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  • Kotak Personal Loan Diwali Offers Oct 2017 is Rated as "Pretty good" by 2564 Users

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    Kotak Personal Loan Diwali Offers Oct 2017

    Kotak Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Kotak Mahindra Bank personal loans can be availed by salaried individuals working in public organizations, large private companies, or MNCs, or by self-employed individuals. Personal loans from Kotak Mahindra can be availed for any personal reason such as weddings, holidays, educational fees, etc.

    Key features of Kotak Personal Loan

    • A maximum of Rs.15 lakh can be availed as a personal loan from Kotak Mahindra Bank.
    • An interest rate of 11.49% to 20.15% is charged.
    • Processing fee comes up to 2% of the loan amount.
    • Loan tenure ranges between one to five years.
    • There is no guarantor required for this personal loan.
    • Pre-closure is allowed only after completion of a year.

    Kotak Personal Loan Interest Rates

    The interest rate for Kotak Personal Loans ranges from 11.5% to 24%.

    Enjoy Diwali offers from BankBazaar on Kotak Mahindra Bank Personal Loan 2017

    If you are planning to get a personal loan this Diwali, you can approach Kotak Mahindra Bank for reliable personal loan options. When you apply for a Kotak Mahindra Bank personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon and Vantage Circle to give you exclusive offers this festive season.

    1. Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Kotak Mahindra Bank personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.1,000.

    How to apply for this offer?

    • First, go to BankBazaar.com and then go to the Kotak Mahindra Bank Personal Loan segment. You can check the interest rate range and other details for this loan. If you are interested in the product, you will have to click ‘Get Approval’. You will get a response within 30 minutes.
    • Once your loan is accepted and disbursed, you will receive an Amazon gift voucher worth Rs.1,000.
    • You will get this voucher on your email ID that you have given while applying for the Kotak Mahindra Bank personal loan.
    • You can then visit the Amazon website or download the Amazon app in order to redeem your Amazon gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan offer is applicable from October 1, 2017 until October 31, 2017.
    • To be eligible for this offer, the loan applicant will have to be at least 18 years old.
    • This exclusive offer will be provided for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for Kotak Mahindra Bank Personal Loan

    Apply for a Kotak Mahindra Bank personal loan via the BankBazaar website through any promotional campaign conducted by Vantage Circle, and you will get exclusive Vantage Points. Once your personal loan application gets approved and your loan amount is disbursed, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first need to go to the Kotak Mahindra Bank Personal Loan segment on BankBazaar.com and then click on ‘Get Approval’. You will get a response within 30 minutes.
    • If your loan application gets sanctioned and approved, you will receive Vantage Points on your user ID registered with Vantage Circle.
    • You will then be required to log on to the Vantage website to redeem your Vantage points.

    Terms and conditions for this offer

    • This Vantage Circle offer is valid from September 15, 2017 until October 31, 2017.
    • These Vantage points are applicable only if the applicant chooses a Kotak Mahindra Bank personal loan through any promotional campaign organised by Vantage Circle.
    • This voucher will be valid only if your Kotak Mahindra Bank personal loan is offered to you on or before November 30, 2017.
    • Your Vantage Points voucher will be sent to you through email on the email ID that you would have given while applying on BankBazaar.com.
    • You will receive the Vantage points on the ID that is registered with Vantage Circle.
    • To be eligible for this offer, you will need to be at least 21 years old (as per bank’s eligibility criteria)

    If you are looking for a convenient online loan application process, BankBazaar is the right place! Get a personal loan from Kotak Mahindra Bank according to your preferences and repayment ability by applying through BankBazaar. With this loan, you can meet all your celebration-related expenditures including delicacies, gifts, new clothes, home renovation, decorations, and so on.

    With a Kotak Mahindra Bank personal loan via BankBazaar.com, you can enjoy cool advantages including e-approval, top-up loan options, door-step service, personal loan balance transfer features, and lots more! Moreover, you will not be asked to get any guarantor at the time of the application.

    This Dhanteras or Diwali, you can sit at home and apply for a Kotak personal loan while enjoying the festivities with your friends and relatives! Hurry up until the offers last! Do not let go of these awesome deals.

