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  • Kotak Personal Loan Diwali Offers Oct 2017 is Rated as "Pretty good" by 2524 Users

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    Kotak Personal Loan Diwali Offers Oct 2017

    Kotak Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Kotak Mahindra Bank personal loans can be availed by salaried individuals working in public organizations, large private companies, or MNCs, or by self-employed individuals. Personal loans from Kotak Mahindra can be availed for any personal reason such as weddings, holidays, educational fees, etc.

    Key features of Kotak Personal Loan

    • A maximum of Rs.15 lakh can be availed as a personal loan from Kotak Mahindra Bank.
    • An interest rate of 11.49% to 20.15% is charged.
    • Processing fee comes up to 2% of the loan amount.
    • Loan tenure ranges between one to five years.
    • There is no guarantor required for this personal loan.
    • Pre-closure is allowed only after completion of a year.

    Kotak Personal Loan Interest Rates

    The interest rate for Kotak Personal Loans ranges from 11.5% to 24%.

    Enjoy Diwali offers from BankBazaar on Kotak Mahindra Bank Personal Loan 2017

    If you are planning to get a personal loan this Diwali, you can approach Kotak Mahindra Bank for reliable personal loan options. When you apply for a Kotak Mahindra Bank personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon and Vantage Circle to give you exclusive offers this festive season.

    1. Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Kotak Mahindra Bank personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.1,000.

    How to apply for this offer?

    • First, go to BankBazaar.com and then go to the Kotak Mahindra Bank Personal Loan segment. You can check the interest rate range and other details for this loan. If you are interested in the product, you will have to click ‘Get Approval’. You will get a response within 30 minutes.
    • Once your loan is accepted and disbursed, you will receive an Amazon gift voucher worth Rs.1,000.
    • You will get this voucher on your email ID that you have given while applying for the Kotak Mahindra Bank personal loan.
    • You can then visit the Amazon website or download the Amazon app in order to redeem your Amazon gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan offer is applicable from October 1, 2017 until October 31, 2017.
    • To be eligible for this offer, the loan applicant will have to be at least 18 years old.
    • This exclusive offer will be provided for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for Kotak Mahindra Bank Personal Loan

    Apply for a Kotak Mahindra Bank personal loan via the BankBazaar website through any promotional campaign conducted by Vantage Circle, and you will get exclusive Vantage Points. Once your personal loan application gets approved and your loan amount is disbursed, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first need to go to the Kotak Mahindra Bank Personal Loan segment on BankBazaar.com and then click on ‘Get Approval’. You will get a response within 30 minutes.
    • If your loan application gets sanctioned and approved, you will receive Vantage Points on your user ID registered with Vantage Circle.
    • You will then be required to log on to the Vantage website to redeem your Vantage points.

    Terms and conditions for this offer

    • This Vantage Circle offer is valid from September 15, 2017 until October 31, 2017.
    • These Vantage points are applicable only if the applicant chooses a Kotak Mahindra Bank personal loan through any promotional campaign organised by Vantage Circle.
    • This voucher will be valid only if your Kotak Mahindra Bank personal loan is offered to you on or before November 30, 2017.
    • Your Vantage Points voucher will be sent to you through email on the email ID that you would have given while applying on BankBazaar.com.
    • You will receive the Vantage points on the ID that is registered with Vantage Circle.
    • To be eligible for this offer, you will need to be at least 21 years old (as per bank’s eligibility criteria)

    If you are looking for a convenient online loan application process, BankBazaar is the right place! Get a personal loan from Kotak Mahindra Bank according to your preferences and repayment ability by applying through BankBazaar. With this loan, you can meet all your celebration-related expenditures including delicacies, gifts, new clothes, home renovation, decorations, and so on.

    With a Kotak Mahindra Bank personal loan via BankBazaar.com, you can enjoy cool advantages including e-approval, top-up loan options, door-step service, personal loan balance transfer features, and lots more! Moreover, you will not be asked to get any guarantor at the time of the application.

    This Dhanteras or Diwali, you can sit at home and apply for a Kotak personal loan while enjoying the festivities with your friends and relatives! Hurry up until the offers last! Do not let go of these awesome deals.

