Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Nagpur Credit Cards is Rated as "Excellent!" by 169 Users

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    Nagpur Credit Cards

    Looking for a Credit Card in Nagpur? Compare various Credit Card offers online at BankBazaar.com for Nagpur city

    The orange city, Nagpur is the commercial and political centre in the state of Maharashtra. The third largest and the third most populous city in the state with a population exceeding the 20 lacs mark; Nagpur is indeed a city that deserves attention. The city has been rated best in terms of liveability, greenery, public transport, and health care indices. One of the fastest growing cities in the country, Nagpur is a tough competition to all the other metropolises, as the city is here to set top global standards. The fact that the city has a literacy rate of 93.3% goes to show the kind of progress that is happening here. Presented with the title of Tiger Capital of India, the city is also home to major industries like Information technology, banking, real estate etc. It is particularly known for the market reach it enjoys in the banking field. The regional office of the banking authority in India, Reserve Bank of India is located here. So, in terms of activity, there is a lot happening here. And, if you want to be part of the big march towards urbanization, you can do so by applying for a Nagpur Credit Card. What is so special about applying for a credit card here? It is the slew of benefits you will get. It is not just about the freedom to indulge in assets but, also the chance to get the most competitive pricing on the market.

    On Bankbazaar.com, there is plenty to choose. For those who have never shopped for Nagpur Credit Card, this is the perfect place to start as it has comprehensive information on the kinds of credit cards offered, service charges, reward programs, late payment fees etc. It is in short, the manual to getting a credit card that sits well with your requirements. Here, let us first look at some of the prominent benefits of credit cards offered by banks in Nagpur.

    • Free Credit period
    • Availability of cobranded cards
    • Facilitate online shopping
    • Cash advancements
    • Extensive reward programs with attractive cash back offers
    • Fuel Surcharge Waiver

    FAQs

    1. What are the different kinds of Nagpur Credit Cards I can choose from?

      The Nagpur Credit Card offers are essentially divided into these three categories

      • VISA International
      • MasterCard
      • American Express
      Depending on the bank you select, you can make use of any of the following cards. Some banks also carry all three variants, and then the choice depends on the variant you select within each category.

    2. What are the steps involved in the process of owning a credit card?
    3. A credit card is a very useful financial tool that can be used in a number of instances in ones personal as well as professional life. The good news is that you dont have to go through elaborate steps to own a credit card. The most standard protocol followed by banks to issue a credit card involves:

      • Filling up application
      • Submitting the application
      • Submission of required documents
      • Credit check/appraisal
      • Approval
    4. What are the main benefits of owning a Nagpur Credit Card?
    5. There are many benefits that you can experience at various levels when you own a credit card. More than anything the fact that you can make a purchase even without taking cash out from your wallet stands to be the winner. Also, with a credit card you can delay payment of the bill as banks extend a grace period assigned. If you use your card extensively you can also seek discounts on travel, dining, leisure etc.

    6. What is a late payment fee?
    7. Every bank presents the cardholder with an interest free period during which time the use of the card will not attract any interest. That said once the billing date arrives and the minimum outstanding payment requirements are not met, the bank can charge you up to 15% or 2.5% of the total outstanding balance. It is therefore; wise to make sure you honour your payments on time.

    8. What is a cash advance facility?
    9. Cash advance facility is a special feature offered by banks. Using this feature you can withdraw cash from an ATM using your credit card. This is a good option to use when you are in desperate need of funds. But, make sure it is your last resort as the service fee and the interest charged can be very high

    10. What do I do if I lose my credit card or when it is stolen?
    11. Loss and theft of a credit card must be immediately reported to the bank. The bank will ensure the card is deactivated and protected from any abuse. You have to check with your bank to inquire about your liability in such cases and how much you have to pay in order to replace the card.

    12. What is an ad on card and how many add on cards can I get?
    13. An ad on card is a special benefit offered to cardholders who can share the credit limit they enjoy with a loved one or a family member. The minimum number of ad on cards one can get is 1 and the maximum can go up to a 4. The cardholder has to check with the bank to see how many cards he can get and what the terms of bringing in a family member are.

    Get the BankBazaar advantage when applying for credit cards
    • BankBazaar.com works with the top banks and credit card companies in the country. Hence we can guarantee you best offerings from these financial institutions that will hit the right notes with you. Some of the well known credit card offers we bring you include
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • You can then fill out a simple form so that your eligibility can be assessed. Its important to do that at the onset so that you can get offers that you are eligible for. This simple step will save you a lot of hassle in the future.
    • Once you have received different offers from reputed credit card companies, BankBazaar.com will help you choose the best one for your needs. You can do that by comparing these offers based on factors like interest rates, credit limits, cash withdrawal charges etc. You will have to remember what you are looking for from a credit card at all times when you are making these comparisons so that you can get the right solution for your needs.
    • BankBazaar.com then lets you make a simple online application and offers you important information along the way to keep your mind at rest.
    • Not only will you get objective credit card solutions, you can also be rest assured that your personal information is kept safe at all times.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Annual Fee - NIL-Rs.3500
    • Joining Fee - NIL-Rs.25,000
    • Interest Rate - 3.05%-3.4%
    • Other Features - Revolving Credit, zero cost liability, free ad on cards, vouchers, lifestyle and merchandise discounts, travel vouchers, complimentary membership
    • Fuel surcharge waiver - 0-2.5% on a specified amount and higher across major petrol pumps in India
    Check For Latest: Gold Price in Nagpur Or Silver Price in Nagpur