    Personal Loan Reviews

    • Kotak Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this loan had taken almost three to four days and the process had been easy. The loan amount which they had provided has been satisfactory and the interest rate also been good as well. There has not been any charges which they had been charged also had been good when compared with the market rate.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • Kotak Personal Loan
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've taken a personal loan form the Kotak Mahindra Ban. The loan amount 3 lacs, interest rate was more, customer support is waiting time at the branches are high. They need to stick to their timings and appointments.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 15, 2018
    • Kotak Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      I had chosen to go with them since the EMI was very low with them and the process in getting this loan has been taken more time than usual. It took almost a month in getting the loan. The loan amount was satisfactory and the interest rate was quite reasonable. Their customer support and their staff responses also had been good in the initial times but it has gone not so well in the late days.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 14, 2018
    • Kotak Personal Loan
      "Looking for less interest rate"
      0.5 4.0/5 "Great!"
      My personal loan application was approved with Kotak Mahindra bank and my experience was good, the process was smooth and i received my loan amount in 10 days. The rate of interest was nominal when compared to others. Customer service was good and they responded on time.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 12, 2018
    • Kotak Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I have taken my personal loan with KOTAK BANK . The loan amount was 4 lakhs and the interest rate was satisfactory . The tenure period was 5 years .They have sanctioned the loan with the committed time and the processing fee was also high. The customer service and responses was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 12, 2018
    • Kotak Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan through KOTAK BANK , i receive my loan with in 4 days the process was too quick with this bank , i did not face any issues while getting loan and at the time of documentation . Rate of interest is 13% and processing fee is also very much nominal .
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 12, 2018
    • Kotak Personal Loan
      "Good. Can do better"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with Kotak Mahindra Bank. The experience was good, but there was a delay in the process. I was told that I would receive the loan in six days, but it took three weeks. I received the loan as needed. The rate of interest is around 11% and the processing fees was charged as well.
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 11, 2018
    • Kotak Personal Loan
      "Time consuming"
      0.5 1.0/5 "Really Bad"
      I have taken a personal loan from the Kotak Mahindra bank for 2.5 lacs, the interest rate was 14% , It took so much time to get approved and finally I got the loan amount. They need to work on the processing and application and ensure a timely disbursal.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 05, 2018
    • Kotak Personal Loan
      "Need to reduce charges"
      0.5 5.0/5 "Blown Away!"
      My experience with Kotak Mahindra bank for personal loan was good, the loan amount was for Rs 4 lacs with high interest rate when compared to other banks. The charges are high on preclosure. Customer service was good and i preclosed the loan is 2 years.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 05, 2018
    • Kotak Personal Loan
      "AVERAGE"
      0.5 4.0/5 "Great!"
      I have taken personal loan from KOTAK BANK , the rate of interest is 10.99 % initially they said different rate and later they charge different interest rate . . Customer service is not up the mark . Processing fee is 10000 and tenure period is 24month .
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 01, 2018
    • Kotak Personal Loan
      "Poor Service"
      0.5 2.0/5 "Expected more"
      I've taken a personal loan from the Kotak Mahindra Bank. The process was smooth, there were issues with the EMI auto debit and my cheque got bounced and Credit score also got affected. They need to be more precise with the payments collection.
      Was this review helpful? 1
      , pune
      Reviewed on Aug 31, 2018
    • Kotak Personal Loan
      "excellent"
      0.5 5.0/5 "Blown Away!"
      My loan amount was taken with KOTAK BANK , there is no hidden charges with this bank . Customer service and their follow up is good , the process of getting loan is too quick . My tenure period is 5year and rate of interest is 11.99% and it is nominal in the market . Processing fee is nominal and they gave preclosere option too .
      Was this review helpful? 3
      , indore
      Reviewed on Aug 30, 2018
    • Kotak Personal Loan
      "Good overall "
      0.5 4.0/5 "Great!"
      My personal loan is with Kotak Mahindra Bank. The process to get the loan was smooth and there was no delay. But the details like processing fee is not transparent and due to which the loan amount was lesser than expected. The rate of interest is of 13.75%.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 29, 2018
    • Kotak Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've taken a personal loan from the Kotak Mahindra Bank. The Rate of interest was high. The whole application process was easy and hassle free. They need to keep the interest rate in par with the market rate.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 28, 2018
    • Kotak Personal Loan
      "ROI and charges very high"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Kotak Mahindra Bank. The customer services and response is good. There are no issues in the process. They have provided the loan on time. But they have offered a very high rate of interest which is of 22% and the processing fee is high too. It is recommended only in an emergency.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 28, 2018
    • Kotak Personal Loan
      "Good. Can do better"
      0.5 3.0/5 "Satisfactory"
      My personal loan is with Kotak Mahindra Bank. The customer services and response is okay, but could have been more better if they were quick. Since the documentation was not signed there was a delay. The rate of interest offered to me is of 10.99%.
      Was this review helpful? 2
      , bangalore
      Reviewed on Aug 27, 2018
    • Kotak Personal Loan
      "Good loan"
      0.5 4.0/5 "Great!"
      Processing and documentation was easy, there was no issues in processing the documents, i feel like rate of interest in normal, also there was no issues in transferring the funds to my account, over all everything is fine and customer service is a also good with them its good.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 25, 2018
    • Kotak Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with KOTAK BANK recently. I had a good experience here and the given interest rate was on a higher side here and i have taken 5 lakhs and the emi period was 5 years . The service and responses was very good .There is no inconvenience faced with the loan process. The processing fee was also quite nominal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 25, 2018
    • Kotak Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Kotak Mahindra Bank, I needed loan at the time hence despite of the interest rate to be high I took it, they charged 11.2 %, the loan period is for 4 years. I received the loan amount on time at the time I applied for it, the services provided by them were good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 25, 2018
    • Kotak Personal Loan
      "Good experience"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with Kotak Mahindra bank. The process to get the loan is good and there are no hassles in the process. The documentation was collected on time and I am also okay with the rate of interest and charges. It is nominal too.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Aug 22, 2018
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