Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Tata AIG Motor Insurance

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Policy Coverage

Customer Service

Claim Experience

Responsiveness

Cashless Garages

Tata AIG General Insurance Company Limited has made a mark in the Indian insurance industry by introducing several innovative methodologies and products. The company has configured an extensive range of individual and commercial insurance products that cater to the varying needs of its customers. The products fall under the heads of home insurance, travel insurance, motor insurance, rural-agriculture insurance, and health insurance.

The company has a reputed customer service department that assists consumers throughout their relationship period. The claim settlement process of the company is smooth and payouts are made within the shortest turnaround time.

Why Should You Buy Motor Insurance From Tata AIG?

The advantages of buying motor insurance from Tata AIG are described below:

  • Coverage for damages or complete loss of the vehicle through a large range of incidents
  • Coverage for third-party liabilities
  • Personal accident cover for the owner-driver
  • Availability of 13 add-on covers to enhance the protection offered by the motor insurance policy
  • Motor insurance cover is offered for private and commercial vehicles, including cars and two-wheelers

Types Of Motor Insurance From Tata AIG

Tata AIG offers the following types of motor insurance plans for its customers:

  1. Auto Secure - Private Car Package Policy
  2. This is a comprehensive motor insurance package configured for the benefit of customers opting to buy insurance for their private cars. The insurance plan safeguards the insured vehicle against a host of events, such as accidental damages, theft, losses from natural and man-made calamities, etc. The coverage of the policy can be enhanced by opting for riders based on the insurance needs of the customer.

  3. Auto Secure - Two Wheeler Package Policy
  4. This is a comprehensive motor insurance plan that safeguards two-wheelers from several unprecedented events such as accidents, theft, damages while in transit, natural and man-made disasters, etc. It is advisable to buy this insurance plan to protect your prized two-wheeler. The policy term for this type of insurance plan is usually 1 year. After this, the policyholder will have to get in touch with the insurance company to renew the coverage.

  5. Auto Secure - Two Wheeler Long Term Policy
  6. This is a comprehensive two-wheeler insurance plan with an extended policy term of up to 2 or 3 years. This is useful for individuals who do not want to go through the hassles of renewing their two-wheeler insurance policies every year. They can opt for a policy term of 3 years and rest assured that their vehicle will be adequately protected.

  7. Auto Secure - Commercial Vehicle Package Policy
  8. This insurance plan is specially configured for the protection of commercial vehicles. It offers extensive insurance coverage to the insured vehicle and the policyholder.

  9. Liability Only Policy
  10. This is the minimum level of insurance coverage required for any motor vehicle, as per the Motor Vehicles Act, 1988. This insurance plan is also the cheapest form of motor insurance offered by the company.

Tata AIG Liability Only Plan - Inclusions

This insurance scheme offers protection for accidental injuries/death of a third party and third-party property damages. The insurance cover does not safeguard the insured vehicle itself. The owner-driver of the vehicle and passengers can get personal accident cover on paying an extra amount towards the premium.

Tata AIG Comprehensive Motor Insurance - Inclusions

The coverage provided by the comprehensive motor insurance plan from Tata AIG includes the following:

  • The policyholder will receive reimbursement of expenses for repairing damages suffered by the insured vehicle.
  • Total loss instances such as vehicle theft and massive accidental damages are offered coverage.
  • The policy offers protection from damages to the insured vehicle through natural calamities such as landslides, floods, hurricanes, storms, and the like.
  • The policy provides coverage for losses due to man-made disasters such as terrorist acts, in-transit damages, malicious activities, etc.
  • Third-party liability coverage is an intrinsic part of the comprehensive motor insurance plan offered by Tata AIG. This protects the policyholder from legal liabilities to a third party in an accident.
  • Personal accident cover is offered to the owner-driver of the insured vehicle.
  • The coverage under the plan can be amplified by using any of the add-on covers offered by the insurer.

