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TATA AIG Health Insurance

General insurer Tata AIG is a company renowned for its various health insurance products. The health insurance plans offered by the company focusing on protecting the insured against various medical threats and accidental injuries.
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Tata Aig General Insurance Company Limited (Tata Aig General) is a joint venture between Tata Group and American International Group, Inc. (AIG). The Tata Group holds 74 per cent stake in the insurance venture with AIG holding the balance 26 percent. Tata Aig General Insurance Company, which started its operations in India on January 22, 2001, provides insurance solutions to individuals and corporate.


Tata AIG General Insurance Highlights Updated on 21 Jul 2019

Features Specifications
Network Hospitals 3000+
Waiting Period for Pre-existing Disease 4 years
Incurred Claims Ratio 71.12%
Number of Policies Issued 210310
Grievances Solved 99.90%
Renewability Lifetime

*For Year 2017-2018

Overview of TATA AIG Insurance:

TATA AIG Health Insurance Plans

Company Limited is a joint venture between two internationally known organizations- India’s Tata Group (74% stake) and the American International Group Inc (AIG- 26% stake). The former is one of the most recognizable brand names in India while the latter is a global leader in insurance and financial services. The company began its operations in India on January 22, 2001 and has quickly risen to be a preferred insurer for both individuals and Corporates.

TATA AIG Insurance offers a wide range of health insurance products in the following domains- Motor, Health, Home, Travel, and Lifestyle as well a number of specialized financial specialities. The company boasts of a strong claims settlement service and promotional strength and accessibility through such mediums as Tele Marketing, Digital Marketing and other online and offline mediums.

Types of Health Insurance Policies Provided by TATA AIG Insurance:

Policies forming a part of the company’s health insurance plans portfolio are listed below:

  1. TATA AIG MediPrime Health Insurance
  2. TATA AIG Wellsurance Executive Insurance
  3. TATA AIG Wellsurance Family Insurance
  4. Tata AIG Wellsurance Woman Plan
  5. Tata AIG Critical Illness Policy
  6. Tata AIG Individual Accident and Sickness Hospital Cash
  7. TATA AIG Medi Plus Health Insurance
  8. Tata AIG MediSenior Plan
  9. Tata AIG MediRaksha Policy
  10. Tata AIG Group Accident and Sickness Hospital Cash Policy

Looking at each Health Insurance product individually,

TATA AIG MediPrime Health Insurance:

Cashless claims acted upon in less than 4 hours. Save on taxes too. The TATA AIG MediPrime Health Insurance Plan is completely transparent with zero sub-limits on health expenses.

Entry Age Minimum is 18 years (91 days for children) and maximum is 65 years
Coverage Type Individual and family floater
Sum Insured Maximum is Rs. 10 lakh; minimum is Rs. 2 lakh. Sum Insured can be enhanced at the time of renewal (as per the underwriting guidelines of the company)
Policy Term 1 or 2 years
Pre & Post hospitalization Avail 30 days before and 60 days after hospitalization
Ayush Benefit Coverage for non- allopathic in-patient treatments like Ayurveda, Unani etc.
Tax Benefits Premiums paid up to Rs. 15,000 (individuals) and Rs. 20,000 (senior citizens) are tax deductible under section 80D of the Income Tax Act
Benefits
  • Cash Benefit for accompanying on hospitalization of an insured child
  • Coverage for non-allopathic in-patient treatments like Ayurvedic, Unani or Homeopathy
  • Health check-up every 4 years of continuous renewal
  • Bonus of 10% increase of annual Sum Assured every claim free year
  • Sum Assured can be enhanced at the time of renewal
  • Organ donor transplant expenses
  • Emergency ambulance costs
  • Option to migrate to similar Indemnity health insurance policy
Exclusions
  • Pre-existing diseases will be covered after a waiting period of 48 months
  • Treatment in the first 30 days from the commencement of the policy, except accidents
  • Intentional self-injury, drugs abuse, alcohol addiction, obesity, maternity, psychiatric, congenital diseases and HIV/AIDS among others

TATA AIG Wellsurance Executive Insurance:

A robust health insurance for the busy executives of today. While you take care of your goals, this TATA AIG Wellsurance Executive Insurance Policy takes care of your health.

