Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Kotak Personal Loan Diwali Offers Nov 2018 is Rated as "Pretty good" by 2664 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Kotak Personal Loan Diwali Offers Nov 2018

    Kotak Personal Loan Diwali Offers November 2018 - Grab Amazon Diwali Bonus Wali

    Kotak Mahindra Bank personal loans can be availed by salaried individuals working in public organizations, large private companies, or MNCs, or by self-employed individuals. Personal loans from Kotak Mahindra Bank can be availed for any personal reason such as weddings, holidays, educational fees, etc.

    Key features of Kotak Personal Loan

    • A maximum of Rs.15 lakh can be availed as a personal loan from Kotak Mahindra Bank.
    • An interest rate between 10.99% p.a. and 24% p.a. is charged.
    • Processing fee comes up to 2.5% of the loan amount including GST.
    • Loan tenure ranges between one to five years.
    • There is no guarantor required for this personal loan.
    • Pre-closure is allowed only after completion of a year.

    Kotak Personal Loan Interest Rates

    The interest rate for Kotak Personal Loans ranges from 10.99% p.a. to 24% p.a. as on November 2018.

    Enjoy Diwali offers from BankBazaar on Kotak Mahindra Bank Personal Loan 2018

    If you are planning to get a personal loan this Diwali, you can approach Kotak Mahindra Bank for reliable personal loan options. When you apply for a Kotak Mahindra Bank personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon to give you exclusive offers this festive season.

    Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Kotak Mahindra Bank personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.750.

    How to apply for this offer?

    • Visit the official BankBazaar website or mobile app and go to the Kotak Mahindra Bank Personal Loan segment.
    • Check the details of this loan including the applicable rates and charges.
    • If this loan meets your requirement, you can click on ‘Get Approval’ to get response within as less as 30 minutes.
    • Once your loan is approved and disbursed, you will receive an Amazon gift voucher worth Rs.750 mailed to the email ID that was provided at the time of application.
    • You can redeem this gift voucher by visiting the Amazon website at www.amazon.in or through the Amazon app.

    How to use the Amazon gift voucher

    • First, you will have to visit the page at www.amazon.in/addgiftcard or open the Amazon app through your phone.
    • Now, you will have to enter the email ID and password of your Amazon account. In case you do not have an Amazon account, you will have to create one and log in on order to be able to redeem the gift voucher.
    • Once you sign into your account, you will have to enter the voucher code mailed to your email ID that was provided at the time of loan application.
    • After entering the code, click on ‘add to your account’ to receive the balance in your Amazon account.
    • While you can add multiple codes using the same process, please ensure that you check the validity date of the voucher once your receive the emailer.
    • If you want to learn more about the usage rules or terms and conditions of this voucher, please visit https://www.amazon.in/b?ie=UTF8&node=7144934031.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan offer is valid from 1 November 2018 till 30 November 2018.
    • In order to be eligible for this offer, the applicant should be a minimum of 18 years of age.
    • This exclusive offer can be availed only if the loan amount for a Kotak Mahindra Bank personal loan application is disbursed on or before 15 January 2019.
    • The Amazon gift vouchers are available at the sole discretion of the bank. BankBazaar does not take any responsibility regarding the performance or quality claims made by the bank for the same.

    If you are looking for a convenient online loan application process, BankBazaar is the right place! Get a personal loan from Kotak Mahindra Bank according to your preferences and repayment ability by applying through BankBazaar. With this loan, you can meet all your celebration-related expenditures including delicacies, gifts, new clothes, home renovation, decorations, and so on.

    With a Kotak Mahindra Bank personal loan via BankBazaar.com, you can enjoy cool advantages including e-approval, top-up loan options, door-step service, personal loan balance transfer features, and lots more! Moreover, you will not be asked to get any guarantor at the time of the application.

    This Dhanteras or Diwali, you can sit at home and apply for a Kotak personal loan while enjoying the festivities with your friends and relatives! Hurry up until the offers last! Do not let go of these awesome deals.

