Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Meerut Credit Cards

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Paperless approval option available
    0
    Response Time Within 30 minutes
    3000
    Response Time Within 30 minutes
    1000
    Response Time Within 30 minutes
    Instant Decision
    0
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    0
    Response Time Within 30 minutes
    9999
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    499
    Response Time Within 30 minutes
    Paperless approval option available
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    Compare, check your eligibility and apply for credit cards online.

    Meerut Credit Cards Reviews

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    Meerut Credit Cards is Rated as "Great!" by 32 Users

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    Looking for a Credit Card in Meerut? Compare various Credit Card offers online at BankBazaar.com for Meerut city

    Meerut is considered to be one of the most important cities in Western Uttar Pradesh and its the second largest city in the National Capital Region. In fact its only about 70 kms from away from New Delhi, which adds to its geographical importance. Meerut is an old city, which has held its significance through centuries but it has only gone from strength to strength in recent times. So much so that it is considered to be 63rd fastest growing urban regions in the world. That in itself says a lot about the city that is situated between big rivers; Ganges and Yamuna. This is the reason why the city is known for its early settlements as well and a thriving economy that has been boosted by industrial development over the years.

    Meerut is known for its sports goods industry, which is the biggest in the country; no two ways about it. But thats not all; there are many other big and small companies that are being set up here. The surroundings are supposed to be conducive for industrial development and with the government taking all the effort to promote enterprises, the economy has taken off. The infrastructure in the city today is top notch as it is well connected to Delhi, Agra and other important cities in North India. Hence the population of over 3.5 million in the area is experiencing a lifestyle like never before. The economic development is also visible in the way the city has shaped up with many new malls and entertainment avenues opening up for the locals.
    If you want to make the most of your opportunities in Meerut then you might want to consider getting a credit card for your requirements. Credit cards have become popular all over the country because they bring many things, right from electronic appliances to clothes, within your means. Importantly, next time you venture out shopping or to a fine dining restaurant to have a nice time, you wont have to carry your cash with you. You can make your payments through your credit card and repay them over a certain period of time. Thats the reason many living in the city are looking for Meerut Credit Card options and BankBazaar.com is here to help them out. We realize that you might not find the time to look at all the credit card offers that are going around in the market. Several credit card companies and banks tend to offer many different types of cards after all. But you will be pleased to find that BankBazaar.com has brought them all under one roof for you. We work with all the biggest banks and credit card companies in the country, which is why there will be no dearth of Meerut Credit Card options for you. You can apply for a credit card from ICICI Bank, HDFC Bank, Axis Bank, IndusInd Bank, Citibank or American Express Corporation on our website Bankbazaar.com. Based on your eligibility, the best offer will be provided for you. There are different features that each of these cards possess, and they tend to vary ever so slightly. We will give you detailed information about these features and their highlights so that you can pick the right card for your needs.

    Get BankBazaar advantage when looking for credit cards

    • The Indian credit card scenario is overwhelming now with as many cards in the market as card providers. Picking out the right card for use therefore needs adequate research and comparison on the applicants part. Bankbazaar makes this easier with its state-of-the-art card search/ comparison tools and implements. Finding a low-rate credit card, evaluating card features and applying for one is a pleasurable experience from here.
    • Besides, Bankbazaar does not charge any fee for its service and ensures that 100% neutral assistance is offered to all patrons.
    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • To get started you fill out a simple form that will establish your eligibility. Based on that you will get credit card offers from the best credit card companies out there today. Thus you wont have to run from pillar to post to look for these offers as BankBazaar.com brings them to you.
    • You can then go through these offers and compare them based on several features like finance charges, credit limit, cash withdrawal limit, charges on it etc. Once you have compared these factors you will have a good idea about the credit card option that is most suited to your requirements and brings you the best deal.
    • Bankbazaar.com makes it possible for you to make your credit card application online. It will save you time and hassle, while we offer you relevant information at frequent intervals.
    • You wont have to worry about your personal information as we guarantee that its secure with us.

    How to get Meerut Credit Card on BankBazaar.com in 3 simple steps?

    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.

    FAQs
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
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