Entry Age 18 to 65 years. This policy can be bought as an add-on to basic health insurance
Policy Term 1 year
Coverage
  • Critical Illness benefits are available on diagnosis of specified ailments without hospitalisation of the insured. In case of hospitalisation, it can be converted into cashless claim facility.
  • Hospitalisation benefits including major and minor surgeries as per the limits specified
  • Hospital cash benefits are payable based on the number of days the insured is hospitalized.
  • Convalescence benefit is paid in lumpsum after every continuous hospitalisation of 5 days
  • Value added benefits include expert medical practitioners, personalized health tracker, exclusive wellness articles
  • Discounts on select gyms, spas and weights management centers
  • Discounts on select health check up packages at network hospitals
Waiting Period
  • Survival period of 30 days for all critical ailment benefits
  • 90 day waiting period for critical ailment benefits
  • No waiting period for accident related hospitalization benefits
  • 120 day waiting period for major surgeries
  • Waiting period of 90 days for minor surgery benefits
Tax Benefits Get tax benefit for premium paid as per section 80D of the Income Tax Act
Exclusions
  • First 90 days of hospitalisation
  • Critical illness benefit not paid more than once
  • Hospitalisation outside India
  • Pre-existing diseases
  • Spondylitis treatment
  • Pregnancy and related conditions
  • Diseases existing at birth (congenital)
  • Non-allopathic treatments like Ayurveda, naturopathy or homeopathy
  • War, invasion and people serving in military or armed forces
  • Toxic or radioactive contamination
  • Injuries due to dangerous activity
  • Cosmetic surgeries
  • Obesity related treatments
  • Self-inflicted injuries
  • Cost of spectacles, hearing aids, crutches, and wheelchairs among others
  • Abuse of drugs, alcohol
  • HIV / AIDS and related conditions

TATA AIG Wellsurance Family Insurance:

This TATA AIG Wellsurance Family Insurance Policy is designed to take care of each member of your family medically, to avoid straining your finances during emergencies and give you complete peace of mind.

Entry Age 18 to 65 years
Basis Family floater plans
Payout Basis Fixed amount on occurrence of a covered event
Waiting Period
  • Waiting period of 90 days and survival period of 30 days for all critical ailment benefits
  • Waiting period of 90 days for sickness related hospitalization benefits
  • No waiting period for accident related ailments
Exclusions
  • Critical illness benefit for each ailment is not paid more than once
  • Critical illness benefits are not available for children covered under the policy
  • All benefits are reduced by 50% for children covered in the policy
  • Pre-existing conditions and related complications are excluded except in cases where the insured has been covered for four consecutive years since inception of the policy
  • First 90 days for hospitalisation
  • Hospitalisation outside India
  • Spondylitis treatment

Tata AIG Wellsurance Woman Plan:

A Tata AIG Wellsurance Woman Plan that is specifically designed for the hard working woman of today, helping to manage her health insurance needs as well as ensuring her wellbeing in other spheres of her life.

Entry Age The entry age for this policy is from 18 years to 65 years of age.
Basis Individual
Policy Period 1 year
Renewability Lifelong
Waiting period 90 days(For all illnesses)
Ambulance charges Up to Rs. 2,000 will be covered
Free-look period 15 days.
Cashless hospitalisation Over 3,000 hospitals.
Benefits
  • You can get in touch with medical specialists over the phone for free.
  • This policy can be bought online making it very convenient to purchase
  • The sum insured can be increased at the time of renewing the policy.
Exclusions
  • Injuries caused by acts of war or exposure to radiation and nuclear material.
  • Attempted suicide or injuries inflicted upon oneself.
  • HIV and AIDS
  • Vaccinations, inoculations, any cosmetic procedure or elective surgery that you opt for.
  • Illnesses or requirement of medical attention which results from substance abuse.

Tata AIG Critical Illness Policy:

In today’s busy world, critical illnesses have become a common occurrence that could strike anyone at any time. Stay protected financially with this Tata AIG Critical Illness Policy that is designed for such unseen, unexpected medical emergencies.

Entry Age 18 years and 65 years.
Basis Individual
Policy Period 1 Year
Renewability Lifelong
Sum Insured The sum insured can range from Rs. 2.5 lakhs to 15 lakhs
Free look period 15 days.
Grace period 30 days.
Tax benefits Under Section 80(D) of the Income Tax Act
Exclusions
  • Pre-existing conditions and resultant complications will not be covered.
  • Exposure to radioactivity, nuclear material or toxic substances will not be covered.
  • Complications arising from congenital conditions will not be covered.
  • All illnesses that are not a part of this policy will not be covered.
  • Self-inflicted injuries or STDs will also not be covered.
  • Injuries or illnesses arising from HIV/AIDS or attempted suicide will not be covered.

