Why BankBazaar Loan?
  • Compare multiple bank offers
  • Apply Online for Lowest Rates
  • Get e-approval instantly
 Loan Ratings
4.0 / 5.0 by 4830 users

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

 Loan Reviews

"I like ICICI Bank customer service and instant response. But i feel when compared with other bank ICICI Bank rate of interest was pretty high and they have promised me to offer 4.5 lakhs but i got only 2 lakhs and their was a difference on tenure also, apart from that i had good experience with ICICI Bank . "

Bharat Paudel, Pune
More Reviews
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What is a Loan?

A Loan is a transaction where the lender gives money to the borrower, to be paid back with interest in EMI's.

Types of Loans

Personal Loan, Home Loan, Car Loan, Loan against property, Gold loan, etc are various types of loans available in India.

How Bankbazaar helps you get a loan?

Bankbazaar helps you compare & apply real time loan rates & other fees from various banks.
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Compare Loan Offers. Apply Online and Save Thousands of Rupees.

We've identified the lowest interest rate quotes for your profile with great savings.

Rates & special offers displayed below are accurate & applicable ONLY for applications made on BankBazaar.com

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Loan Overview

Loan 4.0 / 5.0 by 4830 users     Used this product? Write a review »
Low interest rate Loan offers.

Looking for a Loan in India? Compare Personal Loan, Home Loan and Car Loan offers online at BankBazaar.com for India.

We can help you find the right loan deals in India. We work with major banks & financial institutes like HDFC Bank & Fullerton India who offer great personal loan deals at low interest rates with fast & simple online approval process. For Home Loans we work with HDFC Ltd, Axis Bank, ICICI Bank & others to get you the best home loan interest rates. To help you buy your dream car in India we work with Axis Bank and HDFC Bank to get you the best car loan interest rates.

Why Apply for a Loan on BankBazaar.com?
  • One stop shop for multiple products: Get best loan offers for personal loans, home loans and car loans at BankBazaar.com.
  • Lowest interest rates: We have coordinated with HDFC Bank, Fullerton, HDFC Ltd, Axis Bank & ICICI Bank to get you the lowest Personal Loan interest rates, Home Loan interest rates and Car Loan interest rates in India.
  • Instant Quotes: Get Loan quotes customized to your profile online instantly by filling in the form above.
  • Simple Online Comparison: Compare Loan offers on the basis of interest rate, EMI, processing fees & customer satisfaction.
  • Transparency: Aimed at helping you make the right choice, we provide objective and transparent information about your loan options.
  • Privacy: Your application is sent only to the lender you choose, and is never shared with anyone else.
  • Trust: Top private banks in India like HDFC Bank, ICICI Bank and Axis Bank uses BankBazaar.com-powered technology to give thier customers the best Loan experience on their websites. www.hdfcbanksmartapply.com, https://www.hdfcinstanthomeloans.com/home-loan/compare-interest-rates.html, https://loans.axisbank.com/ and https://loans.icicibank.com/
How to get a Loan in India on BankBazaar.com
  • Eligibility Calculator: Fill the form above to instantly get customized Loan quotes that you are eligible for.
  • Compare Loan offers: Compare customized Personal Loans, Home Loans and Car Loan offers in India from various banks based on your eligibility criteria and apply online for the one you like.
  • Your application will be sent electronically to the lender you chose. The lender will contact you within one day.
  • BankBazaar.com will update you on your loan application status via email & SMS alerts.

Loan FAQs

  1. What are the interest rates for Loans?
    Each bank will have different Interest rates. Interest rates will also vary depending on each individual’s eligibility criteria’s. Typically Interest rates start at 12% and can go up to 28%.

