Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Kotak Personal Loan Diwali Offers Oct 2017 is Rated as "Pretty good" by 2321 Users

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    Kotak Personal Loan Diwali Offers Oct 2017

    Kotak Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Kotak Mahindra Bank personal loans can be availed by salaried individuals working in public organizations, large private companies, or MNCs, or by self-employed individuals. Personal loans from Kotak Mahindra can be availed for any personal reason such as weddings, holidays, educational fees, etc.

    Key features of Kotak Personal Loan

    • A maximum of Rs.15 lakh can be availed as a personal loan from Kotak Mahindra Bank.
    • An interest rate of 11.49% to 20.15% is charged.
    • Processing fee comes up to 2% of the loan amount.
    • Loan tenure ranges between one to five years.
    • There is no guarantor required for this personal loan.
    • Pre-closure is allowed only after completion of a year.

    Kotak Personal Loan Interest Rates

    The interest rate for Kotak Personal Loans ranges from 11.5% to 24%.

    Enjoy Diwali offers from BankBazaar on Kotak Mahindra Bank Personal Loan 2017

    If you are planning to get a personal loan this Diwali, you can approach Kotak Mahindra Bank for reliable personal loan options. When you apply for a Kotak Mahindra Bank personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon and Vantage Circle to give you exclusive offers this festive season.

    1. Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Kotak Mahindra Bank personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.1,000.

    How to apply for this offer?

    • First, go to BankBazaar.com and then go to the Kotak Mahindra Bank Personal Loan segment. You can check the interest rate range and other details for this loan. If you are interested in the product, you will have to click ‘Get Approval’. You will get a response within 30 minutes.
    • Once your loan is accepted and disbursed, you will receive an Amazon gift voucher worth Rs.1,000.
    • You will get this voucher on your email ID that you have given while applying for the Kotak Mahindra Bank personal loan.
    • You can then visit the Amazon website or download the Amazon app in order to redeem your Amazon gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan offer is applicable from October 1, 2017 until October 31, 2017.
    • To be eligible for this offer, the loan applicant will have to be at least 18 years old.
    • This exclusive offer will be provided for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for Kotak Mahindra Bank Personal Loan

    Apply for a Kotak Mahindra Bank personal loan via the BankBazaar website through any promotional campaign conducted by Vantage Circle, and you will get exclusive Vantage Points. Once your personal loan application gets approved and your loan amount is disbursed, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first need to go to the Kotak Mahindra Bank Personal Loan segment on BankBazaar.com and then click on ‘Get Approval’. You will get a response within 30 minutes.
    • If your loan application gets sanctioned and approved, you will receive Vantage Points on your user ID registered with Vantage Circle.
    • You will then be required to log on to the Vantage website to redeem your Vantage points.

    Terms and conditions for this offer

    • This Vantage Circle offer is valid from September 15, 2017 until October 31, 2017.
    • These Vantage points are applicable only if the applicant chooses a Kotak Mahindra Bank personal loan through any promotional campaign organised by Vantage Circle.
    • This voucher will be valid only if your Kotak Mahindra Bank personal loan is offered to you on or before November 30, 2017.
    • Your Vantage Points voucher will be sent to you through email on the email ID that you would have given while applying on BankBazaar.com.
    • You will receive the Vantage points on the ID that is registered with Vantage Circle.
    • To be eligible for this offer, you will need to be at least 21 years old (as per bank’s eligibility criteria)

    If you are looking for a convenient online loan application process, BankBazaar is the right place! Get a personal loan from Kotak Mahindra Bank according to your preferences and repayment ability by applying through BankBazaar. With this loan, you can meet all your celebration-related expenditures including delicacies, gifts, new clothes, home renovation, decorations, and so on.

    With a Kotak Mahindra Bank personal loan via BankBazaar.com, you can enjoy cool advantages including e-approval, top-up loan options, door-step service, personal loan balance transfer features, and lots more! Moreover, you will not be asked to get any guarantor at the time of the application.

    This Dhanteras or Diwali, you can sit at home and apply for a Kotak personal loan while enjoying the festivities with your friends and relatives! Hurry up until the offers last! Do not let go of these awesome deals.