    Personal Loan Reviews

    • Kotak Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Kotak Mahindra bank. I have taken 1 lac, I got the loan with in 2 days. I applied online banking. The interest rate is low. It was a very fast personal loan experience with the bank and their services.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 14, 2018
    • Kotak Personal Loan
      "They should connect with the customers"
      0.5 1.0/5 "Really Bad"
      It is okay to loan get rejected. There should be some problem in my side. For that they did not given any call from Kotak. I did not received the message like loan application number and details of the loan. I'm still looking for the loan of 2 lakhs. It was applied the amount of 4 lakhs. Somebody came to my place to collect the documents. They have offered me nothing and i don't know any details about the loan
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 10, 2018
    • Kotak Personal Loan
      "Process was bit delay"
      0.5 5.0/5 "Blown Away!"
      The approved loan was 5 lakhs. The rate of interest was 10.99%. The monthly EMI is 11000 for a tenure for 5 years. There was no processing fee or documentation charges. The service was really good. But it was some delay in between for the process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 04, 2018
    • Kotak Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the Kotak mahindra bank bank which they approved in quickly and the amount is reflected in next day ,its instant approve process. As am satisfied with the rate of interest which is nominal one . They provided the tenure period of 1 year and i make the payment monthly though ECS. There are nominal processing fees also.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 04, 2018
    • Kotak Personal Loan
      "Good bank to take personal loan"
      0.5 5.0/5 "Blown Away!"
      It took lots of time to disburse the loan. I had done a many follow up from them. Their is a lots of issues while processing the loan. They used to say will process the loan within 24 hours and their is no proper intimation also from them. They never called for the delay of the loan. The relationship manager did not give any proper response. They have provided the interest rate of around 13%. And processing fee of 0.5%.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 30, 2018
    • Kotak Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have not got the personal loan with the Kotak mahindra bank because of some other reasons. I would like to say that the interest rate is around 14% for the personal loan. Everything is better one with the Kotak mahindra bank.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 27, 2018
    • Kotak Personal Loan
      "Very Good Service"
      0.5 3.0/5 "Satisfactory"
      The process in getting the loan has been easy and smooth. But the interest rate with them has been high as they had been charging 14.5%. The loan amount which i was looking for was 4L and they had provided me with 2L and there has not been any issues with that. They also had been having a very good customer support which is always reachable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 25, 2018
    • Kotak Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with them had been very good so far and the process in getting the loan had been very good. The loan amount which they had given had been satisfactory and the interest rate with them had been normal. There has not been any kind of issues faced with them so far with the services which they had been providing.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 25, 2018
    • Kotak Personal Loan
      "Good Top up Plan"
      0.5 4.5/5 "Excellent!"
      I have applied the loan top up with the Kotak Mahindra bank for my existing loan with other bank. I have to pay the EMI of Rs. 4995 every month. I will pay easily by using the net banking. They are charging me a interest rate of 10.99%. The customer care service is prompt.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 21, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a very good experience with them so far. The process in getting the loan has been very good and simple. It has taken almost 15 days in getting the loan amount and the loan amount had been satisfactory. But the interest rate has been a little high compared with the other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2018
    • Kotak Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've applied for a personal loan with the Kotak Mahindra bank. I got the loan with in 3 days, Documentation was easy. The interest rate is normal when comparing with other banks in the market. The whole loan process was smooth as as a breeze...
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 16, 2018
    • Kotak Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with KOTAK Bank 6 years back. The loan amount was 1 lakh and the given interest rate was satisfactory . The tenrue period was 2 years . I had a very good process and its was very simple. The customer service and responses was up to the mark. I have not faced any inconvenience with the service here. The processing fee was nominal.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 16, 2018
    • Kotak Personal Loan
      "Prompt services from Kotak "
      0.5 4.0/5 "Great!"
      My loan got delayed due to the annual closing of the banking process. I have mailed to them regarding the delay. But i never got the reply from them. But relationship manager was good. She always give proper response whenever i called her. Their is no hidden charges. Whatever they have promised about the interest rate, they have maintained. They have to be handle with care. Actually, My loan got approved, but i got the money late. If anyone needs of money, then it is not good. Very Lengthy documentation process. They have got more than 100 signatures in the documents which has to be improved. But it is a hassle free services from the Kotak bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 10, 2018
    • Kotak Personal Loan
      "Best "
      0.5 5.0/5 "Blown Away!"
      I have the personal loan with the Kotak mahindra bank and the interest rate is around 11%. I would like to say that the response is good one and I have got the loan amount within a week of time. I am really happy with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 07, 2018
    • Kotak Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with KOTAK BANK 2 years back. The loan amount was 1 lakh and the process was very quick. I am completely satisfied with their Mobile application which is very convenient and through which i have taken instant loan. The processing fee was nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 07, 2018
    • Kotak Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My personal loan was taken with KOTAK BANK.I have requested for 3 lakhs loan amount but due to my low Cybil score they have issues just 2.5 lakhs which was not pre informed when i they have processed it . The customer service and responses was not up to the mark. Their interest rate was 17% which is very high and the processing free was also high here .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 06, 2018
    • Kotak Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken this loan on the last November, the process in getting this loan has been very easy and smooth. The loan has got at the correct time and the loan amount had been satisfactory. The interest which they had been charging had been wonderful. The banking services had been ahead when compared with the other banks.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 06, 2018
    • Kotak Personal Loan
      "If you follow up you will get the loan"
      0.5 5.0/5 "Blown Away!"
      Processing fee is like anything other banks. I have done a regular follow up with the loan team. I don't think so i would have get my loan without my follow up. The commitment was given to me is not met. They said you will get the loan tomorrow. The same word they are saying for at least a week. Without proper follow up it not way to get loan. Around 12% as a interest rate.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 06, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from Kotak Mahindra bank and it was overall a good experience. The loan amount was for Rs 1.5 lakhs with high interest rate when compared to other banks. The process was quite long and it took 20 days to disburse the loan. The tenure period for this loan is 48 months.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 06, 2018
    • Kotak Personal Loan
      "To give better service to attract the customer. "
      0.5 3.0/5 "Satisfactory"
      Customer care service is worst. Employees don't know how to deal with their customer. I called to customer care, to know the confirmation of loan. They keep on giving different number. They themselves don't know proper status of the customer's information. I got message like my loan got approved. But it took 20 days to get the loan after my loan approved.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2018
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