Tata AIG Individual Accident and Sickness Hospital Cash:

This Tata AIG Individual Accident and Sickness Hospital Cash Policy serves as a supplement for your current health insurance policy, proving its worth in situations wherein hospitalizations could extend to long durations, unexpected expenses might crop up or specialised treatments might be required.

Entry Age This policy can be taken by anyone between the ages of 18 years and 65 years.
Basis Individual or Family
Policy Period 1 year
Medicals No medicals are required to take this policy
Renewability Lifelong provided premiums have been paid regularly.
Sum Insured The policy offers daily cash ranging from Rs. 500 a day to Rs. 25,000 per day.
Deductible 5% of the benefit amount is deductible when reimbursements are made under Accident Medical
Daily cash benefits 180 days
Tax benefits Under Section 80(D) of the Income Tax Act
Free look period 15 days.
Grace period 30 days.
Benefits
  • The sum insured can be increased when the policy is renewed.
  • The indemnity for accidents has no waiting period and is activated the moment the policy commences.
  • Dependents covered by this policy get the option to migrate to other similar policies provided they have reached an exit age.
Exclusions
  • Treatments conducted outside India will not be covered.
  • Pre-existing conditions and complications that are a result of these conditions won't be covered.
  • Conditions resulting from the abuse of substances like drugs and alcohol will not be covered.
  • HIV/AIDS, STDs, nervous disorders, attempted suicide, etc. will also not be covered.
  • Congenital diseases and resulting complications will not be covered under this policy.
  • Injuries or sickness resulting from participation in extreme or dangerous sports will also not be covered.

TATA AIG Medi Plus Health Insurance:

TATA AIG Medi Plus is a top-up health insurance plan that enhances your current health insurance with a higher total coverage at an affordable premium.

Entry Age 91 days to 65 years. If dependent children are to be covered they, must be between the ages of 91 days and 21 years and unmarried.
Basis Individual and family floater
Policy Period 1 year or 2 years
Renewability Lifelong
Sum Insured Rs. 5 lakhs
Discounts You can get a 10% discount if you insure 2 or more family members. If you pay the premium for 2 years then you get a 7.5% discount.
Coverage
  • Ambulance charges up to Rs. 2,000 will also be covered.
  • Dental treatments, if necessitated by an accident or illness, will be covered.
  • Pre-existing conditions will be covered after a waiting period of 4 years.
  • Other specified illnesses will be covered after a waiting period of 2 years.
  • Medical expenses incurred by you for organ donation will be covered along with expenses for harvesting the organ from the donor.
Benefits
  • The policy offers tax benefits under section 80D of the IT Act for premiums paid.
  • You can avail cashless treatment at over 3,000 network hospitals across India with this policy.
  • If your children are between the ages of 91 days and 21 years and are unmarried then they too can be covered under this policy.

Tata AIG MediSenior Plan:

A health insurance policy for the senior citizens to help them take care of unexpected medical expenses without completely depleting their hard earned retirement savings.

Entry Age 61 years and above
Basis Individual or family floater
Policy Period 1 year or 2 years
Renewability Lifelong
Sum Insured There are 3 options for the sum assured, Rs. 2 lakhs, Rs. 3 lakhs and Rs. 5 lakhs.
Medicals Medicals will be required prior to taking the policy however, 50% of the cost of the medicals will be reimbursed.
Discount
  • 7.5% if the premium is paid for 2 years.
  • 5% discount is offered if 2 family members are insured under this policy.
  • 5% cumulative discount is offered on premiums for every claim free year.
Co-Payments
  • 15% for all day care procedures
  • 15% for shared rooms
  • 30% for single rooms or rooms of a higher category
Coverage
  • In-patient expenses like ICU charges, operating theatre charges, medicines, nursing charges etc. will be covered.
  • Pre-hospitalisation expenses for 30 days and post hospitalisation expenses of 60 days will be covered.
  • The policy will cover over 140 day care procedures.
  • Ambulance services up to Rs. 2,000 will be covered.
  • Certain illnesses will be covered after a waiting period of 2 years
  • Pre-existing conditions will be covered after a period of 4 years.
  • Cover for accidental injuries will start the moment the policy comes in effect.
  • Domiciliary treatment will be covered if you can't be moved to a hospital due to your condition or availability of beds at the hospital.
  • In case you need an organ transplant then its cost and the cost to the donor for harvesting the organ will be covered.
Benefits
  • This policy give you access to cashless treatment at over 3,000 hospitals.
  • It comes with a grace period of 30 if the premium is not paid by the due date.
  • It also comes with a free-look period of 15 days.
  • Policyholders can migrate to other indemnity policies of Tata AIG at any time.
  • The sum insured can be increased at the time of renewing the policy.
Exclusions
  • Injuries or illnesses contracted while involved in illegal activities will not be covered.
  • Injuries or illnesses contracted as a result of war, exposure to toxic material like radiation or nuclear material won't be covered.
  • Treatment sought for weight loss will not be covered.
  • If you require treatment as a result of substance abuse (drugs/alcohol) then you will not be covered.
  • Expenses for screening of potential organ donors won't be covered.
  • Cosmetic surgery won't be covered unless required because of injuries or illness.

