Tata AIG MediPrime Plan is a which covers hospitalisation costs and expenses incurred for day care treatments, in inpatient expenses, domiciliary treatment and organ donor expenses among others. There is no loading on renewal premium after a claim is made.
Features & Benefits of Tata AIG MediPrime Policy:
The salient features of the Tata AIG Mediprime plan are listed below.
|Entry Age||Minimum is 18 years (91 days for children) and maximum is 65 years|
|Renewability||Lifetime (grace period for renewal of policy is 15 days)|
|Coverage Type||Individual and family floater|
|Policy Term||1 or 2 years|
|Medical Screening||Required for person above 45 years of age and Sum Insured more than Rs. 5 lakh. Also, l50% of medical costs will be reimbursed if proposal is accepted|
|Sum Insured||Maximum is Rs. 10 lakh; minimum is Rs. 2 lakh. Sum Insured can be enhanced at the time of renewal (as per the underwriting guidelines of the company)|
|Claim Period||30 days from the inception of the policy|
|Sub-limits||No sub-limits for inpatient benefits|
|Tax Benefits||Premiums paid up to Rs. 15,000 (individuals) and Rs. 20,000 (senior citizens) are tax deductible under section 80D of the Income Tax Act|
|Termination||Insurer may cancel the policy by giving a 30 day notice period. If no claim has been made, the company would refund a proportionate premium as mentioned in the policy document|
Also Read: How to File a Claim with Tata AIG?
Other Health Insurance Plans from Tata AIG:
- TATA AIG Wellsurance Executive Insurance
- TATA AIG Wellsurance Family Insurance
- Tata AIG Wellsurance Woman Plan
- Tata AIG Critical Illness Policy
- Tata AIG Individual Accident and Sickness Hospital Cash
- TATA AIG Medi Plus Health Insurance
- Tata AIG MediSenior Plan
- Tata AIG MediRaksha Policy
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.