  2. How much money am I eligible for?
    You can borrow as much as you can repay. This in banking terms would mean a Loan that has an EMI that does not exceed 40% of your monthly take home income, where the EMIs for existing loans are also deducted.
    For self-employed applicants, profit is the benchmark that determines loan value. The longer the time frame for repaying the loan the lower the EMI and this also means you can opt for a larger loan amount. The loan amount you are eligible for is also dependent on other factors like the company you are employed with, the location of your residence and your credit history.

  3. Can I have a co-applicant for a Loan?
    Yes, you can opt for a co-applicant. This can help you increase the loan amount you are eligible for as the income of the co-applicant is also taken into consideration.

  4. What is credit history? How does a financial institution check on my credit history?
    A credit history is basically a record of your past repayments of loans and credit card bills. Also, there is a central bank of data available with the Credit Bureau of India Limited (CIBIL), where data from all the banks on existing loans and their repayment patterns of their customers are accumulated. Before approving your loan a financial institution always checks with CIBIL on your loan repayment track record.

  5. How can I compare quotes from multiple banks?
    One of the easiest ways to do this is to compare online. Find your Loan at BankBazaar.com to gain instant access to the best quotes from various lenders.

  6. What does prepayment charge mean? Does it matter while comparing loans?
    A Loan is repaid to the lender within a fixed time frame, which is usually 1 to 5 years. In case you want to clear the loan payment earlier than the agreed time frame, the bank levies a prepayment penalty charge. This could be up to 5% of the outstanding loan amount but can vary according to the bank and the credit profile of the borrower. Make sure the interest saved by pre-paying exceeds the prepayment fee paid. This is one of the factors to keep in mind while comparing loans.

  7. What is the difference between a fixed interest rate and floating interest rate?
    A fixed interest rate remains constant throughout the loan tenure regardless of the market conditions whereas a floating interest rate can decrease or increase depending on market fluctuations. For instance, it increases when RBI hikes up short term interest rates. Banks usually quote the floating rate loans as their index rate (prime lending rate) plus or minus x%. Banks usually increase or decrease their prime lending rate when the RBI increases or decreases short term interest rates.

  8. Does Bank Bazaar charge me for its services?
    BankBazaar’s services come to you free of charge.

  9. How will the security and privacy of my data be ensured?
    BankBazaar will never share your data with any third party other than the financial institution that you decide to apply to. Our sound technology practices ensure a highly secure environment for all your data.

Loan Eligibility & Documentation

Check Loans offers online

Loan Eligibility: You are eligible for a loan if you are:
  • Salaried individual
  • Self employed individual
  • Self employed professional like doctor, lawyer, etc.
  • Aged above 18 years
  • Have a good CIBIL credit score
  • Good repayment capacity with fixed & stable income source
  • Overall banks rating for the company you work for
  • Try our Personal Loan eligibility Calculator to check how much loan amount you are eligible for.

Loan documentation: loan documentation process is minimal and generally banks require the following document:
  • Identity proof (Pan card, Passport, etc.)
  • 3 to 6 months bank statement (if salaried then bank statement of your salary account)
  • Residence proof (rent agreement, property document, ration card, etc)
  • Salary Slips
  • In case of self-employed banks require balance sheets, profit & loss account, partnership deed & other documents etc.

Loan Interest RatesUpdated on 24 April 2014

Details of Loan

Personal Loan Interest Rate.(Monthly reducing balance)
14.25% to 49% fixed. Check Customized Interest Rates Now!
Processing Fees
1% to 5% of loan amount
Personal Loan Tenure
1 year to 5 years
Personal Loan Amount
Rs. 1 lakh to Rs. 20 lakhs
Pre-closure Charges
4% of pre-closed amount
Guarantor Requirement
No guarantor required

Details of Home Loan

Home Loan Interest Rate.(Monthly reducing balance)
10.5% to 14.25% floating. Check Customized Interest Rates Now!
Processing Fees
0.5% to 1% of loan amount
Home Loan Tenure
1 year to 20 years
Home Loan Amount Funded
Up to 85% of property value
Pre-payment Charges
0% to 2% of amount being prepaid
Pre-closure Charges
0% to 2% of amount being preclosed
Guarantor Requirement
No guarantor required

