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  • Kotak Personal Loan Diwali Offers Nov 2018 is Rated as "Pretty good" by 2593 Users

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    Kotak Personal Loan Diwali Offers Nov 2018

    Kotak Personal Loan Diwali Offers November 2018 - Grab Amazon Diwali Bonus Wali

    Kotak Mahindra Bank personal loans can be availed by salaried individuals working in public organizations, large private companies, or MNCs, or by self-employed individuals. Personal loans from Kotak Mahindra Bank can be availed for any personal reason such as weddings, holidays, educational fees, etc.

    Key features of Kotak Personal Loan

    • A maximum of Rs.15 lakh can be availed as a personal loan from Kotak Mahindra Bank.
    • An interest rate between 10.99% p.a. and 24% p.a. is charged.
    • Processing fee comes up to 2.5% of the loan amount including GST.
    • Loan tenure ranges between one to five years.
    • There is no guarantor required for this personal loan.
    • Pre-closure is allowed only after completion of a year.

    Kotak Personal Loan Interest Rates

    The interest rate for Kotak Personal Loans ranges from 10.99% p.a. to 24% p.a. as on November 2018.

    Enjoy Diwali offers from BankBazaar on Kotak Mahindra Bank Personal Loan 2018

    If you are planning to get a personal loan this Diwali, you can approach Kotak Mahindra Bank for reliable personal loan options. When you apply for a Kotak Mahindra Bank personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon to give you exclusive offers this festive season.

    Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Kotak Mahindra Bank personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.750.

    How to apply for this offer?

    • Visit the official BankBazaar website or mobile app and go to the Kotak Mahindra Bank Personal Loan segment.
    • Check the details of this loan including the applicable rates and charges.
    • If this loan meets your requirement, you can click on ‘Get Approval’ to get response within as less as 30 minutes.
    • Once your loan is approved and disbursed, you will receive an Amazon gift voucher worth Rs.750 mailed to the email ID that was provided at the time of application.
    • You can redeem this gift voucher by visiting the Amazon website at www.amazon.in or through the Amazon app.

    How to use the Amazon gift voucher

    • First, you will have to visit the page at www.amazon.in/addgiftcard or open the Amazon app through your phone.
    • Now, you will have to enter the email ID and password of your Amazon account. In case you do not  have an Amazon account, you will have to create one and log in on order to be able to redeem the gift voucher.
    • Once you sign into your account, you will have to enter the voucher code mailed to your email ID that was provided at the time of loan application.
    • After entering the code, click on ‘add to your account’ to receive the balance in your Amazon account.
    • While you can add multiple codes using the same process, please ensure that you check the validity date of the voucher once your receive the emailer.
    • If you want to learn more about the usage rules or terms and conditions of this voucher, please visit https://www.amazon.in/b?ie=UTF8&node=7144934031.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan offer is valid from 1 November 2018 till 30 November 2018.
    • In order to be eligible for this offer, the applicant should be a minimum of 18 years of age.
    • This exclusive offer can be availed only if the loan amount for a Kotak Mahindra Bank personal loan application is disbursed on or before 15 January 2019.
    • The Amazon gift vouchers are available at the sole discretion of the bank. BankBazaar does not take any responsibility regarding the performance or quality claims made by the bank for the same.

    If you are looking for a convenient online loan application process, BankBazaar is the right place! Get a personal loan from Kotak Mahindra Bank according to your preferences and repayment ability by applying through BankBazaar. With this loan, you can meet all your celebration-related expenditures including delicacies, gifts, new clothes, home renovation, decorations, and so on.

    With a Kotak Mahindra Bank personal loan via BankBazaar.com, you can enjoy cool advantages including e-approval, top-up loan options, door-step service, personal loan balance transfer features, and lots more! Moreover, you will not be asked to get any guarantor at the time of the application.

    This Dhanteras or Diwali, you can sit at home and apply for a Kotak personal loan while enjoying the festivities with your friends and relatives! Hurry up until the offers last! Do not let go of these awesome deals.