Tata AIG MediRaksha Policy:

A basic that is aimed at helping you take care of unexpected illness, medical emergencies, hospitalization and surgical treatments when it comes to you and your family.

Entry Age Adults between the ages of 18 years and 65 years can take this policy. In the case of dependent children, the entry age ranges from 91 days to 21 years.
Basis Individual or family floater
Policy Period 1 year or 2 years
Renewability Lifelong
Sum Insured There are 3 choices for the sum insured, Rs. 50,000, Rs. 75,000 and Rs. 1 lakh.
Medicals Not required if you are taking the policy before the age of 55 years
Discount 7.5% if you are paying the premium for 2 years. 10% if 2 or more family members are covered by this policy.
Co-Payments 15% of every claim made under this policy
Coverage
  • In-patient expenses like ICU charges, room rent, medicine cost, nursing charges, etc. will be covered.
  • Pre-hospitalisation expenses for 30 days and post-hospitalisation expenses for 60 days will be covered.
  • In case of pre and post hospitalisation expenses the lesser of 1% of admissible claim or the actual expense will be paid.
  • The policy will cover 144 day care procedures for which hospitalisation is for less than 24 hours.
  • The policy will also cover the organ donor’s expense.
  • At the end of 4 years the policy will offer 1% of the insured amount or a max of Rs. 1,000 towards medical check-ups.
  • Pre-existing conditions will be covered after a period of 4 years.
  • Specific illnesses will be covered after a waiting period 2 years.
Benefits
  • The policy offers free medical check-ups when it is renewed.
  • Premiums paid will be eligible for tax benefits under section 80D of the IT Act.
  • If you are under the age of 55 years then you don't have to undergo medicals prior to taking this policy.
  • The policy offers cashless treatment at network hospitals.
  • The policy provides access to over 3,000 hospitals where cashless treatment can be availed.
Exclusions
  • Injuries or illnesses that result from illegal activities won't be covered.
  • Treatment for mental illnesses, Alzheimer's or Parkinson's disease won't be covered.
  • HIV/AIDS and complications arising from them won't be covered.
  • Treatment resulting from abuse of substances like drugs and alcohol won't be covered.
  • Cosmetic surgery won't be covered unless required as a result of injury or illness.
  • Experimental or unproven treatment won't be covered.
  • Diagnostic procedures like x-rays and lab exams won't be covered.

Tata AIG Group Accident and Sickness Hospital Cash Policy:

Daily cash benefit Avail for injury, accidents and disease.
Medical examination Not required
Hospitalization cash 180 days in case of accidents/ sickness.
Free look period 15 days
Renewal Lifelong
Grace period 30 days
Benefits
  • Changes/modification in the policy will be intimated to the policyholder 3 months prior.
  • Option to migrate to similar health Insurance policy is available.
  • The policyholder will be informed about the possible withdrawal of the policy 3 months prior to expiry of the policy.
  • Accident medical expense repayment is available by using which you can get your daily medical bills reimbursed for accidental injuries with/without hospitalization.
  • Enjoy coverage up to 100% for you and your spouse, and 50% for your children.
Tax benefits Under Section 80(D) of the Income Tax Act
Exclusions
  • War or wartime conditions.
  • Intentional self-injury, suicide attempt (sane or insane), committing a breach of law.
  • Participation in naval, military or air-force operation.
  • Participation in dangerous sports like racing, scuba-diving, parachuting etc.
  • Substance abuse including Alcohol, Drugs and smoking cessation programs.
  • Weight control programs and treatments for obesity.
  • Congenital conditions, psychiatric mental disorders, Parkinson’s, Alzheimer’s etc.
  • Acquired Immune Deficiency Syndrome (AIDS) and similar sexually transmitted diseases.
  • All conditions concerning pregnancy, maternity and birth.
  • Treatment for infertility, sterility or similar treatments.
  • Plastic or cosmetic surgery.
  • Experimental, investigational and/or untested treatments.
  • All preventive care, vaccination including inoculation and immunizations.
  • Hospitalization charges that aren’t explicitly mentioned as being covered, including admission charges, discharge, administration, registration etc.
  • Treatment rendered by a Medical Practitioner which is outside his discipline or the discipline for which he is licensed.

