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  • Kotak Personal Loan Diwali Offers Oct 2017 is Rated as "Pretty good" by 2448 Users
    Personal Loan BYTES FROM OUR KITCHEN

    Kotak Personal Loan Diwali Offers Oct 2017

    Kotak Personal Loan Diwali Offers October 2017 – Grab Amazon Diwali Bonus Wali and Vantage Circle Points

    Kotak Mahindra Bank personal loans can be availed by salaried individuals working in public organizations, large private companies, or MNCs, or by self-employed individuals. Personal loans from Kotak Mahindra can be availed for any personal reason such as weddings, holidays, educational fees, etc.

    Key features of Kotak Personal Loan

    • A maximum of Rs.15 lakh can be availed as a personal loan from Kotak Mahindra Bank.
    • An interest rate of 11.49% to 20.15% is charged.
    • Processing fee comes up to 2% of the loan amount.
    • Loan tenure ranges between one to five years.
    • There is no guarantor required for this personal loan.
    • Pre-closure is allowed only after completion of a year.

    Kotak Personal Loan Interest Rates

    The interest rate for Kotak Personal Loans ranges from 11.5% to 24%.

    Enjoy Diwali offers from BankBazaar on Kotak Mahindra Bank Personal Loan 2017

    If you are planning to get a personal loan this Diwali, you can approach Kotak Mahindra Bank for reliable personal loan options. When you apply for a Kotak Mahindra Bank personal loan through BankBazaar, you can enjoy special discounts and offers. You can get full details regarding the loan’s features, interest rates, and eligibility criteria on the BankBazaar website.

    BankBazaar has partnered with Amazon and Vantage Circle to give you exclusive offers this festive season.

    1. Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan

    You can enjoy this Diwali Bonus Wali offer by applying for a Kotak Mahindra Bank personal loan on the BankBazaar website. Once your loan gets disbursed after approval, you will receive an Amazon gift voucher worth Rs.1,000.

    How to apply for this offer?

    • First, go to BankBazaar.com and then go to the Kotak Mahindra Bank Personal Loan segment. You can check the interest rate range and other details for this loan. If you are interested in the product, you will have to click ‘Get Approval’. You will get a response within 30 minutes.
    • Once your loan is accepted and disbursed, you will receive an Amazon gift voucher worth Rs.1,000.
    • You will get this voucher on your email ID that you have given while applying for the Kotak Mahindra Bank personal loan.
    • You can then visit the Amazon website or download the Amazon app in order to redeem your Amazon gift voucher.

    Terms and conditions for this offer

    • This Amazon Diwali Bonus Wali – Kotak Mahindra Bank Personal Loan offer is applicable from October 1, 2017 until October 31, 2017.
    • To be eligible for this offer, the loan applicant will have to be at least 18 years old.
    • This exclusive offer will be provided for personal loans disbursed on or before December 15, 2017.

    2. Vantage Circle Points for Kotak Mahindra Bank Personal Loan

    Apply for a Kotak Mahindra Bank personal loan via the BankBazaar website through any promotional campaign conducted by Vantage Circle, and you will get exclusive Vantage Points. Once your personal loan application gets approved and your loan amount is disbursed, you will receive Vantage Points worth Rs.1,000.

    How to apply for this offer?

    • You will first need to go to the Kotak Mahindra Bank Personal Loan segment on BankBazaar.com and then click on ‘Get Approval’. You will get a response within 30 minutes.
    • If your loan application gets sanctioned and approved, you will receive Vantage Points on your user ID registered with Vantage Circle.
    • You will then be required to log on to the Vantage website to redeem your Vantage points.

    Terms and conditions for this offer

    • This Vantage Circle offer is valid from September 15, 2017 until October 31, 2017.
    • These Vantage points are applicable only if the applicant chooses a Kotak Mahindra Bank personal loan through any promotional campaign organised by Vantage Circle.
    • This voucher will be valid only if your Kotak Mahindra Bank personal loan is offered to you on or before November 30, 2017.
    • Your Vantage Points voucher will be sent to you through email on the email ID that you would have given while applying on BankBazaar.com.
    • You will receive the Vantage points on the ID that is registered with Vantage Circle.
    • To be eligible for this offer, you will need to be at least 21 years old (as per bank’s eligibility criteria)

    If you are looking for a convenient online loan application process, BankBazaar is the right place! Get a personal loan from Kotak Mahindra Bank according to your preferences and repayment ability by applying through BankBazaar. With this loan, you can meet all your celebration-related expenditures including delicacies, gifts, new clothes, home renovation, decorations, and so on.

    With a Kotak Mahindra Bank personal loan via BankBazaar.com, you can enjoy cool advantages including e-approval, top-up loan options, door-step service, personal loan balance transfer features, and lots more! Moreover, you will not be asked to get any guarantor at the time of the application.

    This Dhanteras or Diwali, you can sit at home and apply for a Kotak personal loan while enjoying the festivities with your friends and relatives! Hurry up until the offers last! Do not let go of these awesome deals.