    Personal Loan Reviews

    • Kotak Personal Loan
      "Need to improve the service"
      0.5 2.0/5 "Expected more"
      I have done a balance transfer from Kotak Mahindra Bank and not received the cheque to HDFC. The customer service is not responding properly, am trying to contact my relationship manager for last 10 days and wrote email as well but no answer. The rate of interest was fine but there was too many charges. The loan duration is 5 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 14, 2019
    • Kotak Personal Loan
      "Charges should be reduced"
      0.5 3.0/5 "Satisfactory"
      There was more charges on the personal loan, Kotak Mahindra taken around Rs. 6000 from 1.3 lakh for the tenure of 34 months. They gave me the part payment and foreclosure, only charges need to be reduced as per the bank norms, remaining all fine with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 14, 2019
    • Kotak Personal Loan
      "Good and need to reduce the rate of interest"
      0.5 4.0/5 "Great!"
      I have applied my personal loan with Kotak Mahindra through online. The rate of interest is little on the higher side. They have taken around 7 days to deliver the loan, I can do part payment and foreclosure with 5% which is higher. The documents are submitted online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 12, 2019
    • Kotak Personal Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      The process in getting this Personal loan has been quick and there has not been any hassle in the process. The loan amount has been sufficient and the interest rate with them has been nominal. There has not been any additional charges which they had made and the processing fee was nominal.
      Was this review helpful? 1
      , pune
      Reviewed on Jan 09, 2019
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting this loan has been quite simple and smooth where there was not been any hassle. The loan amount which they had provided has been sufficient and the interest rate with them has been quite high when compared with the market rate and there has been some charges which they had made as well.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 09, 2019
    • Kotak Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was excellent. The rate of interest was little bit high and the processing fee was nominal. I have submitted the documents online and this is the best part. They took almost one week to process the loan. Part payment can be done after 6 months. I am really happy with Kotak Mahindra Bank.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jan 09, 2019
    • Kotak Personal Loan
      "Verification should be easy"
      0.5 5.0/5 "Blown Away!"
      Kotak interest rate is compartively low in the market but not I expected around 10% but they gave me around 11.4% for the loan amount of Rs. 3.5 lakhs. My loan has the tenure period of 36 months. After 6 months I can close the loan without any charges. But they did lots of verification it should be simple.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 09, 2019
    • Kotak Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have a personal loan in Kotak which was taken before 2 months. The rate of interest is 2% higher compared to HDFC. Its a pre approved loan, customer service is good. The process was immediate and approved within 10 minutes. The loan duration is 24months, I can do pre clos and part payment after 6 months.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 08, 2019
    • Kotak Personal Loan
      "Need to fulfill the requirement"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra took long time to disburse the loan amount, along with the lots of queries. The bank have taken one month of time to sanctioned it. They didn't give me the sufficient loan amount, based on the cibil score, they taken some amount for the insurance product on loan but I didn't get the policy copy for it.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 08, 2019
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with KMB and my experience was good, the loan amount was sufficient and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. Tenure period for this loan is 3 years.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 08, 2019
    • Kotak Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan through KOTAK MAHINDRA BANK , the customer service sis good and i did not face any issue at the time of documentation time . There are no hidden charges with this bank and tenure period is 4 years . Loan amount is up to the mark . Processing fee is also very much reasonable.
      Was this review helpful? 4
      , new delhi
      Reviewed on Dec 22, 2018
    • Kotak Personal Loan
      "Good in Service"
      0.5 5.0/5 "Blown Away!"
      I got a salary account in Kotak and when i was in need of personal loan i had applied with Kotak Bank. Well the time when i applied my application was considered and was taken care. With in minutes my application was processed and got instant Approved. The Interest rates are 12 % and when compared to other banks it is reasonable.
      Was this review helpful? 4
      , new delhi
      Reviewed on Dec 20, 2018
    • Kotak Personal Loan
      "Good Financial service"
      0.5 4.0/5 "Great!"
      I have taken personal loan from Kotak Mahindra bank bank . Am ok with the rate of interest which they have provided Is good. There is nominal processing fees for the loan which is Rs 16000. I make the payments through Ecs every month. They did quick documentation and received the loan in 15 days.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Dec 19, 2018
    • Kotak Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with this loan has been good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been nominal and there has not been any sort of charges which they had been making so far. There has not been any hassle faced with the banking services of them.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 19, 2018
    • Kotak Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with Kotak mahindra bank, the loan amount they have charged me was not sufficient, i had expected up to 20,00,000 but i got 10,00,000 only, and the rate of interest they have charged me was up to 11.3% which was nominal,and there overall process went smoothly.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 18, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan has been simple and easy and the loan amount which they had been provided has been a little less. The interest rate with them has been pretty high when compared with the market rate and the processing fee has also been pretty high.
      Was this review helpful? 2
      , faridabad
      Reviewed on Dec 18, 2018
    • Kotak Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      The process is good and fast to get the personal loan with the KOTAK MAHINDRA BANK as the process is very quick to get the money. The rate of interest is of 14.8% which is nominal when compared to the others. The loan amount is good. The duration is for 4 years.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 16, 2018
    • Kotak Personal Loan
      "Bad experience"
      0.5 2.0/5 "Expected more"
      I have been using my personal loan with Kotak Mahindra bank, the loan amount they have given me is okay , i am not much happy with my loan amount they have given me up to 7,00,000 only, and there there Emi due date is on 6th of every month, but i said to change my due date they said i need to pay 4 month interest rate to change my due date, and the rate of interest they have charged me is high they have charged me up to 13.5% and even processing fee they have charged me up to 8000, that too is high i felt.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 15, 2018
    • Kotak Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am not satisfied with the services provided by KMB for personal loan, loan amount was for Rs 1.5 lacs with high interest rate when compared to other banks. Charges are high in this bank and the tenure period for this loan is 2 years. Customer support was not up to the mark with this bank.
      Was this review helpful? 5
      , chennai
      Reviewed on Dec 13, 2018
    • Kotak Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      It was not a good experience with KMB for personal loan, they said the loan amount will be disbursed within 3-4 days but it took 15 days to receive the loan amount. I expected the loan amount for Rs 9 lacs but only Rs 5 lacs was approved. Tenure period is 5 years with high interest rate and the customer support was not good.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Dec 13, 2018
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