Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Lucknow Credit Cards

    We found 52 Lucknow Credit Cards

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    1st Year Fee
    Rewards
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    0
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    Rs.750 Amazon voucher free Ad Paperless approval option available
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    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    0
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    Rs.750 Amazon voucher free
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    899
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    Rs.750 Amazon voucher free
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    9999
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free
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    10000
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    Rs.750 Amazon voucher free
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    2500
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    0
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free
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    2500
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
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    3000
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    Rs.750 Amazon voucher free
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  • Lucknow Credit Cards Reviews

    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I got life time free credit card with HDFC bank. I am happy with the credit limit offered by the bank because it is much enough as per my usage. Moreover, the rate of interest is average and there is no constrains with them. I am quite satisfied with my credit card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 04, 2017
    • Bank Bazaar Customer Support
      "Great"
      0.5 4.0/5 "Great!"
      Its very good for any one and less time taken here we can left for paper work and saves our time . so for my point of view its more comfortable than any of the offline work. and it is also comfortable for every employee One can check their eligibility easily.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 05, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me decent credit limit on my credit card. There are no charges and I am happy with the offers they keep providing. I also get updated instantly on my transactions and the statements are clear and on time. It is good till date and hassle free.
      Was this review helpful? 0
      , lucknow
      Reviewed on Apr 01, 2017
    • HDFC Bank Credit Card
      "Useful card"
      0.5 1.0/5 "Really Bad"
      HDFC banking service is better with credit card. I am using Hdfc credit card for past 6 months. Hdfc waived off my rate of interest upto 1% to 1.5% as a gesture of good will. Here, I get good reward points and cash back with this premium and platinum card.
      Was this review helpful? 1
      , lucknow
      Reviewed on Mar 25, 2017
    • ICICI Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I also bank for a credit card account with ICICI Bank. The offers they provide are nice and the points could also be redeemed easily. There are various options for the same. The customer services is good and they are responsive when I approach them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 20, 2017
    • HDFC Bank Credit Card
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      For past six years, I am using visa signature credit card with HDFC Bank. Credit limit is enough for my usage, so it is not required to upgrade my credit limit. I have enough reward points on my card, but I do not know how to redeem those reward points. Even, I got cash back offers.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 20, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank provides the best of offers on the credit card .They provide so many offers and the reward points redemption scheme is excellent.I could convert those reward points only in selected stores.Its chargeable card yearly 400 but i do the transaction of 30k to 40 in a year it will become life time free card. Credit limit they have offered me is 75k.
      Was this review helpful? 2
      , lucknow
      Reviewed on Mar 06, 2017
    • review Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am fully satisfied with SBI as they are providing a standard service to the customers based on their requirements. The customer service is excellent and appreciable. They are sending proper notification on my due date and their rate of interest and other charges are nominal.
      Was this review helpful? 0
      , lucknow
      Reviewed on Mar 03, 2017
    • HDFC Bank Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      Having been a customer of HDFC Bank for 3 years. Whenever I contacted them for any queries, they are very prompt in responding. HDFC provides very good offers, I normally do online shopping with my HDFC credit card, So I used receive good offers based on my transactions.
      Was this review helpful? 0
      , lucknow
      Reviewed on Feb 22, 2017
    • HDFC Bank Credit Card
      "Good To Hold"
      0.5 5.0/5 "Blown Away!"
      I am holding credit card with HDFC Bank, It is life time free card. I am happy with Reward points, cash back offers and all. I am using this credit card for past 4 years, they gradually upgrade my credit limit. Transparent process, no hidden charges. They charging Late payment fees, But I didn't make it.
      Was this review helpful? 0
      , lucknow
      Reviewed on Feb 18, 2017
    • Citibank Credit Card
      "Go for it "
      0.5 5.0/5 "Blown Away!"
      The most impressive part is the cash back and discounts. For instance, when ever we use CITI Bank credit card we get cash back instantly where as other banks we have to wait to get the cash back. Name of the CITI Bank credit card is Rewards card and I am holding this card for about 1.5 years. If some one is looking out for a card bettor go for CITI Bank,
      Was this review helpful? 3
      , lucknow
      Reviewed on Jan 16, 2017
    • ICICI Bank Credit Card
      "Can be better when it comes to cash back"
      0.5 3.0/5 "Satisfactory"
      Love to hold a credit card of ICICI Bank the interest rate and the offers are very good. but the processing fee is not good because if one is getting 10% cash back at amazon if we will get cash back within a week . The processing of transaction when it comes to cash back is not good and they took around minimum one month time to get the cash back.
      Was this review helpful? 2
      , lucknow
      Reviewed on Jan 16, 2017
    • HDFC Bank Credit Card
      "Very good credit card "
      0.5 5.0/5 "Blown Away!"
      Customer service of HDFC Bank is very good, the rate of interest is very high. It would be great if they waive off the processing fee HDFC Bank. I am holding a card of some other bank they are charging high and they have to work on the rates . the interesting part about the card is the offers what they are providing on their card. Especially when it comes to the offers on their online portal like flipkart and amazon.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jan 16, 2017
    • Bank Bazaar Customer Support
      "Amazing & Quick"
      0.5 4.5/5 "Excellent!"
      Love the way it does the registration process and the query is good enough and very clear. I just found bankbazaar very useful. Great way to know about the best suitable cards as per your need. It actually refines the best suited card for you. So I recommend bankbazaar to all.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 15, 2016
    • Bank Bazaar Customer Support
      "Credit card"
      0.5 3.5/5 "Pretty good"
      Good services and support. Hope I will get the same in future as well. Will suggest other people also and will explain about benefits advantages. It was a real pleasure for me to get the card. and I will ensure will pay the amount on time and there will be no delay in paying amount.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 05, 2016
    • HDFC Bank Credit Card
      "Transparent in details"
      0.5 4.0/5 "Great!"
      I get nice features on the credit card from HDFC Bank. The offers they provide are good and it is useful to me as I get cash back on it. The points are also useful when redeemed on fuel and online shopping. The limit is to my expectations and they are transparent in details.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 01, 2016
    • Bank Bazaar Customer Support
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      It was a nice experience with Bankbazaar as they were helpful in contacting me and also connecting me to the banks. They gave me offers which suited me and also provided suggestions as well. I like the website, it is very useful to every customer.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 01, 2016
    • IndusInd Bank Credit Card
      "Not Recommendable"
      0.5 1.0/5 "Really Bad"
      Indusind Bank has not been professional in the services. I had applied for a credit card and it was a complete zero response from them. They did not contact me or show a acknowledgement to my application. I would surely not want to recommend them.
      Was this review helpful? 4
      , lucknow
      Reviewed on Dec 01, 2016
    • Bank Bazaar Customer Support
      "ALL ROOF UNDER THE UMBRELLA or I Just ALL BANK SERVICE IN A"
      0.5 5.0/5 "Blown Away!"
      Honourale Sir / Mam , Which respect i just say only A WORD....... EVERY THING UNDER A ROOF. Handsof to EveryOne of your Organisation. Who has made NOT ONLY BENEFIT OF A THINGS Like 1- NO waste OF TIME, 2 - NO PAPAER WORK So that beneficial for our Emvirnment & etc... Tahseem
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 08, 2016
    • Bank Bazaar Customer Support
      "Good experience"
      0.5 4.5/5 "Excellent!"
      Hope process goes faster as I expect....also bank bazaar is a reputed brand as it is working since when it started its operation and helpful executive.i am using this company for the first time and hope to join as long as the company stands.the whole process of bank bazaar is very easy rather than others.everyone should take help from the bank bazaar.com.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 07, 2016
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    Lucknow Credit Cards is Rated as "Excellent!" by 185 Users