How to File a Claim with Tata AIG?

The insured member can register a health insurance claim with Tata AIG via SMS, email or calling the insurer's toll-free helpline number. In the case of cashless hospitalisation, the insured member must seek treatment in a network hospital of the insurer. The hospital will submit a pre-authorisation request to the insurer or TPA. Upon approval, the hospital will provide cashless treatment to the insured member. The medical bills will be directly settled with the hospital by the insurer.

In the case of a reimbursement claim, the insured member has to pay the medical bills out of his or her pocket. The original medical documents along with a duly-filled claim form has to be submitted to the insurer within 30 days of date of discharge. The insurer will approve or reject the claim as per the policy terms and conditions.

Incurred Claims Ratio of Tata AIG Health Insurance for the Year 2017-18

Net Earned Premium (in Crore) Net Claims Paid (in Crore) Incurred Claims Ratio (in %)
Rs.418.28 crore Rs.253.82 crore 60.68%

Tata AIG health Insurance FAQs:

  1. What are the benefits of Hospital Cash policy by Tata AIG?

    Some of the key benefits of this health insurance policy by Tata AIG are listed here:

      • Zero documentation
      • Instant coverage
      • No Medical Examination
      • Income Tax benefit under section 80D
      • Daily cash benefit
  2. What is Hospital Cash?

    This policy can be viewed as an extension to the Health insurance policies. This allows you to deal with cash expenses that are required during hospitalization.

  3. Is there tax benefit on Health Insurance schemes by Tata AIG?

    Yes. Tax exemption is available under section 80D of the Income Tax Act.

  4. What is the maximum and minimum policy duration?

    Most policies come for a whole year after which they are to be renewed. However, certain policies also offer two years renewal period.

  5. Are diagnostic charges covered under Health Insurance?

    Yes. Diagnostic tests like MRI, CT-Scan etc. are covered under the medical insurance schemes.

  6. Can I cancel my policy midway?

    Yes. Policy can be revoked mid-way.

  7. Is Health Insurance different from Life Insurance?

    Health Insurance is a scheme that is availed in order to cover you against any sicknesses and the resulting medical expenses. There is no maturity period or amount and a medical insurance needs to be renewed every year usually. However, Life Insurance is to keep your family and loved ones financially covered, in case of untimely death of the policy holder or some serious permanent disability. Life Insurance has a maturity period after which a maturity amount is paid to the insurance customer.

  8. Is Health Insurance required if I am young and Healthy?

    Yes. Health Insurance keeps you protected in case of sudden injury due to accident as well as against a host of serious sicknesses. No one knows when a medical urgency may arise. Also, Health Insurance takes care of heavy expenses that are made in case a serious medical emergency occurs.

  9. I have a Health Insurance scheme from my Employer, do I still need a personal Health Insurance policy?

    Yes. The Health Insurance policy issued by your Employer is usually non-transferrable, and hence you might face issues during job change. Also, medical records are maintained more efficiently in case a single health insurance policy is continued. Hence, it is advised to have a private policy too in addition with the company provided insurance scheme.

  10. Does this policy cover maternity/pregnancy covered as a part of Health Insurance Schemes?

    No. However, company provided group insurance schemes generally cover maternity too.

  11. Are diagnostic charges covered in Health Insurance?

    Yes. Diagnostic tests like MRI, CT-Scan etc. are covered under the medical insurance schemes.

  12. Are homeopathy and naturopathy covered?

    No. These treatments are not covered under a standard policy.

  13. Can I buy more than one health policy?

    Yes. In that case, both health policies will share equally (up to the sum assured) the claim among themselves and pay out your medical expense.

