United India Insurance Company Limited has been the forefront of designing and implementing complex covers to large customers. United India Family Medicare 2014 takes care of the expenses arising out of the hospitalisation of the life insured and his family members. Hospital expenses, day care treatment, Ayush treatment, pre-hospitalisation, post-hospitalisation, ambulance charges and cashless facilities are covered under this plan. This health insurance policy can be renewed throughout the lifetime of the life insured. Some diseases have waiting period to be covered.
Features & Benefits of United India Family Medicare 2014:
| Entry age | Minimum age – 18 years Maximum age – 80 years Children between the ages of 3 months and 18 years will be covered if the parents are covered. |
| Coverage | The following will be covered under this policy:
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| Payment mode | Either the amount is reimbursed or the cashless payment option is available in network hospitals |
| Renewal | The policy can be renewed throughout the lifetime of the life insured. You get 30 days grace period to renew the policy. |
| Free look period | You can return the policy in within 15 days from the date of receipt of the policy. |
| No claim discount | No claim discount of 3% is available after 3 continuous claim free years and it is subject to a maximum of 15%. Expenses of health check-up will be reimburses once at the end of every 3 continuous years of no claim period. |
| Cancellation | The company can cancel the policy on grounds of fraud, non-disclosure and misrepresentation by sending 15 days written notice. |
| Claim | The insurer can settle the claim within 15 days from the receipt of the necessary documents. |
| Tax benefits | Payments made towards this policy in any mode other than cash is eligible for deduction from taxable income under section 80D of the Income Tax Act. |
| Other benefits |
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| Waiting period |
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| Exclusions | The following conditions or diseases will be excluded under this policy:
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Disclaimer: Please read the terms, conditions and exclusions mentioned in the policy document before taking the policy.
Other Health Insurance Plans from United India:
- United India Insurance Family Medicare Policy
- United India Insurance Gold Policy
- United India Insurance Individual Mediclaim Policy
- United India Insurance Platinum Policy
- United India Insurance Senior Citizen Plan
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GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.
