Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Bankbazaar two wheeler insurance

    Two Wheeler Insurance

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    Smart buying tips for your Two Wheeler Insurance

    01
    Get Fully Covered

    Liability-only cover is mandatory for your Two Wheeler Insurance. However, this will not cover damage to your vehicle. Get a comprehensive policy that covers both personal injury and vehicle damage.

    02
    Be A Safe Rider

    Maintaining a clean riding record can help you get a better premium for your insurance policy. Insurers prefer low-risk riders with no history.

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    Your Two Wheeler Insurance premium is determined by

    01
    Make and Model

    Your two-wheele's make and model will have a major influence on the insurance premium. The more powerful your vehicle (more cubic capacity), the higher your premium will be. .

    02
    Registration City

    The city where a vehicle is registered also determines premiums. Two-Wheeler owners in metropolitan cities have to pay higher premiums since the possibility of vehicle thefts and accidents is higher.

    03
    No-Claim Bonus Percentage

    The insurance premium amount will always be low if you haven't made any claims in the previous year against your existing policy. So don't bother with those small claims.

    04
    Type of Cover Taken

    Additional protection such as collision cover or vandalism cover will increase your premium amount.

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    Cut your Two Wheeler Insurance costs with these expert tips!

    01
    You Snooze, You Lose

    Always renew your Two Wheeler Insurance before the due date to avoid a potential increase in premium cost or inconveniences such as vehicle inspections.

    02
    Don't Sweat the Small Stuff

    Making small claims for dents and scratches will push the premium amount up when you renew it the following year. This will result in you losing the no-claim bonus in the corresponding year.

    03
    The Net's Your Best Bet

    Buying Two Wheeler Insurance online will save you a pretty penny in processing and distribution costs and could fetch you more discounts than a direct purchase.

    03
    Go The Whole Hog

    Buying a comprehensive policy will cover all possible damage to you and your vehicle. Also, choosing to pay your premium in one go will help you grab lower premiums as opposed to monthly pay-outs.

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    Two Wheeler Insurance is Rated as " Excellent!" by 3041 Users
     4.5 / 5.0   by 3041 users
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    Two Wheeler Insurance BYTES FROM OUR KITCHEN

    Read Two Wheeler Insurance news or Enjoy it on the go Google Play

    • Two-Wheeler Sales Drop in West Bengal Due to New Transport Rule

      A new rule has been passed by the transport department in West Bengal for buyers of two-wheelers to have a valid driving licence at the time of registration. After increased instances of underage driving and road accidents caused by drivers without valid licences, the transport department decided to enforce the rule.

      In the rest of the country, buyers are not required to hold a driving licence and is required only by the individual riding the two-wheeler. As a result of this newly enforced rule in West Bengal, monthly sales of two-wheelers have dropped from 1 lakh units to 30-35,000 units.

    • TVS launches a new 110cc commuter Radeon

      TVS Motor Company has recently launched their newest commuter motorcycle. It is a 110cc motorcycle and has been christened as ‘Radeon’. TVS Motor Company has put up a price tag of Rs.48,400 (ex-showroom Delhi) for the motorcycle.

      The company claimed that certain features like the synchronised braking technology, car-like speedometer, and ‘largest seat in the segment’ are indeed the first-in segment. The motorcycle gets chrome silencer, thigh pads on the petrol tank, a high ground clearance, bigger wheels, smartphone charger, premium feel controls, and other features. Sudarshan Venu, the joint managing director of the company said that the company is expecting the sale of 2 lakh units in the first year.

    • New bike launches in the past one month

      The latest bike launches in India during the last month are as follows:

      1. TVS Radeon - With looks that resemble the Hero Splendor and launching price of Rs.48,000 (ex-showroom Delhi), the bike is placed between the TVS Star City Plus and Victor.
      2. 2019 Kawasaki Ninja H2 range - Kawasaki has introduced the H2, H2 Carbon, and H2R recently with increased power output and torque. Special features such as all-LED lighting system, TFT screen that is smartphone-compatible, and self-healing paint are also offered in this range of bikes.
      3. Pulsar NS160 (rear disc version) - Bajaj has recently upgraded the NS160 to a rear disc model. The expected price of the new model is Rs.2,106 (ex-showroom Pune). All other features of the bike remain the same.