Details of Car Loan

Car Loan Interest Rate.(Monthly reducing balance)
10.50% to 14.25% floating. Check Customized Interest Rates Now!
Processing Fees
Up to Rs. 3,650
Car Loan Tenure
1 year to 5 years
Pre-closure Charges
3% to 6% of foreclosed amount
Car Loan Amount
Varies based on car model. Up to 100% financing for pre-approved customers.
Guarantor Requirement
No guarantor required

Loan Articles

  • Document Checklist for Personal Loans!!!
    A personal loan is by nature an unsecured credit that is provided to an individual based on his personal capability of repayment. The process is extremely simple and fast provided that the requisite documents are in order when applying for the loan.
  • What happens after a personal loan is disbursed?
    The ease and simplicity associated with the personal loan along with no restrictions on the end usage makes it extremely popular option to raise funds when there is an urgent need. There are many doubts in the minds of applicants regarding the post disbursal procedure involved in a personal loan
  • When should one apply for a personal loan?
    One should opt for a personal loan only when all other means of availing funds have been exhausted and the need is pressing and situational. Taking a personal loan when the need is not justifiable or other means are available creates tremendous amount financial complications at a later stage.
  • Have more questions on loans? Ask us now!
    GATEWAY_PL_ARTICLE5_SUMMARY
  • All about home improvement loans!
    Most people who buy a home through a home loan are often left with little cash to carry out any further improvements in the house as per their requirements. Some opt for personal loans in order to make good this requirement.
  • Essentials before you take a home loan!
    Every financial institution which deals in home loans has a specified set of requirements which are to be met by a borrower. When a borrower is found to be eligible for the loan, only then he is granted the amount applied for.
  • Home loan document checklist for self-employed!
    Getting a home loan approval can be a long and tiresome process especially if you are a self-employed professional or business owner. This is because many banks doubt business men for job continuity, as they are free to quit their jobs at any time. 
  • Have more questions on loans? Ask us now!
    GATEWAY_HL_ARTICLE5_SUMMARY
  • Options for financing education abroad
    Studying abroad is expensive and at times the cost can be as high as six times that of the cost in India and hence planning needs to be done to ensure that sufficient funds are at disposal when needed. This is essential because to apply for the student visa, you need to show proof of funds sufficient to cover at least the first year of education.
  • Some basic facts about educational loans
    A ray of hope is seen with the availability of educational loans from various banks, which can fund an individual’s higher education. As these loans are not one of the ‘mainstream’ loans such as home loans or personal loans, people are hesitant or mostly unaware of such options. Here are answers to some generic queries that rise in regards to educational loans.
  • Education loans set to become more attractive!
    Typically interest rate on the education loan starts accumulating as soon as the course is over. Since interest during the moratorium period will be paid by the government, EMI for the borrower is set to fall. This will reduce pressure on his/her cash flows.
  • Education loan amount is to be correlated to repayment capacity
    According to a recent press report the revised education loan scheme implemented on all banks will make disbursal based on the repayment potential of the borrower. The education loans are not going to be offered based on the parental income or family wealth of the borrower which will be the decisive factor.
  • How to get a car loan faster!
    Getting a car loan is not supposed to be a Herculean task where the customer runs from pillar to post trying to negotiate a good deal and securing approval of the financing company.
  • Luxury car loans in India!
    The key to pushing up sales in this segment lies in creating unbeatable financing schemes that will lure the prospective customer from mid segment to luxury cars.
  • What is the application process for a car loan?!
    Applying for a car loan is relatively simpler as compared to a home loan primarily because the amount involved is less and the documents needed are much simpler to obtain.
  • Have more questions on loans? Ask us now!
    GATEWAY_CL_ARTICLE5_SUMMARY

Loan Forum

  Loan Reviews
Customer Reviews
Page 1 of 50 1 2 3 4 5
  • Fabulous job
    /images/customer_review/default-unknown-person.png
    BHARAT PAUDEL, pune
    Yes, I recommend this bank.
    ICICI BANK Personal Loan
    4.0/5
    (0)

    I like ICICI Bank customer service and instant response. But i feel when compared with other bank ICICI Bank rate of interest was pretty high and they have promised me to offer 4.5 lakhs but i got only 2 lakhs and their was a difference on tenure also, apart from that i had good experience with ICICI Bank .

