Personal Loan
      "Third class bank. Too high interest rate. Wont listen to cus"
      0.5 0.5/5 "Unacceptable"
      I took loan from HDFC @18%. Yes thats true. No information given before granting the loan. No confirmation taken from me if I wanted it on that much high interest or not. Forcefully sold accidental policy for four years along with loan. Rude behavior of customer care as well as bank staff. force-closure charges are too high. I have to go all the way to Andheri from Navi mumbai by taking leave from office, just for pre-closure of loan. As they have no courtesy.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 05, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan with HDFC bank.The loan amount is 1.94 lakhs.Rate of interest is nominal as compared to others.I had to submit physical documents.The tenure us for four years.The process is very quick and simple with them.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Mar 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 3.5/5 "Pretty good"
      I have taken my personal loan via BANK BAZAAR . The customer service and responses was up to the mark. The website was really good with many good features. The web portal's accuracy and speed is good. My overall experience was excellent so I would like to recommend to others.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 23, 2018
    • Aditya Birla Finance Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan with ADITYA BIRLA . The loan amount was 4.5 lakhs and the Interest rate was 11.35% which is average in the market. The tenure period was 5 years . They have provided door step service for collecting documents. My experience was really good and its recommendable.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 23, 2018
    • Fullerton Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan with the FULLERTON around 6 months ago. The customer support service is good with the FULLERTON but their interest rate is interest high with the FULLERTON personal loan service, it would be good if they can reduce their interest rate.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Feb 13, 2018
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