Tata AIG Motor Insurance - Exclusions

The coverage under the motor insurance plans offered by Tata AIG does not include the following events:

  • Losses or damages incurred outside the geographical limits specified in the policy document
  • Intentional damages
  • Accidents while the driver is under the influence of liquor or drugs
  • A claim arising from contractual liability
  • Expenses for consumables
  • Normal wear and tear of the motor vehicle
  • Repair of glass, plastic, fiberglass, and rubber parts
  • Damages to the wheel accessories or rim
  • Routine maintenance of the vehicle
  • Repair of the vehicle outside an authorised garage
  • Using the vehicle beyond limitations

Tata AIG Motor Insurance FAQs:

  1. Is it possible to renew my Tata AIG motor insurance online?
  2. Yes, you can easily renew your Tata AIG motor insurance through the website of the insurance company. If the policy is already in expired status, within a period of 90 days from the expiry date you should request for a survey of the vehicle by calling the insurer’s toll-free number. If the policy has been in expired status for more than 90 days, you will have to apply for a fresh insurance policy. For this, you can visit the nearest branch of Tata AIG or call the toll-free number.

  3. Can I transfer my No Claim Bonus to another insurer?
  4. Yes, this is possible. You can procure an NCB transfer letter from your current insurance company to preserve the NCB for up to 3 months. This bonus can then be used on another motor insurance policy within this time.

  5. How can I pay for motor insurance renewal?
  6. Tata AIG allows you to make payments in the following ways for motor insurance renewal:

    • Online payment using debit/credit cards or the net banking facility
    • Free cheque pick-up facility can be requested for by calling the toll-free number of the insurer
    • The customer can also choose to pay through the Interactive Voice Response (IVR) facility offered by the insurance company
  7. How long does Tata AIG take for the settlement of a motor insurance claim?
  8. Tata AIG usually settles motor insurance claims within 7 working days of receipt of the required documents.

  9. Does the insurance company provide direct claim settlement facility?
  10. Yes, Tata AIG has tie-ups with a network of authorised garages across the country where you can get your vehicle repaired after it has been damaged. You can enjoy the benefits of cashless claim settlement service at these network garages.