    Was this review helpful? Yes

    Thank you for your vote

    Thanks, you've already rated this review

    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Personal Loan from ICICI BANK Reviewed on
  • BEST EVER CREDIT CARD
    /images/customer_review/default-unknown-person.png
    Dominic Prabu A, chennai
    Yes, I recommend this bank.
    CITIBANK Credit Card
    5.0/5
    (2)

    Im holding citi,hdfc,standard charted,icici,sbi,axis,hsbc credit cards . Best ever is CITI and other cards were also ok in the given order. CITI Indian Oil is very excellent for Particularly fuel. We can earn free fuel while using this card. CITI RWD is best for cash back.

    Was this review helpful? Yes

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Credit Card from CITIBANK Reviewed on
  • Avoid Miss-Communication
    /images/customer_review/default-unknown-person.png
    SATHIARAJ DHARMARAJ, chennai
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    5.0/5
    (1)

    HDFC Bank is very good in terms of doing credit card transactions. It is one card which is better for doing shopping and has easy payment options. Like other banks they also provide reward plans but it is very difficult to redeem the same as we have to visit the branch and submit the form for crediting the amount in our account.But in other banks they take up a request in customer care itself and it will be processed accordingly.HDFC Bank should be transparent and avoid misguiding the customers by giving wrong information about credit card charges.

    Was this review helpful? Yes

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK Reviewed on
  • Very Transparent
    /images/customer_review/default-unknown-person.png
    SATHIARAJ DHARMARAJ, chennai
    Yes, I recommend this bank.
    HDFC BANK Personal Loan
    5.0/5
    (0)

    HDFC Bank is a better option to apply for personal loan when compared with other banks, also the rate of interest are less . Executive who processed my loan was very co-operative and gave me a detailed information about the loan process. Their customer service is good and they disbursed my loan within 2 days which is a very good thing a bank can do."

    Was this review helpful? Yes

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Personal Loan from HDFC BANK Reviewed on
  • Longer time for disbursement
    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
    MUDUNURU ANIL VERMA, visakhapatnam
    Yes, I recommend this bank.
    HDFC BANK Personal Loan
    5.0/5
    (0)

    I took my personal loan from HDFC Bank and they processed my loan very quickly. There was a slight delay that happened because of documentation process but still I got a good response from them.Executive who came for document collection did not have good knowledge and kept on asking alternate set of documents. It would have been good if HDFC had given a detailed list of documents in the initial stage of the loan.

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    Promised Interest Rate
    Fees & Charges
    Customer Service
    Responsiveness
    took a Personal Loan from HDFC BANK Reviewed on
  • Expecting lot of offers on Credit Card
    /images/customer_review/default-unknown-person.png
    SAKTHEESHWARI KANTHALLU JEYAPRAKASH, bangalore
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    5.0/5
    (1)

    I am using HDFC Bank credit card for a long time. It is really good and they provided loan against credit card too with less rate of interest. HDFC Bank has lot of exiting offers on credit card like reward plans which is very useful and the same can be redeemed by purchasing gifts online.It will be good if HDFC Bank bring more offers on entertainments like other banks.

