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    Kanpur Credit Cards

    1st Year Fee
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    Response Time Within 30 minutes
    Paperless approval option available
    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Response Time Within 30 minutes
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    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Response Time Within 30 minutes
    Paperless approval option available

    Compare, check your eligibility and apply for credit cards online.

    Kanpur Credit Cards Reviews

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    Kanpur Credit Cards is Rated as "Excellent!" by 37 Users

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    Looking for a Credit Card in Kanpur? Compare various Credit Card offers online at for Kanpur city

    Kanpur, the second largest city in Uttar Pradesh is situated at close proximity from its capital Lucknow. Thats just one of the reasons its importance to the state and the country cannot be overemphasized. Its based on the banks of river Ganges and is often called Manchester of the East. And thats because this is the place where major industrial revolution took place in the country, like its counterpart in the UK. Kanpur is still one of the major industrial cities in the country with many big conglomerates running their plants from here. It has also been called the Leather city because of the number of top quality tanneries that are located here. Hence its only natural to imagine that the city plays a major role in the economic growth of the state, and the country. While Kanpur in itself is quite spread out, the metro city is populous with around 3 million people living here. And not only the numbers but the city itself is expanding in many ways. There are many people from all over the country who have moved here because of the economic opportunities that are present here. Moreover since it has gone through modernization in recent times, it offers people the way of life that is attractive and appealing. Of course there are many youngsters who are coming here because of several learning institutes that have opened up, and made a name for themselves. Hence the city has become a melting pot for people of different cultures, age groups and aspirations, which make it quite an exciting place to live in.

    If you have been living in Kanpur or have moved here recently, then you want to make the most of the opportunities in front of you. And that also means travelling through the beautiful state, shopping at the plush malls or eating out at the fine dining restaurants for that matter. You can do that and a lot more with the help of credit cards that give you the cutting edge advantage. You can buy things that you thought were beyond your means once and whats more, get handsome rewards for shopping or booking travel tickets for that matter. helps you realize these benefits by bringing the best Kanpur Credit Card options right at your fingertips. Have you been considering getting a credit card but not sure about the right choice for you? There are many who have found themselves in a similar situation and that doesnt mean you pick up the first credit card offer that comes your way. You need to be smart about considering your Kanpur Credit Card offers and thats where we come into the picture. To begin with, we have aligned with several banks and credit card companies of repute to ensure that you get all the credit card offers out there. You can choose from several offers from any company and ensure that you are taking the right decision for your long term future.

    Get the BankBazaar advantage when applying for credit cards in Kanpur
    • works with the top banks and credit card companies in the country. Hence we can guarantee you best offerings from these financial institutions that will hit the right notes with you. Some of the well known credit card offers we bring you include
      • Axis Bank Credit Cards
      • HDFC Bank Credit Cards
      • CitiBank Credit Cards
      • ICICI Bank Credit Cards
      • IndusInd Bank Credit Cards
    • You can then fill out a simple form so that your eligibility can be assessed. Its important to do that at the onset so that you can get offers that you are eligible for. This simple step will save you a lot of hassle in the future.
    • Once you have received different offers from reputed credit card companies, will help you choose the best one for your needs. You can do that by comparing these offers based on factors like interest rates, credit limits, cash withdrawal charges etc. You will have to remember what you are looking for from a credit card at all times when you are making these comparisons so that you can get the right solution for your needs.
    • then lets you make a simple online application and offers you important information along the way to keep your mind at rest.
    • Not only will you get objective credit card solutions, you can also be rest assured that your personal information is kept safe at all times.
    1. Who can get a Credit Card?
    2. Anyone with a fixed income, aged above 21 & favourable CIBIL credit score of over 800 can get a credit card.

    3. What will be my credit limit?
    4. The credit limit will depend on various factors like your income, repayment, CIBIL score, etc. Your credit limit can be increased or decreased depending on your last years spending and repayment history

    5. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    6. Yes, you can get an Add-on card but, it will totally depend on the offers the credit card issuer is running at a given point of time. There will not be a separate credit limit for the add-on card.

    7. What should I do if there is a fraud transaction on my credit card?
    8. You should immediately inform your credit card issuer about the fraud transaction.

    9. What should I do if my Credit card is lost or stolen?
    10. If your credit card is lost or stolen inform your credit card issuer within 24 hours and block your card immediately for any fraudulent transactions. Ask your card issuer to send you a new card which generally gets delivered in 3-4 working days.

    11. Which payment network credit cards are available in India?
    12. Basically, Visa, MasterCard and American Express are three popular payment networks available in India. Payment Networks are not credit card issuers your credit card is issued by banks or other financial institutes.

    13. What is a grace period?
    14. A grace period is interest free period for you to pay your credit card balance in full without any interest rate charges. The grace period is calculated based on your billing cycle and not from the date of the transaction.

    15. Will there be any joining fees for credit card?
    16. Most credit card issuers do not charge you any joining fees. Some may charge you but they might reverse those charges in your first credit card statement.

    17. Is there any annual fee associated with credit cards?
    18. Most issuers waive off annual fee for the first year and then charge a minimum amount of Rs. 500 as annual fee.

    19. What is the interest rate/finance charge for credit cards?
    20. The finance charges will wary for each card issuer and type of card like Platinum, Gold, Titanium or any special credit card. Generally credit card interest rates start at 2.5% per month (30% per annum) to 3.75% per month (45% per annum).

    21. Will there be an overdue penalty or late payment fee?
    22. Yes, every card issuer will charge you a late payment fee ranging from Rs 300 to Rs 600.

    23. Will there be a separate charge for foreign currency transactions on my credit card?
    24. Yes, every card issuer will charge you some percentage of the transaction value for the foreign currency transactions. It is generally around 3.5% of the transaction value.

    25. How can I make my credit card payment?
    26. Credit Card issuers provide the following credit card payment options:

      • Through ATMs: Make payments through your card issuing bank ATMs.
      • Through Net banking: Make Card payments using your Net banking.
      • Visa Money Transfer
      • Standing Instructions: If you have bank account with your card issuing bank then you can give standing instructions to directly debit the minimum amount due or full payment due for your monthly credit card payment.
      • National Electronic Funds Transfer (NEFT): Transfer funds from any other bank account to make your card payments.
      • Drop Box Option: You can also drop a local cheque, payable to bank card A/c followed by your card number, at any drop box located in ATMs and branches of your card issuer.
      • Over the counter: You can pay directly by visiting your card issuing bank and make the cash payment for your credit card outstanding.
    Credit Card Eligibility and Documentation
    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.

    Documents required for Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.
    Features & Benefits of Credit Cards
    • To fulfill dreams which cant wait, apply for credit cards and live your dreams.

    Credit Cards come with great features and benefits:

    • Save on fuel spends
    • Exiting reward programs
    • Comprehensive Insurance coverage
    • Cash back facilities
    • EMI facility on your product purchases
    • Balance Transfer facility
    • Interest Free Period
    • Special discounts on various products
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