    • Harley-Davidson confirmed the launch of a small-capacity 250-500cc motorcycle

      Harley-Davidson has recently announced its ambitious plan to venture into never-explored segments in a limited price range to lure the global buyers. While speaking about its new launches, this century-old two-wheeler manufacturer revealed several path-breaking plans for future which include its first-ever electric motorcycle range LiveWire and a new streetfighter range. It also confirmed the global launch of a small-capacity 250-500cc motorcycle with an intent to attract the Indian customers and make a profit from this developing nation. These new launches which are out of the comfort zone of this mainstream manufacturer though surprising for many might turn out to be highly profitable. As a matter of fact, to accomplish this plan of launching all these future models, the company has invested $825 million which is more than Rs.5,600 crore till 2022 and even beyond.

    • Launch of 2018 Suzuki Bandit 150

      Suzuki has showcased the 2018 version of the Bandit 150 in the Indonesian market. The vehicle was revealed at the Gaikindo Indonesia International Auto Show (GIIAS). The bike is based on the street bike GSX-S150.

      The 2018 version of the Bandit 150 is a market-specific motorcycle. It has a trapezoidal headlamp an a digital instrument console. The bike also has muscular styling. The vehicle is powered by a DOHC, liquid cooled engine that churns out 19.2 hp of peak power and 14 Nm of maximum torque. The bike also has a 6-speed gearbox for transmission.

      There is a monoshock unit at the rear and a telescopic front fork and disc brakes at both the wheels. There is no option of ABS in the bike. The pricing details of the bike have not been revealed as yet by the auto manufacturer.

    • Monsoon Kit Fitment announced for KTM 390 Duke

      KTM has asked the owners of the 2017 and 2018 KTM 390 Duke to bring in their bikes for a Monsoon Kit Fitment. This kit includes a new ECU bracket and fixes for the pillion seat damping bushes and headlamp vibration issue faced by several customers. If required KTM will also provide a software update on the bikes whose headlamp randomly turn off. Instead of recalling the bikes, the company will make all the necessary arrangements to fix these issues often complained by the customers. The new ECU bracket will come with a cover for safeguarding the unit from water and other elements. The pillion seat damping bushes will be redesigned to increase the space between the tail light and the seat as the previous design caused the light to crack whenever there is a heavy pillion overboard. The company will carry out all these updates completely free of cost.

    • 2019 Honda CBR1000RR Will Be Capable of Generating 212 Bhp of Power

      Japanese two-wheeler manufacturer, Honda Motor Company is planning to introduce its next-generation CBR1000RR by the end of 2019. While there have been many rumours that have been doing the rounds, the company has revealed new details about the bike which indicate that it will be capable of generating a maximum power of 212 bhp. The report has also put an end to the rumours which claimed that the company will add a V4 engine to the 2019 Blade. However, Honda is indeed currently working on a new V4 engine for a production bike which might be featured in the new RVF1000. The Fireblade will sport an inline-four engine which will have the capacity of producing a maximum power of 212 bhp. This will make it the most powerful motorcycle among its peers by surpassing the Ducati Panigale V4 which churns out 211 bhp. While the production bike was unveiled at the 2018 EICMA Show, the new Fireblade will also get a new frame, along with a new design with a central air-duct at the front end. This technology is presently available in the CBR600RR, and is used to redirect air directly into the intake. Furthermore, similar to the BMW HP4 Race, the bike will also be available in a limited edition SP2 variant with carbon-fibre fairing and titanium exhaust.

      Less than 2 years ago, Honda introduced a long-overdue update for the CBR1000RR. However, this move was to keep the enthusiasts happy for the time until the all-new bike was ready to be launched in 2019. Expected to go on sale in early 2019, the bike is expected to be showcased at the 2018 EICMA Show that will be held in November 2018.

    • Hero XPulse Expected to Venture the Indian Market by December 2018

      Hero MotoCorp - one of the most renowned two-wheeler manufacturers in India - is planning to launch its most-awaited product offering in the premium bike segment, the XPulse, by the end of December this year. The motorcycle was initially showcased at the 2017 EICMA. While the company is currently focused gearing up for the launch of the Xtreme 200R in the country, it is planning to introduce the Duet 125 and the Maestro Edge 125 scooters next. Therefore, the company is currently focusing its entire resources, time, and energy towards this end. As per the statements made by an official at Hero MotoCorp, the company is presently focusing on the launches of the Xtreme 200R, Maestro Edge 125, and Duet 125. Once these launches are completed the Delhi-based bike manufacturing company is planning to shift its focus on the launch of the Hero XPulse. Similar to the Hero Xtreme 200R, the XPulse will be powered by a 200cc air-cooled single-cylinder engine. However, the bike will feature a revised gearing system. Outfitted with a 5-speed gearbox, the motorcycle is capable of generating 18.4 bhp of maximum power and a peak torque of 17.1 Nm. The XPulse carries a fuel tank with a capacity of 14 litres, and offers a range of 450 kms. The bikes sports an off-road style front mudguard, hand guards, visor, engine sump guard, and a full-LED headlamp. Featuring a ground clearance of 200 mm, the suspension duties of the bike is handled by a 190 mm of suspension travel for the front end and a 10-step adjustable monoshock at the rear with a suspension travel of 170 mm. Other features of the XPulse a digital instrument cluster that can be connected to the phone of the user using Bluetooth. This entry-level adventure bike is expected to carry an ex-showroom price of around Rs.1 lakh.

