• Tata AIG MediPlus Health Insurance Plan

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    The MediPlus policy that is offered by Tata AIG is a health insurance policy that can be taken for an individual or for a family. It offers various benefits like cashless hospitalisation, cover for ambulance charges, tax benefits and access to over 3,000 network hospitals.

    Features & Benefits of Tata AIG MediPlus:

    Entry Age 91 days to 65 years. If dependent children are to be covered they, must be between the ages of 91 days and 21 years and unmarried.
    Basis Individual and family floater health insurance plan
    Policy Period 1 year or 2 years
    Renewability Lifelong
    Sum Insured Rs. 5 lakhs
    Discounts
    • You can get a 10% discount if you insure 2 or more family members.
    • If you pay the premium for 2 years then you get a 7.5% discount.
    Coverage
    • This policy will cover in-patient charges like room rent, ICU charges and nursing expenses.
    • Cost of medicines and consumables will also be covered.
    • Expenses borne for 6o days preceding hospitalisation and 90 days after hospitalisation will be covered.
    • The policy provides cover for over 140 day care procedures where the hospitalisation is under 24 hours.
    • Cover is provided for domiciliary treatment required due to medical conditions or unavailability of beds at the hospital.
    • Ambulance charges up to Rs. 2,000 will also be covered.
    • Dental treatments, if necessitated by an accident or illness, will be covered.
    • Pre-existing conditions will be covered after a waiting period of 4 years.
    • Other specified illnesses will be covered after a waiting period of 2 years.
    • Medical expenses incurred by you for organ donation will be covered along with expenses for harvesting the organ from the donor.
    Benefits
    • The policy offers tax benefits under section 80D of the IT Act for premiums paid.
    • You can avail cashless treatment at over 3,000 network hospitals across India with this policy.
    • If your children are between the ages of 91 days and 21 years and are unmarried then they too can be covered under this policy.
    Exclusions
    • Injuries or sickness caused by wars, rebellions, invasions etc. will not be covered.
    • Injuries acquired while indulging in illegal activities or attempted suicide will not be covered.
    • STDs, HIV/AIDS, venereal disease, etc. will also not be covered.
    • Mental illnesses, Parkinson’s, Alzheimer's disease and congenital diseases won't be covered.
    • Pregnancy and childbirth will not be covered under this policy unless it results in ectopic pregnancy.
    • General dental treatments will not be covered by the policy.
    • Cosmetic surgery that is not required as a result of an injury or illness won't be covered.
    • Experimental treatment or non-allopathic treatment will also not be covered. Artificial limbs, hearing aids, spectacles, etc. will also not be covered by the policy.

    Other Health Insurance Plans from Tata AIG:

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    Tata AIG MediPlus Health Insurance Plan Reviews