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    Fees & Charges
    Promised Interest Rate
    Customer Service
    Responsiveness
    took a Credit Card from HDFC BANK Reviewed on
  • Good Service
    /images/customer_review/default-unknown-person.png
    SAKTHEESHWARI KANTHALLU JEYAPRAKASH, bangalore
    Yes, I recommend this bank.
    HDFC BANK Personal Loan
    4.0/5
    (0)

    HDFC Bank is very good and I took a personal loan from them.They rendered prompt services and their rates were very normal when compared with other banks. HDFC Bank disbursed my loan within 1 week and the executive who processed my loan was very helpful and co-operative. They also did a wonderful follow up for my case by giving regular updates on my loan status.

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    Promised Interest Rate
    Fees & Charges
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    took a Personal Loan from HDFC BANK Reviewed on
  • Better Bank to Deal
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    SATHYADEVI TRICHY DAKSHNAMOORTHY, chennai
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    4.0/5
    (0)

    I have my credit card from HDFC Bank and so far i have not faced any problem using it. I have been using it for more than 2 years and it is a card that is accepted in all merchant outlets.Added advantage in HDFC Bank is we can convert the transactions into EMI and they also gave me a option to upgrade my card limit.I get regular alerts from HDFC Bank whenever a transaction is done and fees charged by the bank is very normal.

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    took a Credit Card from HDFC BANK Reviewed on
  • Process should be clearly communicated
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    SATHYADEVI TRICHY DAKSHNAMOORTHY, chennai
    Yes, I recommend this bank.
    HDFC BANK Personal Loan
    4.0/5
    (0)

    Processing Personal loan with HDFC Bank was fine but they gave false statement regarding my loan eligible amount. They did not fulfill the commitment that was given to me regarding the loan amount. HDFC Bank should be more transparent in conveying things to the customers. Good Things with HDFC Bank was they sent regular updates about the loan process/ status. My Overall experience was good with HDFC Bank.

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    took a Personal Loan from HDFC BANK Reviewed on
  • Fabulous job
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    VENKATESH P GOWDA, bangalore
    Yes, I recommend this bank.
    AXIS BANK Credit Card
    4.0/5
    (3)

    I have a saving account with AXIS Bank for past 6 year,so it was easy for me to opt a credit card from AXIS. I like their customer service and their benefits are good enough in terms of bonus and reward points,am happy to use AXIS Bank credit card.

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    took a Credit Card from AXIS BANK Reviewed on
  • Good experience
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    VENKATESH P GOWDA, bangalore
    Yes, I recommend this bank.
    STATE BANK OF INDIA Credit Card
    4.0/5
    (2)

    State Bank of India is very old nationalized bank, i have chosen sbi for their reasonable rate of interest,fees &charges are quite ok and even my friends and colleague's suggested to opt credit card from SBI.It was good experience to deal with SBI.

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    took a Credit Card from STATE BANK OF INDIA Reviewed on
  • Virtuous Service
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    ESAIKIAPPAN UDAYAKUMAR, chennai
    Yes, I recommend this bank.
    ICICI BANK Credit Card
    4.0/5
    (4)

    Till now i haven't faced any problem with ICICI Bank, i like ICICI bank for their net banking facility, prompt and quick service. ICICI Bank credit card is really useful to me when i go for shopping,immediately when i swipe i get my usage,balance,and outstanding details tats actually fine,apart form that i would say their online portal is quite complicated to handle otherwise overall am happy to deal with ICICI .

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    took a Credit Card from ICICI BANK Reviewed on
  • 'Good job'
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    ANOOP SRIVASTAVA, chandigarh
    Yes, I recommend this bank.
    HDFC LIMITED Home Loan
    5.0/5
    (1)

    HDFC LTD is one of the best bank in the market to opt home loan,though my friends suggested me i have opted loan from HDFC LTD. But initially i felt their response was not too good they asked me to provide triparty aggrement ,any how i managed and provide them all relevant documents otherwise am really happy that i got my home loan disbursal on time.

