Wellsurance Family is a single policy for you and your family. The policy goes beyond health insurance in that it is a unique combination of cashless health insurance and wellness offers. Policyholders can avail of higher daily cash cover if a family member is admitted to the ICU in addition to children’s education benefit and several value added services such as healthline queries, wellness discounts, health portals and regular health newsletters. There are three variants - Classic, Supreme and Elite under the policy.
Features & Benefits of Tata AIG Wellsurance Family Plan:
The salient features of Tata AIG Wellsurance Family policy are listed in the table below
|Entry Age||18 to 65 years|
|Renewability||Lifetime. Grace Period of 30 days for renewing the Policy. Coverage would not be available for the period for which no premium is paid|
|Payout Basis||Fixed amount on occurrence of a covered event|
|Tax Benefits||Tax benefits are available as per section 80D of the Income Tax Act|
The benefits offered by the three variants in the policy are listed in the table below
|Diagnosed Critical Illness||Rs. 2,00,000||Rs. 3,00,000||Rs. 4,00,000|
|Hospital Cash||Rs. 2,000 per day||Rs. 3,000 per day||Rs. 4,000 per day|
|Ambulance Charges||Rs. 2,000||Rs. 2,000||Rs. 2,000|
|ICU Benefit||Rs. 3,000 per day||Rs. 4,500 per day||Rs. 6,000 per day|
|Education Benefit||Rs. 50,000||Rs. 100,000||Rs. 2,00,000|
|Convalescence Benefit||Rs. 1,500||Rs. 2,500||Rs. 4,000|
Also Read: How to File a Claim with Tata AIG?
Other Health Insurance Plans from Tata AIG:
- TATA AIG MediPrime Health Insurance
- TATA AIG Wellsurance Executive Insurance
- Tata AIG Wellsurance Woman Plan
- Tata AIG Critical Illness Policy
- Tata AIG Individual Accident and Sickness Hospital Cash
- TATA AIG Medi Plus Health Insurance
- Tata AIG MediSenior Plan
- Tata AIG MediRaksha Policy
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.