    • Indian Two-Wheeler Industry Booms as Major Players Continue to Introduce New Bikes

      While the two-wheeler industry continues to grow in leaps and bounds overseas, the Indian motorcycle industry witnessed a slew of announcements and launches marking this month as one of the most important period in the industry’s timeline. Harley-Davidson has been primarily developing retro motorcycles featuring big air-cooled V-Twin lumps inside chromed, raked-out frames. However, the company has been working towards reinventing themselves. Unveiling the LiveWire electric concept bike couple of years back, the company is gearing up to launch the motorcycle by the end of 2019. Furthermore, Harley-Davidson is planning to introduce a sport naked, flat tracker with a 975cc engine named the 975 Streetfighter and an Adventure vehicle (ADV) carrying a 1250cc motor known as the Pan America. These bikes will sport a liquid cooled V-twin engine and will be developed on a new modular platform. The company also plans to venture the 250-500cc bike segment in order to target the Indian and South Asian markets.

      On the other hand, Kawasaki is looking to make India an export hub for Latin American and African countries. According to the rumours, the company is currently working on expanding its assembly line at the newly established Chakan facility in Pune. While the company intends to keep the costs down by localising its components, it is also planning to sell approximately 5,000 bikes in the country by 2020. Kawasaki also plans on introducing low-cost, low-capacity motorcycles either by locally manufacturing several of its product offerings or by launching new sub-200cc bikes in the country.

      Royal Enfield is presently looking to launch its latest motorcycles - the 650cc Interceptor and the Continental GT - in the global markets. While bike enthusiasts might have to wait a while longer to get their hands on these motorcycles, the bikes featuring all-new parallel twin motors developed in-house are expected to carry a price tag of around Rs.4 lakh.

      Additionally, Bajaj Auto is planning to introduce an electric bike by 2020 that is likely to be a lifestyle product that focuses on offering a high range. The Ducati Scrambler 1100 has been spotted at dealerships across India which indicates a launch in the near future. The price of this bike is expected to range from Rs.11 lakh to Rs.12 lakh. Benelli is also planning to introduce the Leoncino by November 2018.

    • Indian Two-Wheeler Industry Booms as Major Players Continue to Introduce New Bikes

      While the two-wheeler industry continues to grow in leaps and bounds overseas, the Indian motorcycle industry witnessed a slew of announcements and launches marking this month as one of the most important period in the industry’s timeline. Harley-Davidson has been primarily developing retro motorcycles featuring big air-cooled V-Twin lumps inside chromed, raked-out frames. However, the company has been working towards reinventing themselves. Unveiling the LiveWire electric concept bike couple of years back, the company is gearing up to launch the motorcycle by the end of 2019. Furthermore, Harley-Davidson is planning to introduce a sport naked, flat tracker with a 975cc engine named the 975 Streetfighter and an Adventure vehicle (ADV) carrying a 1250cc motor known as the Pan America. These bikes will sport a liquid cooled V-twin engine and will be developed on a new modular platform. The company also plans to venture the 250-500cc bike segment in order to target the Indian and South Asian markets.

      On the other hand, Kawasaki is looking to make India an export hub for Latin American and African countries. According to the rumours, the company is currently working on expanding its assembly line at the newly established Chakan facility in Pune. While the company intends to keep the costs down by localising its components, it is also planning to sell approximately 5,000 bikes in the country by 2020. Kawasaki also plans on introducing low-cost, low-capacity motorcycles either by locally manufacturing several of its product offerings or by launching new sub-200cc bikes in the country.

      Royal Enfield is presently looking to launch its latest motorcycles - the 650cc Interceptor and the Continental GT - in the global markets. While bike enthusiasts might have to wait a while longer to get their hands on these motorcycles, the bikes featuring all-new parallel twin motors developed in-house are expected to carry a price tag of around Rs.4 lakh.

