Fees & Charges
Promised Interest Rate
"The process in getting this card has been smooth and easy and the card has reached on the right time. They had explained me with the benefits and the features with this card and there has been a good credit limit with this card, there has not been any annual charges with this card."
I have taken a credit card with KOTAK MAHINDRA Bank. The credit limit is fine and it is not up the mark. The customer support is not satisfactory.The customer service is average. The process is not that good i am not happy with the services . There was delayed in getting statement .
It has been a good card with good credit limit and it has been better than the other cards which i am holding. There has been some good benefits with this card as well. There has not been any annual charges with this card and i am using the card for shopping and all other purchases.
My credit card was taken with KOTAK MAHINDRA BANK credit card . There is no joining fee at the time of getting the card, i am getting waive off also with this card . I am holding this card for more than 4 year . I use this card for multipurpose . Customer service is good.
I am holding KOTAK MAHINDRA Credit card for past 2 year . The Application process was easy, I got the card with in few days. The credit limit is fine with this card . I use this card for multipurpose . Overall the whole application process was easy and hassle free.
I have taken a personal loan from Kotak Mahindra Bank and it was closed in the year of 2018. My experience is not good, have not received NOC on time. They need to improve the customer service. The rate of interest is more compared to others. The documentation process was easy but foreclosure is very difficult.
Recently one month back i got my Kotak mahindra credit card , where they have given good credit limit . Am really satisfied with the customer service as they have called and explained the benefits and features of the card . There is annual charges for the card of Rs1000 which gets waived off after using certain limit .
Am using Kotak Mahindra credit card for past one year. I like the offers very much. The customer service and response was up to the mark. Actually I have no idea about the charges. The credit limit is average. They are charging annual fee which is minimum.
My personal loan was processed with Kotak Mahindra Bank through online portal. I have expected the minimum interest rate around 14 to 15% but they have charged me 16%. The processing fee was around 8% due to my urgency so have proceeded it. I have submitted the documents online also executive came to collect few documents.
I have taken Housing loan from the Kotak mahindra bank , They have given Fair rate of interest based on the market price . They did instant approval process as fast as they can do . . There is no nominal processing fees as every bank i used to charge which is minimal .Overall am satisfied with the financial service .
I have been using this credit card for last 1 month.Since I'm holding a savings account, they have offered me a credit card. I get a 2 free movie tickets for every month from PVR cinemas for that i have to spent Rs. 15000 every month. I have to pay the annual fee of Rs. 499.
Kotak Mutual fund is good, the growth benefits are good and benefit, the executive are helpful they explained all the terms and conditions. They don't have any commission on mutual fund investment, Kotak is best than Axis, every month I invest Rs.3000 sip in blue chip.
I have been using the KOTAK MAHINDRA BANK credit card for the past 15 days . The process of getting the card was too late it took much time to get the card . They offer me only 15000 of credit limit which is very low i am not happy with that . I got the card because i have hobby of collecting the card .
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