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    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Looking for a Credit Card in Lucknow? Compare various Credit Card offers online at BankBazaar.com for Lucknow city

    Lucknow is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city. It went through a major transition in the last couple of centuries, becoming a place renowned for its art and culture. And that reputation has been maintained by the city and its inhabitants even today. Situated on the banks of river Gomati, the capital city of Uttar Pradesh, is also quite modern in many regards and is home to several stunning parks that have been built around here. They add to the landscape of the place that boasts of iconic landmarks like Bada Imambara and Chotta Imambara. Being the capital of the most densely populated state in the country, its expected that there are a large number of people living here. Its population today is over six million, making it the 11th largest city in the country. It has grown in significance not only commercially but politically as well because the state sends maximum number of MPs to the parliament today. A lot has changed in the city over the years with many big companies making their presence felt here. They have added to the economic development of the locals and migrants who are coming here from different parts of the country in large numbers. Given that there are many educational institutes of repute in the city as well, there is a large student population that makes the local scene quite an interesting mix.
    An increasing number of people living in Lucknow have understood the benefits of credit cards today. Not only can you get respite from carrying cash around with you, its also possible to look after your urgent financial needs with the help of credit cards. If you want to pay off a debt or look after a medical emergency in the family then you can use your credit card to make sure these responsibilities are taken care of. BankBazaar.com brings to you several reliable Lucknow Credit Card options so that you dont have to go through the hassle and effort of looking for best offers available in the market. We understand that you dont have the time of the day to go through each and every offer that is available to you. It often leads to people missing out on credit card offers that might suit their needs to perfection. There are those who end up making rash decisions when getting a credit card and end up regretting that later. Bankbazaar.com assures you that it wont happen in your case. You will be able to go through Lucknow Credit Card options online, which will save you time. Whats more, you will learn more about their unique features that are important when choosing one credit card over the other. You can rely on us to help you make the best decision for your long term future.

    Get BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • To get started you fill out a simple form that will establish your eligibility. Based on that you will get credit card offers from the best credit card companies out there today. Thus you wont have to run from pillar to post to look for these offers as BankBazaar.com brings them to you.
    • You can then go through these offers and compare them based on several features like finance charges, credit limit, cash withdrawal limit, charges on it etc. Once you have compared these factors you will have a good idea about the credit card option that is most suited to your requirements and brings you the best deal.
    • Bankbazaar.com makes it possible for you to make your credit card application online. It will save you time and hassle, while we offer you relevant information at frequent intervals.
    • You wont have to worry about your personal information as we guarantee that its secure with us.

    How to get Lucknow Credit Card on BankBazaar.com in 3 simple steps?

    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.

    FAQs

    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.
    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history
    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.
    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.
    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.
    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.
    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.
    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.
    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.
    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).
    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.
    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.
    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:
      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
    Check For Latest: Gold Price in Lucknow Or Silver Price in Lucknow
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