Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 58 Lucknow Credit Cards
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  • Lucknow Credit Cards is Rated as "Excellent!" by 274 Users

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    Lucknow Credit Cards

    Looking for a Credit Card in Lucknow? Compare various Credit Card offers online at BankBazaar.com for Lucknow city

    Lucknow is a historic city in the heart of North India, which has held its traditional importance till date. The city was home to Nawab rulers who brought about major changes in the structure and social fabric of the city. It went through a major transition in the last couple of centuries, becoming a place renowned for its art and culture. And that reputation has been maintained by the city and its inhabitants even today. Situated on the banks of river Gomati, the capital city of Uttar Pradesh, is also quite modern in many regards and is home to several stunning parks that have been built around here. They add to the landscape of the place that boasts of iconic landmarks like Bada Imambara and Chotta Imambara. Being the capital of the most densely populated state in the country, its expected that there are a large number of people living here. Its population today is over six million, making it the 11th largest city in the country. It has grown in significance not only commercially but politically as well because the state sends maximum number of MPs to the parliament today. A lot has changed in the city over the years with many big companies making their presence felt here. They have added to the economic development of the locals and migrants who are coming here from different parts of the country in large numbers. Given that there are many educational institutes of repute in the city as well, there is a large student population that makes the local scene quite an interesting mix.
    An increasing number of people living in Lucknow have understood the benefits of credit cards today. Not only can you get respite from carrying cash around with you, its also possible to look after your urgent financial needs with the help of credit cards. If you want to pay off a debt or look after a medical emergency in the family then you can use your credit card to make sure these responsibilities are taken care of. BankBazaar.com brings to you several reliable Lucknow Credit Card options so that you dont have to go through the hassle and effort of looking for best offers available in the market. We understand that you dont have the time of the day to go through each and every offer that is available to you. It often leads to people missing out on credit card offers that might suit their needs to perfection. There are those who end up making rash decisions when getting a credit card and end up regretting that later. Bankbazaar.com assures you that it wont happen in your case. You will be able to go through Lucknow Credit Card options online, which will save you time. Whats more, you will learn more about their unique features that are important when choosing one credit card over the other. You can rely on us to help you make the best decision for your long term future.

    Get BankBazaar advantage when looking for credit cards

    • BankBazaar.com can help you get the best options if you are looking for credit cards in the city. We have a strong network of credit card companies and banks we work with so that you dont have to do the leg work of looking for offers available in the market. Here are some of the major credit card companies we work with
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • To get started you fill out a simple form that will establish your eligibility. Based on that you will get credit card offers from the best credit card companies out there today. Thus you wont have to run from pillar to post to look for these offers as BankBazaar.com brings them to you.
    • You can then go through these offers and compare them based on several features like finance charges, credit limit, cash withdrawal limit, charges on it etc. Once you have compared these factors you will have a good idea about the credit card option that is most suited to your requirements and brings you the best deal.
    • Bankbazaar.com makes it possible for you to make your credit card application online. It will save you time and hassle, while we offer you relevant information at frequent intervals.
    • You wont have to worry about your personal information as we guarantee that its secure with us.

    How to get Lucknow Credit Card on BankBazaar.com in 3 simple steps?

    • Fill up the e-form to initiate search for card offers
    • Compare card offers from our partner financial institutions
    • Apply for your credit card right from here
    • Privacy: Your application is sent only to the card provider you choose, and is never shared with anyone else.
    • BankBazaar.com will update you on your credit card application status via email & SMS alerts.

    FAQs

    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.
    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history
    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.
    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.
    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.
    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.
    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.
    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.
    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.
    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).
    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.
    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.
    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:
      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards Charges

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various productsSave on fuel spends
    Check For Latest: Gold Price in Lucknow Or Silver Price in Lucknow