  14. What happens to the policy once a claim is made?

    The policy will continue normally, however, whatever is the amount of claim made that would be reduced from the sum assured. For e.g. a policy of 5 lakhs will be reduced to 3 lakhs in case a claim of 2 lakhs has already been made.

  15. What are the documents required for getting a Health Insurance policy?

    None. Only basic documents such as ID proof are required at the time of making a claim.

Examples of Network Hospitals in Major Cities:

CITY NAME OF HOSPITAL
DELHI KRISHNA HOSPITAL
MUMBAI MANGAL ANAND HOSPITAL
KOLKATA WOODLAND MULTISPECIALITY HOSPITAL LIMITED
BANGALORE BANGALORE BAPTIST HOSPITAL
CHENNAI VIJAYA MEDICAL AND EDUCATIONAL TRUST

GST rate of 18% applicable for all financial services effective July 1, 2017.

Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

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TATA AIG Health Insurance Reviews

Page 1 of 5 1 2 3 4 5
  • Tata AIG Health Insurance
    "Yet to explore the policy"
    0.5 3.0/5 "Satisfactory"
    Yet to explore the policyMy organization has provided me a health insruance policy from TATA AIG. I will be getting the benefits only for me and my family is not covered. They have provided me a coverage value of Rs. 5 lakhs. Since my company is paying the premium, i'm not sure about it. I have not applied for any claim.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 27, 2019
  • Tata AIG
    Tata AIG Health Insurance
    "Excellent Policy"
    0.5 5.0/5 "Blown Away!"
    My employer has provided me a health insurance policy from TATA AIG and the premium is being deducted from my salary. I do not have any claim experience till now. My entire family has been covered in this policy. I got the coverage amount of Rs. 5 lakhs.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 22, 2019
  • Tata AIG Health Insurance
    "Average service"
    0.5 3.0/5 "Satisfactory"
    I have been using TATA AIG health insurance from long time, they have tie up with many hospital and had shared me the location of it, so far i did not taken any claim experience, the premium amount i use to pay on quarterly basis , it use to get auto debited from my account.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 13, 2019
  • Tata AIG Health Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I have taken TATA AIG Health Insurance policy which was referred by Axis bank .There was cashless facility available so far .This policy tenure is for 1year and each year need to renew the policy.I have got all the details of the policy through the agent ,Premium is paid through Auto Debit mode.This Helath insurance will be very useful and helpful .
    Was this review helpful? 0
    , new delhi
    Reviewed on May 18, 2019
  • Tata AIG Health Insurance
    "It should be coverd for parents"
    0.5 3.0/5 "Satisfactory"
    I got the corporate medical plan from Tata Aig, it has the benefits around Rs. 5 lakhs but there was no claim experience. Its covers only for me since I am a single, I got the medical card. It would be great if they can extend the coverage at least for the parents.
    Was this review helpful? 0
    , mumbai
    Reviewed on Apr 29, 2019
  • Tata AIG Health Insurance
    "Easy to buy medical policy"
    0.5 3.0/5 "Satisfactory"
    I have taken a TATA AIG POLICY this is my company policy this is a family floater policy.The coverage value is Rs. 500000 i am paying premium per annuam is Rs. 6000 . Al type of criticial illnuss covered in this policy.Still now there is a noclaim i have some bonus that will be addeded to my coverage.I am getting tax benefits for this policy . Customer service is good.
    Was this review helpful? 0
    , pune
    Reviewed on Apr 01, 2019
  • Tata AIG Health Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    I have taken the health insurance policy with the TATA AIG GENERAL INSURANCE where the premium for this policy is nominal also i have not experienced wit any claim with this insurance policy. It gives the family coverage and the medical coverage is nominal.
    Was this review helpful? 0
    , thane
    Reviewed on Mar 28, 2019
  • Tata AIG Health Insurance
    "GOOD"
    0.5 5.0/5 "Blown Away!"
    TATA AIG GENERAL INSURANCE is the insurance provider where i am using the health insurance policy. I have been using from last 6 months the premium i paid is for 6K the medical coverage is for 50L which gives coverage is for complete family.
    Was this review helpful? 0
    , mumbai
    Reviewed on Feb 25, 2019
  • Tata AIG Health Insurance
    "GOOD"
    0.5 4.0/5 "Great!"
    TATA AIG GENERAL INSURANCE is the insurance provider where i am holding the health insurance policy with them since from many years. The policy coverage is for self and they offered 15L for self. The premium is nominal added on that it covers disease coverage.
    Was this review helpful? 0
    , chennai
    Reviewed on Feb 22, 2019
  • Tata AIG Health Insurance