Tata AIG Motor Insurance Reviews

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  • Tata AIG Car Insurance
    "Satisfied policy"
    0.5 5.0/5 "Blown Away!"
    TATA AIG is the best company to take the car insurance. Since long time i have taken this insurance. The customer care people used to call me to renew the policy and they used to policy renewal letter. I will do payment through online. Several times i have claimed the policy and i have received very good response.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 18, 2019
  • Tata AIG Car Insurance
    "Good Insurer"
    0.5 5.0/5 "Blown Away!"
    My financier suggested the Tata Aig general insurance, the premium is economical for the car policy. I have honda amaze car it got insured with them. The insurance company is providing 24 hours service, cash less garages, brake down service for the tenure of four years. On time I got the papers from the Tata Aig.
    Was this review helpful? 1
    , tirupur
    Reviewed on Jan 10, 2019
  • Tata AIG Car Insurance
    "Good Insurer"
    0.5 5.0/5 "Blown Away!"
    My financier suggested the Tata Aig general insurance, the premium is economical for the car policy. I have honda amaze car it got insured with them. The insurance company is providing 24 hours service, cash less garages, brake down service for the tenure of four years. On time I got the papers from the Tata Aig.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 10, 2019
  • Tata AIG Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I am having a car insurance with TATA AIG from last 1 year, a premium of Rs 7272 has to be paid for this car insurance policy. I did not claim anything so far from this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 03, 2019
  • Tata AIG Car Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    It has been a good insurance policy and the premium has been paying annually. The premium amount has been nominal and the payment method has been easy. I had not yet made any claims so far and there has been cashless garages available as well....
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 14, 2018
  • Tata AIG Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a car insurance with TATA AIG general insurance from last 10 months, a premium of Rs 16000 has to be paid for this insurance policy. There was no claim experience so far with this insurance and this policy has full coverage with 0% depreciation.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 11, 2018
  • Tata AIG Car Insurance
    "Complete protection with Tata Aig"
    0.5 5.0/5 "Blown Away!"
    I approached Tata Aig through their agent, he have taken initiative to generate the policy on time, I have received the policy document on time, the premium amt around Rs. 11k for one year, I have road side assistance with engine protection, tier cover with best insured value.
    Was this review helpful? 0
    , keonjhar
    Reviewed on Dec 10, 2018
  • Tata AIG Car Insurance
    "Yet to experience the policy"
    0.5 4.0/5 "Great!"
    I have purchased the TATA AIG car insurance 6 years ago. I have selected the TATA company because of the brand value. I'm not sure about the bumper to bumper facility. I have got the benefits of no claim bonus, cashless garages. I never interacted with the customer anyway I'm satisfied with the policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 02, 2018
  • Tata AIG Car Insurance
    "Good Car Insurance policy as of now. "
    0.5 4.0/5 "Great!"
    My car insurance policy was taken with TATA AIG. My friend has recommended me about this policy. He has taken care of all the details of the policy. I have been renewing the policy for last 9 years. I never interacted with their customer since i don't require it. I had no claim experience till now. They have offered me a coverage value of Rs. 6.25 lakhs. I have got a no claim bonus.
    Was this review helpful? 1
    , chennai
    Reviewed on Dec 02, 2018
  • Tata AIG Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I am having a car insurance policy with TATA AIG from last 2 years, a premium of Rs 8500 has to be paid for this insurance policy every year. There was no claim experience so far with this insurance policy. They cover bumper to bumper damage for this car insurance.
    Was this review helpful? 0
    , bangalore
    Reviewed on Nov 30, 2018
  • Tata AIG Car Insurance
    "Need to improve the customer service"
    0.5 2.5/5 "Just OK"
    My car insurance was offered by the TATA showroom. The premium is okay and I have paid around 15K to purchase the policy for one year. They have not send the insurance papers and the process was not clear like other insurer. I have contact the customer service which they don't respond. The policy coverage is good.
    Was this review helpful? 0
    , bangalore
    Reviewed on Nov 30, 2018
  • Tata AIG Car Insurance
    "Excellent policy"
    0.5 4.0/5 "Great!"
    Its because of the brand value of TATA, i have purchased the car insurance policy. I have spoke with my friends and they have suggested the car insurance policy with TATA. The customer satisfaction is high in this company. The claim experience is good which i had. They have all the parts in the policy. The response was on time in the dealer.
    Was this review helpful? 0
    , faridabad
    Reviewed on Nov 22, 2018
  • Tata AIG Car Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    My car is insured with TATA AIG general insurance,i got insurance through my agency, and i am not aware about premium amount it on yearly, It is a easy process, I have no claim experience so far with this insurance policy.
    Was this review helpful? 0
    , noida
    Reviewed on Nov 16, 2018
  • Tata AIG Car Insurance
    "Average policy"
    0.5 3.0/5 "Satisfactory"
    I got Car insurance from Tata Aig general insurance through Mahindra finance As The premium amount is very high of Rs 13000 ,As they have not explained even single thing about the policy overall its average policy . And am not happy with premium amount which i have paid for .
    Was this review helpful? 2
    , hyderabad
    Reviewed on Oct 11, 2018
  • Tata AIG Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    My car is insured with TATA AIG general insurance from last 8 years. A premium of Rs 17000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy and it has 100% coverage.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Sep 25, 2018
  • Tata AIG Car Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    My car is insured with TATA AIG general insurance from last 8 years. A premium of Rs 17000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy and it has 100% coverage.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Sep 25, 2018
  • Tata AIG Car Insurance
    "Average Policy"
    0.5 3.0/5 "Satisfactory"
    My car insurance is with TATA AIG and i have taken this policy for 1 year. I have to pay an insurance premium of Rs 9000 for this insurance. They cover bumper to bumper damages and i am happy with the coverage value of this insurance policy.
    Was this review helpful? 1
    , bangalore
    Reviewed on Sep 12, 2018
  • Tata AIG Car Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    My car is insured with the Tata Aig Car insurance. I pay a premium of 15000 per year. They have also offered me a fair IDV value for my car. I never had any issues with the their services. Overall I never had any issues with the car insurance policy so far.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 02, 2018
  • Tata AIG Car Insurance
    "Have to Improve the Services"
    0.5 5.0/5 "Blown Away!"
    I used to pay the premium of Rs. 2000. Actually my car got damaged to Rs. 50 K but they have given only Rs. 20000 for the claim amount. I have called to the customer care for my policy documents. I used to make the payment through online. I don't receive a hard copy and soft copy to my home. For that i have to reminded them for 2 to 3 times. After the follow up of 3 week they sent my hard copy to my residence. The claim experience is very bad. Their is no proper response from them when i approached the claim.
    Was this review helpful? 0
    , madurai
    Reviewed on Jun 06, 2018
  • Tata AIG Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my car insured with TATA AIG from last 1 year, i am happy with the coverage value of this insurance policy. I pay a premium of Rs 8000 every year for this insurance policy. I do not have claim experience so far with this insurance and they cover bumper to bumper damages.
    Was this review helpful? 0
    , new delhi
    Reviewed on May 15, 2018
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