Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Loan on Citibank Credit Card

    Citibank is the customer section of banking and financial services international Citigroup. With two centuries’ worth banking experience, it has a strong presence in not only the big cities of the US like LA, Chicago, San Francisco and Boston but also in metros across the world. In fact 25 percent of the revenues come from Latin America and 20 percent from Asia.

    Along with providing standard banking deals and products like Citibank markets insurance, credit cards, loans and investment services, their online services division is cited as the most fruitful in the arena, which boasts of more than 1.5 crore users. Loans on credit card by Citibank is usually allowed to any Citibank credit card holder as per the terms and conditions specified by the bank.

    Citibank Credit Card Loan Features & Benefits:

    • The application and getting the cash is processed quickly.
    • Apart from getting a large amount of ready cash for nominal interests, the tenures too are flexible and can be scheduled as per your convenience.
    • Can instantly avail the loan via Citi Mobile app or Citibank Online.

    Eligibility Criteria for Loan on Citibank Credit Card

    • The applicant should have a Citibank Credit Card and should have been using it for the last one year.
    • The card member’s application will be accepted only if his/ her credit history falls in accordance with the bank’s prerequisites.
    • The loan sum is normally determined by the bank.

    How to Apply for Loan on Citibank Credit Card using Citi Mobile App

    • Step 1: Launch the app.
    • Step 2: Choose ‘Loan on Credit Card’ to check pre-qualified loan eligibility
    • Step 3: Pick the repayment tenure that suits you
    • Step 4: Choose the amount you wish to avail
    • Step 5: Get the funds in the bank account

    FAQs About Loan on Citibank Credit Card

    1. How do I apply for a Citibank loan?

      Forms can be downloaded, duly filled and submitted. You can also do it in person by visiting the nearest Citibank office.

    2. Will my application get rejected if the latest income proofs are not submitted?

      Since you have already given all the necessary papers when you applied for credit card, this will not pose a problem.

    3. Will I be informed if my application has been rejected and why?

      Yes. You will get instant notification on your mobile as well as email.


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