      Additionally, Bajaj Auto is planning to introduce an electric bike by 2020 that is likely to be a lifestyle product that focuses on offering a high range. The Ducati Scrambler 1100 has been spotted at dealerships across India which indicates a launch in the near future. The price of this bike is expected to range from Rs.11 lakh to Rs.12 lakh. Benelli is also planning to introduce the Leoncino by November 2018.

    • Suzuki V-Strom 650 going to be launched in India very soon

      Suzuki is all set to release their medium-weight V-Strom 650 in the adventure bike category in India shortly. Several dealerships across various cities in the country have already been informed about the same by Suzuki. Though the launch of this bike was earlier planned to be in the month of July, it was postponed by a few weeks due to the launch of the Burgan Street last week. Now, the launch of V-Strom 650 is fixed to be in the first-half of September. V-Strom 650 replicates its earlier version V-Strom 1000 by its looks and is driven by a liquid-cooled 650cc V-Twin engine famous for its reachable torque. It will have ABS and Traction Control System by default. This bike will be available in the market in two different variants, the standard and the 650xT version. The other variant will come with extra off-road equipment such as engine protection, hand guards and spoke wheels. It is expected to be priced competitively by Suzuki since it will compete with the Kawasaki Versys 650 and the upcoming Benelli TRK 502 immediately after its launch.

    • Artificial Intelligence developed by IIT Hyderabad for detecting bikers without helmets

      The researchers at Indian Institute of Technology (IIT) Hyderabad designed Artificial Intelligence (AI) for catching bikers who drive without helmets. Through this technology, the motorcyclists who are riding without helmets can be detected automatically in the surveillance videos. A Memorandum of Understanding has been signed between IIT-Hyderabad and the Hyderabad government for accessing video data from the CCTV network of the city. Currently, this AI technology is in its to-be-deployed state and filing for the patent rights has already been done by the institute.

      This technology will be partly installed in the camera and on the central police control room servers. Along with this, another software will be put in on an embedded card connected to CCTV cameras which will help the police detect motorcyclists without helmets via sending an alert to the central alert database. This initiative is taken by the institute to reduce the number of accidents and fatalities of motorcyclists who don’t wear helmet.

    Customer Reviews

    • Bharti Axa Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having two wheeler insurance policy from quite long time with Bharti Axa General Insurance. The premium amount for this insurance policy is not more than Rs 3000. I have no claim experience so far with this insurance and the coverage value is good in this policy.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 20, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with National insurance from last 1 year. A premium of Rs 2900 has to be paid for this insurance policy. I have not claimed anything so far with this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 2
      , secunderabad
      Reviewed on Sep 19, 2018
    • United India Two Wheeler Insurance
      "Good"
      0.5 4.5/5 "Excellent!"
      I hold a two wheeler insurance with United India Insurance from last 7 years, i pay a premium of approx Rs 800 for this insurance policy and it has tam happy with the coverage value.o be renewed every year. I have no claim experience so far from this insurance policy.
      Was this review helpful? 5
      , chennai
      Reviewed on Sep 17, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 2 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200 has to be paid for this insurance policy and i have no claim experience so far.
      Was this review helpful? 4
      , mumbai
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Bajaj Allianz from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1600 has to be paid for this insurance policy and i have not claimed anything so far with this two wheeler insurance.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Bajaj Allianz from last 1 year, i pay a insurance premium of Rs 1400 for this insurance policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having a two wheeler insurance policy with HDFC ERGO from last 5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a insurance premium of Rs 1100 for this policy.
      Was this review helpful? 1
      , rajahmundry
      Reviewed on Sep 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I had a two wheeler insurance with ICICI lonbard for quite long time. I am happy with the coverage value of this insurance policy. I am not aware of the premium amount of this insurance policy. I have claimed 3-4 times and all my claim experience was good.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFc Ergo general insurance. The premium is low and I do not have any claim experience with the policy so far. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my requests in future.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 11, 2018
    • L and T Two Wheeler Insurance
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had taken this insurance policy long time back and i had been making the payments of premium annually. Their customer support also had been good as well and i had also taken a claim which was a good experience. There has not been any hassle faced so far.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Sep 07, 2018
    • New India Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with New India Assurance from last 2-3 years, i am happy with the coverage value of this insurance policy. My claim experience was good with this insurance policy. A premium of Rs 2500 has to be paid for this insurance policy. I am satisfied with the policy coverage and plan benefits of this policy.
      Was this review helpful? 6
      , chennai
      Reviewed on Sep 05, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 4.0/5 "Great!"
      My bike is insured with the HDFC Ergo. I do not have any claim experience with the policy. The premium is really less. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my request in future if I'll have any
      Was this review helpful? 3
      , chandigarh
      Reviewed on Sep 04, 2018
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