Wellsurance Executive is a combination of health insurance and wellness programme (offers discounts at select gyms, spas, skin care and weight management centers). The policy provides coverage for critical illnesses, hospitalisation and surgical expenses, cash benefit and recuperation benefit among others. The fixed benefit policy comes in three variants- Classic, Supreme and Elite. Classic is the lowest variant offering low sum insured.
Features & Benefits of Tata AIG Wellsurance Executive:
The salient features of the policy are listed in the table below
|Entry Age||18 to 65 years. This policy can be bought as an add-on to basic health insurance|
|Policy Term||1 year|
|Payout Basis||Fixed amount on the occurrence of a covered event|
|Premium Payment||Level and age band wise premium on an annual or monthly basis|
|Tax Benefits||Get tax benefit for premium paid as per section 80D of the Income Tax Act|
Some of the key benefits offered by the policy and its three variants are listed in the table below
|Diagnosed Critical Illness||Rs. .3,00,000||Rs. 5,00,000||Rs. 7,50,000|
|Hospitalisation||Rs. 50 per day||Rs. 1,000 per day||Rs. 1,250 per day|
|Minor Surgeries||Rs. 10,000||Rs. 10,000||Rs. 15,000|
|Major Surgeries||Rs. 1,00,000||Rs. 1,50,000||Rs. 2,00,000|
|ICU Benefit||Rs. 3,000 per day||Rs. 4,500 per day||Rs. 6,000 per day|
|Convalescence Benefit||Rs. 1,500||Rs. 2,500||Rs. 4,000|
Also Read: How to File a Claim with Tata AIG?
Other Health Insurance Plans from Tata AIG:
- TATA AIG MediPrime Health Insurance
- TATA AIG Wellsurance Family Insurance
- Tata AIG Wellsurance Woman Plan
- Tata AIG Critical Illness Policy
- Tata AIG Individual Accident and Sickness Hospital Cash
- TATA AIG Medi Plus Health Insurance
- Tata AIG MediSenior Plan
- Tata AIG MediRaksha Policy
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.