    Lucknow Credit Cards Reviews

    • HDFC Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had a applied for a credit card with HDFC through online channel. It was a good experience and they offered me REGALIA card. They have fulfilled my expectations on the credit limit. I have not checked for reward points. It is used for online shopping purpose. I will make the payment through net banking.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 12, 2017
    • Bank Bazaar Credit Card
      "Good website"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is a good website and very easy to apply for a loan and credit card. It is easily accessible. The customer service and response was pretty good. I am using the website for a long time. The online portal was user friendly. Overall it was good.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 12, 2017
    • Bank Bazaar Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 2-3 years, the services provided by bankbazaar is good when compared to all other banking websites. It was a good experience with bankbazaar so far. Customer service was good and their response was prompt. The website is easy to navigate and is easy to use.
      Was this review helpful? 3
      , lucknow
      Reviewed on Dec 09, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      My experience with SBI credit card was not up to the mark, i received a call from the third party customer service and they said they are calling from SBI , they were giving some good offers and it was told that this will be lifetime free credit card and the amount of Rs 8320 was debited from my account. I have also filed an FIR but there was no response till now. I received my credit card within 8-10 days. I have a credit limit of Rs 50000 is less when compared to all other credit cards. I get offers on this credit card but i am not able to avail the offer.
      Was this review helpful? 2
      , lucknow
      Reviewed on Dec 09, 2017
    • Bank Bazaar Credit Card
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The communication part was great with bank bazaar team and the support which bank bazaar gave was awesome. I know bank bazaar for more than a year time. The customer support is good with bank bazaar team and they gave immediate response in regards to my credit card application.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 04, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      The SBI service was very good in regards to my credit card application. They have taken more than a month time to disburse my credit card. The time taken was higher than normal but I am satisfied with the credit limit. The rate of interest and the charge are average with this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 04, 2017
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar so far, they provide good services when compared to all other banking websites. I know bankbazaar from last 2 years. Customer service from bankbazaar was good and they responded on time. I often receive mails from bankbazaar regarding any offers. I am using the bankbazaar website, it is easy to access and is user friendly.
      Was this review helpful? 2
      , lucknow
      Reviewed on Nov 29, 2017
    • HDFC Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card from last 2 years, the services provided n HDFC credit card is good when compared to other credit cards. They did not charge any annual fee at the time of getting this credit card. I get good offers like cash back and reward points. I use net banking services for all my payments. I use this credit card for shopping and the credit limit is satisfactory.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 29, 2017
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have applied for the credit card through online portal, my credit card application was approved with SBI cards and it was a good experience. I have a credit limit of Rs 50000 which is less when compared to other banks. I received my credit card within 7-10 days which is a normal time. An annual fee of Rs 499 has to be paid every year for this credit card. I get message alerts regarding offers and i use this credit card mainly for filling diesel.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 29, 2017
    • Bank Bazaar Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have had a good experience with Bankbazaar. Their Website is a pretty easy one to use and I have been using it for the past 6-7 months. I was able to check my Credit score with them pretty easily. They got me a Credit Card and the whole process was short.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 27, 2017
    • SBI Cards Credit Card
      "Good Credit Limit"
      0.5 5.0/5 "Blown Away!"
      The experience with SBI has been pretty good.. They have given me a credit limit of Rs.49000, but I wanted the limit to be a little more than this. So as of now I have applied for one more with the same Bank. I am getting reward point for all my purchases. I am making my payment through online.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 27, 2017
    • HDFC Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with HDFC bank and have a limit of 1lakh on the car and 50K in cash. I am very satisfied with the limit on the card. I get a good usage from the limit. They also have a lot of good offers on the card that i benefit from. There has been no issues with the billing with them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 27, 2017
    • Bank Bazaar Credit Card
      "Good service and website"
      0.5 4.0/5 "Great!"
      This is the first time that i have used the Bankbazaae website and the experience with them was good. I received immediate calls from them and they provided a good service and response. I am very satisfied with the website as well as the customer executive service.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 27, 2017
    • SBI Cards Credit Card
      "Not satisfied and disappointed"
      0.5 1.0/5 "Really Bad"
      I have taken a credit card with State Bank Of India and the i am not happy with the card. I have a limit of 50k on the card and 5K in cash which is a very low amount from what i was informed that would be provided. it was on time. They promised a better limit initially.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 27, 2017
    • Bank Bazaar Credit Card
      "Best service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar provides good services on financial products when compared to all other sources in the market. It was a good experience with bankbazaar so far, i know bankbazaar.com from last 2-3 years.Customer service was good and their response was prompt. I am using the mobile application, it is easy to access and is user friendly. I also check my credit score in this app.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 27, 2017
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have applied for the credit card through online portal, my credit card application was approved with SBI cards and my experience was quite good. I have a credit limit of Rs 48000 which is less when compared to other banks. I received my credit card within a month and it was delayed. Documents were collected door step, customer service and their response was good. An annual fee of Rs 499 has to be paid every year. I did not get any offers so far and i use this credit card for general purpose.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 27, 2017
    • Bank Bazaar Credit Card
      "Excellent service "
      0.5 5.0/5 "Blown Away!"
      Excellent service for credit cards... I never have been get such excellent service from any website thank you so much My experience was excellent with Bank bazaar. The customer service and responses was up to the mark. I have not faced any inconvenience with the service here. The executive were very helpful and the application process was very quick. The website is also very informative and easy to access so i would like to recommend to others.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 25, 2017
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My experience with bankbazaar was good so far, they provide very good services when compared to all other sources in the market.I know bankbazaar.com from last 2 years. Customer service was good and their response was prompt. I am using the bankbazaar mobile application, it is easy to access and is user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 25, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have applied for the credit card through online portal, my credit card application was approved with SBI cards and my experience was good. The process was quite slow, it took 25 days to receive my credit card. Document verification took so long to complete. I have a credit limit of Rs 50000 and i expected more. I get offers like reward points on this credit card. Annual fee of Rs 499 has to be paid every year for this credit card. Customer service and their response was good. I use this credit card mainly for shopping purpose.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 25, 2017
    • SBI Cards Credit Card
      "Platinum credit card"
      0.5 4.0/5 "Great!"
      I am using a platinum credit card with State bank of India.I have reward points with my credit card. I have redeemed my points in fact i got cash back with my reward points. For the past one year i am using this account. The customer service is bad. The annual charge is 500 rupees.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 22, 2017
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