Fees & Charges
Promised Interest Rate
"Its my salary account with HDFC they normally take charges for sms alert and other transaction charges on yearly basis. I am holding zero balance account, the online banking is pretty cool. Overall I am satisfied with my HDFC account experience."
Its my salary account with HDFC they normally take charges for sms alert and other transaction charges on yearly basis. I am holding zero balance account, the online banking is pretty cool. Overall I am satisfied with my HDFC account experience.
Based on my HDFC credit card I take insta loan, the interest rate is there around Rs. 500 for the loan amount of Rs.12,000, I need to pay separately with the credit card payment, with the monthly emi amt around Rs. 2200 for 6 months of tenure period.
I have HDFC money back card, I am getting cash back on e-commerce website. Some time if I used to take insta loan, they charge high interest and processing fee for immediate disbursement. The card features its good I can accessible everywhere.
ICICI charges are bit high for the emi conversation, there is no processing for my platinum card its a best part and they wont take any annual fee on yearly basis. The limit of the card is good, hence I don't find any difficulties with the credit card.
SBI credit card interest rate is bit high for minimum amount due on the credit card bill, right now I am getting some bonus point for fuel filling, the credit limit is good everything is good only I have issue about the interest rate it should be reduced.
I got the auto loan from HDFC for Rs 2 lakhs again I have top up the car loan for Rs. 2 lakhs but I felt interest rate is not standard its quite high compared as others, the process was quick they have disbursed the amount to the dealer they delivered my car.
They give credit score option and also I used to check all the banking eligibility offers, based on the customer profile we can view the offers about the loans, credit card etc. I have mobile app its very convenient to check financial updates.
I think the interest rate is bit higher I have taken the principal amount of Rs.20,000 they have charged some processing fee. I have converted the loan for three EMI, I have taken the amount around Rs.22,000. The process was convenient without visiting to the bank I have taken this loan.
The best thing about Bank Bazaar is their services. I remember when i applied for a Personal loan , there was continues intimations from Bank Bazaar and they were updating me on every front. I would definitely look for financial deals though bank bazaar in future if needed.
I was looking for personal loan and i went for ICICI bank.When i applied with them my application was taken care but it in the middle it was put on hold, as Bank was closed for Government Holidays. So due to holidays there was a bit delay but i got the promised loan amount sanctioned. Interest rates are reasonably fine.
My savings account is with HDFC bank from last 3 years, it was a good experience so far and i did not face any issues with this bank. Customer support is fine with this bank and their response is on time. A minimum balance of Rs 50000 has to be maintained in this account.
My savings account is with SBI from more than 15 years, it was a good experience so far and i did not face any issues with this bank. Customer service is fine with this bank and their response is on time. I use net banking services for all my transactions with this bank.
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