    Personal Loan Reviews

    • Kotak Personal Loan
      "Services are good"
      0.5 5.0/5 "Blown Away!"
      It was a very convenient process with Kotak Mahindra Bank for the personal loan. I only had to place a request online and within three days I got the funds in my account without any documentation. The ECS deduction is also happening on time without any form filling for it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Kotak Personal Loan
      "Approchable bank"
      0.5 4.0/5 "Great!"
      I have applied for a personal loan with KOTAK MAHINDRA BANK. Every thing with the bank was good. The executive came to my place to collect the documents. Its was a tension free experience. The follow up from the bank end was also good. I can recommend this bank.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 21, 2017
    • Kotak Personal Loan
      "Needs to improve with ROI"
      0.5 2.0/5 "Expected more"
      I have applied for the personal loan from Kotak Mahindra Bank, my loan application was closed because they did not give loan for the person who works in proprietary firm. When it comes to customer service, it was good and they responded on time. The rate of interest is way high when compared to all other banks.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 21, 2017
    • Kotak Personal Loan
      "Good for personal loan"
      0.5 4.0/5 "Great!"
      As i have postponed the plan of taking the personal loan my application has been closed with Kotak mahindra. In future, if i am planning to take a personal loan i would certainly consider Kotak.The customer service and the follow up call from the bank end was very much comfortable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • Kotak Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I applied for my personal loan service from KOTAK the service was good the response was prompt I use to get regular followups during the process but there was little during the dispercement also I feel there was no proper communication with the executives and the customers it was a average experience with KOTAK for my personal loan service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2017
    • Kotak Personal Loan
      "No response"
      0.5 2.0/5 "Expected more"
      I have applied for a personal loan with KOTAK MAHINDRA BANK but i did not got any proper response from the bank end. Thus my application got closed. I waited for a call from the bank end and no one turned up till now. That was really disappointing.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2017
    • Kotak Personal Loan
      "Recommedable"
      0.5 5.0/5 "Blown Away!"
      I had applied for a personal loan with KOTAK MAHINDRA BANK. Later i had no requirement with the bank so i close the personal loan application with with KOTAK MAHINDRA BANK. I can recommend this bank as the service with the bank is good and friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2017
    • Kotak Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience with KOTAK for my personal loan service they provide me with a good interest rate 13 % which is nice compare to others in the market and the documents have been collected from my door step and the payments where through ecs it was a awesome service from KOTAK for my personal loan service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 17, 2017
    • Kotak Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      My personal loan got approved with Kotak mahindra bank. The customer support gave me quick response in regards to my personal loan application and I would like to suggest the same response need to be given to all other customers. The rate of interest and the charges are low with Kotak mahindra
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Kotak Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      Kotak Mahindra Bank is excellent in the personal loan process and they were on time as well and with minimum effort the money came in to my account. The rate of interest is a bit high. It was around 14% for the tenure of five years. I asked for 3 years though. The processing charges was waive off.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
    • Kotak Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from Kotak Mahindra bank, my loan application was closed because there was no pre closure and part payment options. Customer service part was good, they responded on time and gave all the right information. The rate of interest is nominal when compared to other banks.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • Kotak Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from Kotak Mahindra Bank, my loan application was closed because i had an issue with my CIBIL score. The customer service was good and they responded on time, there was no issue from the bank side and they followed up regularly. The rate of interest was high when compared to others in market.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • Kotak Personal Loan
      "Service need to be improved "
      0.5 2.0/5 "Expected more"
      The Kotak mahindra bank has asked me to submit the salary slip to proceed with the personal loan with Kotak mahindra bank. The customer support was average with Kotak mahindra. The rate of interest which was offered by Kotak was average when compared with others.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2017
    • Kotak Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with Kotak. Initially I got a msg saying 3L 9K will be disbursed finally I had received 2L 96K. It was a good experience but little delayed for the disbursement. The document collection was complicated. The interest rate was good comparatively to other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2017
    • Kotak Personal Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      The response was not given by Kotak mahindra in concern to my personal loan application. I never got any kind of call back from Kotak mahindra. The response need to be improved the Kotak Mahindra bank . The customer support need to be focused with Kotak mahindra.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 15, 2017
    • Kotak Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The rate of interest was high with Kotak mahindra personal loan , so that was the reason I haven't got the personal loan from Kotak mahindra. The response part need to be improved with Kotak mahindra. The rate of interest need to be reduced as per the customer requirement.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2017
    • Kotak Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      With KOTAK Bank it was a good experience with them for the personal loan process . The customer service was good , delivered . The bank gave me a full approval on the amount i asked for . The rate of interest was 13% and the processing fee was 2.5K charged to me . The bank did not provide me pre closure option . Over all it was a good service i received .
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2017
    • Kotak Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have applied for a personal loan with KOTAK but they said my salary was not under bank criteria and the interest rate they offered me was 11 % which was fine and the customer service was good it was a good experience with KOTAK for my personal loan service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 14, 2017
    • Kotak Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with the service of KOTAK MAHINDRA ,I use to get regular followups and the processing fee was also very good with KOTAK MAHINDRA compare to others in the market, it was a very fast and immediate response from KOTAK MAHINDRA for my personal loan service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 13, 2017
    • Kotak Personal Loan
      "Better"
      0.5 3.0/5 "Satisfactory"
      I have approached Kotak for personal loan. They said I am eligible for 2L 60K. My documents are submitted to the executive and they came for verification to my office. That time employee's are less in the office, its been rejected due to bank norms. They have taken one month time, it would be better if they inform earlier. Based on this personal loan experience, I am not happy with Kotak.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 11, 2017
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