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Tata AIG Motor Insurance

Tata AIG General Insurance Company Limited has made a mark in the Indian insurance industry by introducing several innovative methodologies and products. The company has configured an extensive range of individual and commercial insurance products that cater to the varying needs of its customers. The products fall under the heads of home insurance, travel insurance, motor insurance, rural-agriculture insurance, and health insurance.

The company has a reputed customer service department that assists consumers throughout their relationship period. The claim settlement process of the company is smooth and payouts are made within the shortest turnaround time.

Why Should You Buy Motor Insurance From Tata AIG?

The advantages of buying motor insurance from Tata AIG are described below:

  • Coverage for damages or complete loss of the vehicle through a large range of incidents
  • Coverage for third-party liabilities
  • Personal accident cover for the owner-driver
  • Availability of 13 add-on covers to enhance the protection offered by the motor insurance policy
  • Motor insurance cover is offered for private and commercial vehicles, including cars and two-wheelers

Types Of Motor Insurance From Tata AIG

Tata AIG offers the following types of motor insurance plans for its customers:

  1. Auto Secure - Private Car Package Policy
  2. This is a comprehensive motor insurance package configured for the benefit of customers opting to . The insurance plan safeguards the insured vehicle against a host of events, such as accidental damages, theft, losses from natural and man-made calamities, etc. The coverage of the policy can be enhanced by opting for riders based on the insurance needs of the customer.

  3. Auto Secure - Two Wheeler Package Policy
  4. This is a comprehensive motor insurance plan that safeguards two-wheelers from several unprecedented events such as accidents, theft, damages while in transit, natural and man-made disasters, etc. It is advisable to buy this insurance plan to protect your prized two-wheeler. The policy term for this type of insurance plan is usually 1 year. After this, the policyholder will have to get in touch with the insurance company to renew the coverage.

  5. Auto Secure - Two Wheeler Long Term Policy
  6. This is a comprehensive two-wheeler insurance plan with an extended policy term of up to 2 or 3 years. This is useful for individuals who do not want to go through the hassles of renewing their two-wheeler insurance policies every year. They can opt for a policy term of 3 years and rest assured that their vehicle will be adequately protected.

  7. Auto Secure - Commercial Vehicle Package Policy
  8. This insurance plan is specially configured for the protection of commercial vehicles. It offers extensive insurance coverage to the insured vehicle and the policyholder.

  9. Liability Only Policy
  10. This is the minimum level of insurance coverage required for any motor vehicle, as per the Motor Vehicles Act, 1988. This insurance plan is also the cheapest form of motor insurance offered by the company.

Tata AIG Liability Only Plan - Inclusions

This insurance scheme offers protection for accidental injuries/death of a third party and third-party property damages. The insurance cover does not safeguard the insured vehicle itself. The owner-driver of the vehicle and passengers can get personal accident cover on paying an extra amount towards the premium.

Tata AIG Comprehensive Motor Insurance - Inclusions

The coverage provided by the comprehensive motor insurance plan from Tata AIG includes the following:

  • The policyholder will receive reimbursement of expenses for repairing damages suffered by the insured vehicle.
  • Total loss instances such as vehicle theft and massive accidental damages are offered coverage.
  • The policy offers protection from damages to the insured vehicle through natural calamities such as landslides, floods, hurricanes, storms, and the like.
  • The policy provides coverage for losses due to man-made disasters such as terrorist acts, in-transit damages, malicious activities, etc.
  • Third-party liability coverage is an intrinsic part of the comprehensive motor insurance plan offered by Tata AIG. This protects the policyholder from legal liabilities to a third party in an accident.
  • Personal accident cover is offered to the owner-driver of the insured vehicle.
  • The coverage under the plan can be amplified by using any of the add-on covers offered by the insurer.

Tata AIG Motor Insurance - Exclusions

The coverage under the motor insurance plans offered by Tata AIG does not include the following events:

  • Losses or damages incurred outside the geographical limits specified in the policy document
  • Intentional damages
  • Accidents while the driver is under the influence of liquor or drugs
  • A claim arising from contractual liability
  • Expenses for consumables
  • Normal wear and tear of the motor vehicle
  • Repair of glass, plastic, fiberglass, and rubber parts
  • Damages to the wheel accessories or rim
  • Routine maintenance of the vehicle
  • Repair of the vehicle outside an authorised garage
  • Using the vehicle beyond limitations

Tata AIG Motor Insurance FAQs:

  1. Is it possible to renew my Tata AIG motor insurance online?
  2. Yes, you can easily renew your Tata AIG motor insurance through the website of the insurance company. If the policy is already in expired status, within a period of 90 days from the expiry date you should request for a survey of the vehicle by calling the insurer’s toll-free number. If the policy has been in expired status for more than 90 days, you will have to apply for a fresh insurance policy. For this, you can visit the nearest branch of Tata AIG or call the toll-free number.