    Personal Loan Reviews

    • Kotak Personal Loan
      "Interest rate should be redcued"
      0.5 4.0/5 "Great!"
      I have a personal loan with Kotak Mahindra Bank. The rate of interest is 17% which was high. The loan duration is 5 years and it was taken before one month. I got a proper response from the customer support. Every month installment is going to be 7700 rupees for loan of 3L.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My perosnal loan experience was good with Kotak mahindra bank, the process took 1 week to complete. Customer support was good and they responded on time. The loan amount was for Rs 1 lac with nominal interest rate. The tenure period for this loan was 5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • Kotak Personal Loan
      "Good experience"
      0.5 4.0/5 "Great!"
      I have got my loan on time. I have received the interest rate of 10.99% per annum and i'm satisfied with it. I have been charged Rs.1100 as processing fee. I have applied the perosn alson 2.5 lakhs and i have chosen the tenure period of 4 years. The documentation process was okay. There is a option of pre-closure and partial payment.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 15, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with KOTAK MAHINDRA BANK , they charge very high rate of interest and even processing fee were too high it is 5000. There is no hidden charges with this bank . Customer support and their response is good while getting the loan . The tenure period is 3year and there is no foreclosure option with this Bank.
      Was this review helpful? 0
      , greater noida
      Reviewed on Nov 14, 2018
    • Kotak Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a good experience i had with this loan where the process has been simple. The loan amount which they had provided has been good and the interest rate with them has been around 13% which has been nominal. The processing fee and charges came around like 4000 which has been good as well.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 13, 2018
    • Kotak Personal Loan
      "Need to reduce the interest rate"
      0.5 2.0/5 "Expected more"
      I have applied my personal loan in Kotak Mahindra Bank. I have a saving account and expecting the loan with them but the rate of interest was 19% for 2L which is very high compared to other banks. I got a proper response. I have cancelled the loan and gone for HDFC Bank.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 12, 2018
    • Kotak Personal Loan
      "Covenient bank"
      0.5 3.0/5 "Satisfactory"
      I have got the loan on time. I do have an issue with Kotak. They have given me a insurance product along with the personal loan. When i contact the customer care they told me that the insurance is refundable one and security purpose and anywhere in the documents, they have not mentioned that insurance is refundable. I have applied the loan amount of Rs, 10 lakhs and they have sanctioned the same. They have offered me a interest rate of 12% and the processing fee was 2%.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 12, 2018
    • Kotak Personal Loan
      "Process should be faster"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank taken more than one month to disbursed the amount, they were keep collecting the documents from my end. But interest rate and fee are nominal as like other banks. I have taken loan amount of Rs. 1 lakh for tenure of 36 months.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Nov 12, 2018
    • Kotak Personal Loan
      "Excellent "
      0.5 4.0/5 "Great!"
      I have one personal loan in Kotak Mahindra Bank before 2 month, overall it was good. After doing the comparison on online and I found the best offers. The customer service is good. The rate of interest and charges are normal like other banks. They have given what I have required. Premium of 11K auto debit. They are giving more credit limit.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 03, 2018
    • Kotak Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I have been using with the personal loan with the KOTAK MAHINDRA BANK where the process of getting the personal loan is very good also it is quick process. the rate of interest is nominal which is 10.99% added on that they have given the loan amount which is satisfactory.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 03, 2018
    • Kotak Personal Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      Got my personal form kotak mahindra bank , as the rate of interest is nominal . Paying the payments through Ecs . Got approved in just 10-15 days as instant approval process there is processing fees for the personal loan with tenure period of few years . Their customer service and response is good regarding personal loan.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Nov 01, 2018
    • Kotak Personal Loan
      "Interest rate should be reduced"
      0.5 4.0/5 "Great!"
      Earlier I have taken Kotak Mahindra personal loan it was good. But the response got delay from their end. I took loan for the tenure of one year. The charges was high in terms of interest. But being a corporate employee the documentation and all went well.
      Was this review helpful? 3
      , kolkata
      Reviewed on Nov 01, 2018
    • Kotak Personal Loan
      "Should improve their customer service"
      0.5 2.5/5 "Just OK"
      I was in need and to get the loan amount approved it almost took 2-3 weeks of time. There was no proper update from the bank, i had to call them up for regular update. The interest rate are reasonable here and also without my knowledge they have approved a credit card on my name, when i came to know this i declined it. Bank should not approve anything without Customer Knowledge.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 01, 2018
    • Kotak Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My perosnal loan experience was good with Kotak mahindra bank, the process took 1 week to complete. Customer support was good and they responded on time. The loan amount was for Rs 1 lac with nominal interest rate. The tenure period for this loan was 2 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 31, 2018
    • Kotak Personal Loan
      "Interest rate to be moderate"
      0.5 4.0/5 "Great!"
      The customer service and response was good for my personal loan in Kotak Mahindra Bank. I felt the interest rate was pretty high and which was not negotiable. They have taken almost 10 days to process the loan. I have opted the loan for 36 months and the payment mode is convenient.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Oct 31, 2018
    • Kotak Personal Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I took my personal loan in Kotak Mahindra Bank through online portal. I am satisfied with their rate of interest. They charged processing fee around 2.5%, i think. The customer service and response was good. The loan process was easy and simple.
      Was this review helpful? 1
      , mumbai
      Reviewed on Oct 31, 2018
    • Kotak Personal Loan
      "Great card"
      0.5 5.0/5 "Blown Away!"
      I have applied for a personal loan with the Kotak Mahindra bank. I got the loan with in 3 days, Documentation was easy. The interest rate is normal when comparing with other banks in the market. The whole loan process was smoothly also they dont charge any hidden charges also.
      Was this review helpful? 3
      , chennai
      Reviewed on Oct 30, 2018
    • Kotak Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I bank with Kotak mahindra bank for the personal loan. i got my loan amount as per my expectation and there process to get loan was fine. the rate of interest and processing fee they charge is nominal. i had been applied for this loan for long back .
      Was this review helpful? 5
      , mumbai
      Reviewed on Oct 20, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I bank with Kotak mahindra bank for the personal loan. they rate of interest and there processing fee which they charge was nominal and i got loan amount as per my expectation and there were no hassle after loan got processed and even tenure period is good.
      Was this review helpful? 7
      , new delhi
      Reviewed on Oct 20, 2018
    • Kotak Personal Loan
      "BEST SERVICE"
      0.5 4.0/5 "Great!"
      It is my salary account so i have taken the loan with KOTAK MAHINDRA BANK. The loan amount is sufficient and also the rate of interest is that 10.99%. The service is good with this bank. The duration is for 1 year for repaying the loan. The process is a delay to get but within 7 days i got loan.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Oct 19, 2018
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