  • Page 1 of 4 1 2 3 4
    • Tata AIG Health Insurance
      "Excellent Insurance Policy"
      0.5 5.0/5 "Blown Away!"
      They are very customer friendly people. I have a very good claim experience with them. It is very friendly claim experience and cashless mediclaim. Almost most of the hospital has been covered in the city where I'm living in. There is a sufficient amount of Coverage. If I'm not claiming the policy in this year. Next year i will get extra 50000 as add on in my claim amount.
      Was this review helpful? 0
      , nasik
      Reviewed on May 24, 2018
    • Tata AIG Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with TATA AIG from last 2-3 years and it is a good insurance policy to use. I have not claimed anything so far from this insurance policy. I am not aware of the premium amount as my company pays it. I have a coverage value of Rs 4 lakhs for this insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 09, 2018
    • Tata AIG Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my health insured with TATA AIA insurance from last 1 month, the premium amount of this insurance is Rs 33000 which has to be paid every year. I do not have claim experience so far with this insurance and i have a coverage of Rs 60 lakhs for this insurance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 16, 2018
    • Tata AIG Health Insurance
      "Good health insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have got the health insurance policy from TATA AIG around a year ago. The customer support is good with the TATA AIG and they give good responses to the customs. This policy covers 3members in my family and I pay the premium amount of Rs,11,000 ti renew the policy every year.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 12, 2018
    • Tata AIG Health Insurance
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Health insurance with TATA Aig, the insurance was taken since 2008,I have no claim experience with them but 100% covered as cashless treatment.I pay a premium amount of 600 per month.The policy coverage amount three lakhs.customer service i good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 02, 2018
    • Tata AIG Health Insurance
      "Not satisfied with the insurance policy"
      0.5 1.0/5 "Really Bad"
      Without my knowledge the health insurance with TATA AIG GENERAL INSURANCE got opened and took a premium of 5000. The executive informed me after one year the premium amount will be credited back to my account if i have not availed any claim. But till now i have not got the amount and later i closed the insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 09, 2017
    • Tata AIG Health Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I dont have much experience with TATA health insurance service the payment was easy process the premium amount was 8k per year the benefits not gone through the customer service was good the offers are good with TATA for my health insurance service,it was a good service from TATA for my health insurance service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 21, 2017
    • Tata AIG Health Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have accidental coverage with TATA AIG general insurance policy. I got this policy around 3 years ago. I have the medical claim Up to 10lakhs with TATA AIG accidental coverage insurance policy . This policy covers only myself. I have paid Rs,2000 to renew the policy last year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Tata AIG Health Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I am having the health insurance policy with the TATA AIG general insurance company and I have not faced any claims with them till now. Everything is perfect one with the Tata AIG general insurance company.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 13, 2017
    • Tata AIG Health Insurance
      "Worst service"
      0.5 1.0/5 "Really Bad"
      I have cancelled the TATA AIG health insurance policy , because the executives are not customer centric.I have informed the executives saying that I am not interested to go with this policy but they have debited the amount from my credit card and I have asked them refund the amount in time , but they are too much of time to refund the debited amount.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 31, 2017
    • Tata AIG Health Insurance
      "Reasonable"
      0.5 3.0/5 "Satisfactory"
      I do have health insurance policy with the Tata AIG general insurance company and I dont have any claim experience with them . Response is an average one for me like I was not assisted in a proper way and it is very easy to update the information.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 02, 2017
    • Tata AIG Health Insurance
      "Health insurance is too good"
      0.5 3.0/5 "Satisfactory"
      TATA AIG health insurance is very good but there is some scope for improvement when tit comes to customer service. When I call the customer care they are dealing in responding, so I have canceled the plan and I shifted to ICICI LOMBARD. Premuim is 1600 and it is too low
      Was this review helpful? 0
      , satara
      Reviewed on Aug 23, 2017
    • Tata AIG Health Insurance
      "Good health policy"
      0.5 4.0/5 "Great!"
      I got a health insurance policy with TATA AIG for past 2 years. The customer service is good with TATA. I never had any claim experience so far. The medical coverage and the cashless treatment is good with TATA AIG. I pay the premium of Rs.7000 in a year to renew the policy . This policy covers 4 people in my family including me.
      Was this review helpful? 0
      , sonepat
      Reviewed on Jul 18, 2017
    • Tata AIG Health Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I have taken a health insurance policy. For myself I got this policy around three years ago. I pay the premium of 3839 . I have no idea of the coverage every years I get as a refund 4000 from the insurance company If I don't claim anything Customer service and other things are really hassle free from I pay the premium as cash
      Was this review helpful? 0
      , ludhiana
      Reviewed on Jul 04, 2017
    • Tata AIG Health Insurance
      "Good Health Coverage"
      0.5 4.0/5 "Great!"
      I am making the premium of around 3000 per year, They gave me the medical coverage for everything except pregnancy and delivery wont cover. For small illness, accidents and cancer it has a coverage. Overall they offered me the medical coverage of Rs.3 lakhs per annum.
      Was this review helpful? 1
      , sangli
      Reviewed on May 11, 2017
    • Tata AIG Health Insurance
      "Very good"
      0.5 5.0/5 "Blown Away!"
      As of now, I have health insurance policy with the TATA AIG general insurance company. Claims are really good with them and on every year, I have claimed around one lakh of Rupees. Premium is around 600 Rupees more per annum and it provides coverage for my full nuclear family. I experienced cashless treatment facilities and it depends on hospitals terms and conditions.
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 20, 2017
    • Tata AIG Health Insurance
      "Health insurance is very good"
      0.5 4.0/5 "Great!"
      TATA AIG health insurance is very good and it helps me to run my family they are easily reachable it is very much useful for every one. I am holding this health insurance for about 3 months. I am supposed to pay a premium of 27000 once in every 6 months.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 16, 2017
    • Tata AIG Health Insurance
      "Health insurance"
      0.5 3.0/5 "Satisfactory"
      TATA AIG health insurance is fine, since I had not used I dont have experienced much, I am holding this health insurance for a period of 2years no drawback nor any challenges . Noting particular about this health insurance . I normally make the payment on a yearly basis
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 23, 2016
    • Tata AIG Health Insurance
      "Not customer oriented"
      0.5 1.5/5 "Bad"
      TATA AIG policy is very much aggressive at the time of selling the policy. After selling the policy they were not providing any sort of information about the further updates or about the policy. They will only call for making the premium payment not for servicing. Bottom line, they are business oriented.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 07, 2016
    • Tata AIG Health Insurance
      "Very fast services"
      0.5 5.0/5 "Blown Away!"
      TATA AIG provides me a health insurance benefit. Being a corporate insurance, I do not have to do much. I only have to submit the bills with the proper documents attached and the process for it is very fast. I get my reimbursement on time. The coverage is for my family and myself. I have not used the cashless facility yet.
      Was this review helpful? 1
      , jabalpur
      Reviewed on Oct 17, 2016
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