    "Good Medical benefits"
    0.5 4.0/5 "Great!"
    I have personal health policy with Tata Aig, I paid Rs. 7000 premium amount for the medical cover of Rs. 3 lakhs. It is for my spouse and I. My friend who is working at AXIS Bank referred it to me. I got the medical card on time. Almost with every hospital, the insurer has a tie up. I got Rs. 90,000 as no claim bonus for 3 years.
    Was this review helpful? 0
    , indore
    Reviewed on Feb 18, 2019
  • Tata AIG Health Insurance
    "Okay policy"
    0.5 4.0/5 "Great!"
    My company has provided me a health insurance policy for the family. The medical coverage is around 4L for couples. There was no claim experience. It has good networks of hospitals for cashless. I have not checked the term and conditions. I have paid the premium around 12K for a year.
    Was this review helpful? 0
    , bangalore
    Reviewed on Feb 04, 2019
  • Tata AIG Health Insurance
    "Good medical cover with Tata"
    0.5 4.0/5 "Great!"
    On time I got the papers from Tata Aig they activated it without any delay, my corporate company gave me Rs. 10 lakhs of coverage for entire family. I am not sure about the pre existing cover, its give coverage for minor and major disease, they got tie up with many list of hospitals.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 31, 2019
  • Tata AIG Health Insurance
    "Great company"
    0.5 5.0/5 "Blown Away!"
    I have taken health insurance from tata aig. I did take health insurance from tata aig for my parents and The Process was so simple. Customer representative is good. The customer service and response was on time, never had any issues. Now I feel safe for my family Thank you tata aig.
    Was this review helpful? 1
    , solapur
    Reviewed on Jan 12, 2019
  • Tata AIG Health Insurance
    "Excellent service"
    0.5 5.0/5 "Blown Away!"
    I have a health insurance policy with TATA AIG , this policy cover accident claim and there customer support team have explain me about this policy and the premium i pay per year it nominal, i pay through on line, till now there service was good.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 02, 2019
  • Tata AIG Health Insurance
    "Every one must hold a health insurance policy"
    0.5 3.5/5 "Pretty good"
    The premium is somewhat heavy compared to other companies. They have provided me a coverage value of Rs.4.80 lakhs. There is a different slab for according to the age group. I am paying the premium of Rs. 8400 per annum . I have been paying the premium for 2 adults under family platter with a eldest age of 31.
    Was this review helpful? 1
    , mumbai
    Reviewed on Dec 29, 2018
  • Tata AIG Health Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    I had taken this insurance policy a long time back and the services are really recommendable to others. Most of the hospitals are covered in the locality as well, and even the cash less treatment is available with them. I had been paying the premiums on monthly basis.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 17, 2018
  • Tata AIG Health Insurance
    "Servies should be fullfiled for all the policies"
    0.5 4.0/5 "Great!"
    The mediclaim value of Rs. 3 lakhs, its for me and entire family. I got the medical card, the coverage value is good but the services it not covered fully. Number of service they are not covered, they got tie up with many hospital they shared the list of hospital. I think if I invest the higher premium it covers everything.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 09, 2018
  • Tata AIG Health Insurance
    "Secured policy"
    0.5 5.0/5 "Blown Away!"
    My company has provided me a health insurance with TATA AIG. They have offered the policy only for me with the coverage value of Rs. 50 lakhs. I have no claim experience as of now. I have not gone through the policy details. I have been holding this policy for more than 7 years. The premium amount used to deducted from my salary.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 05, 2018
  • Tata AIG Health Insurance
    "Good for Health"
    0.5 4.0/5 "Great!"
    MY friend have referred Health insurance with TATA AIG, because of the good coverage they give complete family protection. I got the mediclaim amount of Rs. 3 lakhs, they have pre existing cove , I can use after a year. I am satisfied with the policy benefits.
    Was this review helpful? 0
    , bhubaneshwar
    Reviewed on Nov 02, 2018
  • Tata AIG Health Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I've a health insurance policy with the TATA AIG. The policy is for myself and I've employer provided health insurance for my family. , I am paying a premium of 4000 monthly, the annual coverage of the policy is 5 lacs and I do not have any claim experience with the policy so far.
    Was this review helpful? 0
    , bangalore
    Reviewed on Sep 26, 2018
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