Lakshmi Vilas Bank offers attractive credit card in partnership with the State Bank of India (SBI). The multiple benefits offered by these cards include welcome gifts, reward points, cashback offers, etc. You can also avail premium privileges like airport lounge access, accelerated reward points and many more.
There are 2 credit cards offered by Lakshmi Vilas Bank and these are listed below. You can also check out the annual fee associated with the cards and the categories where they deliver you the maximum benefits.
| Card Variants | Annual Fee | Suitable For |
|---|---|---|
| LVB Platinum SBI Card | - | Lifestyle |
| LVB SimplySAVE SBI Card | Rs.500 | Everyday spends |
A powerful rewards program, value back offers, welcome offers, golfing benefits, renewal gifts, fuel surcharge waiver, a worldwide acceptance, insurance, cash withdrawals, etc., are just some of the important features of a Lakshmi Vilas Bank credit card. Lakshmi Vilas Bank credit cards are Visa cards which offer enhanced protection while making online transactions using the Verified by Visa (VbV) platform.
Lakshmi Vilas Bank Credit Cards offer a bouquet of benefits to users along with rewards and offer with every purchase transaction.
| Welcome offers | LVB customers can get bonus points as welcome offers, if spends are more than Rs. 2000 within the first 60 days of card usage. |
| Rewards Program | Under the Shop and Smile Rewards Program, customers can earn 1 rewards point for every Rs.100 spent |
| Global Acceptance | Lakshmi Vilas Bank credit cards are accepted throughout the world at over 2 million Visa merchant outlets and at over 2, 85,000 outlets in India. |
| Value Back Offers | Customers can also get value back offers on grocery and departmental store purchases done on their Lakshmi Vilas Bank credit cards. |
| Card Protection Plan | Lakshmi Vilas Bank credit cards users can also enjoy protection for fraud, loss of card and theft in addition to emergency travel and hotel assistance. |
| Payment options | Lakshmi Vilas Bank credit card can also pay their outstanding bills through either online payment or through offline payments. |
| Lounge Access | Under the Priority Pass program, LVB credit card holders can enjoy complimentary membership and gain access to over 600 airport lounges in India. |
| Cash Withdrawals | Lakshmi Vilas Bank credit card holders can make cash withdrawals at 1 million ATMs around the globe. |
| Fuel Surcharge Waiver | Lakshmi Vilas Bank credit card holders can enjoy a surcharge waiver of 2.5% on fuel transactions across any petrol bunk in India. |
The LVB Platinum SBI card is a premium credit card which offers some of the best lifestyle privileges along with benefits like bonus rewards points, 5X rewards, surcharge waivers, welcome offers and renewal gifts and is accepted across the globe.
As the moniker suggests, LVB SimplySAVE SBI Card holders can save significantly when they transact with this card. The LVB SimplySAVE SBI Card comes with excellent features like value back, cash points, welcome offers, surcharge waivers, add-on cards and much more.
| Charge | LVB Platinum SBI Card | LVB SimplySAVE SBI Card |
|---|---|---|
| Annual Fees | - | Rs. 500 |
| Joining Fees | - | Rs. 500 |
| Add On Cards | Yes | Yes |
| Add On Cards Fees | Nil | Nil |
| Rate of Interest Per Month | 3.35% | 3.35% |
| Category | All Lakshmi Vilas Bank Credit Cards |
|---|---|
| Reward Points | All Categories - 1 Reward Point Can Be Got For Every Rs. 100 Spent. |
| Bonus Reward Points | Lakshmi Vilas Bank Premium Payments / International Purchases - 2 Reward Points Can Be Got For Every Rs. 100 Spent. |
Yes, Lakshmi Vilas Bank Credit Cards come with a waiver limit of up to Rs. 100. This is applicable on a single statement cycle of a specific credit card account.
Yes, for retrieval of statements which are older than two months, Rs. 100 is charged per statement.
Yes, rewards points accrued on Lakshmi Vilas Bank credit card come with a validity of 24 months. Accumulated points will expire after this period and are not eligible for redemptions.
No, Lakshmi Vilas Bank add-on card holders are not eligible to use the balance transfer on EMI facility. This is available only for primary LVB card holders.
No, Lakshmi Vilas Bank add-on credit cards are issued without any charge and are free for lifetime.
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