    Nagpur Credit Cards Reviews

    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with Kotak Mahindra bank also. I use this Corporate credit card for most of the places where credit cards can be swiped or used. The annual fees is around Rs. 1000 which is little bit high. This credit card is a good card for me till now.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 20, 2017
    • IndusInd Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have got yet another credit card with IndusInd credit card apart from my other credit cards with State bank of India, HDFC bank, Kotak Mahindra bank. All these credit cards are give to me based on my first HDFC bank's credit card. This is a IndusInd Master Platinum credit card which I use it for online purposes and movies, dining etc. I pay an annual fees around Rs. 499 like for the other credit cards. It is an active credit card like the other credit cards.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 20, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have got another credit card with State bank of India based on my first HDFC bank's credit card. This is a SBI Visa Platinum credit card which I use it for shopping, dining etc. I pay an annual fees around Rs. 499. It is an active credit card like the other credit cards.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 20, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      As I'm a long time customer with them they offered me a credit card which I took it. I have been using this Money back credit card with them for the past few years and there is an annual fees around Rs. 499 is applied to my credit card. It is still an active card. I use it for shopping, not able transfer the funds but EMI facility is available.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 20, 2017
    • HSBC Bank Credit Card
      "Good offers"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with Hsbc.The limit on the card is 50,000 happy with limit.It has no annual fees to hold this card.Phone banking service is prompt and net banking is very fast and convenient to use.I do get reward points for every purchase.They had processed the card within 15 days.I get offers for online shopping like flipkart and amazon.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Best banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card from state bank of India.They have given me a limit of 82,000,happy with the limit given to me.I don't pay an annual fees to hold this card.This card has an option to convert the transaction into EMI,rate of interest is 14% nominal. compared to other banks.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • ICICI Bank Credit Card
      "Better banking"
      0.5 4.5/5 "Excellent!"
      I have taken a credit card with ICICI bank.Te limit on the card is 50,000 happy with limit.It has no annual fees to hold this card.Phone banking service is prompt and net banking is very fast and convenient to use.I do get reward points for every purchase.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • Citibank Credit Card
      "Better banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with Citi bank.The limit on the card is 1.62 lakhs.They gave 6000 bonus points as welcome offer, best redemption options are there in this card.They levy some SUR charges in my account but its waived off once after I request for it.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • ICICI Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with ICICI bank.The limit they had offered is 50,000 happy with limit on the card.I don't pay an annual fees to hold this card.I do get cashback for shopping at selective partners like Flipkart ,payment etc.Net banking is very good with ICICI.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • SBI Cards Credit Card
      "Dissatisfied service"
      0.5 3.0/5 "Satisfactory"
      SBI customer service is not good, Number of times I called them but they was no response from their end for any queries. SBI is also taking lot of charges for the credit card transactions. Even their payment gate is also bad and its take long time to reflect the payment.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 26, 2017
    • ICICI Bank Credit Card
      "Good service and response"
      0.5 4.0/5 "Great!"
      I hold a credit card with ICICI Bank and have a credit limit which i am satisfied with. They have a good service and response team and also have had no issues with the usage of my card and with the payments till date. It has been a good experience so far.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 26, 2017
    • ICICI Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      ICICI bank has offered me a credit card when other banks backed out on me. I did not have to pay any joining fee and it is also a life time free card. They have given me good offers to use on the card and I am also happy with the credit limit I got. The services was also appreciated.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 17, 2017
    • Bank Bazaar Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with Bankbazaar. I am happy that I got to see a lot of options of banks and the various rates of interest too. I could also compare banks and could calculate my EMI options as well. It was overall a good guide and the support was there right through the process.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 17, 2017
    • Axis Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I applied for a credit card with Axis bank. They bank contacted me and informed me the details. They informed me that I should do at least three lakhs of transactions in a month. So I did not wish to proceed with the application. It was good as they contacted me and acknowledged my request.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 17, 2017
    • HDFC Bank Credit Card
      "Good offers "
      0.5 4.0/5 "Great!"
      I hold a HDFC credit card with a limit of 23 thousand I had an option to upgrade my credit card was not interested my limit got dynamically reduced I was disappointed with the service hence I closed my card Apart from that had a good experience that I had with HDFC Bank.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am having a sbi simply save credit card for past 3months . I use this card for shopping, bill payments,for restaurants ,for online purchases and for other usages. I am satisfied with the credit limit. There is annual fee of Rs,500 I have to pay towards this card.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 14, 2017
    • HDFC Bank Credit Card
      "Provide more deals and offers"
      0.5 3.0/5 "Satisfactory"
      I am not happy with HDFC Bank for the credit card as they need to provide more offers and a better credit limit. I do not get much of deals and discounts. The transactions are hassle free but my it is a average experience with the deals. The customer service team is good.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 13, 2017
    • HDFC Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have been using the HDFC bank money back credit card for past 3years, still they never increased my credit limit, They need to increase the credit limit in future. The EMI converting option is excellent with HDFC money back credit limit. There is no annual fee with this card , because they have waived off the annual fee based on my usage.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 10, 2017
    • HDFC Bank Credit Card
      "good service"
      0.5 3.0/5 "Satisfactory"
      It is very fine service from HDFC ,I also use to get good regular offers but, I feel my limit is low ,so I need them to improve ,still so as a overall service is very good ,representatives and customer service very helpful and responsible always till now .
      Was this review helpful? 0
      , nagpur
      Reviewed on Sep 30, 2017
    • Kotak Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I hold a credit card with Kotak Mahindra bank and the services are not to my satisfaction. There are no offers and the credit limit is also not good. The bank also needs to work on the response and the statements and the overall experience needs an improvement.
      Was this review helpful? 0
      , nagpur
      Reviewed on Sep 20, 2017
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