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    took a Home Loan from HDFC LIMITED Reviewed on
  • Overall good!!
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    ELISHA LAWRENCE, secunderabad
    Yes, I recommend this bank.
    AXIS BANK All products
    4.0/5
    (0)

    Axis Bank follow ups are good until loan is being sanctioned but I would not bother much because there was some delay from my side as well otherwise the delay was from Bank's end where the executive who was in touch with me had met with an accident and his phone was not reachable. Later I had to contact Bankbazaar to proceed. However I am happy with the services. Customer services from Bankbazaar was also good and prompt.

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    User has not used AXIS BANK Reviewed on
  • Fast Process
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    RAMA KRISHNA VENKATA SITA MOKA, bangalore
    Yes, I recommend this bank.
    HDFC BANK Personal Loan
    4.5/5
    (2)

    I took my personal loan from HDFC Bank,they very quickly assigned a agent to get my documents picked up and as per their promise they disbursed the loan with 3 working days which was an awesome job done. There was absolutely no delay that happened in loan processing. I took a top-up loan from them,they could have minimized the documentation process as am an existing customer. That was my only worry,otherwise everything was fine.

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    took a Personal Loan from HDFC BANK Reviewed on
  • Comfortable Loan Process
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    SUDHIR JOKHURAM RAJBHAR, mumbai
    Yes, I recommend this bank.
    HDFC BANK Personal Loan
    5.0/5
    (0)

    My experience with HDFC Bank was good,everything was done on time and process was quickly done. I got my loan disbursed within 5 days. Executive who was processing my loan was perfect and did his job correctly. It is better if HDFC Bank reduces the Rate of interest as it is very high than other banks

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    took a Personal Loan from HDFC BANK Reviewed on
  • Awesome Bank
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    SENTHIL SUDHARSHAN, bangalore
    Yes, I recommend this bank.
    STANDARD CHARTERED BANK Credit Card
    5.0/5
    (9)

    Standard Chattered provides pretty good services,I would really appreciate their process and online banking system. They provide good offers and best things is their reward/ cash back scheme. Redeeming the cash backs are very easy which can be done online itself and the vouchers are sent to our communication address with 2-3 days.

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    took a Credit Card from STANDARD CHARTERED BANK Reviewed on
  • Customer Service is fine
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    SENTHIL SUDHARSHAN, bangalore
    Yes, I recommend this bank.
    HDFC BANK Personal Loan
    4.0/5
    (0)

    It was good dealing with HDFC Bank for personal loan,but there was a slight delay from their end. They asked me for different documents which I felt it was irrelevant and even the disbursement team was not able to say when the loan would get disbursed. My suggestion is it will be good if HDFC Bank reduces the time that is taken for processing the and also the documentation part should be simplified.

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    took a Personal Loan from HDFC BANK Reviewed on
  • Verification should be simplified
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    SHEELA RAMAKRISHNAN, chennai
    Yes, I recommend this bank.
    HDFC BANK Personal Loan
    4.0/5
    (0)

    HDFC BANK was fast in processing my loan and disbursement happened very quickly. I was comfortable dealing with them except the verification part. They did not intimate me when they came for home verification and since the door was locked they marked the verification to be negative. If they had intimated earlier, i would have made some arrangement from my end. HDFC Bank is also good at follow ups. They did a regular follow up for my case and the loan process was completed on time "

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    took a Personal Loan from HDFC BANK Reviewed on
  • Better Bank
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    SURIAPRAKASH SIVALINGAM, kanchipuram
    Yes, I recommend this bank.
    HDFC BANK Credit Card
    4.0/5

    HDFC Bank credit card is good and i mainly use for purchases. Customer service is good and i receive good response from them but reaching them is quite difficult as the call doesn't get connected immediately and I have to wait for a long time. It will be good if they reduce the annual fees so that they can retain their customer and also can have more customers applying for credit card with them.

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    took a Credit Card from HDFC BANK Reviewed on
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