  3. Can I transfer my No Claim Bonus to another insurer?
  4. Yes, this is possible. You can procure an NCB transfer letter from your current insurance company to preserve the NCB for up to 3 months. This bonus can then be used on another motor insurance policy within this time.

  5. How can I pay for motor insurance renewal?
  6. Tata AIG allows you to make payments in the following ways for motor insurance renewal:

    • Online payment using debit/credit cards or the net banking facility
    • Free cheque pick-up facility can be requested for by calling the toll-free number of the insurer
    • The customer can also choose to pay through the Interactive Voice Response (IVR) facility offered by the insurance company
  7. How long does Tata AIG take for the settlement of a motor insurance claim?
  8. Tata AIG usually settles motor insurance claims within 7 working days of receipt of the required documents.

  9. Does the insurance company provide direct claim settlement facility?
  10. Yes, Tata AIG has tie-ups with a network of authorised garages across the country where you can get your vehicle repaired after it has been damaged. You can enjoy the benefits of cashless claim settlement service at these network garages.

 4.0 / 5.0   by 139 users
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Policy Coverage

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Cashless Garages

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Tata AIG Motor Insurance Reviews

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  • Tata AIG Car Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have purchased the car insurance policy with TATA AIG GENERAL INSURANCE where they have provided the premium was nominal also the IDv value was good with the policy. The policy coverage is for zero depreciation. There is a no claim bonus, road side assassinate is there.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jun 29, 2019
  • Tata AIG
    Tata AIG Car Insurance
    "GOOD"
    0.5 5.0/5 "Blown Away!"
    The car insurance policy taken with TATA AIG GENERAL INSURANCE and using it from last few months and i had one claim experience where the customer support is good and helped to get the claim. The premium paid was good nominal of IDV value given. There is a road side assistance is provided.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jun 23, 2019
  • Tata AIG Car Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I have directly Car Insurance policy through Tata AI General Insurance company taken through online .This is a 1year policy ,premium is nominal amount is 24000 paying thorough online .Each year need to renew the policy .The agent gave all the relevant information about the policy .I have got the car insurance policy documents on time .Everything is good ,service was very good to me so far.
    Was this review helpful? 0
    , bangalore
    Reviewed on May 31, 2019
  • Tata AIG Car Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I am using a TATA vehicle and got the insurance from TATA AIG GENERAL INSURANCE. Its been around 3 years and the services are good. I did not claim and the policy period is 3 years. Its a first party insurance which covers zero dep and have taken RSA separately. I have received the insurance paper.
    Was this review helpful? 0
    , jaipur
    Reviewed on May 29, 2019
  • Tata AIG Car Insurance
    "GOOD"
    0.5 3.0/5 "Satisfactory"
    I am using the car insurance policy with the TATA AIG GENERAL INSURANCE since from last 4-5 years the policy has the coverage of full also it has the no claim because i has no claim. The premium paid was 4K also the IDV value was nominal with this policy.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 19, 2019
  • Tata AIG Car Insurance
    "Affordable price for the car loan"
    0.5 5.0/5 "Blown Away!"
    I have 6 years old Maruthi car, last year I paid the premium around Rs. 8000 I took comprehensive plan its for me and car damage . I got the policy paper on time, TATA AIG gave me best value other than other company. Hence I prefer the same site for policy renewal.
    Was this review helpful? 0
    , mumbai
    Reviewed on Apr 26, 2019
  • Tata AIG Car Insurance
    "Tata AIG: Worst Car Insurance"
    0.5 0.5/5 "Unacceptable"
    You pay high premium for your car insurance to get peace of mind but when you really need TATA AIG for the accident claim approval, they do your torture. Really unprofessional. NEVER EVER GO FOR THEM, IF YOU NEED YOUR PEACE OF MIND. PERIOD....
    Was this review helpful? 0
    , jaipur
    Reviewed on Apr 25, 2019
  • Tata AIG Car Insurance
    "Good claim experience"
    0.5 4.0/5 "Great!"
    Last year I paid the car premium around Rs.14,000 to Tata Aig for three years old vehicle. I took comprehensive plan its fully covered from front bumper to bumper with zero dep. I got the policy paper on time, the service is good. When recently I met with accident my car front part got damaged then the insurer paid directly to the dealer. I paid some processing fee from my end.
    Was this review helpful? 0
    , visakhapatnam
    Reviewed on Apr 24, 2019
  • Tata AIG Car Insurance
    "Excellent Policy"
    0.5 5.0/5 "Blown Away!"
