Tata AIG Criticare - Critical Illness Policy

The Critical Illness Policy offered by Tata AIG offers for 11 critical illnesses with insurance covers ranging from Rs. 2.5 lakhs to Rs. 15 lakhs. It offers features like lifetime renewability and the possibility of enhancing the sum insured when the health insurance policy is renewed. It comes with lifelong renewability, as long as the premiums are paid without a break, and the premium paying frequency is annual.

Features & Benefits of Tata AIG Critical Illness Policy:

Entry Age To be able to buy this policy you need to be between the ages of 18 years and 65 years.
Basis Individual
Policy Period 1 Year
Renewability Lifelong
Sum Insured The sum insured can range from Rs. 2.5 lakhs to 15 lakhs
  • Waiting period for cover for critical illness to begin is 90 days
  • Survival period is 30 days from the first diagnosis
  • The policy provides cover for the following 11 critical illnesses
    • First Heart Attack
    • Cancer
    • Stroke
    • Coronary Artery Bypass Graft
    • Kidney Failure Requiring Dialysis
    • Major Organ and Bone Marrow Transplant
    • Loss of sight
    • Coma
    • Severe Burns
    • Multiple Sclerosis
    • Paralysis
  • The policy comes with a free look period of 15 days.
  • In case you fail to make premium payments on time you have a grace period of 30 days.
  • The sum insured can be enhanced when renewing the policy.
  • The premiums paid towards this policy are eligible for tax benefits under section 80D.
  • In case you are diagnosed with a critical illness, a second opinion will be covered under this policy.
  • Pre-existing conditions and resultant complications will not be covered.
  • Exposure to radioactivity, nuclear material or toxic substances will not be covered.
  • Complications arising from congenital conditions will not be covered.
  • All illnesses that are not a part of this policy will not be covered.
  • Self-inflicted injuries or STDs will also not be covered.
  • Injuries or illnesses arising from HIV/AIDS or attempted suicide will not be covered.

Other Health Insurance Plans from Tata AIG:

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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Tata AIG Criticare Plan Reviews

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  • Tata AIG Health Insurance
    "Better coverage "
    0.5 5.0/5 "Blown Away!"
    I have been using the health Insurance with Tata Aig for last 4years and the service provided is really good.They have provided best coverage amount in this Insurance.They also cover all critical illness in this Insurance which is a add on benefit.They apply premium around 7900Rs in this insurance.
    Was this review helpful? 0
    , pune
    Reviewed on Oct 01, 2015
  • Tata AIG
    Tata AIG Health Insurance
    "Very good coverage..."
    0.5 3.0/5 "Satisfactory"
    Ultimately Tata AIG general insurance is covering 15lakhs and it is of family floater. All major critical illness are being covered under this health insurance like pregnancy. I guess, Tata is offering hundred percentage of coverage for maternity. Network hospitals are wide over cities. No claim bonus is available but not sure about the percentage.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 01, 2015
  • Tata AIG Health Insurance
    0.5 4.0/5 "Great!"
    Health insurance helps customers in many cases but till date I did not claim. We are subsidiary of Tata so Tata AIG General Insurance is covering all critical illness and for my entire family they are giving coverage of 15lakhs. My children will be covered till they get married. I can use their service even in multi specialty hospitals.
    Was this review helpful? 0
    , vellore
    Reviewed on Apr 17, 2015
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