    Personal Loan Reviews

    • Kotak Personal Loan
      "Need to improve"
      0.5 2.0/5 "Expected more"
      I requested for the personal loan from Kotak bank but my request got rejected and also they did not informed the reason for rejection about my personal loan. They offered me tenure loan for the period of 36 months and also they offered personal loan amount up to Rs 150,000. Interest rate is 14 % for my loan amount.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 22, 2018
    • Kotak Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with KOTAK Bank. The loan amount was 1 lakh and The Interest rate was 10.99% which is average in the market.The tenure period was 2 years .The loan process was smooth and hassle free . My overall experience was good and its recommendable.
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 20, 2018
    • Kotak Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have my personal loan with KOTAK bank. The loan amount was 1 lakh and the Interest rate was 12.85% which is average in the market . The tenure period was 2 years . The loan process was very good and smooth. They have sanctioned the loan with the committed time. My experience was good and its recommendable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 20, 2018
    • Kotak Personal Loan
      "Unnecessary additional charges"
      0.5 0.5/5 "Unacceptable"
      Very unprofessional. They had recorded my bank details wrongly and because of the ecs payment was failing every month .. I have been doin the payment manually every month . And on top of that they charge u OD charges stating tat the ecs payment bounced .. i hav been telling them U hav taken the account details wrongly and so it bounced , now because of low balance or anything. They are not keen on updating the correct details as well.. every two months they call and ask me to pay the OD charges of 1000+.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 18, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with KOTAK BANK. The loan amount was 3.5 lakhs and the Interest rate was 16.75% which is very high than other banks. The tenure period was 4 years. The loan process was smooth and hassle free. They have provide door step service for collecting documents.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 17, 2018
    • Kotak Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience from Kotak Mahindra Bank on my personal loan. The interest rate was good and they charged a nominal processing fee. I got lesser amount than what I had applied for. The documentation process was good and collected at doorstep.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • Kotak Personal Loan
      "Better"
      0.5 3.5/5 "Pretty good"
      I have my personal loan with KOTAK bank. The loan amount was1 5 lakhs and the Interest rate was 16..49% which is high than other banks in the market . They have sanctioned the loan with the committed time and the pre clouser is after 1 year. My overall experience was better .
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 15, 2018
    • Kotak Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      It was a pretty good experience with Kotak Mahindra Bank. The rate of interest was normal for the personal loan. The processing fee quite fee when compared to other banks. They have sanctioned the loan within a week. The executive came to my place and collected the documents.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 14, 2018
    • Kotak Personal Loan
      "Best "
      0.5 4.0/5 "Great!"
      My experience is good one with the Kotak mahindra bank and the rate of interest is around 10.99%, also the customer service is not much good as per the current competitors. The loan amount got disbursed within six to seven days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 14, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have got the loan amount after the documentation in 2 weeks of time. The KOTAK MAHINDRA BANK customer support need to be focused in their response part. The rate of interest and the charges are lower than other banks , I am satisfied with the loan amount.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 12, 2018
    • Kotak Personal Loan
      "a good service"
      0.5 5.0/5 "Blown Away!"
      I had applied and got the personal loan from KOTAK MAHINDRA BANK. They processed my personal loan application and sanctioned promised principle amount with in a short period. The rate of interest is also affordable by comparing with other loan partners. The customer service is also good and well responsive. I can recommend their services to my friends who are in need.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 09, 2018
    • Kotak Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      I do have the personal loan with the Kotak mahindra bank and the interest rate is around 10.99%. They have disbursed the loan amount within two weeks of time.Everything is good one with the Kotak mahindra bank . I am really happy with them till now.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 09, 2018
    • Kotak Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with Kotak Mahindra Bank through online channel. The rate of interest was bit higher compared to others. The processing fee was zero. The disbursement was on time. The executive came to the place and collected the documents.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 08, 2018
    • Kotak Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with Kotak on my personal loan. I have applied for 5L and the tenure period is 5 years. The documentation process was easy and simple. The rate of interest was nominal which was 14.75%. There is no part payment but I can do pre closure after a year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 08, 2018
    • Kotak Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am having the personal loan with the Kotak mahindra bank and the interest rate is around 7%, also it was provided through my organization. The EMI is around 7230 Rupees for two years of time. Service aspects are good one with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 08, 2018
    • Kotak Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from Kotak Mahindra bank. I must say the processing of the amount took 10 days, even though after providing all the docs. The interest rate is bit high which is around 16% and processing fee is 2%. My loan amount is around Rs. 3,00,000.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 07, 2018
    • Kotak Personal Loan
      "Good but to be faster"
      0.5 4.0/5 "Great!"
      It was a good experience with Kotak Mahindra Bank. The customer service and response was good. They took 2 weeks to process the loan. They provided a doorstep service of document collection. The rate of interest and charges are nominal. I am paying around Rs.33,000 rupees through ECS.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 07, 2018
    • Kotak Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Kotak Mahindra bank for Rs. 2,00,000 at 18% interest rate. The processing was done in 2 hours of time. The customer service was good and the processing was also done quickly. Based on this I am very satisfied but the rate of interest is very high,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 07, 2018
    • Kotak Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Kotak Mahindra bank for Rs. 2,00,000 at 18% interest rate. The processing was done in 2 hours of time. The customer service was good and the processing was also done quickly. Based on this I was very satisfied but the rate of interest is high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 07, 2018
    • Kotak Personal Loan
      "Best"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank is great one for me because they have disbursed the loan amount within a week to ten days of time. Customer service and other things are really fine one for my personal loan application and am pretty much okay with them till now.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 06, 2018
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