    I had taken this Car insurance policy a while back and the premium had been paying on an annual basis. The premium amount has not been high and the insurance covers bumper to bumper. The payments has been making offline and there hasn't been any hassle faced in the payment method. There has not been any claims made so far as well.
    Was this review helpful? 0
    , karaikudi
    Reviewed on Apr 05, 2019
  • Tata AIG Car Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    Since one year I am holding car insurance with Tata Aig, my friend have suggested hence I took this policy, the cost of the policy is as per my budge, the process got delay. The IDV value is fair, its meeting my expectation. They are providing 24 hours and road side assistance, I have insured my hyundai santro car.
    Was this review helpful? 0
    , new delhi
    Reviewed on Apr 01, 2019
  • Tata AIG Car Insurance
    "Smart Protection"
    0.5 5.0/5 "Blown Away!"
    I prefer Tata Aig car policy, because of the service and reputation, I am holding this car insurance for couple of years. They are providing no claim bonus depend upon the vehicle, the premium is very reasonable, last year I paid the premium around Rs. 10,000 for one year cover.
    Was this review helpful? 0
    , mumbai
    Reviewed on Mar 18, 2019
  • Tata AIG Car Insurance
    "Best insurance service "
    0.5 5.0/5 "Blown Away!"
    Recently I renewed the car policy with Tata Aig, its fine, the premium is good. The executive came to my place and collected the documents for the renewal, I availed the policy called bumper to bumper. I paid the premium around Rs. 14,000 for one month, IDV is good around Rs.5 lakhs.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Mar 16, 2019
  • Tata AIG Car Insurance
    "Affordable car insurance"
    0.5 4.5/5 "Excellent!"
    For past 1 year, I am using the TATA AIG car insurance for MARUTI WAGON R 2014 model. I got a good IDV value and a affordable premium when compared to the other insurance company . It is comprehensive plan with zero depreciation . It includes third part cover.
    Was this review helpful? 0
    , new delhi
    Reviewed on Mar 06, 2019
  • Tata AIG Car Insurance
    "Unique one in the Market"
    0.5 5.0/5 "Blown Away!"
    From 2015 I am holding Tata Aig car policy for my Hyundai I20 car, the premium was economical. Last time I paid Rs. 10,000 for one year, its a comprehensive policy. My car is almost 8 years old but this is only insurance company who give zero dep for the old vehicle its a best policy.
    Was this review helpful? 0
    , vadodara
    Reviewed on Feb 23, 2019
  • Tata AIG Car Insurance
    "Need Improvement"
    0.5 4.0/5 "Great!"
    Last year I had policy from Tata Aig, the cost wise they are higher, I got 40% cheaper price in ACKO insurer for my car policy. However the benefits are same like idv and the pre pick up from t he zone, tyer claim and complete interior, zero dep, bumper to bumper benefits. Tata Aig claim percentage is low, two year back I had claim it was small accident they delayed the process, at last I got the vehicle after 15 days it was cashless I done lots of follow up.
    Was this review helpful? 0
    , bangalore
    Reviewed on Feb 07, 2019
  • Tata AIG Car Insurance
    "Lower premium amount"
    0.5 4.0/5 "Great!"
    I have bought the car insurance from TATA AIG and i have not spoke with the customer care and i have not made any claim. I pay the premium amount of Rs. 5000 and since my car is old, i have got a good IDV value. I have got a facilities of road side assistance and no claim bonus. The premium is less hence i have chosen this policy.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 26, 2019
  • Tata AIG Car Insurance
    "Good"
    0.5 4.5/5 "Excellent!"
    I have chosen TATA AIG for my car insurance. I got a good review about this insurer from my friend so have to decide to go with it. The customer service is good. Am satisfied with the policy coverage and it has bumper to bumper offer. It has full cover and the policy period is one year.
    Was this review helpful? 0
    , kochi
    Reviewed on Jan 25, 2019
  • Tata AIG Car Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    I took my car insurance from TATA AIG through online channel. They have given lesser premium with zero dep and it includes road side assistance. The customer service is very good. The policy period is one year. I have no claim experience. It is a first party insurance.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 19, 2019
  • Tata AIG Car Insurance
    "Satisfied policy"
    0.5 5.0/5 "Blown Away!"
    TATA AIG is the best company to take the car insurance. Since long time i have taken this insurance. The customer care people used to call me to renew the policy and they used to policy renewal letter. I will do payment through online. Several times i have claimed the policy and i have received very good response.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 18, 2019
  • Tata AIG Car Insurance
    "Good Insurer"
    0.5 5.0/5 "Blown Away!"
    My financier suggested the Tata Aig general insurance, the premium is economical for the car policy. I have honda amaze car it got insured with them. The insurance company is providing 24 hours service, cash less garages, brake down service for the tenure of four years. On time I got the papers from the Tata Aig.
    Was this review helpful? 1
    , tirupur
    Reviewed on Jan 10, 2019
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